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Eagle Bancorp Montana, Inc.

EBMT

$23.75 ▼ -0.12 (-0.48%) at close

17 Visible periods

35 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

Eagle Bancorp Montana, Inc. shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $185.3M

Dividend Yield 2.42%

Revenue Growth 12.8% ↗

Op. Margin 20.6% ↗

ROIC None

FCF / Share None

Trailing P/E 12.5x

Price / Book 1.0x

FCF Yield —

Debt / Equity 0.23

info Valuation on last close. End-of-day price, Aug 7, 2026.

17-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$91.57M

↑ +12.8% —

Net Income Profit after all expenses

$14.84M

↑ +51.7% —

Operating Margin Operating profit as % of sales

20.6%

↑ +47.1% 76th

Long-Term Debt Long-term obligations

$44.45M

↓ -24.9% —

trending_up

Bullish Indicators

Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability →

Returns ↓

Financial Health ↑

Dividend History

Dividend / share · sourced from SEC filings

$0.57 Latest / share

+1.8% YoY

+8.4% 6-yr CAGR

FY 2014

FY 2015

FY 2016

FY 2017

FY 2018

FY 2019

$0.39

FY 2020

$0.45

FY 2021

$0.53

FY 2022

$0.56

FY 2023

$0.56

FY 2024

$0.57

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Jun 30, 2014 10-K ↗	FY 2012 Jun 30, 2013 10-K ↗	FY 2011 Jun 30, 2012 10-K ↗	FY 2010 Jun 30, 2011 10-K ↗	FY 2009 Jun 30, 2010 10-K ↗
Revenue Growth YoY (%)	12.8% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+113%)	-4.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-178%)	-4.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-181%)	-3.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-157%)	0.5% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-91%)	47.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+688%)	49.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+727%)	9.9% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+65%)	3.6% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-40%)	23.5% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+292%)	—	—	10.5% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+76%)	51.4% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+756%)	-2.5% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-142%)	—	—
EPS Growth YoY (%)	52.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-3.1% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-11.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-33.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-30.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	84.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	83.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-8.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-25.7% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	100.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—	5.9% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	-13.6% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	-4.8% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	51.7% Excellent ↑ Excellent Improving Year-over-year change in net income	-2.8% Weak ↑ Weak Improving Year-over-year change in net income	-6.0% Weak ↓ Weak Declining Year-over-year change in net income	-25.8% Weak ↓ Weak Declining Year-over-year change in net income	-32.0% Weak ↓ Weak Declining Year-over-year change in net income	95.1% Excellent ↑ Excellent Improving Year-over-year change in net income	118.2% Excellent ↑ Excellent Improving Year-over-year change in net income	21.4% Good ↓ Good Declining Year-over-year change in net income	-20.1% Weak Weak Year-over-year change in net income	98.9% Excellent Excellent Year-over-year change in net income	—	—	7.0% Fair ↑ Fair Improving Year-over-year change in net income	-9.4% Weak Weak Year-over-year change in net income	-9.6% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	0.8% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-4.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-2.6% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	12.7% Good ↓ Good Declining Compound annual revenue growth over 3 years	30.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	34.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	19.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	12.0% Good ↑ Good Improving Compound annual revenue growth over 3 years	—	13.3% Good → Good Stable Compound annual revenue growth over 3 years	9.2% Fair Fair Compound annual revenue growth over 3 years	—	17.7% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	-0.1% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	5.3% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	15.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	18.6% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	20.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	25.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	—	10.6% Good ↓ Good Declining Compound annual revenue growth over 5 years	10.8% Good ↓ Good Declining Compound annual revenue growth over 5 years	19.5% Excellent Excellent Compound annual revenue growth over 5 years	14.0% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	9.4% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	-16.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-25.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-5.0% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	33.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	45.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	7.5% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	10.6% Good ↓ Good Declining Compound annual EPS growth over 3 years	—	36.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	10.1% Good Good Compound annual EPS growth over 3 years	—	-4.5% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Jun 30, 2014 10-K ↗	FY 2012 Jun 30, 2013 10-K ↗	FY 2011 Jun 30, 2012 10-K ↗	FY 2010 Jun 30, 2011 10-K ↗	FY 2009 Jun 30, 2010 10-K ↗
Operating Margin (%) (%)	20.6% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-17%)	14.0% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-44%)	13.7% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-45%)	15.5% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-38%)	20.8% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-17%)	30.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+23%)	22.3% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-11%)	14.1% Fair → Fair Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-44%)	16.4% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-35%)	18.8% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-25%)	9.2% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-63%)	—	7.0% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-72%)	5.8% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-77%)	19.7% Good Good Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	22.4% Good Good Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-11%)	—
