NB Bancorp, Inc.
NBBK
Analytical Summary
NB Bancorp, Inc. shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.
5-Year Financial Trajectory
AnnualBullish Indicators
- Operating Margin (%)Operating Margin (%) is in the top quartile
- Profit Margin (%)Profit Margin (%) is in the top quartile
Bearish Risks
- No bearish risks detected.
Health Breakdown
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ | FY 2021 Dec 31, 2021 10-K ↗ |
|---|---|---|---|---|---|
| Revenue Growth YoY (%) |
23.0%
Excellent
→
Excellent
Stable
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+283%)
|
19.3%
Good
Good
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+222%)
|
27.5%
Excellent
Excellent
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+358%)
|
— | — |
| EPS Growth YoY (%) |
25.2%
Excellent
Excellent
Year-over-year change in earnings per share
Optimal:
> 10%
|
365.2%
Excellent
Excellent
Year-over-year change in earnings per share
Optimal:
> 10%
|
— | — | — |
| Net Income Growth YoY (%) |
19.3%
Good
↓
Good
Declining
Year-over-year change in net income |
329.0%
Excellent
Excellent
Year-over-year change in net income |
-67.3%
Weak
Weak
Year-over-year change in net income |
— | — |
| FCF Growth YoY (%) N/A | N/A | N/A | N/A | N/A | N/A |
| Revenue CAGR 3Y (%) |
23.2%
Excellent
Excellent
Compound annual revenue growth over 3 years |
— | — | — | — |
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ | FY 2021 Dec 31, 2021 10-K ↗ |
|---|---|---|---|---|---|
| Operating Margin (%) (%) |
33.3%
Excellent
↑
Excellent
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Above avg (+33%)
|
33.7%
Excellent
↑
Excellent
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Above avg (+35%)
|
8.1%
Caution
Caution
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-67%)
|
31.9%
Excellent
Excellent
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Above avg (+27%)
|
— |
| Effective Tax Rate (%) (%) |
29.3%
Caution
↑
Caution
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
28.1%
Caution
↑
Caution
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
17.0%
Good
Good
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
17.4%
Good
Good
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
— |
| Profit Margin (%) (%) |
23.5%
Excellent
↑
Excellent
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Above avg (+7%)
|
24.3%
Excellent
↑
Excellent
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Above avg (+10%)
|
6.7%
Caution
Caution
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-69%)
|
26.3%
Excellent
Excellent
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Above avg (+20%)
|
— |
| FCF Margin (%) (%) N/A | N/A | N/A | N/A | N/A | N/A |
| FCF / Net Income (x) N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ | FY 2021 Dec 31, 2021 10-K ↗ |
|---|---|---|---|---|---|
| Return on Invested Capital (%) N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Capital (%) (%) |
0.7%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
0.8%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
0.2%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
0.8%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
— |
| Return on Common Equity (%) (%) |
5.9%
Caution
↑
Caution
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-51%)
|
5.5%
Caution
↑
Caution
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-54%)
|
1.3%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-89%)
|
8.7%
Caution
Caution
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-27%)
|
— |
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ | FY 2021 Dec 31, 2021 10-K ↗ |
|---|---|---|---|---|---|
| Sales/Revenue/Turnover (USD) | $213.66M | $173.76M | $145.63M | $114.24M | — |
| Depreciation Expense (USD) | $3.00M | $2.80M | $2.70M | $2.40M | — |
| Net Income, GAAP (USD) | $50.30M | $42.15M | $9.82M | $30.07M | — |
| Operating Cash Flow (USD) | $60.79M | $43.19M | $52.96M | $39.71M | — |
Secondary lens
Benchmark Lens
Compare NBBK against peers after checking the statement evidence.
Open lens
Benchmark Lens
Compare NBBK against peers after checking the statement evidence.
Signals
Key bullish and bearish indicators for NBBK
Operating Margin (%) is in the top quartile
Profit Margin (%) is in the top quartile
No bearish signals detected
Percentile Rankings
How NBBK compares to all companies
Peer Comparison
NBBK vs similar peers
Compare NBBK with peers
Stack NBBK against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced 1 week ago 5 years · 18 quarters