CFR - CULLEN/FROST BANKERS, INC.

📈 Is growth accelerating? 7 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗	Q3 FY2011 Sep 30, 2011 10-Q ↗	Q2 FY2011 Jun 30, 2011 10-Q ↗	Q1 FY2011 Mar 31, 2011 10-Q ↗	Q4 FY2010 Dec 31, 2010 10-K ↗	Q3 FY2010 Sep 30, 2010 10-Q ↗	Q2 FY2010 Jun 30, 2010 10-Q ↗	Q1 FY2010 Mar 31, 2010 10-Q ↗	Q4 FY2009 Dec 31, 2009 10-K ↗	Q3 FY2009 Sep 30, 2009 10-Q ↗	Q2 FY2009 Jun 30, 2009 10-Q ↗	Q1 FY2009 Dec 31, 2008 10-Q ↗	Q4 FY2008 Dec 31, 2008 10-K ↗	Q4 FY2007 Dec 31, 2007 10-K ↗
Revenue Growth YoY (%)	6.4% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+7%)	5.3% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-11%)	6.4% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+7%)	—	9.5% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+58%)	7.7% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+28%)	7.7% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+29%)	—	5.4% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-10%)	3.9% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-35%)	-0.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-112%)	—	7.9% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+32%)	26.6% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+343%)	44.1% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+635%)	—	34.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+470%)	10.8% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+80%)	4.9% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-18%)	—	3.8% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-37%)	7.7% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+29%)	-27.0% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-549%)	—	-4.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-174%)	-3.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-163%)	33.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+454%)	—	3.9% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-35%)	4.3% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-29%)	6.9% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+14%)	—	9.5% Fair → Fair Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+58%)	8.9% Fair → Fair Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+49%)	9.9% Fair → Fair Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+65%)	—	8.8% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+46%)	10.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+70%)	2.2% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-63%)	—	2.3% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-61%)	2.6% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-57%)	8.3% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+39%)	—	4.6% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-24%)	5.1% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-15%)	11.0% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+83%)	—	12.7% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+112%)	10.4% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+73%)	3.1% Caution → Caution Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-48%)	—	3.0% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-50%)	3.1% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-49%)	4.0% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-33%)	—	-0.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-114%)	1.8% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-70%)	3.5% Caution → Caution Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-41%)	—	5.5% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-8%)	1.6% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-74%)	2.4% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-59%)	—	4.6% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-23%)	4.6% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-23%)	—	—	—	—	—	—	—
EPS Growth YoY (%)	6.4% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	13.0% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	15.2% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	8.5% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	19.2% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	8.1% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	11.7% Fair → Fair Stable Year-over-year change in earnings per share Optimal: > 10%	52.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-5.9% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-10.5% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-24.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-46.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-8.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	35.7% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	79.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	89.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	56.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	0.6% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	-15.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	10.8% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	10.7% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	23.1% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	137.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-13.7% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-13.8% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-15.0% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-58.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-12.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-3.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	1.8% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	10.4% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	19.5% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	25.9% Excellent → Excellent Stable Year-over-year change in earnings per share Optimal: > 10%	30.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	26.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	19.4% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	15.3% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	16.1% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	20.6% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	43.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	5.1% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	-3.6% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-19.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-0.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	7.7% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	14.4% Fair → Fair Stable Year-over-year change in earnings per share Optimal: > 10%	12.0% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	24.0% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	9.5% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	6.6% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	2.0% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	1.1% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	1.1% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	-8.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	7.7% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	6.7% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	3.3% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	16.5% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	4.6% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	-1.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	4.6% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	7.6% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	1.2% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	20.0% Good Good Year-over-year change in earnings per share Optimal: > 10%	35.9% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—	—
