GPI - GROUP 1 AUTOMOTIVE INC

📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Apr 2, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue Growth YoY (%)	13.2% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+165%)	11.5% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+131%)	10.2% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+104%)	20.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+307%)	27.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+444%)	-12.0% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-340%)	3.8% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-24%)	4.3% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-14%)	2.2% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-57%)	2.4% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-52%)	7.0% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+40%)	11.4% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+129%)	19.3% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+286%)	23.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+359%)	10.4% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+107%)	21.7% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+335%)	—	—
EPS Growth YoY (%)	-31.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-13.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-9.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	56.5% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	94.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	66.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	19.4% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	-22.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	51.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	70.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	2.4% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	-19.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	7.5% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	25.4% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	67.5% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	46.2% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	-34.7% Weak ↓ Weak Declining Year-over-year change in net income	-17.2% Weak ↓ Weak Declining Year-over-year change in net income	-19.9% Weak ↓ Weak Declining Year-over-year change in net income	36.1% Excellent ↓ Excellent Declining Year-over-year change in net income	92.7% Excellent ↑ Excellent Improving Year-over-year change in net income	64.7% Excellent ↑ Excellent Improving Year-over-year change in net income	10.3% Fair ↓ Fair Declining Year-over-year change in net income	-26.1% Weak ↓ Weak Declining Year-over-year change in net income	45.1% Excellent ↑ Excellent Improving Year-over-year change in net income	56.5% Excellent ↑ Excellent Improving Year-over-year change in net income	1.1% Caution ↓ Caution Declining Year-over-year change in net income	-18.4% Weak ↓ Weak Declining Year-over-year change in net income	13.8% Fair ↓ Fair Declining Year-over-year change in net income	21.6% Good ↓ Good Declining Year-over-year change in net income	63.8% Excellent Excellent Year-over-year change in net income	44.4% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%)	29.1% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	7271.9% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-98.7% Weak ↓ Weak Declining Year-over-year change in free cash flow	-55.9% Weak ↓ Weak Declining Year-over-year change in free cash flow	59.8% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	295.7% Excellent Excellent Year-over-year change in free cash flow	50.7% Excellent Excellent Year-over-year change in free cash flow	N/M	N/M	1101.1% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-56.1% Weak Weak Year-over-year change in free cash flow	N/M	71.2% Excellent Excellent Year-over-year change in free cash flow	N/M	N/M	N/M	—	—
Revenue CAGR 3Y (%)	11.6% Good ↓ Good Declining Compound annual revenue growth over 3 years	13.9% Good ↑ Good Improving Compound annual revenue growth over 3 years	19.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	10.4% Good ↑ Good Improving Compound annual revenue growth over 3 years	5.1% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-1.6% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	3.4% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	2.9% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	3.8% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	6.9% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	12.5% Good ↓ Good Declining Compound annual revenue growth over 3 years	17.8% Excellent → Excellent Stable Compound annual revenue growth over 3 years	17.4% Excellent Excellent Compound annual revenue growth over 3 years	18.2% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	16.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	10.6% Good ↑ Good Improving Compound annual revenue growth over 5 years	9.0% Good ↑ Good Improving Compound annual revenue growth over 5 years	7.8% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	4.4% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	-0.1% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	3.9% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	5.4% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	8.3% Good ↓ Good Declining Compound annual revenue growth over 5 years	12.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	14.1% Excellent Excellent Compound annual revenue growth over 5 years	17.0% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-18.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	6.9% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	40.2% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	71.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	56.9% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	15.5% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	11.9% Good ↓ Good Declining Compound annual EPS growth over 3 years	26.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	38.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	12.2% Good ↑ Good Improving Compound annual EPS growth over 3 years	-3.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	3.0% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	31.2% Excellent Excellent Compound annual EPS growth over 3 years	45.3% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Apr 2, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Operating Margin (%) (%)	3.3% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-78%)	4.6% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-70%)	5.4% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-64%)	6.7% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-55%)	6.6% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-56%)	4.7% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-69%)	3.0% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	2.9% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	3.1% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	3.1% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	2.6% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	3.0% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	3.1% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	3.1% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	3.2% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	2.7% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-82%)	2.4% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-84%)	—
