CFG - CITIZENS FINANCIAL GROUP INC/RI

📈 Is growth accelerating? 7 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Dec 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q1 FY2014 Dec 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q4 FY2012 Dec 31, 2011 10-K ↗
Revenue Growth YoY (%)	9.6% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+61%)	12.1% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+101%)	12.0% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+101%)	—	11.4% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+90%)	3.8% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-37%)	-1.2% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-120%)	—	-5.6% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-194%)	-6.3% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-204%)	-7.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-232%)	—	-7.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-225%)	4.8% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-21%)	29.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+389%)	—	31.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+420%)	24.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+304%)	-0.8% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-114%)	—	-7.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-223%)	-8.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-234%)	0.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-98%)	—	9.3% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+56%)	7.5% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+25%)	4.3% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-28%)	—	4.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-21%)	7.9% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+31%)	8.6% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+44%)	—	13.3% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+122%)	18.1% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+201%)	18.5% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+208%)	—	14.1% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+136%)	6.5% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+8%)	4.3% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-28%)	—	4.1% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-31%)	-18.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-409%)	1.5% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-76%)	—	0.7% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-88%)	—	—	—	—	—	—	—
EPS Growth YoY (%)	34.0% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	40.9% Excellent → Excellent Stable Year-over-year change in earnings per share Optimal: > 10%	46.2% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	35.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	37.7% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	17.7% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	18.2% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	140.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-9.4% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-15.1% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-34.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-72.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-30.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	36.8% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	6.4% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	8.5% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	525.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	181.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	308.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	18.2% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	73.5% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	173.6% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	4500.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	1.0% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	-29.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-44.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-96.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	506.2% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	5.4% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	8.0% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	17.9% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	1840.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	64.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	91.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	90.2% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-87.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	40.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	31.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	7.9% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	13.9% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	17.6% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-37.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	26.7% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	33.3% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	30.8% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—	—