Net Income Growth YoY (%)	3.3% Caution ↓ Caution Declining Year-over-year change in net income	9.6% Fair ↓ Fair Declining Year-over-year change in net income	13.3% Fair ↑ Fair Improving Year-over-year change in net income	7.4% Fair ↓ Fair Declining Year-over-year change in net income	19.0% Good ↓ Good Declining Year-over-year change in net income	7.9% Fair ↓ Fair Declining Year-over-year change in net income	11.2% Fair → Fair Stable Year-over-year change in net income	51.0% Excellent ↑ Excellent Improving Year-over-year change in net income	-5.9% Weak ↑ Weak Improving Year-over-year change in net income	-10.3% Weak ↑ Weak Improving Year-over-year change in net income	-23.6% Weak ↓ Weak Declining Year-over-year change in net income	-46.4% Weak ↓ Weak Declining Year-over-year change in net income	-8.3% Weak ↓ Weak Declining Year-over-year change in net income	36.1% Excellent ↓ Excellent Declining Year-over-year change in net income	79.3% Excellent ↑ Excellent Improving Year-over-year change in net income	89.2% Excellent ↑ Excellent Improving Year-over-year change in net income	57.2% Excellent ↑ Excellent Improving Year-over-year change in net income	0.9% Caution ↓ Caution Declining Year-over-year change in net income	-14.6% Weak ↓ Weak Declining Year-over-year change in net income	14.4% Fair ↓ Fair Declining Year-over-year change in net income	13.6% Fair ↓ Fair Declining Year-over-year change in net income	26.9% Excellent → Excellent Stable Year-over-year change in net income	111.9% Excellent ↑ Excellent Improving Year-over-year change in net income	-14.9% Weak ↑ Weak Improving Year-over-year change in net income	-15.0% Weak ↑ Weak Improving Year-over-year change in net income	-16.6% Weak ↑ Weak Improving Year-over-year change in net income	-53.0% Weak ↓ Weak Declining Year-over-year change in net income	-13.1% Weak ↓ Weak Declining Year-over-year change in net income	-5.1% Weak ↓ Weak Declining Year-over-year change in net income	0.2% Caution ↓ Caution Declining Year-over-year change in net income	9.4% Fair ↓ Fair Declining Year-over-year change in net income	18.6% Good ↓ Good Declining Year-over-year change in net income	26.5% Excellent ↑ Excellent Improving Year-over-year change in net income	30.1% Excellent ↑ Excellent Improving Year-over-year change in net income	25.4% Excellent ↑ Excellent Improving Year-over-year change in net income	20.1% Good → Good Stable Year-over-year change in net income	16.1% Good ↓ Good Declining Year-over-year change in net income	19.6% Good ↓ Good Declining Year-over-year change in net income	23.5% Good ↑ Good Improving Year-over-year change in net income	43.8% Excellent ↑ Excellent Improving Year-over-year change in net income	5.8% Fair ↑ Fair Improving Year-over-year change in net income	-2.1% Weak ↑ Weak Improving Year-over-year change in net income	-4.7% Weak ↓ Weak Declining Year-over-year change in net income	-19.9% Weak ↓ Weak Declining Year-over-year change in net income	-2.0% Weak ↓ Weak Declining Year-over-year change in net income	9.6% Fair ↓ Fair Declining Year-over-year change in net income	17.9% Good → Good Stable Year-over-year change in net income	16.2% Good → Good Stable Year-over-year change in net income	28.0% Excellent ↑ Excellent Improving Year-over-year change in net income	11.8% Fair ↑ Fair Improving Year-over-year change in net income	10.9% Fair ↑ Fair Improving Year-over-year change in net income	4.0% Caution ↑ Caution Improving Year-over-year change in net income	3.0% Caution ↑ Caution Improving Year-over-year change in net income	2.8% Caution ↑ Caution Improving Year-over-year change in net income	-9.6% Weak ↓ Weak Declining Year-over-year change in net income	8.6% Fair ↓ Fair Declining Year-over-year change in net income	7.6% Fair ↓ Fair Declining Year-over-year change in net income	4.3% Caution ↓ Caution Declining Year-over-year change in net income	17.5% Good ↑ Good Improving Year-over-year change in net income	4.5% Caution → Caution Stable Year-over-year change in net income	-0.9% Weak ↓ Weak Declining Year-over-year change in net income	5.3% Fair ↓ Fair Declining Year-over-year change in net income	8.6% Fair ↓ Fair Declining Year-over-year change in net income	3.0% Caution ↓ Caution Declining Year-over-year change in net income	23.0% Good Good Year-over-year change in net income	39.7% Excellent Excellent Year-over-year change in net income	—	—	—	—	—	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	7.1% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	5.6% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	4.4% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	—	7.6% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	12.3% Good ↓ Good Declining Compound annual revenue growth over 3 years	15.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	15.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	13.4% Good ↓ Good Declining Compound annual revenue growth over 3 years	14.5% Good → Good Stable Compound annual revenue growth over 3 years	—	14.5% Good ↑ Good Improving Compound annual revenue growth over 3 years	14.8% Good ↑ Good Improving Compound annual revenue growth over 3 years	3.4% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	—	10.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	4.7% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	0.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	—	1.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	2.6% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	1.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	—	2.8% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	3.0% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	16.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	7.4% Fair → Fair Stable Compound annual revenue growth over 3 years	7.8% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.3% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	—	6.8% Fair → Fair Stable Compound annual revenue growth over 3 years	7.2% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.8% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	—	5.2% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	5.9% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	7.1% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	—	6.4% Fair → Fair Stable Compound annual revenue growth over 3 years	6.0% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	7.4% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	—	6.7% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.1% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	—	4.8% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	5.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	3.6% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	—	2.5% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	2.1% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	3.3% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	—	3.1% Caution Caution Compound annual revenue growth over 3 years	2.6% Caution Caution Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	12.2% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	10.6% Good ↓ Good Declining Compound annual revenue growth over 5 years	11.5% Good → Good Stable Compound annual revenue growth over 5 years	—	11.6% Good ↑ Good Improving Compound annual revenue growth over 5 years	11.1% Good ↑ Good Improving Compound annual revenue growth over 5 years	3.4% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	—	8.6% Good → Good Stable Compound annual revenue growth over 5 years	8.6% Good ↑ Good Improving Compound annual revenue growth over 5 years	7.9% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	—	8.3% Good ↓ Good Declining Compound annual revenue growth over 5 years	8.7% Good → Good Stable Compound annual revenue growth over 5 years	9.5% Good ↑ Good Improving Compound annual revenue growth over 5 years	—	8.6% Good ↑ Good Improving Compound annual revenue growth over 5 years	5.5% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	