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NCR Atleos Corp

NATL

$46.61 ▲ +0.12 (+0.26%) at close

5 Visible periods

31 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Fair

Moderately Bullish

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Analytical Summary

NCR Atleos Corp demonstrates solid fundamentals with strength in Return on Common Equity (%). Overall, the data suggests a moderately positive outlook with manageable risks.

Market Cap $3.4B

Dividend Yield —

Revenue Growth 1.1% ↘

Op. Margin 11.0% ↗

ROIC 13.3% ↗

FCF / Share $3.25 ↘

Trailing P/E 21.2x

Price / Book 8.5x

FCF Yield 7.0%

Debt / Equity 6.63

info Valuation on last close. End-of-day price, Aug 7, 2026.

5-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$4.35B

↑ +1.1% —

Net Income Profit after all expenses

$162.00M

↑ +102.5% —

Operating Margin Operating profit as % of sales

11.0%

↑ +8.2% 59th

FCF / Share Free cash flow per share

$3.25

↓ -8.6% —

Long-Term Debt Long-term obligations

$2.67B

↓ -6.5% —

trending_up

Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

Debt to EquityDebt to Equity is concerning (bottom quartile)

Health Breakdown

Profitability ↓

Returns ↑

Financial Health ↓

Cash Quality ↓

Financial view

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📈 Is growth accelerating? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Revenue Growth YoY (%)	1.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-91%)	2.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-77%)	1.5% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-88%)	16.4% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+37%)	—
EPS Growth YoY (%)	98.2% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	N/M	-41.8% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—
Net Income Growth YoY (%)	102.5% Excellent Excellent Year-over-year change in net income	N/M	N/M	-41.9% Weak Weak Year-over-year change in net income	—
FCF Growth YoY (%)	-8.6% Weak → Weak Stable Year-over-year change in free cash flow	1.7% Caution ↑ Caution Improving Year-over-year change in free cash flow	14.4% Fair Fair Year-over-year change in free cash flow	-41.5% Weak Weak Year-over-year change in free cash flow	—
Revenue CAGR 3Y (%)	1.8% Weak Weak Compound annual revenue growth over 3 years	6.6% Fair Fair Compound annual revenue growth over 3 years	—	—	—
EPS CAGR 3Y (%)	12.9% Good Good Compound annual EPS growth over 3 years	-25.0% Weak Weak Compound annual EPS growth over 3 years	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Operating Margin (%) (%)	11.0% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-45%)	10.2% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-49%)	6.5% Caution → Caution Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-68%)	6.5% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-67%)	7.0% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-65%)
Effective Tax Rate (%) (%)	14.3% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	35.2% Weak ↓ Weak Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	223.4% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	31.8% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.5% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%
Profit Margin (%) (%)	3.7% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-75%)	1.9% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-88%)	-3.2% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-121%)	2.6% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	5.2% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-65%)
FCF Margin (%) (%)	5.5% Caution → Caution Stable Free cash flow as a percentage of revenue Optimal: > 10%	6.0% Caution ↓ Caution Declining Free cash flow as a percentage of revenue Optimal: > 10%	5.9% Caution ↓ Caution Declining Free cash flow as a percentage of revenue Optimal: > 10%	5.2% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	10.4% Fair Fair Free cash flow as a percentage of revenue Optimal: > 10%
FCF / Net Income (x)	1.48x Good ↑ Good Improving Free cash flow relative to reported net income Optimal: > 1x	3.21x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	-1.84x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	2.00x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	1.98x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Return on Invested Capital (%)	13.3% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	9.2% Fair ↑ Fair Improving Return earned on debt + equity capital invested Optimal: > 10%	-9.9% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	5.6% Caution Caution Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	8.4% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	7.9% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	4.7% Caution Caution Operating profit relative to total assets Optimal: > 10%	4.7% Caution Caution Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	40.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+117%)	36.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+97%)	-47.2% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-355%)	3.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Debt to Equity (x)	6.63x Weak ↓ Weak Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+1373%)	13.05x Weak Weak Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+2801%)	10.91x Weak Weak Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+2325%)	—	—
Interest Coverage (x)	—	—	3.01x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	8.68x Good Good Operating income divided by interest expense Optimal: > 5x	5.06x Good Good Operating income divided by interest expense Optimal: > 5x
Net Debt (USD)	$2.22B	$2.44B	$2.76B	$-293.00M	$-238.00M
Debt / EBITDA (x)	3.54x Caution ↓ Caution Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.95x Caution Caution Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	7.81x Weak Weak Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Revenue per Share (USD)	$59.24	$59.63	$59.36	$58.51	$50.27
Basic EPS, GAAP (USD)	$2.20	$1.11	$-1.90	$1.53	$2.63
Free Cash Flow per Share (USD)	$3.25	$3.56	$3.50	$3.06	$5.23
Book Value per Share (USD)	$5.47	$3.01	$4.01	$46.02	—
Tangible Book Value per Share (USD)	$-27.86	$-31.38	$-32.48	$8.25	—
Basic Weighted Avg Shares (shares)	73.50M	72.20M	70.60M	70.60M	70.60M

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Working Capital (USD)	$-75.00M	$27.00M	$148.00M	$280.00M	—
LT Debt (USD)	$2.67B	$2.86B	$3.10B	—	—
Total Equity (USD)	$403.00M	$219.00M	$284.00M	$3.26B	—

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Sales/Revenue/Turnover (USD)	$4.35B	$4.30B	$4.19B	$4.13B	$3.55B
Depreciation Expense (USD)	$277.00M	$287.00M	$126.00M	$127.00M	$72.00M
Net Income, GAAP (USD)	$162.00M	$80.00M	$-134.00M	$108.00M	$186.00M
Operating Cash Flow (USD)	$356.00M	$344.00M	$355.00M	$274.00M	$449.00M

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 5 years · 17 quarters

NCR Atleos Corp

Analytical Summary

5-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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