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BANK OF AMERICA CORP /DE/

BAC

$49.80 ▼ -1.83 (-3.53%) at close

19 Visible periods

36 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Fair

Bullish

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Analytical Summary

BANK OF AMERICA CORP /DE/ shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $374.6B

Dividend Yield 2.17%

Revenue Growth 6.8% ↘

Op. Margin 33.3% ↗

ROIC None

FCF / Share None

Trailing P/E 12.9x

Price / Book 1.2x

FCF Yield —

Debt / Equity 1.05

info Valuation on last close. End-of-day price, Nov 5, 2026.

19-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$113.10B

↑ +6.8% —

Net Income Profit after all expenses

$30.51B

↑ +13.1% —

Operating Margin Operating profit as % of sales

33.3%

↑ +6.2% 89th

Long-Term Debt Long-term obligations

$317.82B

↑ +12.2% —

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Bullish Indicators

Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Financial Health →

Dividend History

Dividend / share · sourced from SEC filings

$1.08 Latest / share

+8.0% YoY

+32.2% 12-yr CAGR

$0.05

FY 2014

$0.05

FY 2015

$0.07

FY 2016

$0.39

FY 2017

$0.15

FY 2018

$0.18

FY 2019

$0.18

FY 2020

$0.21

FY 2021

$0.22

FY 2022

$0.24

FY 2023

$1.00

FY 2024

$1.08

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 1, 2023 10-K ↗	FY 2021 Feb 2, 2022 10-K ↗	FY 2020 Jan 19, 2021 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Jan 30, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 21, 2016 10-K ↗	FY 2014 Feb 10, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Revenue Growth YoY (%)	6.8% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+14%)	7.4% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+23%)	3.8% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-36%)	6.6% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+9%)	4.2% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-30%)	-6.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-204%)	0.2% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-96%)	4.2% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-30%)	4.4% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-27%)	0.9% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-85%)	-1.5% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-125%)	-5.3% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-188%)	6.7% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+12%)	-24.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-507%)	-7.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-231%)	64.4% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+973%)	8.9% Fair Fair Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+48%)	—	—
EPS Growth YoY (%)	19.5% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	4.2% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	-3.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-10.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	91.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-32.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	4.9% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	62.0% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	3.8% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	14.6% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	280.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-61.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	261.5% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	-27.6% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	-83.7% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	13.1% Fair ↑ Fair Improving Year-over-year change in net income	1.7% Caution ↓ Caution Declining Year-over-year change in net income	-3.7% Weak ↓ Weak Declining Year-over-year change in net income	-13.9% Weak ↓ Weak Declining Year-over-year change in net income	78.7% Excellent ↑ Excellent Improving Year-over-year change in net income	-34.8% Weak ↓ Weak Declining Year-over-year change in net income	-2.5% Weak ↓ Weak Declining Year-over-year change in net income	54.4% Excellent ↓ Excellent Declining Year-over-year change in net income	2.3% Caution ↓ Caution Declining Year-over-year change in net income	12.5% Fair ↓ Fair Declining Year-over-year change in net income	227.7% Excellent ↑ Excellent Improving Year-over-year change in net income	-57.7% Weak Weak Year-over-year change in net income	172.9% Excellent Excellent Year-over-year change in net income	N/M	N/M	56.6% Excellent Excellent Year-over-year change in net income	-73.2% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	6.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	5.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	4.8% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	1.3% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-0.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-0.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	2.9% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	3.1% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	1.2% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-2.0% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-0.1% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-8.6% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-9.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	4.6% Caution Caution Compound annual revenue growth over 3 years	18.1% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	5.7% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	3.0% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	1.6% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	1.7% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	1.3% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	0.6% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	1.6% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	0.5% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	0.9% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-5.4% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-7.1% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	3.0% Caution Caution Compound annual revenue growth over 5 years	5.9% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	6.3% Fair → Fair Stable Compound annual EPS growth over 3 years	-3.6% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	18.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	5.0% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	10.9% Good ↓ Good Declining Compound annual EPS growth over 3 years	4.9% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	20.8% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	24.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	65.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	18.6% Excellent Excellent Compound annual EPS growth over 3 years	74.0% Excellent Excellent Compound annual EPS growth over 3 years	—	—	-21.6% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 1, 2023 10-K ↗	FY 2021 Feb 2, 2022 10-K ↗	FY 2020 Jan 19, 2021 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Jan 30, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 21, 2016 10-K ↗	FY 2014 Feb 10, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Operating Margin (%) (%)	33.3% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+33%)	31.4% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+26%)	28.7% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+15%)	32.6% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	38.1% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+53%)	22.2% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-11%)	35.9% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	38.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+52%)	33.4% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+34%)	29.9% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	26.6% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+6%)	8.1% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-67%)	18.2% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-27%)	3.7% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-85%)	-1.2% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-105%)	—	—	—	—