3.7% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	—	4.2% Fair → Fair Stable Compound annual revenue growth over 5 years	5.3% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	3.2% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	—	3.9% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	4.3% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	11.6% Good ↑ Good Improving Compound annual revenue growth over 5 years	—	5.8% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	6.2% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	7.6% Fair → Fair Stable Compound annual revenue growth over 5 years	—	7.5% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	7.4% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	6.9% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	—	6.2% Fair → Fair Stable Compound annual revenue growth over 5 years	6.2% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	5.7% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	—	4.3% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	4.5% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	6.0% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	—	4.9% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	4.3% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	4.8% Fair → Fair Stable Compound annual revenue growth over 5 years	—	4.9% Fair Fair Compound annual revenue growth over 5 years	4.2% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	6.1% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	3.0% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-0.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-4.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	0.9% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	9.5% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	15.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	15.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	10.5% Good ↑ Good Improving Compound annual EPS growth over 3 years	6.9% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	5.0% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	3.7% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	16.6% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	18.9% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	53.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	22.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	14.3% Good ↑ Good Improving Compound annual EPS growth over 3 years	1.7% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-5.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-5.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-2.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	2.1% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	3.0% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-3.4% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	1.6% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	4.2% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-16.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	7.7% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	12.0% Good ↓ Good Declining Compound annual EPS growth over 3 years	15.6% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	18.9% Excellent → Excellent Stable Compound annual EPS growth over 3 years	26.9% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	15.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	14.9% Good ↑ Good Improving Compound annual EPS growth over 3 years	13.7% Good ↑ Good Improving Compound annual EPS growth over 3 years	11.2% Good ↑ Good Improving Compound annual EPS growth over 3 years	6.3% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	7.7% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	10.0% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	8.9% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	8.9% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	5.6% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	5.5% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	-2.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	7.5% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	6.0% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	3.9% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	7.2% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	10.2% Good ↑ Good Improving Compound annual EPS growth over 3 years	4.6% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	4.5% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	4.8% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	2.2% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	3.0% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	4.8% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	4.5% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	8.2% Fair Fair Compound annual EPS growth over 3 years	13.7% Good Good Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗	Q3 FY2011 Sep 30, 2011 10-Q ↗	Q2 FY2011 Jun 30, 2011 10-Q ↗	Q1 FY2011 Mar 31, 2011 10-Q ↗	Q4 FY2010 Dec 31, 2010 10-K ↗	Q3 FY2010 Sep 30, 2010 10-Q ↗	Q2 FY2010 Jun 30, 2010 10-Q ↗	Q1 FY2010 Mar 31, 2010 10-Q ↗	Q4 FY2009 Dec 31, 2009 10-K ↗	Q3 FY2009 Sep 30, 2009 10-Q ↗	Q2 FY2009 Jun 30, 2009 10-Q ↗	Q1 FY2009 Dec 31, 2008 10-Q ↗	Q4 FY2008 Dec 31, 2008 10-K ↗	Q4 FY2007 Dec 31, 2007 10-K ↗
Operating Margin (%) (%)	35.5% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+42%)	35.5% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+42%)	35.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	—	36.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+47%)	34.1% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+36%)	33.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+33%)	—	33.8% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	34.5% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+38%)	32.2% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+29%)	—	38.0% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+52%)	39.7% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+59%)	41.7% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+67%)	—	43.4% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+73%)	36.2% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+45%)	31.9% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	—	35.8% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+43%)	38.2% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+53%)	37.1% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+48%)	—	32.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	28.4% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+13%)	12.7% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-49%)	—	36.6% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+47%)	37.6% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	38.0% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+52%)	—	40.4% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+62%)	38.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+55%)	36.6% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+47%)	—	34.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+37%)	33.6% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+34%)	33.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	—	32.9% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	29.8% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+19%)	27.4% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	—	32.5% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	32.7% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+31%)	31.9% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	—	36.5% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+46%)	32.