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Axos Financial, Inc.

$92.44 ▼ -2.21 (-2.33%) at close

18 Visible periods

34 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Excellent

Bullish

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Analytical Summary

Axos Financial, Inc. shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $5.2B

Dividend Yield —

Revenue Growth 17.6% ↗

Op. Margin 43.7% ↘

ROIC None

FCF / Share None

Trailing P/E 10.7x

Price / Book 1.7x

FCF Yield —

Debt / Equity 0.11

info Valuation on last close. End-of-day price, Nov 5, 2026.

18-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$1.48B

↑ +17.6% —

Net Income Profit after all expenses

$490.37M

↑ +13.3% —

Operating Margin Operating profit as % of sales

43.7%

↓ -10.4% 98th

Long-Term Debt Long-term obligations

$342.92M

↑ +9.7% —

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Bullish Indicators

Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↑

Financial Health ↓

Financial view

Statement lens

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📈 Is growth accelerating? 7 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2015 10-K ↗	FY 2014 Jun 30, 2014 10-K ↗	FY 2013 Jun 30, 2013 10-K ↗	FY 2012 Jun 30, 2012 10-K ↗	FY 2011 Jun 30, 2011 10-K ↗	FY 2010 Jun 30, 2010 10-K ↗	FY 2009 Jun 30, 2009 10-K ↗
Revenue Growth YoY (%)	17.6% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+193%)	6.3% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+5%)	31.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+417%)	25.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+324%)	11.9% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+98%)	10.9% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+82%)	18.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+203%)	11.8% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+97%)	15.2% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+154%)	16.5% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+175%)	42.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+610%)	43.9% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+631%)	23.4% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+289%)	35.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+489%)	43.7% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+628%)	12.8% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+114%)	—	—
EPS Growth YoY (%)	13.8% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	-2.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	51.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	27.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	11.0% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	20.9% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	20.4% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	3.7% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	14.2% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	14.1% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	37.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	39.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	29.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	22.4% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	30.3% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	-18.6% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	13.3% Fair ↓ Fair Declining Year-over-year change in net income	-3.8% Weak ↓ Weak Declining Year-over-year change in net income	46.5% Excellent ↑ Excellent Improving Year-over-year change in net income	27.6% Excellent ↑ Excellent Improving Year-over-year change in net income	11.6% Fair ↓ Fair Declining Year-over-year change in net income	17.6% Good ↑ Good Improving Year-over-year change in net income	18.2% Good ↑ Good Improving Year-over-year change in net income	1.8% Caution ↓ Caution Declining Year-over-year change in net income	13.1% Fair ↓ Fair Declining Year-over-year change in net income	13.0% Fair ↓ Fair Declining Year-over-year change in net income	44.3% Excellent ↑ Excellent Improving Year-over-year change in net income	47.8% Excellent ↑ Excellent Improving Year-over-year change in net income	38.9% Excellent ↑ Excellent Improving Year-over-year change in net income	36.7% Excellent ↑ Excellent Improving Year-over-year change in net income	43.2% Excellent Excellent Year-over-year change in net income	-2.6% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	17.9% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	20.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	22.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	15.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	13.6% Good ↓ Good Declining Compound annual revenue growth over 3 years	13.6% Good ↓ Good Declining Compound annual revenue growth over 3 years	15.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	14.5% Good ↓ Good Declining Compound annual revenue growth over 3 years	24.2% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	33.7% Excellent → Excellent Stable Compound annual revenue growth over 3 years	36.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	33.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	33.9% Excellent Excellent Compound annual revenue growth over 3 years	30.0% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	18.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	16.7% Excellent → Excellent Stable Compound annual revenue growth over 5 years	19.2% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	15.5% Excellent → Excellent Stable Compound annual revenue growth over 5 years	13.6% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	14.5% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	20.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	25.2% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	27.7% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	31.9% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	37.5% Excellent Excellent Compound annual revenue growth over 5 years	31.2% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	18.9% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	23.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	29.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	19.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	17.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	14.7% Good → Good Stable Compound annual EPS growth over 3 years	12.6% Good ↓ Good Declining Compound annual EPS growth over 3 years	10.6% Good ↓ Good Declining Compound annual EPS growth over 3 years	21.3% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	29.7% Excellent → Excellent Stable Compound annual EPS growth over 3 years	35.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	30.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	27.2% Excellent Excellent Compound annual EPS growth over 3 years	9.1% Fair Fair Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2015 10-K ↗	FY 2014 Jun 30, 2014 10-K ↗	FY 2013 Jun 30, 2013 10-K ↗	FY 2012 Jun 30, 2012 10-K ↗	FY 2011 Jun 30, 2011 10-K ↗	FY 2010 Jun 30, 2010 10-K ↗	FY 2009 Jun 30, 2009 10-K ↗
