arrow_back Back Filing freshness 10-Q FY 2025 SEC EDGAR

download Export Data

Atlanticus Holdings Corp

ATLC

$99.95 ▼ -11.33 (-10.18%) at close

17 Visible periods

26 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Excellent

Bullish

auto_awesome

Analytical Summary

Atlanticus Holdings Corp shows strong fundamentals with top-quartile Return on Common Equity (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $1.5B

Dividend Yield —

Revenue Growth 50.1% ↗

Op. Margin None

ROIC —

FCF / Share $42.21 ↗

Trailing P/E 13.5x

Price / Book 2.5x

FCF Yield 42.2%

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

17-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$1.97B

↑ +50.1% —

Net Income Profit after all expenses

$122.20M

↑ +9.8% —

FCF / Share Free cash flow per share

$42.21

↑ +32.6% —

trending_up

Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability →

Returns ↓

Cash Quality ↑

Financial view

Statement lens

Choose the reporting cadence, isolate a period range, or search directly for a metric.

Cadence

Annual Quarterly

Range

→

📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Revenue Growth YoY (%)	50.1% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+735%)	13.5% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+124%)	10.4% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+73%)	40.0% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+566%)	32.8% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+446%)	23.8% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+296%)	173.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+2786%)	78.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1206%)	22.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+279%)	27.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+351%)	-20.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-447%)	15.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+153%)	-21.5% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-458%)	-42.2% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-803%)	-40.3% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-771%)	—	—
EPS Growth YoY (%)	25.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	10.7% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	-29.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-26.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	94.0% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	205.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	210.7% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	-537.0% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	-76.5% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	N/M	-75.6% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	—	—
Net Income Growth YoY (%)	9.8% Fair ↑ Fair Improving Year-over-year change in net income	8.2% Fair ↓ Fair Declining Year-over-year change in net income	-24.2% Weak ↓ Weak Declining Year-over-year change in net income	-23.8% Weak ↓ Weak Declining Year-over-year change in net income	89.0% Excellent ↓ Excellent Declining Year-over-year change in net income	255.9% Excellent ↑ Excellent Improving Year-over-year change in net income	236.6% Excellent Excellent Year-over-year change in net income	N/M	-543.7% Weak Weak Year-over-year change in net income	N/M	-76.1% Weak Weak Year-over-year change in net income	N/M	N/M	-81.8% Weak Weak Year-over-year change in net income	N/M	—	—
FCF Growth YoY (%)	32.6% Excellent → Excellent Stable Year-over-year change in free cash flow	0.5% Caution ↓ Caution Declining Year-over-year change in free cash flow	33.3% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	68.7% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	-3.7% Weak ↓ Weak Declining Year-over-year change in free cash flow	112.8% Excellent Excellent Year-over-year change in free cash flow	130.9% Excellent Excellent Year-over-year change in free cash flow	N/M	N/M	N/M	99.9% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	19.5% Good Good Year-over-year change in free cash flow	N/M	-98.7% Weak Weak Year-over-year change in free cash flow	—	—	—
Revenue CAGR 3Y (%)	23.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	20.6% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	27.1% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	32.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	65.0% Excellent → Excellent Stable Compound annual revenue growth over 3 years	82.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	81.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	40.6% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	7.3% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	5.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-10.5% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-19.4% Weak Weak Compound annual revenue growth over 3 years	-35.3% Weak Weak Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	28.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	23.6% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	47.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	62.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	57.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	56.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	43.2% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	20.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	2.2% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	-12.1% Weak Weak Compound annual revenue growth over 5 years	-24.4% Weak Weak Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-0.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-16.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	0.2% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	63.1% Excellent Excellent Compound annual EPS growth over 3 years	164.1% Excellent Excellent Compound annual EPS growth over 3 years	—	—	67.1% Excellent Excellent Compound annual EPS growth over 3 years	—	—	-54.5% Weak Weak Compound annual EPS growth over 3 years	-53.9% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Operating Margin (%) (%)	—	—	—	—	—	—	—	2.1% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-92%)	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	24.5% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.5% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.7% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.0% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.9% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.5% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	-118.6% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	6.2% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-72%)	8.5% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-61%)	8.9% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-60%)	13.0% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-41%)	23.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	16.7% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-24%)	5.8% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-74%)	4.7% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	-43.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-298%)	-8.3% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-138%)	2.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-87%)	9.5% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-57%)	-27.0% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-223%)	29.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+33%)	92.6% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+321%)	-40.3% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-283%)	—
FCF Margin (%) (%)	32.4% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	35.8% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	39.7% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	33.2% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	28.4% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	37.6% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	21.9% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	24.9% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	-28.8% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	50.8% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	-0.0% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-32.8% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-46.2% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	1.0% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	56.8% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	136.9% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	5.22x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	4.22x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	4.47x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	2.56x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.19x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	2.25x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	3.77x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	5.28x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.66x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-6.10x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-0.01x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-3.46x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	1.71x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.03x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.61x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	-3.40x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Return on Capital (%) (%)	—	—	—	—	—	—	—	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-9.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-1.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	2.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-5.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	6.4% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	20.7% Excellent Excellent Operating profit relative to total assets Optimal: > 10%	-11.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	20.1% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+67%)	22.6% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+88%)	26.1% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+117%)	41.5% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+246%)	61.8% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+415%)	121.8% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+915%)	—	-36.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-400%)	113.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+843%)	-109.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1012%)	15.6% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+30%)	96.5% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+704%)	—	126.7% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+956%)	176.1% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+1367%)	-227.6% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1997%)	—

