CMI - CUMMINS INC

📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗	FY 2006 Dec 31, 2006 10-K ↗
Revenue Growth YoY (%)	-1.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-125%)	0.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-98%)	21.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+327%)	16.9% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+237%)	21.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+325%)	-16.0% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-419%)	-0.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-117%)	16.4% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+227%)	16.7% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+233%)	-8.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-268%)	-0.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-112%)	11.1% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+122%)	-0.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-104%)	-4.0% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-179%)	36.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+629%)	22.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+349%)	-24.7% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-594%)	9.9% Fair Fair Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+98%)	—	—
EPS Growth YoY (%)	-27.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	450.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-65.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	3.1% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	22.1% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	-17.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	10.2% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	120.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-27.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	5.0% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	-13.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	14.0% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	-8.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-9.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	81.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	143.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-43.9% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	4.0% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	-27.3% Weak ↓ Weak Declining Year-over-year change in net income	384.3% Excellent ↑ Excellent Improving Year-over-year change in net income	-61.5% Weak ↓ Weak Declining Year-over-year change in net income	0.9% Caution ↓ Caution Declining Year-over-year change in net income	19.5% Good ↓ Good Declining Year-over-year change in net income	-20.1% Weak ↓ Weak Declining Year-over-year change in net income	3.7% Caution ↓ Caution Declining Year-over-year change in net income	120.0% Excellent ↑ Excellent Improving Year-over-year change in net income	-31.7% Weak ↓ Weak Declining Year-over-year change in net income	-1.0% Weak ↑ Weak Improving Year-over-year change in net income	-15.3% Weak ↓ Weak Declining Year-over-year change in net income	9.3% Fair ↓ Fair Declining Year-over-year change in net income	-8.6% Weak ↓ Weak Declining Year-over-year change in net income	-10.7% Weak ↓ Weak Declining Year-over-year change in net income	70.7% Excellent ↑ Excellent Improving Year-over-year change in net income	166.4% Excellent ↑ Excellent Improving Year-over-year change in net income	-43.3% Weak Weak Year-over-year change in net income	2.2% Caution Caution Year-over-year change in net income	—	—
FCF Growth YoY (%)	757.1% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-89.6% Weak ↓ Weak Declining Year-over-year change in free cash flow	162.8% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-29.8% Weak ↓ Weak Declining Year-over-year change in free cash flow	-28.9% Weak ↓ Weak Declining Year-over-year change in free cash flow	-7.3% Weak ↓ Weak Declining Year-over-year change in free cash flow	55.2% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-3.2% Weak ↓ Weak Declining Year-over-year change in free cash flow	27.6% Excellent Excellent Year-over-year change in free cash flow	12.8% Fair Fair Year-over-year change in free cash flow	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 3Y (%)	6.2% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	12.4% Good ↑ Good Improving Compound annual revenue growth over 3 years	19.8% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	6.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	0.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-1.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	10.4% Good ↑ Good Improving Compound annual revenue growth over 3 years	7.5% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	2.1% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	0.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	3.3% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	2.1% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	9.4% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	17.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	8.0% Fair Fair Compound annual revenue growth over 3 years	0.5% Weak Weak Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	11.2% Good ↑ Good Improving Compound annual revenue growth over 5 years	7.7% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	7.5% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	6.6% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	6.5% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	0.7% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	4.2% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	6.6% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	3.3% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	-0.6% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	7.6% Fair → Fair Stable Compound annual revenue growth over 5 years	12.2% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	3.8% Caution Caution Compound annual revenue growth over 5 years	5.8% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	10.7% Good ↑ Good Improving Compound annual EPS growth over 3 years	24.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-24.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	1.5% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	3.7% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	26.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	20.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	18.9% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-12.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	1.3% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	-3.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-1.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	14.4% Good ↓ Good Declining Compound annual EPS growth over 3 years	58.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	35.3% Excellent Excellent Compound annual EPS growth over 3 years	12.5% Good Good Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗	FY 2006 Dec 31, 2006 10-K ↗
Operating Margin (%) (%)	12.0% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	11.0% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-8%)	5.2% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-57%)	10.4% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-13%)	11.3% Caution → Caution Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-6%)	11.5% Caution → Caution Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	11.5% Caution → Caution Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	11.7% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	11.4% Caution → Caution Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	11.0% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-8%)	10.8% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-10%)	12.3% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	12.1% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	13.0% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	14.9% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+24%)	12.1% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	6.3% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-47%)	8.9% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-26%)	8.9% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-26%)	—
Effective Tax Rate (%) (%)	25.4% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.0% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	48.3% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.6% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.3% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.5% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.0% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.6% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	58.0% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.6% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.4% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.7% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.1% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.5% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.1% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.5% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—
