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FirstCash Holdings, Inc.

FCFS

$202.39 ▼ -3.20 (-1.55%) at close

18 Visible periods

28 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Fair

Bullish

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Analytical Summary

FirstCash Holdings, Inc. shows strong fundamentals with top-quartile Return on Common Equity (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $9.0B

Dividend Yield 0.79%

Revenue Growth 8.0% ↗

Op. Margin —

ROIC —

FCF / Share $13.22 ↗

Trailing P/E 27.1x

Price / Book 3.9x

FCF Yield 6.5%

Debt / Equity 0.98

info Valuation on last close. End-of-day price, Aug 7, 2026.

18-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$3.66B

↑ +8.0% —

Net Income Profit after all expenses

$330.38M

↑ +27.6% —

FCF / Share Free cash flow per share

$13.22

↑ +10.1% —

Long-Term Debt Long-term obligations

$2.22B

↑ +27.2% —

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Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↑

Returns ↑

Financial Health ↑

Cash Quality →

Dividend History

Dividend / share · sourced from SEC filings

$1.60 Latest / share

+9.6% YoY

FY 2014

$0.00

FY 2015

$0.56

FY 2016

$0.77

FY 2017

$0.91

FY 2018

$1.02

FY 2019

$1.08

FY 2020

$1.17

FY 2021

$1.26

FY 2022

$1.36

FY 2023

$1.46

FY 2024

$1.60

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue Growth YoY (%)	8.0% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+15%)	7.5% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+7%)	15.5% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+121%)	60.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+766%)	4.1% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-41%)	-12.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-279%)	4.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-33%)	0.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-99%)	63.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+808%)	54.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+678%)	-1.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-117%)	7.9% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+12%)	10.9% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+56%)	15.0% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+114%)	22.5% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+221%)	19.1% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+173%)	—	—
EPS Growth YoY (%)	29.5% Excellent → Excellent Stable Year-over-year change in earnings per share Optimal: > 10%	19.5% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	-10.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	76.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	18.7% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-32.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	12.0% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	13.6% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	75.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-20.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-27.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	2.8% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	4.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	9.9% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	33.2% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	13.1% Fair Fair Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	27.6% Excellent ↓ Excellent Declining Year-over-year change in net income	18.0% Good ↓ Good Declining Year-over-year change in net income	-13.5% Weak ↓ Weak Declining Year-over-year change in net income	102.9% Excellent ↑ Excellent Improving Year-over-year change in net income	17.2% Good ↑ Good Improving Year-over-year change in net income	-35.3% Weak ↓ Weak Declining Year-over-year change in net income	7.4% Fair ↓ Fair Declining Year-over-year change in net income	6.5% Fair ↓ Fair Declining Year-over-year change in net income	139.3% Excellent ↑ Excellent Improving Year-over-year change in net income	-1.0% Weak ↑ Weak Improving Year-over-year change in net income	-28.7% Weak ↓ Weak Declining Year-over-year change in net income	1.6% Caution ↓ Caution Declining Year-over-year change in net income	4.3% Caution ↓ Caution Declining Year-over-year change in net income	3.3% Caution ↓ Caution Declining Year-over-year change in net income	34.9% Excellent Excellent Year-over-year change in net income	15.9% Good Good Year-over-year change in net income	—	—
FCF Growth YoY (%)	10.1% Fair ↓ Fair Declining Year-over-year change in free cash flow	31.2% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-7.9% Weak ↓ Weak Declining Year-over-year change in free cash flow	82.4% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	1.8% Caution ↓ Caution Declining Year-over-year change in free cash flow	-0.5% Weak ↓ Weak Declining Year-over-year change in free cash flow	-1.0% Weak ↓ Weak Declining Year-over-year change in free cash flow	18.1% Good ↑ Good Improving Year-over-year change in free cash flow	66.4% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-16.0% Weak ↓ Weak Declining Year-over-year change in free cash flow	-3.2% Weak ↓ Weak Declining Year-over-year change in free cash flow	-7.2% Weak ↓ Weak Declining Year-over-year change in free cash flow	19.5% Good Good Year-over-year change in free cash flow	17.3% Good Good Year-over-year change in free cash flow	—	—	—	—
Revenue CAGR 3Y (%)	10.3% Good ↓ Good Declining Compound annual revenue growth over 3 years	25.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	24.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	13.5% Good ↑ Good Improving Compound annual revenue growth over 3 years	-1.6% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-2.9% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	19.7% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	36.2% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	35.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	18.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	5.7% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	11.2% Good ↓ Good Declining Compound annual revenue growth over 3 years	16.0% Excellent Excellent Compound annual revenue growth over 3 years	18.8% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	17.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	12.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	12.1% Excellent → Excellent Stable Compound annual revenue growth over 5 years	8.9% Good ↓ Good Declining Compound annual revenue growth over 5 years	9.3% Good ↓ Good Declining Compound annual revenue growth over 5 years	18.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	21.2% Excellent → Excellent Stable Compound annual revenue growth over 5 years	21.