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SAIA INC

SAIA

$335.60 ▼ -26.05 (-7.20%) at close

18 Visible periods

32 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Fair

Bullish

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Analytical Summary

SAIA INC shows strong fundamentals with top-quartile Debt to Equity. The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $9.0B

Dividend Yield —

Revenue Growth 0.8% ↘

Op. Margin 10.9% ↘

ROIC 9.7% ↘

FCF / Share $1.02 ↗

Trailing P/E 35.2x

Price / Book 3.5x

FCF Yield 0.3%

Debt / Equity 0.06

info Valuation on last close. End-of-day price, Nov 5, 2026.

18-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$3.23B

↑ +0.8% —

Net Income Profit after all expenses

$255.04M

↓ -29.6% —

Operating Margin Operating profit as % of sales

10.9%

↓ -27.5% 58th

FCF / Share Free cash flow per share

$1.02

↑ +105.9% —

Long-Term Debt Long-term obligations

$163.00M

↓ -16.0% —

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Bullish Indicators

Debt to EquityDebt to Equity is in the top quartile (lower is better)

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Financial Health ↓

Cash Quality ↓

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue Growth YoY (%)	0.8% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-84%)	11.4% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+127%)	3.2% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-36%)	22.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+340%)	25.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+412%)	2.0% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-60%)	8.0% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+61%)	17.7% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+255%)	12.3% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+147%)	—	—	—	—	—	—	—	—	—
EPS Growth YoY (%)	-29.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	1.9% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	-1.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	40.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	81.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	20.8% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	7.4% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	14.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	85.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-13.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	4.2% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	17.1% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	34.1% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	87.5% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	500.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	—	—
Net Income Growth YoY (%)	-29.6% Weak ↓ Weak Declining Year-over-year change in net income	2.0% Caution ↓ Caution Declining Year-over-year change in net income	-0.7% Weak ↓ Weak Declining Year-over-year change in net income	41.1% Excellent ↑ Excellent Improving Year-over-year change in net income	83.1% Excellent ↑ Excellent Improving Year-over-year change in net income	21.7% Good ↓ Good Declining Year-over-year change in net income	8.3% Fair ↓ Fair Declining Year-over-year change in net income	15.2% Good ↓ Good Declining Year-over-year change in net income	89.8% Excellent ↑ Excellent Improving Year-over-year change in net income	-12.7% Weak ↓ Weak Declining Year-over-year change in net income	5.8% Fair ↓ Fair Declining Year-over-year change in net income	19.2% Good ↓ Good Declining Year-over-year change in net income	36.1% Excellent ↓ Excellent Declining Year-over-year change in net income	181.8% Excellent Excellent Year-over-year change in net income	481.1% Excellent Excellent Year-over-year change in net income	N/M	—	—
FCF Growth YoY (%)	N/M	N/M	30.2% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	8.2% Fair Fair Year-over-year change in free cash flow	23.3% Good Good Year-over-year change in free cash flow	N/M	N/M	N/M	N/M	—	—	—	N/M	N/M	N/M	191.9% Excellent Excellent Year-over-year change in free cash flow	—	—
Revenue CAGR 3Y (%)	5.0% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	11.9% Good ↓ Good Declining Compound annual revenue growth over 3 years	16.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	16.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	11.4% Good ↑ Good Improving Compound annual revenue growth over 3 years	9.1% Fair Fair Compound annual revenue growth over 3 years	12.6% Good Good Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	12.2% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	12.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	11.7% Good ↓ Good Declining Compound annual revenue growth over 5 years	14.7% Excellent Excellent Compound annual revenue growth over 5 years	12.9% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	-10.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	12.2% Good ↓ Good Declining Compound annual EPS growth over 3 years	36.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	45.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	33.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	14.0% Good ↓ Good Declining Compound annual EPS growth over 3 years	31.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	22.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	19.0% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	2.0% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	17.9% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	43.3% Excellent Excellent Compound annual EPS growth over 3 years	147.1% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Operating Margin (%) (%)	10.9% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-9%)	15.0% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	16.0% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+33%)	16.9% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	14.6% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	9.9% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-18%)	8.5% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-29%)	8.5% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-29%)	6.7% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-44%)	6.3% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-47%)	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	24.4% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.9% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.9% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.6% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.9% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.5% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.5% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.7% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	35.9% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	36.0% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	36.0% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	36.0% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	37.3% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	35.9% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.2% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	42.2% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	7.9% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	11.3% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	12.3% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+54%)	12.8% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+60%)	11.1% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+38%)	7.6% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-5%)	6.4% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	6.3% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	6.5% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-19%)	3.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-52%)	—	—	—	—	—	—	—	—
FCF Margin (%) (%)	0.8% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-14.3% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	4.8% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	3.8% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	4.2% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	4.3% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-0.8% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	2.0% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-2.1% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	2.2% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—	—	—	—	—	—