Net Income Growth YoY (%)	28.7% Excellent ↓ Excellent Declining Year-over-year change in net income	34.6% Excellent → Excellent Stable Year-over-year change in net income	38.6% Excellent ↑ Excellent Improving Year-over-year change in net income	31.7% Excellent ↑ Excellent Improving Year-over-year change in net income	29.3% Excellent ↓ Excellent Declining Year-over-year change in net income	11.2% Fair ↓ Fair Declining Year-over-year change in net income	11.7% Fair ↓ Fair Declining Year-over-year change in net income	112.2% Excellent ↑ Excellent Improving Year-over-year change in net income	-11.2% Weak ↑ Weak Improving Year-over-year change in net income	-18.0% Weak ↑ Weak Improving Year-over-year change in net income	-34.6% Weak ↓ Weak Declining Year-over-year change in net income	-71.1% Weak ↓ Weak Declining Year-over-year change in net income	-32.4% Weak ↓ Weak Declining Year-over-year change in net income	31.3% Excellent ↑ Excellent Improving Year-over-year change in net income	21.7% Good ↑ Good Improving Year-over-year change in net income	23.2% Good ↑ Good Improving Year-over-year change in net income	20.0% Good ↑ Good Improving Year-over-year change in net income	-43.8% Weak ↓ Weak Declining Year-over-year change in net income	-31.3% Weak ↓ Weak Declining Year-over-year change in net income	16.2% Good ↓ Good Declining Year-over-year change in net income	68.8% Excellent ↓ Excellent Declining Year-over-year change in net income	156.1% Excellent ↓ Excellent Declining Year-over-year change in net income	1697.1% Excellent ↑ Excellent Improving Year-over-year change in net income	1.3% Caution ↑ Caution Improving Year-over-year change in net income	-30.1% Weak ↑ Weak Improving Year-over-year change in net income	-44.2% Weak ↓ Weak Declining Year-over-year change in net income	-92.3% Weak ↓ Weak Declining Year-over-year change in net income	-3.2% Weak ↓ Weak Declining Year-over-year change in net income	1.4% Caution ↓ Caution Declining Year-over-year change in net income	6.6% Fair ↓ Fair Declining Year-over-year change in net income	13.1% Fair ↓ Fair Declining Year-over-year change in net income	688.1% Excellent ↑ Excellent Improving Year-over-year change in net income	49.2% Excellent ↑ Excellent Improving Year-over-year change in net income	74.9% Excellent ↑ Excellent Improving Year-over-year change in net income	74.0% Excellent ↑ Excellent Improving Year-over-year change in net income	-73.3% Weak ↓ Weak Declining Year-over-year change in net income	35.0% Excellent ↑ Excellent Improving Year-over-year change in net income	27.9% Excellent ↑ Excellent Improving Year-over-year change in net income	6.7% Fair ↑ Fair Improving Year-over-year change in net income	12.2% Fair ↑ Fair Improving Year-over-year change in net income	16.4% Good ↑ Good Improving Year-over-year change in net income	-39.3% Weak ↓ Weak Declining Year-over-year change in net income	25.9% Excellent ↓ Excellent Declining Year-over-year change in net income	29.6% Excellent Excellent Year-over-year change in net income	31.2% Excellent Excellent Year-over-year change in net income	—	—	—	—	—	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	4.9% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	2.9% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	0.6% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	—	-0.9% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	0.6% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	5.6% Fair → Fair Stable Compound annual revenue growth over 3 years	—	4.6% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	6.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	5.7% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	—	4.0% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	6.2% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	8.7% Fair → Fair Stable Compound annual revenue growth over 3 years	—	9.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	7.1% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	1.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	—	2.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	2.2% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	4.3% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	—	9.1% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	11.0% Good ↑ Good Improving Compound annual revenue growth over 3 years	10.3% Good → Good Stable Compound annual revenue growth over 3 years	—	10.7% Good → Good Stable Compound annual revenue growth over 3 years	10.7% Good → Good Stable Compound annual revenue growth over 3 years	10.3% Good ↑ Good Improving Compound annual revenue growth over 3 years	—	10.4% Good ↑ Good Improving Compound annual revenue growth over 3 years	0.8% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	7.8% Fair Fair Compound annual revenue growth over 3 years	—	6.2% Fair Fair Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	7.0% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	7.2% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	5.5% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	—	3.4% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	3.1% Caution → Caution Stable Compound annual revenue growth over 5 years	3.2% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	—	3.0% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	3.8% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	4.3% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	—	5.2% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	6.8% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	7.8% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	—	9.5% Good ↑ Good Improving Compound annual revenue growth over 5 years	9.4% Good ↑ Good Improving Compound annual revenue growth over 5 years	5.9% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	—	6.5% Fair → Fair Stable Compound annual revenue growth over 5 years	6.0% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	7.0% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	—	9.1% Good ↑ Good Improving Compound annual revenue growth over 5 years	3.5% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	7.3% Fair Fair Compound annual revenue growth over 5 years	—	7.3% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	18.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	12.1% Good ↑ Good Improving Compound annual EPS growth over 3 years	4.5% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-3.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-4.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	11.0% Good ↓ Good Declining Compound annual EPS growth over 3 years	-6.0% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-10.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	57.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	48.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	42.1% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	-29.