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AMERISAFE INC

AMSF

$29.10 ▼ -0.62 (-2.09%) at close

18 Visible periods

34 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

AMERISAFE INC shows strong fundamentals with top-quartile Return on Common Equity (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $552.3M

Dividend Yield 5.36%

Revenue Growth 2.7% ↗

Op. Margin 18.6% ↘

ROIC None

FCF / Share None

Trailing P/E 11.7x

Price / Book 2.2x

FCF Yield —

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

18-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$317.25M

↑ +2.7% —

Net Income Profit after all expenses

$47.15M

↓ -15.0% —

Operating Margin Operating profit as % of sales

18.6%

↓ -17.0% 73th

trending_up

Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↑

Dividend History

Dividend / share · sourced from SEC filings

$1.56 Latest / share

+5.4% YoY

+11.3% 12-yr CAGR

$0.48

FY 2014

$0.60

FY 2015

$0.72

FY 2016

$0.80

FY 2017

$0.88

FY 2018

$1.00

FY 2019

$1.08

FY 2020

$1.16

FY 2021

$1.24

FY 2022

$1.36

FY 2023

$1.48

FY 2024

$1.56

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue Growth YoY (%)	2.7% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-56%)	0.7% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-88%)	4.1% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-31%)	-6.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-212%)	-6.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-216%)	-8.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-239%)	-2.0% Weak → Weak Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-133%)	0.7% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-89%)	-5.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-190%)	-1.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-118%)	-0.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-113%)	13.4% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+123%)	10.9% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+82%)	14.5% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+141%)	13.1% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+118%)	-12.1% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-301%)	—	—
EPS Growth YoY (%)	-14.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-10.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	12.1% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	-15.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-24.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-6.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	29.2% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	54.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-40.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	9.7% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	29.2% Excellent → Excellent Stable Year-over-year change in earnings per share Optimal: > 10%	21.5% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	46.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	22.7% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-29.0% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	-20.2% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	-15.0% Weak ↓ Weak Declining Year-over-year change in net income	-10.7% Weak ↓ Weak Declining Year-over-year change in net income	11.7% Fair ↑ Fair Improving Year-over-year change in net income	-15.4% Weak ↓ Weak Declining Year-over-year change in net income	-24.1% Weak ↓ Weak Declining Year-over-year change in net income	-6.6% Weak ↓ Weak Declining Year-over-year change in net income	29.4% Excellent ↑ Excellent Improving Year-over-year change in net income	54.9% Excellent ↑ Excellent Improving Year-over-year change in net income	-40.6% Weak ↓ Weak Declining Year-over-year change in net income	10.5% Fair ↓ Fair Declining Year-over-year change in net income	31.3% Excellent → Excellent Stable Year-over-year change in net income	23.0% Good ↑ Good Improving Year-over-year change in net income	48.7% Excellent ↑ Excellent Improving Year-over-year change in net income	21.4% Good ↑ Good Improving Year-over-year change in net income	-30.1% Weak Weak Year-over-year change in net income	-27.2% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	2.5% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	-0.7% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-3.3% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-7.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-5.8% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-3.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-2.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-2.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-2.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	3.6% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	7.7% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	12.9% Good ↑ Good Improving Compound annual revenue growth over 3 years	12.8% Good Good Compound annual revenue growth over 3 years	4.4% Caution Caution Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	-1.3% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-3.6% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-4.1% Weak → Weak Stable Compound annual revenue growth over 5 years	-4.7% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-4.4% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-3.3% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-1.7% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	1.2% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	3.2% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	7.2% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	10.1% Good Good Compound annual revenue growth over 5 years	7.4% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-5.0% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-5.1% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-10.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-15.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-3.0% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	23.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	5.7% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	0.1% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	-5.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	19.8% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	31.9% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	29.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	8.4% Fair Fair Compound annual EPS growth over 3 years	-11.4% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Operating Margin (%) (%)	18.6% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-26%)	22.3% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-11%)	25.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	23.0% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-8%)	25.1% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	31.5% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+26%)	31.2% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	23.2% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-7%)	21.9% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-12%)	28.4% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+14%)	25.2% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	18.3% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-27%)	16.6% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-34%)	11.6% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-54%)	—	—	—	—
Effective Tax Rate (%) (%)	19.9% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.7% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.7% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.8% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.2% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.0% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.8% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.2% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	43.8% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	31.0% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.2% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.2% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.3% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.0% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—
Profit Margin (%) (%)	14.9% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-32%)	17.9% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-18%)	20.2% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-8%)	18.9% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-14%)	20.8% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-5%)	25.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+16%)	25.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+14%)	19.0% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-14%)	12.3% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-44%)	19.6% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-11%)	17.6% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	13.3% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-40%)	12.2% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-44%)	9.1% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-58%)	8.6% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-61%)	13.9% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-37%)	16.9% Good Good Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	4.2% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	4.8% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	5.1% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	4.4% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	4.7% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	5.9% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	6.2% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	4.7% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	3.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	5.1% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	4.7% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	3.7% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	3.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	2.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	2.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	3.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	18.7% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+56%)	21.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+80%)	21.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+77%)	17.5% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+46%)	16.5% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+37%)	19.7% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+64%)	21.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+80%)	17.5% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+46%)	10.9% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-9%)	17.1% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+42%)	15.5% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+29%)	12.0% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	10.5% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-13%)	7.7% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-36%)	6.9% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-42%)	10.5% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-13%)	15.5% Good Good Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+29%)	—

