Winchester Bancorp, Inc./MD/
WSBK
Analytical Summary
Winchester Bancorp, Inc./MD/ faces fundamental challenges with weakness in Profit Margin (%) and Operating Margin (%). The fundamentals warrant careful consideration of downside risks.
3-Year Financial Trajectory
AnnualBullish Indicators
- No bullish signals detected.
Bearish Risks
- Operating Margin (%)Operating Margin (%) is in the bottom quartile
- Profit Margin (%)Profit Margin (%) is in the bottom quartile
Health Breakdown
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ |
|---|---|---|---|
| Operating Margin (%) (%) |
-7.9%
Weak
Weak
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-132%)
|
4.7%
Weak
Weak
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-81%)
|
— |
| Effective Tax Rate (%) (%) |
42.9%
Weak
Weak
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
-4.2%
Excellent
Excellent
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
— |
| Profit Margin (%) (%) |
-4.5%
Weak
Weak
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-121%)
|
4.9%
Weak
Weak
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-78%)
|
— |
| FCF Margin (%) (%) N/A | N/A | N/A | N/A |
| FCF / Net Income (x) N/A | N/A | N/A | N/A |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ |
|---|---|---|---|
| Return on Invested Capital (%) N/A | N/A | N/A | N/A |
| Return on Capital (%) (%) |
-0.1%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
0.1%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
— |
| Return on Common Equity (%) (%) |
-0.8%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-106%)
|
1.0%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-92%)
|
— |
Secondary lens
Benchmark Lens
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Open lens
Benchmark Lens
Compare WSBK against peers after checking the statement evidence.
Signals
Key bullish and bearish indicators for WSBK
No bullish signals detected
Operating Margin (%) is in the bottom quartile
Profit Margin (%) is in the bottom quartile
Percentile Rankings
How WSBK compares to all companies
Peer Comparison
WSBK vs similar peers
Compare WSBK with peers
Stack WSBK against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced 1 week ago 3 years · 12 quarters