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Verisk Analytics, Inc.

VRSK

$211.63 ▲ +13.92 (+7.04%) at close

18 Visible periods

34 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Excellent

Moderately Bullish

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Analytical Summary

Verisk Analytics, Inc. demonstrates solid fundamentals with strength in Return on Common Equity (%). However, watch Debt to Equity which shows concerning trends. Overall, the data suggests a moderately positive outlook with manageable risks.

Market Cap $29.6B

Dividend Yield —

Revenue Growth 6.6% ↘

Op. Margin 43.7% →

ROIC 20.5% ↘

FCF / Share $8.53 ↗

Trailing P/E 32.6x

Price / Book 94.8x

FCF Yield 4.0%

Debt / Equity 15.45

info Valuation on last close. End-of-day price, Nov 5, 2026.

18-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$3.07B

↑ +6.6% —

Net Income Profit after all expenses

$908.30M

↓ -5.2% —

Operating Margin Operating profit as % of sales

43.7%

↑ +0.5% 95th

FCF / Share Free cash flow per share

$8.53

↑ +31.8% —

Long-Term Debt Long-term obligations

$4.77B

↑ +54.4% —

trending_up

Bullish Indicators

Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile
Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

Debt to EquityDebt to Equity is concerning (bottom quartile)

Health Breakdown

Profitability ↑

Returns ↑

100

Financial Health ↑

Cash Quality →

Dividend History

Dividend / share · sourced from SEC filings

$0.34 Latest / share

+0.0% YoY

+5.9% 5-yr CAGR

FY 2014

FY 2015

FY 2016

FY 2017

FY 2018

$0.27

FY 2019

$0.29

FY 2020

$0.29

FY 2021

$0.34

FY 2022

$0.34

FY 2023

FY 2024

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 14, 2023 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Feb 17, 2021 10-K ↗	FY 2019 Feb 12, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue Growth YoY (%)	6.6% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-45%)	7.5% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-38%)	7.4% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-38%)	-16.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-239%)	7.7% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-36%)	6.8% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-43%)	8.9% Fair Fair Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-26%)	11.6% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: At sector avg	—	—	—	—	—	—	—	—	—	—
EPS Growth YoY (%)	-3.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	60.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-30.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	46.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-5.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	59.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-24.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	8.0% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	-4.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	14.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	27.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	16.4% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	4.5% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	16.5% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	25.0% Good Good Year-over-year change in earnings per share Optimal: > 10%	88.9% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	-5.2% Weak ↓ Weak Declining Year-over-year change in net income	55.9% Excellent ↑ Excellent Improving Year-over-year change in net income	-35.6% Weak ↓ Weak Declining Year-over-year change in net income	43.2% Excellent ↑ Excellent Improving Year-over-year change in net income	-6.5% Weak ↓ Weak Declining Year-over-year change in net income	58.4% Excellent ↑ Excellent Improving Year-over-year change in net income	-24.9% Weak ↓ Weak Declining Year-over-year change in net income	7.9% Fair ↓ Fair Declining Year-over-year change in net income	-6.1% Weak ↓ Weak Declining Year-over-year change in net income	16.5% Good → Good Stable Year-over-year change in net income	26.9% Excellent ↑ Excellent Improving Year-over-year change in net income	14.8% Fair ↑ Fair Improving Year-over-year change in net income	5.8% Fair ↓ Fair Declining Year-over-year change in net income	16.4% Good ↓ Good Declining Year-over-year change in net income	16.6% Good Good Year-over-year change in net income	91.6% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%)	31.8% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	14.2% Fair ↑ Fair Improving Year-over-year change in free cash flow	14.1% Fair ↑ Fair Improving Year-over-year change in free cash flow	-9.4% Weak ↓ Weak Declining Year-over-year change in free cash flow	8.5% Fair ↓ Fair Declining Year-over-year change in free cash flow	11.7% Fair ↓ Fair Declining Year-over-year change in free cash flow	6.0% Fair ↓ Fair Declining Year-over-year change in free cash flow	25.9% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	46.4% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-16.4% Weak ↓ Weak Declining Year-over-year change in free cash flow	34.1% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-3.8% Weak ↓ Weak Declining Year-over-year change in free cash flow	-9.5% Weak ↓ Weak Declining Year-over-year change in free cash flow	24.8% Good ↑ Good Improving Year-over-year change in free cash flow	13.7% Fair Fair Year-over-year change in free cash flow	1.6% Caution Caution Year-over-year change in free cash flow	—	—
Revenue CAGR 3Y (%)	7.2% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-1.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-1.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-1.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	7.8% Fair Fair Compound annual revenue growth over 3 years	9.1% Fair Fair Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	2.0% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	2.0% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	2.3% Caution Caution Compound annual revenue growth over 5 years	3.1% Caution Caution Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	2.5% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	17.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-1.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	30.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	4.3% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	9.2% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	-7.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	5.7% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	11.7% Good ↓ Good Declining Compound annual EPS growth over 3 years	19.