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CBL International Ltd

BANL

$3.85 ▼ -0.10 (-2.53%) at close

6 Visible periods

29 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Poor

Bullish

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Analytical Summary

CBL International Ltd shows strong fundamentals with top-quartile Debt to Equity. The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $105.9M

Dividend Yield —

Revenue Growth -9.1% ↘

Op. Margin -0.5% ↗

ROIC -12.2% ↗

FCF / Share $0.15 ↗

Trailing P/E —

Price / Book 5.3x

FCF Yield 3.8%

Debt / Equity 0.10

info Valuation on last close. End-of-day price, Aug 7, 2026.

6-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$538.49M

↓ -9.1% —

Net Income Profit after all expenses

$-2.99M

↑ +22.8% —

Operating Margin Operating profit as % of sales

-0.5%

↑ +19.5% 27th

FCF / Share Free cash flow per share

$0.15

↑ +291.3% —

trending_up

Bullish Indicators

Debt to EquityDebt to Equity is in the top quartile (lower is better)

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability

Returns

Financial Health ↑

Cash Quality ↓

Financial view

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📈 Is growth accelerating? 5 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗
Revenue Growth YoY (%)	-9.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-282%)	35.9% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+619%)	-5.8% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-217%)	41.8% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+735%)	—	—
EPS Growth YoY (%)	20.6% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	N/M	-73.7% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	0.6% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	22.8% Good ↑ Good Improving Year-over-year change in net income	N/M	-69.3% Weak Weak Year-over-year change in net income	3.3% Caution Caution Year-over-year change in net income	—	—
FCF Growth YoY (%)	N/M	82.4% Excellent Excellent Year-over-year change in free cash flow	N/M	N/M	—	—
Revenue CAGR 3Y (%)	5.2% Fair Fair Compound annual revenue growth over 3 years	22.0% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗
Operating Margin (%) (%)	-0.5% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-103%)	-0.6% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-104%)	0.4% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-97%)	1.0% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-93%)	1.3% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-91%)	—
Effective Tax Rate (%) (%)	0.0% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.9% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.1% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.5% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	-0.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-107%)	-0.7% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-108%)	0.3% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-97%)	0.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-90%)	1.1% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-86%)	—
FCF Margin (%) (%)	0.7% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-0.4% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-2.5% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	0.7% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-0.8% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	-1.34x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.54x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-9.54x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.85x Caution Caution Free cash flow relative to reported net income Optimal: > 1x	-0.71x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗
Return on Invested Capital (%)	-12.2% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-14.4% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	5.2% Caution ↓ Caution Declining Return earned on debt + equity capital invested Optimal: > 10%	32.2% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	42.4% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	-3.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-4.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	3.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	18.6% Excellent Excellent Operating profit relative to total assets Optimal: > 10%	15.7% Excellent Excellent Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	-15.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-225%)	-16.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-241%)	4.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-63%)	30.4% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+154%)	42.4% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+253%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗
Debt to Equity (x)	0.10x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-81%)	0.06x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-88%)	—	—	—	—
Interest Coverage (x)	-3.27x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-5.83x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	7.17x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	18.31x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	1259.60x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$-7.43M	$-6.66M	$-7.40M	$-5.03M	$-3.04M	—
Debt / EBITDA (x)	-0.83x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-0.43x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	—	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗
Revenue per Share (USD)	$19.58	$21.55	$17.44	$21.78	$15.37	—
Basic EPS, GAAP (USD)	$-0.11	$-0.14	$0.04	$0.17	$0.17	—
Free Cash Flow per Share (USD)	$0.15	$-0.08	$-0.43	$0.15	$-0.12	—
Book Value per Share (USD)	$0.72	$0.83	$1.01	$0.57	$0.40	—
Tangible Book Value per Share (USD)	$0.72	$0.83	$1.01	$0.57	$0.40	—
Basic Weighted Avg Shares (shares)	27.50M	27.50M	25.00M	21.25M	21.25M	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗
Working Capital (USD)	$19.37M	$21.85M	$24.15M	$10.48M	$8.20M	—
Total Equity (USD)	$19.89M	$22.91M	$25.30M	$12.11M	$8.43M	$4.86M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗
Sales/Revenue/Turnover (USD)	$538.49M	$592.52M	$435.90M	$462.91M	$326.54M	—
Depreciation Expense (USD)	$162.42K	$170.06K	$142.89K	$94.86K	$122.75K	—
Net Income, GAAP (USD)	$-2.99M	$-3.87M	$1.13M	$3.69M	$3.57M	—
Operating Cash Flow (USD)	$4.00M	$-1.94M	$-10.03M	$3.50M	$-2.51M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 6 years · 6 quarters

CBL International Ltd

Analytical Summary

6-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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