⚖️ Is the balance sheet risky? 1 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Net Debt (USD)	$-621.09M	$-375.42M	$-339.34M	—	—	—	—	—	—	$-76.05M	$-51.03M	$-39.92M	$-50.87M	$-67.92M	$-144.91M	$-85.35M	$-185.02M

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Revenue per Share (USD)	$130.25	$88.92	$79.69	$71.56	$49.63	$38.89	$31.40	$11.97	$6.71	$5.49	$4.31	$5.41	$4.77	$4.34	$5.62	—	—
Basic EPS, GAAP (USD)	$7.40	$5.92	$5.35	$7.55	$10.32	$5.32	$1.74	$0.56	$-2.93	$-0.46	$0.12	$0.51	$-1.29	$1.27	$5.21	$-2.45	—
Free Cash Flow per Share (USD)	$42.21	$31.83	$31.67	$23.76	$14.09	$14.63	$6.88	$2.98	$-1.93	$2.79	$-0.00	$-1.77	$-2.20	$0.04	$3.20	—	—
Book Value per Share (USD)	$40.79	$33.07	$27.03	$22.58	$19.45	$4.80	$0.06	$-1.40	$-2.36	$0.38	$0.71	$0.49	$0.07	$1.24	$3.23	$1.13	—
Tangible Book Value per Share (USD)	$38.76	$33.07	$27.03	$22.58	$19.45	$4.80	$0.06	$-1.40	$-2.36	$0.38	$0.71	$0.49	$0.07	$1.24	$3.23	$1.06	—
Basic Weighted Avg Shares (shares)	15.11M	14.75M	14.50M	14.63M	15.07M	14.49M	14.50M	13.93M	13.93M	13.87M	13.91M	13.98M	13.77M	19.27M	25.73M	—	—

🏦 How resilient is the balance sheet? 1 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Total Equity (USD)	$608.70M	$492.91M	$394.68M	$326.41M	$288.00M	$77.28M	$906.00K	$-21.79M	$-36.03M	$5.79M	$10.96M	$7.44M	$1.16M	$19.30M	$76.12M	$42.84M	—

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Sales/Revenue/Turnover (USD)	$1.97B	$1.31B	$1.16B	$1.05B	$748.06M	$563.41M	$455.20M	$166.64M	$93.44M	$76.12M	$59.92M	$75.67M	$65.70M	$83.69M	$144.70M	$242.23M	—
Depreciation Expense (USD)	$3.60M	$2.70M	$2.60M	$2.20M	$1.50M	$7.95M	$7.69M	$987.00K	$1.02M	$2.20M	$2.00M	$4.93M	$1.55M	$2.57M	$6.19M	$13.56M	—
Net Income, GAAP (USD)	$122.20M	$111.30M	$102.84M	$135.60M	$177.90M	$94.12M	$26.44M	$7.86M	$-40.78M	$-6.33M	$1.71M	$7.18M	$-17.74M	$24.45M	$134.02M	$-97.50M	—
Operating Cash Flow (USD)	$637.96M	$469.40M	$459.32M	$347.63M	$212.37M	$212.73M	$99.96M	$42.86M	$-26.47M	$39.02M	$864.00K	$-20.73M	$-26.86M	$2.98M	$83.77M	$335.51M	—

⌨️ Keyboard Shortcuts

/ Search

Esc Clear

A Annual

Q Quarterly

1-7 Jump to category

R Reset

bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 17 years · 66 quarters

Atlanticus Holdings Corp

Analytical Summary

17-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Statement lens

Benchmark Lens

Signals

Percentile Rankings

Peer Comparison

Compare ATLC with peers