Profit Margin (%) (%)	8.8% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	11.9% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	2.5% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-69%)	7.8% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	9.0% Caution → Caution Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+13%)	9.1% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+14%)	9.6% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	9.2% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+15%)	4.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-39%)	8.3% Caution → Caution Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	7.7% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	9.0% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+13%)	9.2% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+15%)	10.0% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	10.8% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	8.6% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	4.0% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-50%)	5.3% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-34%)	5.7% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-29%)	—
FCF Margin (%) (%)	7.1% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	0.8% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	8.1% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	3.7% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	6.3% Caution ↓ Caution Declining Free cash flow as a percentage of revenue Optimal: > 10%	11.1% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	10.5% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	7.0% Caution ↓ Caution Declining Free cash flow as a percentage of revenue Optimal: > 10%	8.7% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	8.0% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	6.9% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—	—	—	7.7% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	3.1% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	3.5% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	0.81x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	0.07x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	3.28x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.48x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.70x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	1.21x Good → Good Stable Free cash flow relative to reported net income Optimal: > 1x	1.09x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	0.76x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	1.78x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.97x Caution Caution Free cash flow relative to reported net income Optimal: > 1x	0.89x Caution Caution Free cash flow relative to reported net income Optimal: > 1x	—	—	—	—	—	1.93x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.59x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	0.62x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗	FY 2006 Dec 31, 2006 10-K ↗
Return on Invested Capital (%)	24.3% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	30.3% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	10.3% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	25.3% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	26.1% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	21.8% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	28.8% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	30.1% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	13.5% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	21.2% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	20.2% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	21.8% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	17.2% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	23.8% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	31.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	21.3% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	12.4% Good Good Return earned on debt + equity capital invested Optimal: > 10%	31.1% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	—	—
Return on Capital (%) (%)	11.8% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	11.9% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	5.5% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	9.7% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	11.4% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	10.0% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	13.7% Good → Good Stable Operating profit relative to total assets Optimal: > 10%	14.6% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	12.9% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	12.8% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	13.6% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	15.0% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	14.3% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	18.0% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	23.0% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	15.4% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	7.7% Fair Fair Operating profit relative to total assets Optimal: > 10%	14.9% Good Good Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	23.9% Excellent → Excellent Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+60%)	39.6% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+164%)	9.5% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-37%)	24.3% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+62%)	26.6% Excellent → Excellent Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+77%)	22.5% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+50%)	30.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+101%)	29.8% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+98%)	13.7% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-9%)	21.2% Excellent → Excellent Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+41%)	19.8% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+32%)	22.4% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+49%)	21.1% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+41%)	26.3% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+75%)	35.4% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+136%)	24.4% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+63%)	11.3% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-24%)	23.3% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+56%)	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗	FY 2006 Dec 31, 2006 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	—	—	—	0.01x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-98%)	0.22x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-69%)	0.10x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-86%)	0.12x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-83%)	0.15x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-78%)	0.16x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-77%)	0.01x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-98%)	—	—
Interest Coverage (x)	12.23x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	10.14x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	4.70x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	14.72x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	24.38x Excellent → Excellent Stable Operating income divided by interest expense Optimal: > 5x	22.69x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	24.77x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	24.44x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	28.81x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	27.94x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	31.65x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	36.95x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	51.24x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	70.44x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	60.93x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	40.05x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	19.49x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	30.29x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	19.97x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	—	—	—	$-2.10B	$-2.59B	$-3.40B	$-1.13B	$-1.30B	$-1.37B	$-1.12B	$-1.71B	$-2.21B	$-1.05B	$-700.00M	$-818.00M	$-305.00M	$-332.00M	$-387.00M	$-577.00M	$-840.00M
Debt / EBITDA (x)	—	—	—	—	—	—	—	—	—	—	—	0.03x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.66x Excellent ↑ Excellent Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.26x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.22x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.37x Excellent ↑ Excellent Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.63x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.03x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—