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	15.7% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	12.3% Good ↓ Good Declining Compound annual EPS growth over 3 years	15.0% Excellent Excellent Compound annual EPS growth over 3 years	40.1% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 14, 2023 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Feb 17, 2021 10-K ↗	FY 2019 Feb 12, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Operating Margin (%) (%)	43.7% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+119%)	43.5% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+118%)	42.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+111%)	56.3% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+182%)	33.4% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+67%)	37.3% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+86%)	26.7% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+34%)	34.8% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+74%)	37.3% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+87%)	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	22.5% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.6% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.2% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.9% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.6% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	29.6% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+97%)	33.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+122%)	22.9% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+53%)	38.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+155%)	22.2% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+48%)	25.6% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+71%)	17.3% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+15%)	25.0% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+67%)	25.9% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+73%)	—	—	—	—	—	—	—	—	—
FCF Margin (%) (%)	38.8% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	31.9% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	31.0% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	31.4% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	29.6% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	29.5% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	28.4% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	29.4% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	26.1% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—	—	—	—	—	—	—
FCF / Net Income (x)	1.31x Good ↑ Good Improving Free cash flow relative to reported net income Optimal: > 1x	0.96x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	1.35x Good ↑ Good Improving Free cash flow relative to reported net income Optimal: > 1x	0.82x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	1.33x Good → Good Stable Free cash flow relative to reported net income Optimal: > 1x	1.15x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.64x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.17x Fair ↑ Fair Improving Free cash flow relative to reported net income Optimal: > 1x	1.01x Fair ↑ Fair Improving Free cash flow relative to reported net income Optimal: > 1x	0.66x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.90x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	0.86x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	1.04x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.20x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.12x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.23x Good Good Free cash flow relative to reported net income Optimal: > 1x	2.27x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 14, 2023 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Feb 17, 2021 10-K ↗	FY 2019 Feb 12, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Return on Invested Capital (%)	20.5% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	30.4% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	26.5% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	66.4% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	12.4% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	30.6% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	24.4% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	13.7% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	32.9% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	16.2% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	12.8% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	247.2% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	26.5% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	27.2% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	-411.8% Weak ↑ Weak Improving Return earned on debt + equity capital invested Optimal: > 10%	-304.4% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	-682.7% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	21.7% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	29.4% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	25.9% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	20.2% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	12.8% Good → Good Stable Operating profit relative to total assets Optimal: > 10%	13.7% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	9.9% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	14.1% Good → Good Stable Operating profit relative to total assets Optimal: > 10%	13.3% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	16.6% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	13.1% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	28.2% Excellent → Excellent Stable Operating profit relative to total assets Optimal: > 10%	24.5% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	25.1% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	33.3% Excellent Excellent Operating profit relative to total assets Optimal: > 10%	36.2% Excellent Excellent Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	293.9% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+1489%)	—	198.3% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+972%)	54.