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CAPITAL ONE FINANCIAL CORP

COF

$219.96 ▼ -1.61 (-0.73%) at close

18 Visible periods

36 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Fair

Bullish

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Analytical Summary

CAPITAL ONE FINANCIAL CORP shows strong fundamentals with top-quartile Debt to Equity. The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $118.9B

Dividend Yield —

Revenue Growth 36.6% ↗

Op. Margin 4.3% ↘

ROIC None

FCF / Share None

Trailing P/E 54.6x

Price / Book 1.2x

FCF Yield —

Debt / Equity 0.01

info Valuation on last close. End-of-day price, Aug 6, 2026.

18-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$53.43B

↑ +36.6% —

Net Income Profit after all expenses

$2.45B

↓ -48.4% —

Operating Margin Operating profit as % of sales

4.3%

↓ -71.7% 40th

Long-Term Debt Long-term obligations

$31.38B

↑ +28.4% —

trending_up

Bullish Indicators

Debt to EquityDebt to Equity is in the top quartile (lower is better)

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Financial Health ↓

Dividend History

Dividend / share · sourced from SEC filings

$1.50 Latest / share

+25.0% YoY

+25.7% 3-yr CAGR

$0.95

FY 2014

$1.20

FY 2015

$1.50

FY 2016

FY 2017

FY 2018

FY 2019

FY 2020

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Financial view

Statement lens

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2009 10-K ↗	FY 2010 Dec 31, 2008 10-K ↗	FY 2009 Dec 31, 2007 10-K ↗	FY 2008 Dec 31, 2006 10-K ↗
Revenue Growth YoY (%)	36.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+510%)	6.3% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+5%)	7.4% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+23%)	12.5% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+109%)	6.7% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+12%)	-0.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-104%)	1.8% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-69%)	3.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-49%)	16.3% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+172%)	5.0% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-16%)	-0.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-107%)	4.6% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-23%)	32.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+439%)	24.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+309%)	-6.5% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-209%)	-4.7% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-179%)	—	—
EPS Growth YoY (%)	-65.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-3.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-33.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-33.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	421.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-53.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-6.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	238.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-50.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-7.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	10.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	12.6% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	2.3% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	709.3% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	N/M	—	—
Net Income Growth YoY (%)	-48.4% Weak ↓ Weak Declining Year-over-year change in net income	-2.8% Weak ↓ Weak Declining Year-over-year change in net income	-33.6% Weak ↓ Weak Declining Year-over-year change in net income	-40.6% Weak ↓ Weak Declining Year-over-year change in net income	356.5% Excellent ↑ Excellent Improving Year-over-year change in net income	-51.1% Weak ↓ Weak Declining Year-over-year change in net income	-7.8% Weak ↓ Weak Declining Year-over-year change in net income	203.5% Excellent ↑ Excellent Improving Year-over-year change in net income	-51.1% Weak ↓ Weak Declining Year-over-year change in net income	-8.5% Weak ↓ Weak Declining Year-over-year change in net income	7.4% Fair ↓ Fair Declining Year-over-year change in net income	17.2% Good ↓ Good Declining Year-over-year change in net income	28.2% Excellent Excellent Year-over-year change in net income	210.3% Excellent Excellent Year-over-year change in net income	N/M	N/M	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	16.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	8.7% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	8.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.2% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	2.7% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	1.5% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	6.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	8.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.8% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	3.0% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	11.3% Good ↓ Good Declining Compound annual revenue growth over 3 years	19.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	15.5% Excellent Excellent Compound annual revenue growth over 3 years	3.5% Caution Caution Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	13.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	6.5% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	5.6% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	4.7% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	5.4% Fair → Fair Stable Compound annual revenue growth over 5 years	5.1% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	5.0% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	5.6% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	11.0% Good ↑ Good Improving Compound annual revenue growth over 5 years	12.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	9.9% Good Good Compound annual revenue growth over 5 years	8.9% Good Good Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-39.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-24.6% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	32.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	17.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	31.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	13.8% Good ↑ Good Improving Compound annual EPS growth over 3 years	15.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	15.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-20.4% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	4.8% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	8.3% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	110.4% Excellent Excellent Compound annual EPS growth over 3 years	—	14.7% Good Good Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2009 10-K ↗	FY 2010 Dec 31, 2008 10-K ↗	FY 2009 Dec 31, 2007 10-K ↗	FY 2008 Dec 31, 2006 10-K ↗
Operating Margin (%) (%)	4.3% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	15.1% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-40%)	16.4% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-34%)	27.0% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	51.9% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+108%)	11.2% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-55%)	24.0% Good → Good Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	26.1% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	20.2% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-19%)	25.1% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	29.5% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+18%)	29.4% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+18%)	—	—	—	—	—	—
Effective Tax Rate (%) (%)	8.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.7% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.2% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.3% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.6% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.2% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.7% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	61.5% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	31.8% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	32.7% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	33.8% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—
Profit Margin (%) (%)	4.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	12.1% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-45%)	13.3% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-40%)	21.5% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	40.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+85%)	9.5% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-57%)	19.4% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-12%)	21.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	7.3% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-67%)	17.3% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	19.9% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-10%)	18.4% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-16%)	16.4% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-25%)	17.0% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	6.8% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-69%)	-0.3% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-102%)	10.8% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-51%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2009 10-K ↗	FY 2010 Dec 31, 2008 10-K ↗	FY 2009 Dec 31, 2007 10-K ↗	FY 2008 Dec 31, 2006 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.6% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	2.9% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.6% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.5% Weak Weak Operating profit relative to total assets Optimal: > 10%	-0.0% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	2.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	7.8% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-35%)	8.4% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-30%)	14.0% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+17%)	20.3% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+69%)	4.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-62%)	9.6% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-20%)	11.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	4.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-66%)	8.6% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-29%)	10.1% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-16%)	9.9% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-18%)	8.7% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-28%)	10.3% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-14%)	3.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-72%)	-0.2% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-101%)	6.5% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-46%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2009 10-K ↗	FY 2010 Dec 31, 2008 10-K ↗	FY 2009 Dec 31, 2007 10-K ↗	FY 2008 Dec 31, 2006 10-K ↗
Debt to Equity (x)	0.01x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.01x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.01x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.02x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.01x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.01x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.13x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-89%)	0.18x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-85%)	0.01x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.02x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-98%)	1.10x Caution ↓ Caution Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-8%)	0.98x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-19%)	1.23x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: At sector avg	1.49x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+24%)	—	—	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2009 10-K ↗	FY 2010 Dec 31, 2008 10-K ↗	FY 2009 Dec 31, 2007 10-K ↗	FY 2008 Dec 31, 2006 10-K ↗
Revenue per Share (USD)	$98.82	$102.20	$96.20	$87.42	$68.78	$62.30	$61.15	$58.50	$56.25	$43.21	$39.58	$38.61	$38.13	$35.78	$30.33	—	—	—
Basic EPS, GAAP (USD)	$4.03	$11.61	$11.98	$17.98	$27.04	$5.19	$11.10	$11.90	$3.52	$7.15	$7.71	$6.99	$6.21	$6.07	$0.75	$-0.21	$4.02	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	—	—	—	—	—	—	—	—	—	$1.50	$1.20	$0.95	$0.20	$0.20	$0.53	$1.50	$0.11	—
Book Value per Share (USD)	$181.76	$159.44	$152.71	$137.90	$147.46	$131.17	$127.06	$110.47	$100.37	$98.46	$79.51	$72.70	$69.56	$57.70	$62.13	—	—	—
Tangible Book Value per Share (USD)	$109.63	$119.33	$112.29	$98.73	$111.48	$99.05	$94.59	$78.83	$69.57	$66.93	$51.87	$45.06	$45.68	$28.16	$30.36	—	—	—
Basic Weighted Avg Shares (shares)	540.70M	382.70M	382.40M	391.80M	442.50M	457.80M	467.60M	479.90M	484.20M	541.80M	563.10M	579.70M	561.10M	452.00M	428.00M	—	—	—
Dividend Payout Ratio (%)	—	—	—	—	—	—	—	—	—	21.0% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	15.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	13.6% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	3.2% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	3.3% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	70.7% Caution ↑ Caution Improving Dividends paid as a percentage of earnings Optimal: 30-60%	-714.3% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	2.7% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2009 10-K ↗	FY 2010 Dec 31, 2008 10-K ↗	FY 2009 Dec 31, 2007 10-K ↗	FY 2008 Dec 31, 2006 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	—	—	—	—	—	—	—	—	—	—	$31.38B	$24.44B	$28.76B	$32.26B	—	—	—	—
Total Equity (USD)	$113.62B	$60.78B	$58.09B	$52.58B	$61.03B	$60.20B	$58.01B	$51.67B	$48.73B	$47.28B	$44.00B	$41.63B	$40.50B	$26.54B	$26.59B	$26.61B	$24.29B	$25.24B