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	24.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	16.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	10.7% Good Good Compound annual revenue growth over 5 years	14.9% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	11.6% Good ↓ Good Declining Compound annual EPS growth over 3 years	23.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	23.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	11.9% Good ↑ Good Improving Compound annual EPS growth over 3 years	-3.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-5.1% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	30.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	16.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	0.4% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-15.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-8.1% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	5.5% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	15.0% Excellent Excellent Compound annual EPS growth over 3 years	18.3% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Effective Tax Rate (%) (%)	26.2% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.5% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.1% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.7% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.0% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.8% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.7% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.4% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	35.7% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.8% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.0% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.7% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	33.9% Weak ↓ Weak Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	34.5% Weak ↓ Weak Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	35.8% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	37.4% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	9.0% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+13%)	7.6% Caution → Caution Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	7.0% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-13%)	9.3% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+16%)	7.4% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-8%)	6.5% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-18%)	8.8% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	8.6% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	8.1% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	5.5% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-31%)	8.6% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	11.9% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	12.7% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+59%)	13.5% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+69%)	15.0% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+88%)	13.6% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+70%)	14.0% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+75%)	—
FCF Margin (%) (%)	16.0% Good → Good Stable Free cash flow as a percentage of revenue Optimal: > 10%	15.9% Good ↑ Good Improving Free cash flow as a percentage of revenue Optimal: > 10%	13.2% Fair ↓ Fair Declining Free cash flow as a percentage of revenue Optimal: > 10%	17.2% Good ↑ Good Improving Free cash flow as a percentage of revenue Optimal: > 10%	13.1% Fair → Fair Stable Free cash flow as a percentage of revenue Optimal: > 10%	13.6% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	12.4% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	13.7% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	12.4% Fair → Fair Stable Free cash flow as a percentage of revenue Optimal: > 10%	8.9% Caution ↓ Caution Declining Free cash flow as a percentage of revenue Optimal: > 10%	13.2% Fair ↓ Fair Declining Free cash flow as a percentage of revenue Optimal: > 10%	13.7% Fair ↓ Fair Declining Free cash flow as a percentage of revenue Optimal: > 10%	16.1% Good → Good Stable Free cash flow as a percentage of revenue Optimal: > 10%	14.9% Fair ↓ Fair Declining Free cash flow as a percentage of revenue Optimal: > 10%	15.5% Good ↓ Good Declining Free cash flow as a percentage of revenue Optimal: > 10%	17.4% Good Good Free cash flow as a percentage of revenue Optimal: > 10%	24.0% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	1.77x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	2.09x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.90x Excellent → Excellent Stable Free cash flow relative to reported net income Optimal: > 1x	1.85x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.79x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	2.09x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.41x Good ↓ Good Declining Free cash flow relative to reported net income Optimal: > 1x	1.59x Excellent → Excellent Stable Free cash flow relative to reported net income Optimal: > 1x	1.53x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.61x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.53x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.15x Fair → Fair Stable Free cash flow relative to reported net income Optimal: > 1x	1.27x Good ↑ Good Improving Free cash flow relative to reported net income Optimal: > 1x	1.10x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.03x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.28x Good Good Free cash flow relative to reported net income Optimal: > 1x	1.71x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 1 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Return on Common Equity (%) (%)	14.5% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-27%)	12.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-37%)	11.0% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-45%)	13.5% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-33%)	6.9% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-65%)	8.3% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-58%)	12.2% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-39%)	11.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-42%)	9.8% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-51%)	4.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	14.1% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-30%)	19.0% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-5%)	20.2% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	22.8% Excellent → Excellent Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+14%)	24.7% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+23%)	19.3% Good Good Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	—	—

