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Offerpad Solutions Inc.

OPAD

$4.56 ▼ -0.02 (-0.44%) at close

8 Visible periods

28 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Poor

Bearish

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Analytical Summary

Offerpad Solutions Inc. faces fundamental challenges with weakness in Return on Common Equity (%) and Profit Margin (%). The fundamentals warrant careful consideration of downside risks.

Market Cap $141.3M

Dividend Yield —

Revenue Growth -38.2% ↘

Op. Margin -5.9% ↘

ROIC -88.2% ↗

FCF / Share $2.12 ↗

Trailing P/E —

Price / Book 3.7x

FCF Yield 46.5%

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 6, 2026.

8-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$567.81M

↓ -38.2% —

Net Income Profit after all expenses

$-46.38M

↑ +25.4% —

Operating Margin Operating profit as % of sales

-5.9%

↓ -17.4% 19th

FCF / Share Free cash flow per share

$2.12

↑ +276.9% —

trending_up

Bullish Indicators

No bullish signals detected.

warning

Bearish Risks

Operating Margin (%)Operating Margin (%) is in the bottom quartile
Profit Margin (%)Profit Margin (%) is in the bottom quartile
Return on Common Equity (%)Return on Common Equity (%) is in the bottom quartile

Health Breakdown

Profitability

Returns

Financial Health

Cash Quality ↑

Financial view

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📈 Is growth accelerating? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Revenue Growth YoY (%)	-38.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-864%)	-30.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-702%)	-66.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1435%)	90.9% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1718%)	94.5% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1791%)	-1.1% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-122%)	—	—
EPS Growth YoY (%)	33.9% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	48.9% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	51.2% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	N/M	55.6% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	25.4% Excellent ↓ Excellent Declining Year-over-year change in net income	47.0% Excellent Excellent Year-over-year change in net income	21.1% Good Good Year-over-year change in net income	N/M	N/M	55.5% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%)	276.9% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-94.3% Weak Weak Year-over-year change in free cash flow	-46.8% Weak Weak Year-over-year change in free cash flow	N/M	N/M	N/M	—	—
Revenue CAGR 3Y (%)	-47.6% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-23.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	7.3% Fair Fair Compound annual revenue growth over 3 years	54.3% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	-11.8% Weak Weak Compound annual revenue growth over 5 years	-3.1% Weak Weak Compound annual revenue growth over 5 years	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Operating Margin (%) (%)	-5.9% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-120%)	-5.0% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-117%)	-7.9% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-126%)	-3.2% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-111%)	1.0% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-97%)	-1.3% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-104%)	-3.1% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-110%)	—
Effective Tax Rate (%) (%)	-1.0% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.0% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.1% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	2.6% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.7% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.5% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	-8.2% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-133%)	-6.8% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-127%)	-8.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-136%)	-3.8% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-115%)	0.3% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-99%)	-2.2% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-109%)	-4.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-119%)	—
FCF Margin (%) (%)	11.6% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	1.7% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	19.9% Good ↑ Good Improving Free cash flow as a percentage of revenue Optimal: > 10%	7.7% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	-45.2% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	14.3% Fair Fair Free cash flow as a percentage of revenue Optimal: > 10%	-10.2% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	-1.42x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-0.25x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-2.23x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-2.05x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-144.83x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-6.58x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	2.12x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Return on Invested Capital (%)	-88.2% Weak ↑ Weak Improving Return earned on debt + equity capital invested Optimal: > 10%	-96.7% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-102.7% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-104.7% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	7.5% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	9.7% Fair Fair Return earned on debt + equity capital invested Optimal: > 10%	27.6% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	-21.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-14.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-27.5% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-15.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.5% Weak Weak Operating profit relative to total assets Optimal: > 10%	-5.8% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	-121.4% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1617%)	-130.4% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1731%)	-115.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1540%)	-121.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1624%)	2.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-69%)	16.1% Good Good Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+102%)	42.8% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+434%)	—

⚖️ Is the balance sheet risky? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Interest Coverage (x)	-1.98x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	-1.88x Weak → Weak Stable Operating income divided by interest expense Optimal: > 5x	-4.22x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-2.77x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	1.25x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	-1.37x Weak Weak Operating income divided by interest expense Optimal: > 5x	-1.83x Weak Weak Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$-26.54M	$-43.02M	$-75.97M	$-97.24M	$-169.82M	$-43.94M	$-22.86M	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Revenue per Share (USD)	$18.32	$33.52	$49.82	$241.84	$17.46	$18.39	$18.60	—
Basic EPS, GAAP (USD)	$-1.50	$-2.27	$-4.44	$-9.09	$0.05	$-0.40	$-0.90	—
Free Cash Flow per Share (USD)	$2.12	$0.56	$9.91	$18.62	$-7.89	$2.63	$-1.90	—
Book Value per Share (USD)	$1.23	$1.74	$3.86	$7.46	$2.17	$-2.48	$-2.10	—
Tangible Book Value per Share (USD)	$1.23	$1.74	$3.86	$7.46	$2.17	$-2.48	$-2.10	—
Basic Weighted Avg Shares (shares)	30.99M	27.41M	26.39M	16.34M	118.57M	57.87M	57.85M	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Working Capital (USD)	$42.89M	$43.25M	$95.58M	$115.22M	$275.36M	$36.99M	—	—
Total Equity (USD)	$38.22M	$47.65M	$101.78M	$121.88M	$257.57M	$-143.26M	$-121.50M	$-60.34M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Sales/Revenue/Turnover (USD)	$567.81M	$918.82M	$1.31B	$3.95B	$2.07B	$1.06B	$1.08B	—
Depreciation Expense (USD)	$979.00K	$611.00K	$728.00K	$1.02M	$500.00K	$400.00K	$400.00K	—
Net Income, GAAP (USD)	$-46.38M	$-62.16M	$-117.22M	$-148.61M	$6.46M	$-23.12M	$-51.95M	—
Operating Cash Flow (USD)	$66.81M	$20.83M	$261.63M	$305.40M	$-921.92M	$154.86M	$-108.97M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 8 years · 26 quarters

Offerpad Solutions Inc.

Analytical Summary

8-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Statement lens

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