📊 What does each share earn? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗	FY 2006 Dec 31, 2006 10-K ↗
Revenue per Share (USD)	$244.16	$246.76	$240.40	$198.40	$166.12	$133.68	$151.68	$146.55	$122.60	$103.58	$107.34	$105.24	$92.52	$91.58	$93.53	$67.24	$54.70	—	—	—
Basic EPS, GAAP (USD)	$20.62	$28.55	$5.19	$15.20	$14.74	$12.07	$14.54	$13.20	$5.99	$8.25	$7.86	$9.04	$7.93	$8.69	$9.58	$5.29	$2.17	$3.87	$3.72	—
Free Cash Flow per Share (USD)	$17.30	$2.02	$19.43	$7.39	$10.53	$14.80	$15.97	$10.29	$10.63	$8.33	$7.39	—	—	—	—	—	$4.19	—	—	—
Dividend per Share (USD)	$7.64	$7.00	$6.50	$6.04	$5.60	$5.28	$4.90	$4.44	—	—	—	—	—	—	—	—	—	—	—	—
Book Value per Share (USD)	$89.55	$74.32	$62.46	$63.43	$56.33	$54.40	$48.31	$45.30	$43.56	$40.67	$41.60	$42.43	$40.16	$34.88	$28.46	$23.74	$19.11	—	—	—
Tangible Book Value per Share (USD)	$57.71	$40.16	$27.04	$27.88	$41.21	$39.18	$33.58	$32.76	$31.23	$35.87	$37.05	$37.93	$35.79	$30.58	$25.53	$20.75	$16.11	—	—	—
Basic Weighted Avg Shares (shares)	137.90M	138.20M	141.70M	141.50M	144.60M	148.20M	155.40M	162.20M	166.63M	169.04M	178.04M	182.64M	186.99M	189.29M	192.97M	196.70M	197.45M	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗	FY 2006 Dec 31, 2006 10-K ↗
Working Capital (USD)	$7.32B	$3.52B	$2.29B	$3.03B	$5.22B	$5.56B	$3.13B	$3.43B	$3.25B	$3.38B	$4.14B	$5.03B	$5.27B	$4.03B	$3.43B	$3.03B	$2.57B	$2.07B	—	—
LT Debt (USD)	—	—	—	—	—	—	—	—	—	—	—	—	$1.63B	$653.00M	$638.00M	$636.00M	$561.00M	—	—	—
Total Equity (USD)	$12.35B	$10.27B	$8.85B	$8.97B	$8.15B	$8.06B	$7.51B	$7.35B	$7.26B	$6.88B	$7.41B	$7.75B	$7.51B	$6.60B	$5.49B	$4.67B	$3.77B	$3.23B	—	—

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗	FY 2006 Dec 31, 2006 10-K ↗
Sales/Revenue/Turnover (USD)	$33.67B	$34.10B	$34.06B	$28.07B	$24.02B	$19.81B	$23.57B	$23.77B	$20.43B	$17.51B	$19.11B	$19.22B	$17.30B	$17.33B	$18.05B	$13.23B	$10.80B	$14.34B	$13.05B	—
Depreciation Expense (USD)	$1.10B	$1.06B	$1.02B	$784.00M	$662.00M	$673.00M	$672.00M	$611.00M	$583.00M	$530.00M	$514.00M	$455.00M	$407.00M	$361.00M	$325.00M	$320.00M	$269.00M	—	—	—
Net Income, GAAP (USD)	$2.96B	$4.07B	$840.00M	$2.18B	$2.16B	$1.81B	$2.27B	$2.19B	$994.00M	$1.46B	$1.47B	$1.74B	$1.59B	$1.74B	$1.95B	$1.14B	$428.00M	$755.00M	$739.00M	—
Operating Cash Flow (USD)	$3.62B	$1.49B	$3.97B	$1.96B	$2.26B	$2.72B	$3.18B	$2.38B	$2.28B	$1.94B	$2.06B	—	—	—	—	—	$1.14B	$987.00M	$810.00M	—

CUMMINS INC

Analytical Summary

20-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

Statement lens

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