Effective Tax Rate (%) (%)	28.1% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.5% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.8% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.5% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.9% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.1% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	1.4% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-82%)	2.5% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-69%)	3.4% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-58%)	4.6% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-42%)	4.1% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-49%)	2.7% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-66%)	1.4% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-82%)	1.4% Weak → Weak Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	1.9% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-76%)	1.4% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	0.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-89%)	0.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-88%)	1.3% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-84%)	1.3% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	1.4% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	0.9% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-89%)	0.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-90%)	—
FCF Margin (%) (%)	1.9% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	1.7% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	0.0% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	2.7% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	8.3% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	6.6% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	1.5% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	1.1% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-0.2% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	2.1% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	0.2% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	0.5% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-0.6% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-2.2% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	2.3% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-2.5% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	7.4% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	1.31x Good ↑ Good Improving Free cash flow relative to reported net income Optimal: > 1x	0.69x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.01x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.57x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	2.02x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	2.45x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.03x Fair ↑ Fair Improving Free cash flow relative to reported net income Optimal: > 1x	0.82x Caution ↑ Caution Improving Free cash flow relative to reported net income Optimal: > 1x	-0.09x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	1.55x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.22x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.51x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-0.44x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-1.63x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	1.68x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	-2.74x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	9.56x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Apr 2, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Return on Invested Capital (%)	18.9% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	23.1% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	27.2% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	37.3% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	37.8% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	26.6% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	22.9% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	24.6% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	24.0% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	28.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	23.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	24.4% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	20.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	21.1% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	18.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	14.7% Good Good Return earned on debt + equity capital invested Optimal: > 10%	11.9% Good Good Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	7.1% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	9.3% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	12.5% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	16.2% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	15.4% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	9.7% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	6.5% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	6.8% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	7.0% Fair → Fair Stable Operating profit relative to total assets Optimal: > 10%	7.6% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	6.3% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	7.3% Fair → Fair Stable Operating profit relative to total assets Optimal: > 10%	7.2% Fair → Fair Stable Operating profit relative to total assets Optimal: > 10%	7.6% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	7.8% Fair Fair Operating profit relative to total assets Optimal: > 10%	6.6% Caution Caution Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	11.7% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	16.7% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+40%)	22.5% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+87%)	33.6% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+180%)	30.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+152%)	19.8% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+65%)	13.9% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+15%)	14.4% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+20%)	19.0% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+58%)	15.8% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+32%)	10.2% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-15%)	9.5% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-21%)	11.0% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-8%)	11.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	10.2% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-15%)	6.4% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-47%)	4.8% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-60%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Apr 2, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	—	0.02x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-97%)	0.00x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.00x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	0.01x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-98%)	—	—	—	—
Interest Coverage (x)	2.74x Caution ↓ Caution Declining Operating income divided by interest expense Optimal: > 5x	4.07x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	6.28x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	11.75x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	12.15x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	5.43x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	79.07x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	2.65x Caution Caution Operating income divided by interest expense Optimal: > 5x	2.92x Caution Caution Operating income divided by interest expense Optimal: > 5x	—	—	—	—	—	—	—	—	—
Net Debt (USD)	$-32.50M	$-34.40M	$-57.20M	$-47.90M	$-14.90M	$-69.00M	$-23.80M	$-15.90M	$-28.79M	$-4.79M	$-10.04M	$-40.98M	$-19.41M	$4.05M	$-14.89M	$-19.84M	$-13.22M	$-23.14M
Debt / EBITDA (x)	—	—	—	—	—	—	—	—	—	0.04x Excellent ↑ Excellent Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.01x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.00x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.00x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.03x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	—	—