Operating Margin (%) (%)	43.7% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+75%)	48.7% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+95%)	53.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+115%)	47.8% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+91%)	47.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+89%)	47.5% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+90%)	45.2% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+81%)	43.3% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+73%)	54.5% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+118%)	61.0% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+144%)	62.6% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+150%)	61.4% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+145%)	59.1% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+136%)	52.7% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+111%)	51.8% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+107%)	51.4% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+106%)	60.9% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+144%)	—
Effective Tax Rate (%) (%)	24.2% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.4% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.2% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.9% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.2% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.4% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.2% Weak ↓ Weak Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.1% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	36.4% Weak ↓ Weak Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	42.1% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	41.8% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	41.3% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	40.6% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	40.9% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	40.5% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	39.8% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	41.1% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	33.1% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	34.4% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+56%)	38.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+73%)	34.0% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+55%)	33.4% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+52%)	33.5% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+52%)	31.6% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	31.6% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	34.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+58%)	35.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+61%)	36.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+66%)	36.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+64%)	35.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+59%)	31.2% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+42%)	30.8% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	30.9% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	35.8% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+63%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2015 10-K ↗	FY 2014 Jun 30, 2014 10-K ↗	FY 2013 Jun 30, 2013 10-K ↗	FY 2012 Jun 30, 2012 10-K ↗	FY 2011 Jun 30, 2011 10-K ↗	FY 2010 Jun 30, 2010 10-K ↗	FY 2009 Jun 30, 2009 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	1.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.7% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	2.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.5% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.4% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.5% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.3% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.6% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.6% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.6% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	1.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	15.5% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+29%)	16.1% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+35%)	19.6% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+64%)	16.0% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+34%)	14.7% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+22%)	15.4% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+28%)	14.9% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+24%)	14.5% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+20%)	15.9% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+32%)	16.2% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+35%)	17.5% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+45%)	15.5% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+29%)	15.1% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+26%)	15.0% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+25%)	14.3% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+19%)	13.9% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+16%)	16.3% Good Good Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+36%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2015 10-K ↗	FY 2014 Jun 30, 2014 10-K ↗	FY 2013 Jun 30, 2013 10-K ↗	FY 2012 Jun 30, 2012 10-K ↗	FY 2011 Jun 30, 2011 10-K ↗	FY 2010 Jun 30, 2010 10-K ↗	FY 2009 Jun 30, 2009 10-K ↗
Debt to Equity (x)	0.11x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-91%)	0.12x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-90%)	0.14x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-88%)	0.19x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-84%)	0.27x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-77%)	0.16x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-87%)	0.19x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-84%)	0.16x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-87%)	0.06x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-95%)	—	—	—	—	—	—	—	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 6 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2015 10-K ↗	FY 2014 Jun 30, 2014 10-K ↗	FY 2013 Jun 30, 2013 10-K ↗	FY 2012 Jun 30, 2012 10-K ↗	FY 2011 Jun 30, 2011 10-K ↗	FY 2010 Jun 30, 2010 10-K ↗	FY 2009 Jun 30, 2009 10-K ↗
Revenue per Share (USD)	$26.13	$22.14	$20.59	$15.14	$12.10	$10.87	$9.55	$7.94	$6.97	$6.02	$5.20	$3.83	$0.00	$0.00	$0.00	$0.00	$0.00	—
Basic EPS, GAAP (USD)	$8.66	$7.61	$7.82	$5.15	$4.04	$3.64	$3.01	$2.50	$2.41	$2.11	$1.85	$1.35	$0.97	$0.75	$0.61	$0.47	$0.58	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Book Value per Share (USD)	$55.81	$47.46	$40.26	$32.53	$27.48	$23.62	$20.65	$17.55	$15.32	$13.13	$10.81	$8.59	$6.41	$4.88	$4.49	$3.54	$3.19	$2.75
Tangible Book Value per Share (USD)	$51.42	$45.08	$37.77	$29.94	$24.87	$21.66	$18.54	$16.39	$14.75	$13.13	$10.81	$8.59	$6.41	$4.88	$4.49	$3.54	$3.19	$2.75
Basic Weighted Avg Shares (shares)	56.66M	56.86M	57.51M	59.69M	59.52M	59.23M	60.79M	61.90M	63.06M	63.36M	62.91M	59.94M	56.16B	51.03B	44.14B	41.23B	34.56B	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2015 10-K ↗	FY 2014 Jun 30, 2014 10-K ↗	FY 2013 Jun 30, 2013 10-K ↗	FY 2012 Jun 30, 2012 10-K ↗	FY 2011 Jun 30, 2011 10-K ↗	FY 2010 Jun 30, 2010 10-K ↗	FY 2009 Jun 30, 2009 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	$342.92M	$312.67M	$325.68M	$361.78M	$445.24M	$221.36M	$235.79M	$168.93M	$54.55M	—	—	—	—	—	—	—	—	—
Total Equity (USD)	$3.17B	$2.68B	$2.29B	$1.92B	$1.64B	$1.40B	$1.23B	$1.07B	$960.51M	$834.25M	$683.59M	$533.53M	$370.78M	$268.26M	$206.62M	$147.77M	$129.81M	$88.94M