⚖️ Is the balance sheet risky? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue per Share (USD)	$16.72	$16.21	$16.02	$15.32	$16.34	$17.60	$19.24	$19.67	$19.58	$20.76	$21.17	$21.67	$19.39	$17.68	$15.38	$13.32	$14.96	—
Basic EPS, GAAP (USD)	$2.48	$2.91	$3.24	$2.89	$3.40	$4.49	$4.82	$3.73	$2.41	$4.08	$3.72	$2.88	$2.37	$1.62	$1.32	$1.86	$2.33	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$1.56	$1.48	$1.36	$1.24	$1.16	$1.08	$1.00	$0.88	$0.80	$0.72	$0.60	$0.48	$0.32	—	—	—	—	—
Book Value per Share (USD)	$13.39	$13.51	$15.28	$16.57	$20.62	$22.70	$22.29	$21.26	$22.10	$23.72	$23.73	$23.65	$22.41	$20.88	$19.25	$17.99	$16.23	—
Tangible Book Value per Share (USD)	$13.39	$13.51	$15.28	$16.57	$20.62	$22.70	$22.29	$21.26	$22.10	$23.72	$23.73	$23.65	$22.41	$20.88	$19.25	$17.99	$16.23	—
Basic Weighted Avg Shares (shares)	18.98M	19.07M	19.15M	19.23M	19.33M	19.29M	19.25M	19.21M	19.17M	19.11M	18.94M	18.65M	18.37M	18.17M	18.25M	18.64M	18.86M	—
Dividend Payout Ratio (%)	62.9% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	50.9% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	42.0% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	42.9% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	34.1% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	24.1% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	20.7% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	23.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	33.2% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	17.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	16.1% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	16.7% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	13.5% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity (USD)	$251.60M	$257.34M	$292.45M	$317.43M	$399.32M	$438.82M	$430.21M	$409.76M	$425.42M	$456.15M	$453.98M	$446.97M	$416.81M	$381.22M	$349.44M	$330.19M	$306.13M	$255.86M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Sales/Revenue/Turnover (USD)	$317.25M	$309.04M	$306.85M	$294.74M	$315.93M	$339.48M	$370.37M	$377.75M	$375.21M	$396.66M	$400.95M	$404.02M	$356.33M	$321.25M	$280.66M	$248.16M	$282.21M	—
Depreciation Expense (USD)	$742.00K	$1.09M	$1.43M	$1.31M	$1.02M	$1.01M	$942.00K	$996.00K	$984.00K	$1.18M	$1.35M	$1.30M	—	—	—	—	—	—
Net Income, GAAP (USD)	$47.15M	$55.44M	$62.11M	$55.60M	$65.76M	$86.60M	$92.69M	$71.63M	$46.23M	$77.86M	$70.46M	$53.67M	$43.64M	$29.35M	$24.18M	$34.61M	$47.56M	—
Operating Cash Flow (USD)	$11.07M	$24.19M	$29.84M	$28.19M	$37.98M	$63.40M	$78.82M	$98.27M	$130.81M	—	—	—	—	—	$43.71M	$44.84M	$27.30M	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Premiums Earned (USD)	$283.06M	$270.64M	$267.12M	$271.70M	$275.99M	$304.43M	$332.89M	$350.33M	$346.16M	$368.70M	$375.89M	$375.75M	$329.98M	$290.69M	$251.01M	$218.88M	$250.90M	—
Loss Ratio (%) (%)	60.0%	58.1%	55.5%	56.1%	58.3%	51.6%	53.0%	58.5%	60.5%	54.0%	57.1%	65.2%	69.4%	75.6%	75.6%	71.9%	65.1%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 18 years · 68 quarters

AMERISAFE INC

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