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	95.7% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	119.2% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	484.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	9.0% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	96.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	62.5% Excellent → Excellent Stable Compound annual EPS growth over 3 years	83.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	93.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	8.7% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	18.1% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	20.9% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	391.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	6.7% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	4.8% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	-58.2% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	143.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	34.3% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	39.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	34.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	39.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	39.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	16.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	37.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-43.0% Weak Weak Compound annual EPS growth over 3 years	29.1% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Dec 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q1 FY2014 Dec 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q4 FY2012 Dec 31, 2011 10-K ↗
Operating Margin (%) (%)	34.6% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	33.1% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	30.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	—	29.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+19%)	27.2% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	24.2% Good → Good Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	24.7% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	24.5% Good → Good Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.9% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-12%)	—	27.3% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	29.2% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+17%)	31.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	—	37.3% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	23.9% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	32.6% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	—	41.0% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+64%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	20.9% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.3% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.0% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.5% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.3% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.3% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.1% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.7% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.3% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.3% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.7% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.9% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.0% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.1% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.8% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.8% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.6% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.5% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.2% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	20.1% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	27.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	25.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+17%)	23.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	—	23.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+6%)	21.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	19.3% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-12%)	—	20.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-9%)	20.0% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-9%)	17.0% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	—	21.4% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	22.8% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	24.0% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	—	29.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+33%)	18.2% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-17%)	25.5% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+16%)	—	31.9% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+45%)	40.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+83%)	36.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+67%)	—	17.5% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	14.5% Fair → Fair Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-34%)	2.1% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-91%)	—	27.4% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	27.8% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+26%)	27.6% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+26%)	—	28.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+29%)	28.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	26.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+21%)	—	21.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	19.0% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-14%)	18.1% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-18%)	—	18.2% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-17%)	15.8% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-28%)	17.7% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	—	16.3% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-26%)	21.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	14.2% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-35%)	—	12.5% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-43%)	—	—	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Dec 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q1 FY2014 Dec 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q4 FY2012 Dec 31, 2011 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	—	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	—	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	—	0.3% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	—	0.3% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	—	0.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	0.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	—	—