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Apr 2, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue per Share (USD)	$1.78K	$1.51K	$1.31K	$1.05K	$763.61	$597.04	$672.19	$596.39	$544.75	$514.51	$459.33	$425.06	$386.15	$345.80	$274.39	$241.98	$197.73	—
Basic EPS, GAAP (USD)	$25.29	$36.96	$42.89	$47.29	$30.22	$15.55	$9.35	$7.83	$10.08	$6.67	$3.91	$3.82	$4.72	$4.39	$3.50	$2.09	$1.43	—
Free Cash Flow per Share (USD)	$33.39	$25.86	$0.35	$27.87	$63.21	$39.55	$10.00	$6.63	$-0.95	$10.79	$0.90	$2.05	$-2.19	$-7.58	$6.26	$-6.04	$14.55	—
Dividend per Share (USD)	$2.00	$1.88	$1.80	$1.50	$1.33	$0.60	$1.09	$1.04	$0.97	$0.91	$0.83	$0.70	$0.65	$0.59	$0.48	$0.10	—	—
Book Value per Share (USD)	$219.38	$225.45	$195.47	$144.90	$103.38	$81.65	$70.08	$56.33	$55.06	$43.96	$39.67	$41.83	$44.82	$39.79	$36.43	$34.45	$31.46	—
Tangible Book Value per Share (USD)	$45.95	$69.46	$74.74	$37.28	$22.94	$25.49	$13.81	$6.78	$10.35	$2.53	$2.74	$6.31	$12.90	$12.85	$12.44	$12.14	$9.60	—
Basic Weighted Avg Shares (shares)	12.71M	13.19M	13.68M	15.44M	17.66M	17.75M	17.92M	19.45M	20.42M	21.16M	23.15M	23.38M	23.10M	21.62M	22.16M	22.77M	22.89M	—
Dividend Payout Ratio (%)	7.9% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	5.1% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	4.2% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	3.2% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	4.4% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	3.9% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	11.7% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	13.3% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Apr 2, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Working Capital (USD)	$259.50M	$100.50M	$285.60M	$63.90M	$122.60M	$161.50M	$94.00M	$15.80M	$130.70M	$97.47M	$149.10M	$113.02M	$102.76M	$170.60M	$130.64M	$124.30M	—	—
Total Equity (USD)	$2.79B	$2.97B	$2.67B	$2.24B	$1.83B	$1.45B	$1.26B	$1.10B	$1.12B	$930.20M	$918.25M	$978.01M	$1.04B	$860.28M	$807.10M	$784.37M	$720.16M	$662.12M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Apr 2, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Sales/Revenue/Turnover (USD)	$22.57B	$19.93B	$17.87B	$16.22B	$13.48B	$10.60B	$12.04B	$11.60B	$11.12B	$10.89B	$10.63B	$9.94B	$8.92B	$7.48B	$6.08B	$5.51B	$4.53B	—
Depreciation Expense (USD)	—	—	—	—	$78.90M	$75.80M	$71.60M	$67.10M	$57.94M	$51.23M	$47.24M	$42.34M	$35.83M	$31.53M	$27.06M	$26.45M	$25.83M	—
Net Income, GAAP (USD)	$325.20M	$498.10M	$601.60M	$751.50M	$552.10M	$286.50M	$174.00M	$157.80M	$213.44M	$147.06M	$94.00M	$93.00M	$113.99M	$100.21M	$82.39M	$50.30M	$34.84M	—
Operating Cash Flow (USD)	$694.50M	$586.30M	$190.20M	$585.90M	$1.26B	$805.40M	$370.90M	$270.00M	$196.51M	$384.86M	$141.05M	$198.29M	$52.37M	$-75.32M	$199.32M	$-68.47M	$354.67M	—

GROUP 1 AUTOMOTIVE INC

Analytical Summary

18-Year Financial Trajectory

Health Breakdown

Dividend History

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