Effective Tax Rate (%) (%)	19.1% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.8% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	6.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.3% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.6% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	37.6% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.8% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.2% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.5% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.3% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-36.3% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	-69.2% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—
Profit Margin (%) (%)	27.0% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+23%)	25.5% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+16%)	26.9% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	29.0% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	35.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+63%)	20.9% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	30.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+37%)	30.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	20.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-5%)	21.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	19.1% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-13%)	5.7% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-74%)	12.9% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-42%)	5.0% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-77%)	-2.0% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-109%)	5.2% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-76%)	5.5% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-75%)	22.4% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 1, 2023 10-K ↗	FY 2021 Feb 2, 2022 10-K ↗	FY 2020 Jan 19, 2021 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Jan 30, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 21, 2016 10-K ↗	FY 2014 Feb 10, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.9% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.8% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.9% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.0% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.7% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	10.1% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-16%)	9.2% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-24%)	9.1% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-24%)	10.1% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-16%)	11.8% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	6.6% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-45%)	10.4% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-14%)	10.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-12%)	6.8% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-43%)	6.7% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-44%)	6.2% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-48%)	2.0% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	4.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-59%)	1.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	-1.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-108%)	2.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	10.2% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-15%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 1, 2023 10-K ↗	FY 2021 Feb 2, 2022 10-K ↗	FY 2020 Jan 19, 2021 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Jan 30, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 21, 2016 10-K ↗	FY 2014 Feb 10, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Debt to Equity (x)	1.05x Caution → Caution Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-13%)	0.96x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-20%)	1.04x Caution → Caution Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-14%)	1.01x Caution → Caution Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-16%)	1.04x Caution ↑ Caution Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-14%)	0.96x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-20%)	0.91x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-24%)	0.86x Fair → Fair Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-28%)	0.85x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-29%)	0.81x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-32%)	0.92x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-23%)	1.00x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-17%)	1.27x Caution ↓ Caution Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+6%)	1.29x Caution ↓ Caution Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+8%)	1.79x Weak ↓ Weak Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+49%)	2.20x Weak Weak Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+83%)	2.41x Weak Weak Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+101%)	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 1, 2023 10-K ↗	FY 2021 Feb 2, 2022 10-K ↗	FY 2020 Jan 19, 2021 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Jan 30, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 21, 2016 10-K ↗	FY 2014 Feb 10, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Revenue per Share (USD)	$15.04	$13.48	$12.28	$11.70	$10.49	$9.77	$9.72	$9.02	$8.57	$8.14	$7.93	$8.00	$8.29	$7.75	$11.26	$15.48	$15.85	$15.11	—
Basic EPS, GAAP (USD)	$3.86	$3.23	$3.10	$3.21	$3.60	$1.88	$2.77	$2.64	$1.63	$1.57	$1.37	$0.36	$0.94	$0.26	$-0.37	$-0.29	$0.54	$3.32	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$1.08	$1.00	$0.24	$0.22	$0.21	$0.18	$0.18	$0.15	$0.39	$0.07	$0.05	$0.05	$0.04	$0.04	$0.04	$0.04	$2.24	$2.40	—
Book Value per Share (USD)	$42.04	$38.62	$36.94	$34.16	$33.43	$31.55	$29.97	$27.44	$25.97	$26.48	$24.68	$23.15	$21.97	$21.98	$21.66	$26.76	$35.29	$33.19	—
Tangible Book Value per Share (USD)	$32.23	$29.29	$27.94	$25.27	$24.62	$23.32	$22.17	$20.31	$19.27	$19.62	$17.96	$16.52	$14.85	$14.87	$14.26	$15.39	$17.26	$33.19	—
Basic Weighted Avg Shares (shares)	7.52B	7.86B	8.03B	8.11B	8.49B	8.75B	9.39B	10.10B	10.20B	10.28B	10.46B	10.53B	10.73B	10.75B	9.79B	7.73B	4.59B	4.42B	—
Dividend Payout Ratio (%)	—	—	7.7% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	6.9% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	5.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	9.6% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	6.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	5.7% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	23.9% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	4.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	3.6% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	13.9% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 1, 2023 10-K ↗	FY 2021 Feb 2, 2022 10-K ↗	FY 2020 Jan 19, 2021 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Jan 30, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 21, 2016 10-K ↗	FY 2014 Feb 10, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	$317.82B	$283.28B	$302.20B	$275.98B	$280.12B	$262.93B	$240.86B	$229.39B	$227.40B	$216.82B	$236.76B	$243.14B	$249.67B	$275.58B	$372.26B	$438.52B	$268.29B	—	—
Total Equity (USD)	$303.24B	$293.96B	$291.65B	$273.20B	$270.07B	$272.92B	$264.81B	$265.32B	$267.15B	$266.19B	$256.18B	$243.47B	$232.69B	$236.96B	$228.25B	$231.44B	$177.05B	$146.80B	$135.27B