📋 What is driving earnings? 4 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2015 10-K ↗	FY 2014 Jun 30, 2014 10-K ↗	FY 2013 Jun 30, 2013 10-K ↗	FY 2012 Jun 30, 2012 10-K ↗	FY 2011 Jun 30, 2011 10-K ↗	FY 2010 Jun 30, 2010 10-K ↗	FY 2009 Jun 30, 2009 10-K ↗
Sales/Revenue/Turnover (USD)	$1.48B	$1.26B	$1.18B	$903.61M	$720.52M	$644.00M	$580.60M	$491.36M	$439.44M	$381.36M	$327.35M	$229.53M	$159.55M	$129.34M	$95.56M	$66.51M	$58.94M	—
Depreciation Expense (USD)	$29.70M	$21.60M	$16.20M	$12.20M	$13.10M	$24.12M	$24.44M	$16.47M	$8.57M	$6.09M	$4.79M	$3.27M	$2.87M	$1.90M	$1.32M	$618.00K	$235.00K	—
Net Income, GAAP (USD)	$490.37M	$432.91M	$450.01M	$307.17M	$240.72M	$215.71M	$183.44M	$155.13M	$152.41M	$134.74M	$119.29M	$82.68M	$55.96M	$40.29M	$29.48M	$20.58M	$21.13M	—
Operating Cash Flow (USD)	$557.60M	$490.33M	$305.48M	$187.96M	$210.28M	$412.58M	$284.12M	$204.42M	$167.91M	$198.50M	$210.64M	$116.10M	$21.32M	$15.75M	$-56.27M	$4.12M	$-15.00M	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2015 10-K ↗	FY 2014 Jun 30, 2014 10-K ↗	FY 2013 Jun 30, 2013 10-K ↗	FY 2012 Jun 30, 2012 10-K ↗	FY 2011 Jun 30, 2011 10-K ↗	FY 2010 Jun 30, 2010 10-K ↗	FY 2009 Jun 30, 2009 10-K ↗
Net Interest Margin (approx.) (%)	4.2%	4.6%	4.2%	3.8%	3.5%	3.8%	3.4%	3.6%	3.9%	3.7%	3.4%	3.4%	3.1%	3.3%	3.3%	3.0%	—	—
Efficiency Ratio (%) (%)	49.5%	46.8%	43.6%	49.5%	50.3%	48.8%	47.5%	51.1%	39.6%	36.1%	34.4%	33.8%	37.6%	41.4%	39.7%	39.9%	29.3%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 18 years · 67 quarters

Axos Financial, Inc.

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