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Senmiao Technology Ltd

AIHS

$1.55 ▲ +0.12 (+8.39%) at close

10 Visible periods

28 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Weak

Moderately Bearish

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Analytical Summary

Senmiao Technology Ltd faces fundamental challenges. On the positive side, Return on Common Equity (%) remains strong. Investors should exercise caution and monitor for improvement in key metrics.

Market Cap $4.1M

Dividend Yield —

Revenue Growth -54.4% ↘

Op. Margin -186.8% ↘

ROIC 39.1% ↘

FCF / Share $-0.60 ↘

Trailing P/E —

Price / Book —

FCF Yield —

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

10-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$1.55M

↓ -54.4% —

Net Income Profit after all expenses

$-5.27M

↓ -41.5% —

Operating Margin Operating profit as % of sales

-186.8%

↓ -63.7% 0th

FCF / Share Free cash flow per share

$-0.60

↓ -1363.0% —

trending_up

Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

Operating Margin (%)Operating Margin (%) is in the bottom quartile
Profit Margin (%)Profit Margin (%) is in the bottom quartile

Health Breakdown

Profitability ↓

Returns

Cash Quality ↓

Financial view

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📈 Is growth accelerating? 6 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗
Revenue Growth YoY (%)	-54.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1188%)	-21.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-531%)	-46.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1031%)	-31.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-723%)	90.4% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1708%)	-60.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1318%)	439.8% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+8696%)	490.2% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+9705%)	—	—
EPS Growth YoY (%)	-462.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	14.6% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	4.7% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	-330.0% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—
Net Income Growth YoY (%)	-41.5% Weak ↑ Weak Improving Year-over-year change in net income	-1.5% Weak ↑ Weak Improving Year-over-year change in net income	-17.8% Weak ↑ Weak Improving Year-over-year change in net income	-480.2% Weak ↓ Weak Declining Year-over-year change in net income	94.8% Excellent ↑ Excellent Improving Year-over-year change in net income	-19.4% Weak ↓ Weak Declining Year-over-year change in net income	-90.6% Weak Weak Year-over-year change in net income	53.9% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%)	N/M	N/M	9.1% Fair ↓ Fair Declining Year-over-year change in free cash flow	96.2% Excellent Excellent Year-over-year change in free cash flow	-36.9% Weak Weak Year-over-year change in free cash flow	—	—	—	—	—
Revenue CAGR 3Y (%)	-42.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-33.9% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-11.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-20.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	59.0% Excellent Excellent Compound annual revenue growth over 3 years	131.8% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	-24.2% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-26.5% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	8.1% Good Good Compound annual revenue growth over 5 years	74.8% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗
Operating Margin (%) (%)	-186.8% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1657%)	-114.1% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1051%)	-101.3% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-944%)	-76.0% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-733%)	-98.5% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-920%)	-97.5% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-912%)	-35.5% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-396%)	-35.7% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-398%)	—	—
Effective Tax Rate (%) (%)	—	—	-0.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	-0.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.8% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.9% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.0% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	-340.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-4361%)	-109.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1474%)	-84.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1162%)	-38.5% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-582%)	-4.6% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-157%)	-168.0% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-2200%)	-55.0% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-788%)	-155.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-2047%)	—	—
FCF Margin (%) (%)	-103.6% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	14.7% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	-15.4% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-7.3% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-105.5% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-101.0% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-44.0% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-214.2% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-157.3% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	0.30x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-0.13x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.18x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.19x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	23.08x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.60x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.80x Caution ↑ Caution Improving Free cash flow relative to reported net income Optimal: > 1x	1.38x Good Good Free cash flow relative to reported net income Optimal: > 1x	0.08x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗
Return on Invested Capital (%)	39.1% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	107.0% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	-491.5% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-110.4% Weak ↑ Weak Improving Return earned on debt + equity capital invested Optimal: > 10%	-143.0% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-102.8% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-201.2% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-12.7% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	-76.6% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	-54.9% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-66.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-44.4% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	-43.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-58.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-27.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-35.8% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-8.5% Weak Weak Operating profit relative to total assets Optimal: > 10%	-68.6% Weak Weak Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	90.3% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+502%)	130.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+770%)	—	-70.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-572%)	-6.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-144%)	-176.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1279%)	—	-54.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-462%)	-76.6% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-610%)	—

⚖️ Is the balance sheet risky? 2 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗
Interest Coverage (x)	—	—	-8334.34x Weak Weak Operating income divided by interest expense Optimal: > 5x	—	-1961.99x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	—	-57.92x Weak Weak Operating income divided by interest expense Optimal: > 5x	-30.78x Weak Weak Operating income divided by interest expense Optimal: > 5x	—	—
Net Debt (USD)	—	$-833.58K	$-737.72K	$-1.61M	$-1.19M	$-4.34M	$-833.89K	$-5.02M	$-11.14M	$-161.29K

📊 What does each share earn? 6 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗
Revenue per Share (USD)	$0.58	$0.32	$0.49	$1.12	$2.05	$1.56	—	—	—	—
Basic EPS, GAAP (USD)	$-1.97	$-0.35	$-0.41	$-0.43	$-0.10	—	—	—	—	—
Free Cash Flow per Share (USD)	$-0.60	$0.05	$-0.07	$-0.08	$-2.16	$-1.58	—	—	—	—
Book Value per Share (USD)	$-1.28	$-0.27	$0.09	$0.57	$1.31	$1.18	$0.97	$3.23	$4.98	—
Tangible Book Value per Share (USD)	$-1.35	$-0.31	$0.04	$0.47	$1.15	$0.95	$0.70	$3.11	$4.98	—
Basic Weighted Avg Shares (shares)	2.68M	10.52M	8.86M	7.20M	5.73M	3.94M	—	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗
Working Capital (USD)	$-3.69M	$-2.98M	$-2.69M	$-330.04K	$-566.27K	$-5.89M	$-4.53M	$7.65M	$9.72M	—
Total Equity (USD)	$-5.83M	$-2.86M	$894.90K	$4.39M	$8.09M	$5.86M	$2.80M	$8.38M	$12.88M	—

📋 What is driving earnings? 4 metrics

Metric	FY 2026 Mar 31, 2026 10-K ↗	FY 2025 Mar 31, 2025 10-K ↗	FY 2024 Mar 31, 2024 10-K ↗	FY 2023 Mar 31, 2023 10-K ↗	FY 2022 Mar 31, 2022 10-K ↗	FY 2021 Mar 31, 2021 10-K ↗	FY 2020 Mar 31, 2020 10-K ↗	FY 2019 Mar 31, 2019 10-K ↗	FY 2018 Mar 31, 2018 10-K ↗	FY 2017 Mar 31, 2017 10-K ↗
Sales/Revenue/Turnover (USD)	$1.55M	$3.39M	$4.32M	$8.08M	$11.74M	$6.17M	$15.77M	$2.92M	$494.90K	—
Depreciation Expense (USD)	$881.13K	$913.44K	$927.15K	$1.10M	$956.40K	$85.53K	$103.01K	$12.25K	$3.58K	—
Net Income, GAAP (USD)	$-5.27M	$-3.73M	$-3.67M	$-3.11M	$-536.62K	$-10.36M	$-8.67M	$-4.55M	$-9.86M	—
Operating Cash Flow (USD)	$-1.60M	$500.30K	$7.24K	$557.84K	$-9.16M	$-3.94M	$-6.45M	$-6.26M	$-775.30K	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 10 years · 38 quarters

Senmiao Technology Ltd

Analytical Summary

10-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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