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 1, 2023 10-K ↗	FY 2021 Feb 2, 2022 10-K ↗	FY 2020 Jan 19, 2021 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Jan 30, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 21, 2016 10-K ↗	FY 2014 Feb 10, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Sales/Revenue/Turnover (USD)	$113.10B	$105.86B	$98.58B	$94.95B	$89.11B	$85.53B	$91.24B	$91.02B	$87.35B	$83.70B	$82.97B	$84.25B	$88.94B	$83.33B	$110.22B	$119.64B	$72.78B	$66.83B	—
Depreciation Expense (USD)	$2.31B	$2.19B	$2.06B	$1.98B	$1.90B	$1.84B	$1.73B	$2.06B	—	—	—	—	—	—	—	—	—	—	—
Net Income, GAAP (USD)	$30.51B	$26.97B	$26.52B	$27.53B	$31.98B	$17.89B	$27.43B	$28.15B	$18.23B	$17.82B	$15.84B	$4.83B	$11.43B	$4.19B	$-2.24B	$6.28B	$4.01B	$14.98B	—
Operating Cash Flow (USD)	$12.61B	$-8.80B	$44.98B	$-6.33B	$-7.19B	$37.99B	$61.78B	$39.52B	$9.86B	—	—	—	$92.82B	$-16.06B	$82.54B	$129.73B	$4.03B	$11.04B	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 1, 2023 10-K ↗	FY 2021 Feb 2, 2022 10-K ↗	FY 2020 Jan 19, 2021 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Jan 30, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 21, 2016 10-K ↗	FY 2014 Feb 10, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Net Interest Margin (approx.) (%)	1.8%	1.7%	1.8%	1.7%	1.4%	1.5%	2.0%	2.0%	2.0%	1.9%	1.8%	1.9%	2.0%	1.8%	2.4%	2.1%	2.5%	—	—
Efficiency Ratio (%) (%)	61.7%	63.1%	66.8%	64.7%	67.0%	64.6%	60.2%	58.4%	62.7%	65.8%	69.6%	89.2%	77.8%	86.5%	75.4%	55.8%	57.1%	56.1%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 19 years · 74 quarters

BANK OF AMERICA CORP /DE/

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