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BankUnited, Inc.

BKU

$44.50 ▼ -0.47 (-1.05%) at close

17 Visible periods

36 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

BankUnited, Inc. shows strong fundamentals with top-quartile Profit Margin (%) and Debt to Equity. The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $3.3B

Dividend Yield 2.79%

Revenue Growth 7.9% ↗

Op. Margin 33.1% ↗

ROIC None

FCF / Share None

Trailing P/E 12.5x

Price / Book 1.1x

FCF Yield —

Debt / Equity 0.10

info Valuation on last close. End-of-day price, Nov 5, 2026.

17-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$1.09B

↑ +7.9% —

Net Income Profit after all expenses

$268.35M

↑ +15.4% —

Operating Margin Operating profit as % of sales

33.1%

↑ +6.0% 89th

Long-Term Debt Long-term obligations

$296.86M

↓ -56.6% —

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Bullish Indicators

Debt to EquityDebt to Equity is in the top quartile (lower is better)
Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Financial Health ↓

Dividend History

Dividend / share · sourced from SEC filings

$1.24 Latest / share

+6.9% YoY

+3.6% 12-yr CAGR

$0.84

FY 2014

$0.84

FY 2015

$0.84

FY 2016

$0.84

FY 2017

$0.84

FY 2018

$0.84

FY 2019

$0.92

FY 2020

$0.92

FY 2021

$1.00

FY 2022

$1.08

FY 2023

$1.16

FY 2024

$1.24

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2017 10-K ↗	FY 2017 Dec 31, 2016 10-K ↗	FY 2016 Dec 31, 2015 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2010 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Apr 28, 2009 10-K ↗
Revenue Growth YoY (%)	7.9% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+31%)	5.5% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-8%)	-3.0% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-150%)	6.5% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+9%)	5.1% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-16%)	-25.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-519%)	6.7% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+11%)	13.4% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+124%)	15.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+153%)	11.4% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+90%)	12.4% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+107%)	-1.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-123%)	3.7% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-38%)	-3.6% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-160%)	—	—	—
EPS Growth YoY (%)	14.5% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	29.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-32.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-21.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	119.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-31.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-46.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	165.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-11.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	21.5% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-3.9% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-1.0% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-67.5% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	-68.3% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—
Net Income Growth YoY (%)	15.4% Good ↑ Good Improving Year-over-year change in net income	30.1% Excellent ↑ Excellent Improving Year-over-year change in net income	-37.3% Weak ↓ Weak Declining Year-over-year change in net income	-31.3% Weak ↓ Weak Declining Year-over-year change in net income	109.7% Excellent ↑ Excellent Improving Year-over-year change in net income	-39.1% Weak ↓ Weak Declining Year-over-year change in net income	-47.1% Weak ↓ Weak Declining Year-over-year change in net income	172.1% Excellent ↑ Excellent Improving Year-over-year change in net income	-10.3% Weak ↓ Weak Declining Year-over-year change in net income	23.2% Good ↓ Good Declining Year-over-year change in net income	-2.3% Weak ↓ Weak Declining Year-over-year change in net income	-1.1% Weak ↓ Weak Declining Year-over-year change in net income	234.4% Excellent Excellent Year-over-year change in net income	-65.8% Weak Weak Year-over-year change in net income	—	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	3.3% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	2.9% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	2.8% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	-5.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-5.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-3.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	11.7% Good → Good Stable Compound annual revenue growth over 3 years	13.3% Good ↑ Good Improving Compound annual revenue growth over 3 years	13.0% Good ↑ Good Improving Compound annual revenue growth over 3 years	7.3% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	4.7% Caution Caution Compound annual revenue growth over 3 years	-0.5% Weak Weak Compound annual revenue growth over 3 years	—	—	—	—	—
Revenue CAGR 5Y (%)	4.3% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	-3.0% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-2.8% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	0.3% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	1.9% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	3.1% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	11.8% Good ↑ Good Improving Compound annual revenue growth over 5 years	10.0% Good ↑ Good Improving Compound annual revenue growth over 5 years	8.1% Good Good Compound annual revenue growth over 5 years	4.3% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	0.0% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-11.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	5.1% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	5.7% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	-6.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-0.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	8.3% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	42.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	1.3% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	5.0% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-32.4% Weak Weak Compound annual EPS growth over 3 years	-53.3% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2017 10-K ↗	FY 2017 Dec 31, 2016 10-K ↗	FY 2016 Dec 31, 2015 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2010 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Apr 28, 2009 10-K ↗
Operating Margin (%) (%)	33.1% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	31.2% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	24.7% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	37.9% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	48.3% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+93%)	28.2% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+13%)	—	—	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	25.8% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.5% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.6% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.0% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.7% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.7% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	24.5% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+12%)	22.9% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	18.6% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-15%)	28.8% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+31%)	44.6% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+103%)	22.4% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	27.5% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	55.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+152%)	23.1% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+5%)	29.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	26.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	30.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	30.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	9.5% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-57%)	26.9% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	—	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2017 10-K ↗	FY 2017 Dec 31, 2016 10-K ↗	FY 2016 Dec 31, 2015 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2010 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Apr 28, 2009 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.8% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	2.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.7% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.6% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—
Return on Common Equity (%) (%)	8.8% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-27%)	8.3% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-31%)	6.9% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-42%)	11.7% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	13.7% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+14%)	6.6% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-45%)	11.1% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-7%)	20.3% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+69%)	9.3% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-22%)	11.2% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-7%)	9.9% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-17%)	10.8% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-10%)	11.7% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	4.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-66%)	14.7% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+23%)	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2017 10-K ↗	FY 2017 Dec 31, 2016 10-K ↗	FY 2016 Dec 31, 2015 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2010 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Apr 28, 2009 10-K ↗
Debt to Equity (x)	0.10x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-92%)	0.24x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-80%)	0.26x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-78%)	0.28x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-76%)	0.23x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-81%)	0.23x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-81%)	0.13x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-89%)	0.13x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-89%)	0.16x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-86%)	0.17x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-85%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	—	—	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2017 10-K ↗	FY 2017 Dec 31, 2016 10-K ↗	FY 2016 Dec 31, 2015 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2010 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Apr 28, 2009 10-K ↗
Revenue per Share (USD)	$14.79	$13.77	$13.10	$12.57	$10.29	$9.65	$11.39	$10.51	$9.49	$8.31	$7.58	$6.88	$7.33	$69.39	$73.94	—	—
Basic EPS, GAAP (USD)	$3.55	$3.10	$2.39	$3.55	$4.52	$2.06	$3.01	$5.60	$2.11	$2.37	$1.95	$2.03	$2.05	$6.30	$19.90	—	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$1.24	$1.16	$1.08	$1.00	$0.92	$0.92	$0.84	$0.84	$0.84	$0.84	$0.84	$0.84	$0.72	$5.60	$3.70	—	—
Book Value per Share (USD)	$41.19	$37.65	$34.66	$32.19	$35.47	$32.05	$29.49	$28.32	$23.22	$21.65	$20.19	$19.09	$19.02	$157.14	$134.83	$117.96	—
Tangible Book Value per Share (USD)	$41.19	$37.65	$34.66	$32.19	$35.47	$32.05	$28.70	$27.59	$22.47	$20.90	$19.53	$18.43	$18.31	$150.26	$134.83	$117.96	—
Basic Weighted Avg Shares (shares)	73.92M	73.60M	73.33M	78.81M	90.40M	91.71M	103.74M	105.47M	102.94M	102.06M	100.46M	98.49M	93.65M	9.55M	9.30M	—	—
Dividend Payout Ratio (%)	34.9% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	37.4% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	45.2% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	28.2% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	20.4% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	44.7% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	27.9% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	15.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	39.8% Good → Good Stable Dividends paid as a percentage of earnings Optimal: 30-60%	35.4% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	43.1% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	41.4% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	35.1% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	88.9% Caution Caution Dividends paid as a percentage of earnings Optimal: 30-60%	18.6% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2017 10-K ↗	FY 2017 Dec 31, 2016 10-K ↗	FY 2016 Dec 31, 2015 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2010 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Apr 28, 2009 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	$296.86M	$683.92M	$682.47M	$692.53M	$691.20M	$689.93M	$394.39M	$393.73M	$393.09M	$392.33M	$0.00	—	—	—	—	—	—
Total Equity (USD)	$3.05B	$2.81B	$2.58B	$2.44B	$3.04B	$2.98B	$2.92B	$3.03B	$2.42B	$2.24B	$2.05B	$1.93B	$1.81B	$1.54B	$1.25B	$1.09B	$0.00