Effective Tax Rate (%) (%)	21.5% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.7% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.7% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.2% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.4% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.2% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	34.2% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.0% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	-19.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-49.1% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.7% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.5% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	16.2% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-26%)	12.0% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-45%)	11.8% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-46%)	12.0% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-46%)	15.6% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-29%)	23.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	17.4% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	11.9% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-46%)	10.8% Fair → Fair Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-51%)	14.0% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-37%)	8.7% Caution → Caution Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-61%)	—	8.4% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-62%)	8.6% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-61%)	14.4% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-34%)	15.6% Good Good Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-29%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Jun 30, 2014 10-K ↗	FY 2012 Jun 30, 2013 10-K ↗	FY 2011 Jun 30, 2012 10-K ↗	FY 2010 Jun 30, 2011 10-K ↗	FY 2009 Jun 30, 2010 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.7% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.7% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.6% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.6% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	0.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.7% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.7% Weak Weak Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	7.7% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-36%)	5.6% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-53%)	5.9% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-50%)	6.8% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-44%)	9.2% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-23%)	13.9% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+16%)	8.9% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-26%)	5.3% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-56%)	4.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-59%)	8.6% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-28%)	4.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-61%)	—	4.1% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-66%)	4.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-67%)	4.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-66%)	4.6% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-62%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Jun 30, 2014 10-K ↗	FY 2012 Jun 30, 2013 10-K ↗	FY 2011 Jun 30, 2012 10-K ↗	FY 2010 Jun 30, 2011 10-K ↗	FY 2009 Jun 30, 2010 10-K ↗
Debt to Equity (x)	0.23x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-81%)	0.34x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-72%)	0.35x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-71%)	0.37x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-69%)	0.19x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-84%)	0.19x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-84%)	0.21x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-83%)	0.26x Excellent → Excellent Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-78%)	0.30x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-75%)	0.25x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-79%)	—	—	—	—	—	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Jun 30, 2014 10-K ↗	FY 2012 Jun 30, 2013 10-K ↗	FY 2011 Jun 30, 2012 10-K ↗	FY 2010 Jun 30, 2011 10-K ↗	FY 2009 Jun 30, 2010 10-K ↗
Revenue per Share (USD)	$11.74	$10.36	$10.93	$12.14	$13.94	$13.57	$9.76	$7.71	$9.35	$9.72	$7.81	—	$6.46	$5.87	$4.06	$3.98	—
Basic EPS, GAAP (USD)	$1.90	$1.25	$1.29	$1.45	$2.17	$3.12	$1.69	$0.92	$1.01	$1.36	$0.68	—	$0.54	$0.51	$0.59	$0.62	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$0.57	$0.56	$0.56	$0.53	$0.45	$0.39	—	—	—	—	—	—	$0.07	—	—	—	—
Book Value per Share (USD)	$24.10	$21.77	$21.11	$19.79	$23.07	$22.57	$18.94	$17.31	$0.02	$15.60	$14.67	$14.05	$13.20	$12.63	$13.83	$13.39	—
Tangible Book Value per Share (USD)	$19.74	$17.44	$16.78	$15.45	$20.01	$19.50	$16.48	$15.09	$0.02	$13.75	$12.81	$12.24	$11.41	$10.86	$13.83	$13.39	—
Basic Weighted Avg Shares (shares)	7.80M	7.84M	7.79M	7.38M	6.65M	6.80M	6.42M	5.43M	4.07M	3.78M	3.81M	—	3.91M	3.89M	3.73M	3.89M	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Jun 30, 2014 10-K ↗	FY 2012 Jun 30, 2013 10-K ↗	FY 2011 Jun 30, 2012 10-K ↗	FY 2010 Jun 30, 2011 10-K ↗	FY 2009 Jun 30, 2010 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	$44.45M	$59.15M	$59.00M	$58.84M	$29.87M	$29.79M	$24.94M	$24.88M	$24.81M	$14.97M	—	—	—	—	—	—	—
Total Equity (USD)	$191.81M	$174.76M	$169.27M	$158.42M	$156.73M	$152.94M	$121.66M	$94.81M	$83.62M	$59.46M	$55.45M	$54.50M	$51.70M	$49.23M	$53.65M	$52.48M	$52.43M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Jun 30, 2014 10-K ↗	FY 2012 Jun 30, 2013 10-K ↗	FY 2011 Jun 30, 2012 10-K ↗	FY 2010 Jun 30, 2011 10-K ↗	FY 2009 Jun 30, 2010 10-K ↗
Sales/Revenue/Turnover (USD)	$91.57M	$81.21M	$85.20M	$89.53M	$92.72M	$92.24M	$62.63M	$41.86M	$38.10M	$36.78M	$29.77M	—	$25.28M	$22.86M	$15.11M	$15.50M	—
Depreciation Expense (USD)	$5.32M	$5.17M	$3.93M	$3.58M	$2.92M	$2.44M	$1.79M	$1.28M	$969.00K	$1.06M	$1.23M	—	$1.15M	$931.00K	$760.00K	$739.00K	—
Net Income, GAAP (USD)	$14.84M	$9.78M	$10.06M	$10.70M	$14.42M	$21.21M	$10.87M	$4.98M	$4.10M	$5.13M	$2.58M	—	$2.11M	$1.97M	$2.18M	$2.41M	—
Operating Cash Flow (USD)	$33.13M	$28.54M	$9.35M	$41.91M	$56.45M	$2.12M	$366.00K	$13.57M	$20.05M	$12.89M	—	—	—	—	$-1.55M	$11.50M	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Jun 30, 2014 10-K ↗	FY 2012 Jun 30, 2013 10-K ↗	FY 2011 Jun 30, 2012 10-K ↗	FY 2010 Jun 30, 2011 10-K ↗	FY 2009 Jun 30, 2010 10-K ↗
Net Interest Margin (approx.) (%)	3.5%	3.0%	3.0%	3.2%	3.2%	3.4%	3.7%	3.5%	3.3%	3.1%	2.9%	—	2.8%	2.5%	3.3%	3.3%	—
Efficiency Ratio (%) (%)	78.1%	85.3%	84.6%	82.3%	78.3%	65.8%	73.5%	83.6%	80.4%	76.2%	86.4%	—	90.6%	91.2%	73.0%	71.5%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 17 years · 66 quarters

Eagle Bancorp Montana, Inc.

Analytical Summary

17-Year Financial Trajectory

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