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+195%)	23.7% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+28%)	26.4% Excellent → Excellent Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+43%)	19.9% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+8%)	28.9% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+56%)	28.8% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+56%)	44.4% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+140%)	37.0% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+100%)	189.6% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+925%)	63.6% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+244%)	128.8% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+596%)	-287.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1652%)	-211.9% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1246%)	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 14, 2023 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Feb 17, 2021 10-K ↗	FY 2019 Feb 12, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Debt to Equity (x)	15.45x Weak ↓ Weak Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+3333%)	30.88x Weak ↑ Weak Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+6763%)	9.30x Weak Weak Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+1968%)	—	1.18x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+162%)	—	—	1.32x Caution ↓ Caution Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+194%)	—	1.81x Weak ↓ Weak Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+303%)	2.32x Weak ↓ Weak Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+415%)	—	2.34x Weak ↑ Weak Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+420%)	6.48x Weak ↑ Weak Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+1340%)	-0.06x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-113%)	-3.82x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-950%)	—	—
Interest Coverage (x)	8.94x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	9.53x Good → Good Stable Operating income divided by interest expense Optimal: > 5x	9.80x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	10.13x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	7.88x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	7.51x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	5.50x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	6.43x Good → Good Stable Operating income divided by interest expense Optimal: > 5x	6.71x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	6.40x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	6.07x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	9.44x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	8.07x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	8.16x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	9.53x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	12.72x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	8.56x Good Good Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$2.60B	$2.80B	$2.58B	$-112.50M	$3.04B	$-218.80M	$-184.60M	$2.60B	$-142.30M	$2.28B	$3.04B	$-39.36M	$1.11B	$1.57B	$-186.05M	$382.74M	$-71.53M	$-33.19M
Debt / EBITDA (x)	2.98x Fair ↑ Fair Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.08x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.15x Fair Fair Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	2.75x Fair Fair Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	2.74x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	2.70x Fair → Fair Stable Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.71x Caution ↑ Caution Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	1.87x Good ↑ Good Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.80x Fair ↑ Fair Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.01x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.99x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 14, 2023 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Feb 17, 2021 10-K ↗	FY 2019 Feb 12, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue per Share (USD)	$22.00	$20.27	$18.29	$15.81	$18.53	$17.12	$15.94	$14.53	$12.99	—	—	—	—	—	—	—	—	—
Basic EPS, GAAP (USD)	$6.50	$6.74	$4.19	$6.04	$4.12	$4.38	$2.75	$3.63	$3.36	$3.51	$3.07	$2.41	$2.07	$1.98	$1.70	$1.36	$0.72	—
Free Cash Flow per Share (USD)	$8.53	$6.47	$5.67	$4.97	$5.48	$5.05	$4.52	$4.27	$3.39	$2.32	$2.77	$2.07	$2.15	$2.37	$1.90	$1.67	$1.65	—
Dividend per Share (USD)	—	—	$0.34	$0.34	$0.29	$0.29	$0.27	—	—	—	—	—	—	—	—	—	—	—
Book Value per Share (USD)	$2.23	$0.71	$2.16	$11.31	$17.42	$16.57	$13.86	$12.63	$11.68	$7.98	$8.10	$1.34	$3.26	$1.54	$-0.59	$-0.64	$-0.20	—
Tangible Book Value per Share (USD)	$-13.84	$-14.38	$-13.42	$-2.79	$-16.95	$-17.16	$-18.40	$-15.36	$-16.91	$-13.52	$-18.53	$-8.88	$-6.44	$-9.12	$-6.23	$-5.33	$-3.01	—
Basic Weighted Avg Shares (shares)	139.67M	142.15M	146.62M	157.91M	161.84M	162.61M	163.54M	164.81M	165.17M	168.25M	165.09M	165.82M	168.03M	165.89M	166.02M	177.73M	174.77M	—
Dividend Payout Ratio (%)	—	—	8.1% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	5.6% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	7.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	6.6% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	9.8% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 14, 2023 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Feb 17, 2021 10-K ↗	FY 2019 Feb 12, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Working Capital (USD)	$465.10M	$-327.30M	$38.70M	$-1.39B	$-940.60M	$-636.60M	$-746.90M	$-680.10M	$-740.00M	$-120.70M	$-874.69M	$-386.79M	$43.67M	$-194.79M	$104.00M	$-480.45M	—	—
LT Debt (USD)	$4.77B	$3.09B	$2.88B	—	$3.32B	—	—	$2.74B	—	$2.41B	$3.18B	—	$1.28B	$1.46B	—	—	—	—
Total Equity (USD)	$309.00M	$100.10M	$310.00M	$1.75B	$2.82B	$2.70B	$2.26B	$2.07B	$1.93B	$1.33B	$1.37B	$211.04M	$547.59M	$255.59M	$-98.49M	$-114.44M	$-34.95M	$-1.01B

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Feb 14, 2023 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Feb 17, 2021 10-K ↗	FY 2019 Feb 12, 2020 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Sales/Revenue/Turnover (USD)	$3.07B	$2.88B	$2.68B	$2.50B	$3.00B	$2.78B	$2.61B	$2.40B	$2.15B	—	—	—	—	—	—	—	—	—
Depreciation Expense (USD)	$259.20M	$233.60M	$206.80M	$197.10M	$206.90M	$192.20M	$185.70M	$165.30M	$135.60M	$126.20M	$120.62M	$86.50M	$70.28M	—	—	—	—	—
Net Income, GAAP (USD)	$908.30M	$958.20M	$614.60M	$953.90M	$666.20M	$712.70M	$449.90M	$598.70M	$555.10M	$591.20M	$507.58M	$400.04M	$348.38M	$329.14M	$282.76M	$242.55M	$126.61M	—
Operating Cash Flow (USD)	$1.44B	$1.14B	$1.06B	$1.06B	$1.16B	$1.07B	$956.30M	$934.40M	$743.50M	$546.10M	$623.69M	$489.45M	$506.92M	$468.23M	$375.72M	$336.03M	$326.40M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 18 years · 67 quarters

Verisk Analytics, Inc.

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