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2017 10-K ↗	FY 2017 Dec 31, 2016 10-K ↗	FY 2016 Dec 31, 2015 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2010 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Apr 28, 2009 10-K ↗
Sales/Revenue/Turnover (USD)	$1.09B	$1.01B	$960.64M	$990.60M	$929.84M	$884.98M	$1.18B	$1.11B	$976.80M	$847.88M	$761.26M	$677.32M	$686.83M	$662.38M	$687.27M	—	—
Depreciation Expense (USD)	$51.02M	$60.11M	$74.06M	$77.62M	$78.50M	—	—	—	—	—	—	$4.30M	$400.00K	—	—	—	—
Net Income, GAAP (USD)	$268.35M	$232.47M	$178.67M	$284.97M	$414.98M	$197.85M	$324.87M	$614.27M	$225.74M	$251.66M	$204.22M	$208.94M	$211.26M	$63.17M	$184.74M	—	—
Operating Cash Flow (USD)	$358.61M	$433.78M	$657.50M	$1.29B	$1.22B	$864.17M	$824.25M	$318.63M	$308.51M	$217.89M	$-49.75M	$-67.11M	$-351.61M	$-248.59M	$-448.06M	—	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2017 10-K ↗	FY 2017 Dec 31, 2016 10-K ↗	FY 2016 Dec 31, 2015 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2010 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Apr 28, 2009 10-K ↗
Net Interest Margin (approx.) (%)	2.8%	2.6%	2.4%	2.5%	2.2%	2.1%	3.3%	3.1%	3.1%	3.1%	3.5%	4.3%	4.8%	4.4%	—	—	—
Efficiency Ratio (%) (%)	60.7%	63.3%	66.2%	54.5%	58.9%	51.7%	62.6%	57.3%	60.4%	59.8%	56.0%	48.3%	47.0%	68.8%	47.0%	—	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 17 years · 64 quarters

BankUnited, Inc.

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