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RBB Bancorp

RBB

$26.83 0.00 (0.00%) at close

12 Visible periods

35 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

RBB Bancorp shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $467.8M

Dividend Yield 2.39%

Revenue Growth 12.6% ↗

Op. Margin 32.6% ↗

ROIC None

FCF / Share None

Trailing P/E 14.7x

Price / Book 0.9x

FCF Yield —

Debt / Equity 0.23

info Valuation on last close. End-of-day price, Aug 7, 2026.

12-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$129.16M

↑ +12.6% —

Net Income Profit after all expenses

$31.95M

↑ +19.8% —

Operating Margin Operating profit as % of sales

32.6%

↑ +4.9% 89th

Long-Term Debt Long-term obligations

$119.91M

— +0.3% —

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Bullish Indicators

Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Financial Health ↓

Dividend History

Dividend / share · sourced from SEC filings

$0.64 Latest / share

+0.0% YoY

+9.9% 11-yr CAGR

FY 2014

$0.25

FY 2015

$0.20

FY 2016

$0.38

FY 2017

$0.35

FY 2018

$0.40

FY 2019

$0.33

FY 2020

$0.51

FY 2021

$0.56

FY 2022

$0.64

FY 2023

$0.64

FY 2024

$0.64

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗
Revenue Growth YoY (%)	12.6% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+110%)	-14.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-343%)	-16.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-375%)	12.4% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+106%)	20.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+241%)	3.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-48%)	26.1% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+336%)	24.5% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+308%)	12.1% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+102%)	50.7% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+744%)	—	—
EPS Growth YoY (%)	24.5% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-34.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-33.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	15.4% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	75.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-15.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-7.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	16.6% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	21.5% Good Good Year-over-year change in earnings per share Optimal: > 10%	46.1% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	19.8% Good ↑ Good Improving Year-over-year change in net income	-37.2% Weak ↓ Weak Declining Year-over-year change in net income	-34.0% Weak ↓ Weak Declining Year-over-year change in net income	13.0% Fair ↓ Fair Declining Year-over-year change in net income	72.8% Excellent ↑ Excellent Improving Year-over-year change in net income	-16.0% Weak ↓ Weak Declining Year-over-year change in net income	8.6% Fair ↓ Fair Declining Year-over-year change in net income	41.4% Excellent → Excellent Stable Year-over-year change in net income	33.8% Excellent Excellent Year-over-year change in net income	47.1% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	-7.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-7.1% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	4.2% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	11.8% Good ↓ Good Declining Compound annual revenue growth over 3 years	16.2% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	17.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	20.7% Excellent Excellent Compound annual revenue growth over 3 years	28.1% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	1.7% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	-0.1% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	8.0% Good ↓ Good Declining Compound annual revenue growth over 5 years	17.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	16.9% Excellent Excellent Compound annual revenue growth over 5 years	22.3% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-18.4% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-20.4% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	10.5% Good ↑ Good Improving Compound annual EPS growth over 3 years	19.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	11.4% Good → Good Stable Compound annual EPS growth over 3 years	-2.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	9.6% Fair Fair Compound annual EPS growth over 3 years	27.4% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗
Operating Margin (%) (%)	32.6% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	31.1% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+24%)	44.9% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+79%)	56.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+127%)	56.6% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+126%)	40.0% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+60%)	48.0% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+92%)	50.6% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+102%)	63.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+155%)	49.8% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+99%)	50.6% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+102%)	—
Effective Tax Rate (%) (%)	24.2% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.3% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.5% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.6% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.7% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.6% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.1% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.9% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	45.4% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	41.4% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	40.9% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	24.7% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+12%)	23.2% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+6%)	31.6% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	40.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+82%)	39.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+81%)	27.7% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+26%)	34.0% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+55%)	39.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+80%)	34.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+58%)	29.2% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+33%)	29.9% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+36%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.6% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.4% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.5% Weak Weak Operating profit relative to total assets Optimal: > 10%	1.4% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	6.1% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-49%)	—	—	—	—	—	—	—	—	10.5% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-12%)	7.9% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-34%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗
Debt to Equity (x)	0.23x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-81%)	—	—	—	—	—	—	—	—	0.27x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-77%)	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗
Revenue per Share (USD)	$7.41	$6.33	$7.08	$8.42	$7.37	$6.01	$5.75	$5.32	$5.21	$5.11	$3.40	—
Basic EPS, GAAP (USD)	$1.83	$1.47	$2.24	$3.37	$2.92	$1.66	$1.96	$2.11	$1.81	$1.49	$1.02	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$0.64	$0.64	$0.64	$0.56	$0.51	$0.33	$0.40	$0.35	$0.38	$0.20	$0.25	—
Book Value per Share (USD)	$30.68	—	—	—	—	—	—	—	—	$14.16	$12.82	—
Tangible Book Value per Share (USD)	$26.49	—	—	—	—	—	—	—	—	$11.82	$12.82	—
Basic Weighted Avg Shares (shares)	17.44M	18.12M	18.97M	19.10M	19.42M	19.76M	20.02M	17.15M	14.08M	12.80M	12.76M	—
Dividend Payout Ratio (%)	35.0% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	43.5% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	28.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	16.6% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	17.5% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	$119.91M	$119.53M	$119.15M	$173.59M	$173.01M	$104.39M	$104.05M	$103.71M	$49.53M	$49.38M	—	—
Total Equity (USD)	$523.40M	—	—	—	—	—	—	—	—	$181.59M	$163.65M	$151.98M

📋 What is driving earnings? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗
Sales/Revenue/Turnover (USD)	$129.16M	$114.70M	$134.30M	$160.81M	$143.09M	$118.80M	$115.18M	$91.31M	$73.37M	$65.45M	$43.44M	—
Net Income, GAAP (USD)	$31.95M	$26.66M	$42.47M	$64.33M	$56.91M	$32.93M	$39.21M	$36.10M	$25.53M	$19.08M	$12.97M	—
Operating Cash Flow (USD)	$43.39M	$58.49M	$51.29M	$93.81M	$202.18M	$124.51M	$476.47M	$-84.65M	$28.78M	—	—	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗
Net Interest Margin (approx.) (%)	2.7%	2.5%	3.0%	3.8%	2.9%	3.1%	3.5%	2.6%	3.6%	4.0%	—	—
Efficiency Ratio (%) (%)	59.4%	60.3%	52.6%	40.1%	40.7%	50.1%	49.9%	44.5%	37.7%	42.6%	46.2%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 12 years · 42 quarters

RBB Bancorp

Analytical Summary

12-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

Statement lens

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