Return on Common Equity (%) (%)	2.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.0% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	2.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	1.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	1.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-86%)	1.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-87%)	1.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-86%)	1.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-87%)	1.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-86%)	1.4% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-88%)	0.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-94%)	1.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	2.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	2.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	1.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-88%)	1.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	2.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	1.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-88%)	1.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-91%)	0.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-99%)	2.0% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.1% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.0% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	—	—	—	0.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-98%)	1.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-88%)	1.2% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	—	1.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-91%)	—	—	—	1.0% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-91%)	—	—	—	—	—	—	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Dec 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q1 FY2014 Dec 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q4 FY2012 Dec 31, 2011 10-K ↗
Debt to Equity (x)	0.71x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-41%)	0.62x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-48%)	0.47x Good → Good Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-61%)	0.43x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-64%)	0.41x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-66%)	0.51x Good → Good Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-58%)	0.50x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-59%)	0.51x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-57%)	0.56x Good → Good Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-53%)	0.55x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-54%)	0.58x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-52%)	—	0.77x Fair → Fair Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-36%)	0.64x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-46%)	0.82x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-32%)	—	0.71x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-40%)	0.75x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-38%)	0.27x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-78%)	—	0.30x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-75%)	0.30x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-75%)	0.37x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-69%)	—	0.42x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-65%)	0.42x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-65%)	0.80x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-34%)	—	0.64x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-47%)	0.59x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-51%)	0.58x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-52%)	—	—	—	—	0.87x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-28%)	0.76x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-37%)	0.76x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-37%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Dec 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q1 FY2014 Dec 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q4 FY2012 Dec 31, 2011 10-K ↗
Revenue per Share (USD)	$5.51	$5.40	$5.10	—	$4.91	$4.70	$4.41	—	$4.26	$4.32	$4.25	—	$4.29	$4.37	$4.38	—	$4.39	$4.07	$3.89	—	$0.65	$0.63	$0.65	—	$0.70	$0.68	$0.65	—	$0.61	$0.59	$0.57	—	$0.55	$0.52	$0.50	—	$0.44	$0.40	$0.39	—	$0.38	$0.37	$0.36	—	$0.35	$0.44	$0.35	—	$0.34	—	—	—
Basic EPS, GAAP (USD)	$1.42	$1.31	$1.14	$1.14	$1.06	$0.93	$0.78	$0.84	$0.77	$0.79	$0.66	$0.35	$0.85	$0.93	$1.00	$1.27	$1.23	$0.68	$0.94	$1.17	$0.20	$0.24	$0.23	$0.99	$0.11	$0.09	$0.01	$0.98	$0.16	$0.16	$0.15	$0.16	$0.15	$0.15	$0.13	$0.01	$0.09	$0.08	$0.07	$0.07	$0.07	$0.06	$0.06	$0.06	$0.06	$0.09	$0.05	$0.04	$0.04	—	—	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$0.46	$0.46	$0.46	$0.46	$0.42	$0.42	$0.42	$0.42	$0.42	$0.42	$0.42	$0.42	$0.42	$0.42	$0.42	$0.42	$0.42	$0.39	$0.39	$0.39	$0.07	$0.07	$0.07	$0.39	$0.07	$0.07	$0.07	$0.36	$0.06	—	—	$0.05	$0.05	—	$0.04	—	$0.02	$0.02	$0.02	—	$0.02	$0.02	$0.02	—	$0.11	$0.10	$0.01	—	$0.11	—	—	—