FCF / Net Income (x)	0.11x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-1.27x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.39x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.30x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.38x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.56x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-0.13x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.31x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-0.32x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	0.56x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—	—	-0.57x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.45x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-1.11x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	10.00x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	-0.73x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Return on Invested Capital (%)	9.7% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	14.6% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	18.1% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	22.7% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	20.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	14.7% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	14.5% Good → Good Stable Return earned on debt + equity capital invested Optimal: > 10%	15.7% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	16.5% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	10.5% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	13.5% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	12.2% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	12.5% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	11.7% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	6.2% Caution ↑ Caution Improving Return earned on debt + equity capital invested Optimal: > 10%	4.4% Caution Caution Return earned on debt + equity capital invested Optimal: > 10%	-1.1% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	10.1% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	15.2% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	17.8% Excellent → Excellent Stable Operating profit relative to total assets Optimal: > 10%	21.6% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	18.2% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	11.6% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	10.8% Good → Good Stable Operating profit relative to total assets Optimal: > 10%	12.5% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	9.8% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	9.9% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	12.3% Good → Good Stable Operating profit relative to total assets Optimal: > 10%	12.5% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	12.1% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	11.3% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	5.9% Caution Caution Operating profit relative to total assets Optimal: > 10%	2.7% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	9.9% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-34%)	15.7% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	18.3% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+22%)	22.6% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+51%)	20.8% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+38%)	14.4% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	13.9% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-7%)	15.1% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	15.6% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	9.9% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-34%)	12.9% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-14%)	14.2% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-6%)	14.3% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	12.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-16%)	5.2% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-65%)	0.9% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-94%)	-3.9% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-126%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Debt to Equity (x)	0.06x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-91%)	0.08x Excellent → Excellent Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-88%)	0.00x Excellent → Excellent Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	—	—	—	—	—	—	0.23x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-68%)	0.25x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-64%)	0.24x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-66%)	0.33x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-53%)	0.35x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-50%)	—	—
Interest Coverage (x)	21.42x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	53.99x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	181.66x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	180.19x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	104.34x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	34.83x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	22.81x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	26.06x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	18.75x Excellent → Excellent Stable Operating income divided by interest expense Optimal: > 5x	18.01x Excellent → Excellent Stable Operating income divided by interest expense Optimal: > 5x	21.91x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	18.78x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	11.47x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	7.52x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	2.69x Caution ↑ Caution Improving Operating income divided by interest expense Optimal: > 5x	1.14x Weak Weak Operating income divided by interest expense Optimal: > 5x	-0.30x Weak Weak Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$143.28M	$174.53M	$-296.21M	$-187.39M	$-106.59M	$-25.31M	$-248.00K	$-2.19M	$-4.72M	$-1.54M	$-124.00K	$78.67M	$76.72M	$60.38M	$71.54M	$43.81M	$-8.75M	$-27.06M
Debt / EBITDA (x)	0.27x Excellent ↑ Excellent Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.28x Excellent → Excellent Stable Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.00x Excellent → Excellent Stable Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.00x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.00x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	—	—	—	—	0.57x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.61x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.57x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.11x Good Good Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.51x Good Good Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue per Share (USD)	$120.96	$120.24	$108.19	$105.28	$86.95	$69.72	$68.85	$64.20	$55.05	$49.94	—	—	—	—	—	—	—	—
Basic EPS, GAAP (USD)	$9.54	$13.57	$13.32	$13.48	$9.62	$5.29	$4.38	$4.08	$3.57	$1.92	$2.21	$2.12	$1.81	$1.35	$0.72	$0.12	$-0.59	—
Free Cash Flow per Share (USD)	$1.02	$-17.23	$5.18	$3.98	$3.68	$2.98	$-0.57	$1.27	$-1.13	$1.08	—	—	$-1.04	$0.61	$-0.80	$1.25	$0.43	—
Book Value per Share (USD)	$96.74	$86.89	$73.13	$59.68	$46.34	$36.64	$31.43	$27.08	$22.80	$19.29	$17.02	$14.75	$12.45	$10.57	$13.76	$12.98	$15.10	—
Tangible Book Value per Share (USD)	$96.29	$86.44	$72.67	$59.22	$45.88	$36.18	$30.96	$26.61	$22.32	$18.81	$16.54	$14.54	$12.24	$10.35	$13.76	$12.98	$15.10	—
Basic Weighted Avg Shares (shares)	26.74M	26.69M	26.63M	26.52M	26.32M	26.14M	25.95M	25.76M	25.52M	25.04M	24.92M	24.50M	24.15M	23.82M	15.79M	15.71M	13.42M	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Working Capital (USD)	$169.17M	$157.41M	$326.64M	$256.80M	$94.91M	$-4.06M	$-8.87M	$4.06M	$36.32M	$21.51M	$17.61M	$59.16M	$29.40M	$2.86M	$18.47M	$47.73M	—	—
LT Debt (USD)	$163.00M	$194.00M	$0.00	$0.00	$0.00	—	—	—	—	—	—	$83.03M	$76.88M	$60.70M	$72.86M	$72.86M	—	—
Total Equity (USD)	$2.58B	$2.31B	$1.94B	$1.58B	$1.22B	$961.29M	$815.23M	$695.86M	$582.49M	$483.05M	$427.89M	$366.91M	$304.79M	$254.52M	$219.30M	$206.36M	$202.68M	$183.57M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Sales/Revenue/Turnover (USD)	$3.23B	$3.21B	$2.88B	$2.79B	$2.29B	$1.82B	$1.79B	$1.65B	$1.40B	$1.25B	—	—	—	—	—	—	—	—
Depreciation Expense (USD)	$248.57M	$210.10M	$178.84M	$157.20M	$141.70M	$134.66M	$119.14M	$102.15M	$87.10M	$76.24M	$65.02M	$59.02M	$51.56M	$47.98M	$37.28M	$36.16M	$39.34M	—
Net Income, GAAP (USD)	$255.04M	$362.06M	$354.86M	$357.42M	$253.24M	$138.34M	$113.72M	$104.98M	$91.13M	$48.02M	$55.02M	$51.99M	$43.63M	$32.05M	$11.37M	$1.96M	$-7.88M	—
Operating Cash Flow (USD)	$594.97M	$583.70M	$577.95M	$473.03M	$382.59M	$309.14M	$272.88M	$256.44M	$157.85M	$146.43M	—	—	$101.31M	$100.67M	$58.21M	$23.39M	$14.09M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 18 years · 69 quarters

SAIA INC

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