⚖️ Is the balance sheet risky? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Debt to Equity (x)	0.98x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+22%)	0.85x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+6%)	0.81x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: At sector avg	0.74x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-8%)	0.72x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-10%)	0.49x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-39%)	0.47x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-41%)	0.45x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-44%)	0.27x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-66%)	0.32x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-60%)	—	0.50x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-38%)	0.46x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-43%)	0.32x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-60%)	—	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	—	—
Net Debt (USD)	$2.10B	$1.57B	$1.49B	$1.27B	$1.19B	$557.15M	$588.47M	$519.09M	$287.82M	$370.05M	$-86.95M	$154.41M	$119.71M	$63.78M	$-70.30M	$-65.85M	$-26.78M	$-29.01M

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue per Share (USD)	$82.62	$75.36	$69.34	$57.80	$41.46	$39.31	$43.34	$39.77	$37.19	$31.10	$25.04	$24.86	$22.73	$20.61	$16.88	—	—	—
Basic EPS, GAAP (USD)	$7.46	$5.76	$4.82	$5.37	$3.05	$2.57	$3.83	$3.42	$3.01	$1.72	$2.16	$2.97	$2.89	$2.78	$2.53	$1.90	$1.68	—
Free Cash Flow per Share (USD)	$13.22	$12.01	$9.16	$9.94	$5.45	$5.36	$5.38	$5.44	$4.60	$2.77	$3.30	$3.41	$3.67	$3.07	$2.62	—	—	—
Dividend per Share (USD)	$1.60	$1.46	$1.36	$1.26	$1.17	$1.08	$1.02	$0.91	$0.77	$0.56	$0.00	—	—	—	—	—	—	—
Book Value per Share (USD)	$51.77	$45.90	$44.26	$40.61	$37.30	$31.28	$31.89	$30.23	$31.45	$29.89	$15.28	$15.73	$14.31	$12.11	$10.48	$9.56	—	—
Tangible Book Value per Share (USD)	$0.50	$0.85	$-0.20	$-0.69	$-2.40	$5.43	$7.45	$7.17	$11.73	$10.60	$4.59	$6.02	$5.63	$6.39	$8.16	$7.36	—	—
Basic Weighted Avg Shares (shares)	44.31M	44.97M	45.45M	47.21M	40.98M	41.50M	43.02M	44.78M	47.85M	35.00M	28.14M	28.67M	29.08M	28.91M	30.71M	—	—	—
Dividend Payout Ratio (%)	21.4% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	25.3% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	28.2% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	23.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	38.4% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	42.0% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	26.6% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	26.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	25.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	32.8% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	0.0% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Working Capital (USD)	$1.45B	$1.06B	$971.01M	$835.13M	$737.15M	$418.16M	$538.09M	$656.85M	$721.63M	$748.51M	$279.26M	$265.32M	$241.46M	$210.28M	$175.07M	$170.38M	—	—
LT Debt (USD)	$2.22B	$1.75B	$1.62B	$1.39B	$1.31B	$623.00M	$635.00M	$590.89M	$402.24M	$460.00M	—	$222.40M	$190.35M	$114.06M	—	$1.39M	—	—
Total Equity (USD)	$2.28B	$2.05B	$2.00B	$1.88B	$1.81B	$1.28B	$1.35B	$1.32B	$1.48B	$1.45B	$431.38M	$448.55M	$414.36M	$352.42M	$315.37M	$298.00M	—	—

📋 What is driving earnings? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Sales/Revenue/Turnover (USD)	$3.66B	$3.39B	$3.15B	$2.73B	$1.70B	$1.63B	$1.86B	$1.78B	$1.78B	$1.09B	$704.60M	$712.88M	$660.85M	$595.95M	$518.34M	$423.26M	$355.28M	—
Net Income, GAAP (USD)	$330.38M	$258.81M	$219.30M	$253.50M	$124.91M	$106.58M	$164.62M	$153.21M	$143.89M	$60.13M	$60.71M	$85.17M	$83.85M	$80.36M	$77.78M	$57.66M	$49.76M	—
Operating Cash Flow (USD)	$585.94M	$539.96M	$416.14M	$469.31M	$223.30M	$222.26M	$231.60M	$243.43M	$220.36M	$96.85M	$92.75M	$97.68M	$106.72M	$88.79M	$80.38M	$73.64M	$85.21M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 18 years · 68 quarters

FirstCash Holdings, Inc.

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