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2009 10-K ↗	FY 2010 Dec 31, 2008 10-K ↗	FY 2009 Dec 31, 2007 10-K ↗	FY 2008 Dec 31, 2006 10-K ↗
Sales/Revenue/Turnover (USD)	$53.43B	$39.11B	$36.79B	$34.25B	$30.43B	$28.52B	$28.59B	$28.08B	$27.24B	$23.41B	$22.29B	$22.38B	$21.40B	$16.17B	$12.98B	$13.89B	$14.58B	—
Depreciation Expense (USD)	—	—	—	—	—	—	—	—	—	—	—	—	$468.00M	$327.00M	$327.00M	—	—	—
Net Income, GAAP (USD)	$2.45B	$4.75B	$4.89B	$7.36B	$12.39B	$2.71B	$5.55B	$6.01B	$1.98B	$4.05B	$4.43B	$4.12B	$3.52B	$2.74B	$884.00M	$-46.00M	$1.57B	—
Operating Cash Flow (USD)	$27.72B	$18.16B	$20.57B	$13.81B	$12.31B	$16.70B	$16.64B	$12.98B	$14.18B	$10.13B	$9.30B	$9.98B	$9.52B	$8.14B	$2.08B	$3.48B	$12.90B	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2014 10-K ↗	FY 2014 Dec 31, 2013 10-K ↗	FY 2013 Dec 31, 2012 10-K ↗	FY 2012 Dec 31, 2011 10-K ↗	FY 2011 Dec 31, 2009 10-K ↗	FY 2010 Dec 31, 2008 10-K ↗	FY 2009 Dec 31, 2007 10-K ↗	FY 2008 Dec 31, 2006 10-K ↗
Net Interest Margin (approx.) (%)	6.4%	6.4%	6.1%	6.0%	5.6%	5.4%	6.0%	6.1%	6.1%	5.3%	5.8%	6.1%	5.3%	6.0%	4.5%	4.3%	—	—
Efficiency Ratio (%) (%)	57.1%	54.9%	55.2%	56.0%	54.4%	52.8%	54.1%	53.1%	52.1%	55.5%	54.6%	55.2%	55.8%	49.1%	57.1%	59.1%	55.4%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 18 years · 68 quarters

CAPITAL ONE FINANCIAL CORP

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