Book Value per Share (USD)	$59.74	$61.95	$61.43	$61.31	$59.87	$58.31	$56.81	$55.05	$56.00	$52.70	$51.83	—	$49.07	$49.69	$50.00	—	$46.68	$49.08	$52.18	—	$9.16	$9.07	$8.86	—	$8.77	$8.75	$8.58	—	$8.20	$8.01	$7.78	—	—	—	—	$6.43	$6.49	$6.37	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Tangible Book Value per Share (USD)	$40.22	$42.50	$42.14	$42.24	$40.89	$39.39	$38.11	$36.47	$37.61	$34.62	$33.97	—	$31.51	$32.44	$33.11	—	$30.22	$32.78	$35.08	—	$6.40	$6.32	$6.11	—	$6.02	$6.00	$5.82	—	$5.56	$5.45	$5.24	—	—	—	—	$4.19	$4.28	$4.21	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Basic Weighted Avg Shares (shares)	421.15M	422.87M	425.34M	—	431.37M	433.64M	438.32M	—	446.56M	454.14M	461.36M	—	469.48M	479.47M	485.44M	—	495.65M	491.50M	422.40M	—	2.56B	2.56B	2.56B	—	2.56B	2.56B	2.57B	—	2.67B	2.75B	2.76B	—	2.86B	2.91B	2.93B	—	3.12B	3.17B	3.17B	—	3.19B	3.23B	3.28B	—	3.36B	3.36B	3.36B	—	3.36B	—	—	—
Dividend Payout Ratio (%)	32.4% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	35.1% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	40.4% Good → Good Stable Dividends paid as a percentage of earnings Optimal: 30-60%	40.4% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	39.6% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	45.2% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	53.8% Fair → Fair Stable Dividends paid as a percentage of earnings Optimal: 30-60%	50.0% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	54.5% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	53.2% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	63.6% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	120.0% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	49.4% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	45.2% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	42.0% Good → Good Stable Dividends paid as a percentage of earnings Optimal: 30-60%	33.1% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	34.1% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	57.4% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	41.5% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	33.3% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	33.1% Good → Good Stable Dividends paid as a percentage of earnings Optimal: 30-60%	26.9% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	28.3% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	39.4% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	57.4% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	73.6% Caution ↓ Caution Declining Dividends paid as a percentage of earnings Optimal: 30-60%	1300.0% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	36.7% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	37.1% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	27.8% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	29.3% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Dec 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q1 FY2014 Dec 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q4 FY2012 Dec 31, 2011 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	$17.01B	$15.19B	$12.26B	$11.22B	$10.44B	$12.53B	$12.27B	$12.40B	$13.94B	$13.08B	$13.80B	—	$17.35B	$14.10B	$18.86B	—	$16.29B	$14.44B	$5.89B	—	$6.95B	$6.96B	$8.32B	—	$9.11B	$9.20B	$16.44B	—	$12.81B	$11.54B	$11.72B	—	—	—	—	$12.79B	$11.90B	$11.81B	$10.04B	—	$4.15B	$3.89B	$3.90B	—	—	—	$4.64B	—	—	$1.41B	—	—
Total Equity (USD)	$25.16B	$26.18B	$26.17B	$26.32B	$25.83B	$25.23B	$24.87B	$24.25B	$24.93B	$23.87B	$23.76B	$24.34B	$22.88B	$23.59B	$24.20B	$23.69B	$23.15B	$24.33B	$22.07B	$23.42B	$23.42B	$23.20B	$22.65B	$22.67B	$22.47B	$22.42B	$21.95B	$22.20B	$21.85B	$22.02B	$21.53B	$20.27B	—	—	—	$19.75B	$20.18B	$20.23B	—	$19.65B	—	—	—	$19.27B	—	—	—	—	—	—	—	—

📋 What is driving earnings? 3 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Dec 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q1 FY2014 Dec 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q4 FY2012 Dec 31, 2011 10-K ↗
Sales/Revenue/Turnover (USD)	$2.32B	$2.28B	$2.17B	—	$2.12B	$2.04B	$1.94B	—	$1.90B	$1.96B	$1.96B	—	$2.01B	$2.09B	$2.13B	—	$2.18B	$2.00B	$1.65B	—	$1.66B	$1.61B	$1.66B	—	$1.79B	$1.75B	$1.66B	—	$1.64B	$1.63B	$1.59B	—	$1.56B	$1.51B	$1.46B	—	$1.38B	$1.28B	$1.23B	—	$1.21B	$1.20B	$1.18B	—	$1.16B	$1.47B	$1.17B	—	$1.15B	—	—	—
Net Income, GAAP (USD)	$636.00M	$587.00M	$517.00M	$528.00M	$494.00M	$436.00M	$373.00M	$401.00M	$382.00M	$392.00M	$334.00M	$189.00M	$430.00M	$478.00M	$511.00M	$653.00M	$636.00M	$364.00M	$420.00M	$530.00M	$530.00M	$648.00M	$611.00M	$456.00M	$314.00M	$253.00M	$34.00M	$450.00M	$449.00M	$453.00M	$439.00M	$465.00M	$443.00M	$425.00M	$388.00M	$59.00M	$297.00M	$243.00M	$223.00M	$221.00M	$220.00M	$190.00M	$209.00M	$197.00M	$189.00M	$313.00M	$166.00M	$152.00M	$144.00M	—	—	—
Operating Cash Flow (USD)	$453.00M	$726.00M	$237.00M	$-158.00M	—	—	$-213.00M	$483.00M	—	—	$554.00M	$670.00M	—	—	$1.16B	$1.44B	—	—	$1.55B	$1.10B	—	—	$-690.00M	$866.00M	—	—	$-1.33B	$727.00M	—	—	$472.00M	$560.00M	$-208.00M	$711.00M	$704.00M	$40.00M	—	—	$374.00M	$398.00M	—	—	$98.00M	$183.00M	$186.00M	$321.00M	$700.00M	$1.01B	—	—	—	—

🏛️ Sector-Specific 2 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2016 10-Q ↗	Q2 FY2017 Jun 30, 2016 10-Q ↗	Q1 FY2017 Mar 31, 2016 10-Q ↗	Q4 FY2016 Dec 31, 2015 10-K ↗	Q3 FY2016 Sep 30, 2015 10-Q ↗	Q2 FY2016 Jun 30, 2015 10-Q ↗	Q1 FY2016 Mar 31, 2015 10-Q ↗	Q4 FY2015 Dec 31, 2014 10-K ↗	Q3 FY2015 Sep 30, 2014 10-Q ↗	Q2 FY2015 Jun 30, 2014 10-Q ↗	Q1 FY2015 Dec 31, 2014 10-Q ↗	Q4 FY2014 Dec 31, 2013 10-K ↗	Q3 FY2014 Sep 30, 2013 10-Q ↗	Q1 FY2014 Dec 31, 2013 10-Q ↗	Q4 FY2013 Dec 31, 2012 10-K ↗	Q4 FY2012 Dec 31, 2011 10-K ↗
Net Interest Margin (approx.) (%)	2.9%	2.8%	2.7%	2.7%	2.7%	2.6%	2.5%	2.6%	2.5%	2.6%	2.6%	—	2.7%	2.8%	3.0%	—	3.0%	2.7%	2.4%	—	2.4%	2.4%	2.4%	—	2.5%	2.6%	2.6%	—	2.8%	2.9%	2.9%	—	—	—	—	1.8%	2.6%	2.5%	2.6%	—	2.5%	2.4%	2.4%	—	—	—	2.4%	—	—	—	—	—
Efficiency Ratio (%) (%)	60.0%	61.1%	63.6%	—	63.0%	64.8%	67.9%	—	66.2%	66.3%	69.3%	—	64.2%	62.4%	60.9%	—	57.0%	65.3%	67.2%	—	60.9%	61.6%	61.4%	—	55.2%	55.9%	61.1%	—	59.4%	58.4%	59.0%	—	58.2%	58.0%	60.4%	—	62.8%	64.7%	65.7%	—	66.0%	70.1%	68.5%	—	69.8%	64.4%	69.5%	—	68.3%	—	—	—

CITIZENS FINANCIAL GROUP INC/RI

Analytical Summary

52-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

Statement lens

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