Bowhead Specialty Holdings Inc.
BOW
Analytical Summary
Bowhead Specialty Holdings Inc. shows mixed fundamentals. Consider comparing against peers in the Financials sector before making investment decisions.
4-Year Financial Trajectory
AnnualHealth Breakdown
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ |
|---|---|---|---|---|
| Revenue Growth YoY (%) |
29.6%
Excellent
↓
Excellent
Declining
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+393%)
|
50.2%
Excellent
Excellent
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+737%)
|
51.1%
Excellent
Excellent
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+751%)
|
— |
| EPS Growth YoY (%) |
25.2%
Excellent
↓
Excellent
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
26.0%
Excellent
Excellent
Year-over-year change in earnings per share
Optimal:
> 10%
|
121.3%
Excellent
Excellent
Year-over-year change in earnings per share
Optimal:
> 10%
|
— |
| Net Income Growth YoY (%) |
40.6%
Excellent
↓
Excellent
Declining
Year-over-year change in net income |
52.7%
Excellent
Excellent
Year-over-year change in net income |
122.5%
Excellent
Excellent
Year-over-year change in net income |
— |
| FCF Growth YoY (%) N/A | N/A | N/A | N/A | N/A |
| Revenue CAGR 3Y (%) |
43.3%
Excellent
Excellent
Compound annual revenue growth over 3 years |
— | — | — |
| EPS CAGR 3Y (%) |
51.7%
Excellent
Excellent
Compound annual EPS growth over 3 years |
— | — | — |
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ |
|---|---|---|---|---|
| Operating Margin (%) (%) |
12.2%
Fair
↑
Fair
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-51%)
|
11.9%
Caution
↑
Caution
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-53%)
|
11.3%
Caution
Caution
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-55%)
|
7.8%
Caution
Caution
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-69%)
|
| Effective Tax Rate (%) (%) |
20.1%
Good
↓
Good
Declining
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
24.3%
Fair
↑
Fair
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
22.0%
Fair
Fair
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
23.2%
Fair
Fair
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
| Profit Margin (%) (%) |
9.8%
Caution
↑
Caution
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-56%)
|
9.0%
Caution
↑
Caution
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-59%)
|
8.8%
Caution
Caution
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-60%)
|
6.0%
Caution
Caution
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-73%)
|
| FCF Margin (%) (%) N/A | N/A | N/A | N/A | N/A |
| FCF / Net Income (x) N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ |
|---|---|---|---|---|
| Return on Invested Capital (%) N/A | N/A | N/A | N/A | N/A |
| Return on Capital (%) (%) |
2.3%
Weak
→
Weak
Stable
Operating profit relative to total assets
Optimal:
> 10%
|
2.3%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
2.4%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
— |
| Return on Common Equity (%) (%) |
12.0%
Fair
→
Fair
Stable
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
At sector avg
|
10.3%
Fair
Fair
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-14%)
|
13.0%
Fair
Fair
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Above avg (+9%)
|
— |
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ |
|---|---|---|---|---|
| Debt to Equity (x) |
0.33x
Good
Good
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-73%)
|
0.00x
Excellent
Excellent
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-100%)
|
— | — |
| Interest Coverage (x) N/A | N/A | N/A | N/A | N/A |
| Net Debt (USD) N/A | N/A | N/A | N/A | N/A |
| Debt / EBITDA (x) N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Dec 31, 2025 10-K ↗ | FY 2024 Dec 31, 2024 10-K ↗ | FY 2023 Dec 31, 2023 10-K ↗ | FY 2022 Dec 31, 2022 10-K ↗ |
|---|---|---|---|---|
| Sales/Revenue/Turnover (USD) | $551.59M | $425.66M | $283.40M | $187.60M |
| Depreciation Expense (USD) | $1.78M | $3.87M | $2.27M | $727.00K |
| Net Income, GAAP (USD) | $53.79M | $38.24M | $25.05M | $11.26M |
| Operating Cash Flow (USD) | $331.59M | $294.29M | $236.22M | $181.64M |
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