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Burke & Herbert Financial Services Corp.

BHRB

$73.33 ▼ -0.39 (-0.53%) at close

6 Visible periods

34 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

Burke & Herbert Financial Services Corp. shows strong fundamentals with top-quartile Return on Common Equity (%) and Profit Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $1.1B

Dividend Yield 3.00%

Revenue Growth 30.6% ↘

Op. Margin 42.4% ↗

ROIC None

FCF / Share None

Trailing P/E 9.5x

Price / Book 1.3x

FCF Yield —

Debt / Equity 0.53

info Valuation on last close. End-of-day price, Aug 7, 2026.

6-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$342.02M

↑ +30.6% —

Net Income Profit after all expenses

$117.31M

↑ +228.5% —

Operating Margin Operating profit as % of sales

42.4%

↑ +178.2% 95th

trending_up

Bullish Indicators

Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile
Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↑

Returns ↑

Financial Health ↓

Dividend History

Dividend / share · sourced from SEC filings

$2.20 Latest / share

+2.8% YoY

+2.4% 5-yr CAGR

FY 2020

$2.00

FY 2021

$2.12

FY 2022

$2.12

FY 2023

$2.14

FY 2024

$2.20

FY 2025

Financial view

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📈 Is growth accelerating? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗
Revenue Growth YoY (%)	30.6% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+409%)	134.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+2141%)	-7.5% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-225%)	6.1% Fair Fair Year-over-year change in total revenue Optimal: > 10% vs Sector: At sector avg	—	—
EPS Growth YoY (%)	174.2% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-7.2% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-48.6% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	21.8% Good Good Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	228.5% Excellent ↑ Excellent Improving Year-over-year change in net income	57.4% Excellent ↑ Excellent Improving Year-over-year change in net income	-48.4% Weak Weak Year-over-year change in net income	21.7% Good Good Year-over-year change in net income	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	41.5% Excellent Excellent Compound annual revenue growth over 3 years	32.0% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
EPS CAGR 3Y (%)	9.4% Fair Fair Compound annual EPS growth over 3 years	-16.6% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗
Operating Margin (%) (%)	42.4% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+70%)	15.2% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-39%)	22.4% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-10%)	43.3% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+73%)	35.5% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+42%)	—
Effective Tax Rate (%) (%)	19.1% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.8% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.6% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	34.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+56%)	13.6% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-38%)	20.3% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-8%)	36.4% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+66%)	31.8% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	1.5% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.6% Weak Weak Operating profit relative to total assets Optimal: > 10%	1.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	13.7% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+14%)	4.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-59%)	7.2% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-40%)	16.1% Good Good Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+34%)	9.3% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-23%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗
Debt to Equity (x)	0.53x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-56%)	0.50x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-58%)	0.86x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-28%)	—	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗
Revenue per Share (USD)	$22.79	$21.14	$15.04	$16.27	$15.34	—
Basic EPS, GAAP (USD)	$7.76	$2.83	$3.05	$5.93	$4.87	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$2.20	$2.14	$2.12	$2.12	$2.00	—
Book Value per Share (USD)	$56.87	$48.78	$42.37	$36.82	$52.48	—
Tangible Book Value per Share (USD)	$51.82	$42.76	$42.37	$36.82	$52.48	—
Basic Weighted Avg Shares (shares)	15.01M	12.39M	7.43M	7.43M	7.42M	—
Dividend Payout Ratio (%)	28.4% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	75.6% Caution ↑ Caution Improving Dividends paid as a percentage of earnings Optimal: 30-60%	69.5% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	35.8% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	41.1% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity (USD)	$854.65M	$730.16M	$314.75M	$273.45M	$389.63M	$384.88M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗
Sales/Revenue/Turnover (USD)	$342.02M	$261.95M	$111.71M	$120.78M	$113.85M	—
Depreciation Expense (USD)	$6.94M	$5.87M	$2.87M	$3.05M	$3.21M	—
Net Income, GAAP (USD)	$117.31M	$35.71M	$22.69M	$44.01M	$36.16M	—
Operating Cash Flow (USD)	$107.93M	$85.80M	$42.51M	$61.06M	$54.95M	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗
Net Interest Margin (approx.) (%)	3.7%	2.9%	2.6%	2.9%	—	—
Efficiency Ratio (%) (%)	57.2%	75.5%	77.4%	62.9%	65.4%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 6 years · 19 quarters

Burke & Herbert Financial Services Corp.

Analytical Summary

6-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

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