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+29%)	30.8% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+23%)	—	31.6% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+26%)	32.1% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	29.8% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+19%)	—	34.0% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+36%)	33.8% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	35.4% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+42%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	16.0% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.9% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.5% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.0% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.2% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.9% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.7% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.8% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.4% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.9% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.0% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.0% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.8% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.4% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.7% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.0% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.0% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.8% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.3% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.1% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.0% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.3% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	6.4% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.7% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.5% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.8% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.8% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.7% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.2% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.4% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.3% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.8% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.5% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	12.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.7% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.3% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.6% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.9% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.9% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.1% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.8% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.9% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.5% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.6% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.3% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	29.8% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+36%)	29.9% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+36%)	29.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	—	30.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	28.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	27.9% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+27%)	—	28.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+29%)	28.6% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	27.1% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+23%)	—	31.7% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	33.2% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	35.2% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+60%)	—	37.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+69%)	30.8% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	28.3% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+29%)	—	31.8% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+45%)	33.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+54%)	34.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+58%)	—	29.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	28.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+31%)	12.0% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-46%)	—	32.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	33.2% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	33.9% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+54%)	—	35.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+63%)	34.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+57%)	33.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	—	31.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	28.9% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+31%)	29.1% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	—	29.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	26.6% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+21%)	24.1% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	—	28.1% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	27.9% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+27%)	27.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+24%)	—	29.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+36%)	26.8% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	25.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+17%)	—	26.4% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	26.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	23.9% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	—	26.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	26.5% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+21%)	27.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	—	24.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	25.9% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+18%)	24.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	—	25.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+17%)	25.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+14%)	22.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	22.0% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	18.7% Good Good Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-15%)	—	—	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗	Q3 FY2011 Sep 30, 2011 10-Q ↗	Q2 FY2011 Jun 30, 2011 10-Q ↗	Q1 FY2011 Mar 31, 2011 10-Q ↗	Q4 FY2010 Dec 31, 2010 10-K ↗	Q3 FY2010 Sep 30, 2010 10-Q ↗	Q2 FY2010 Jun 30, 2010 10-Q ↗	Q1 FY2010 Mar 31, 2010 10-Q ↗	Q4 FY2009 Dec 31, 2009 10-K ↗	Q3 FY2009 Sep 30, 2009 10-Q ↗	Q2 FY2009 Jun 30, 2009 10-Q ↗	Q1 FY2009 Dec 31, 2008 10-Q ↗	Q4 FY2008 Dec 31, 2008 10-K ↗	Q4 FY2007 Dec 31, 2007 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.3% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.3% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.4% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.3% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	—	0.3% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.3% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	—	0.3% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—
Return on Common Equity (%) (%)	4.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-62%)	3.7% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-69%)	3.8% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-69%)	3.6% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-70%)	3.9% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-67%)	3.7% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-69%)	3.7% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-69%)	4.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-67%)	3.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-70%)	4.0% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-67%)	3.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-69%)	2.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	5.2% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-57%)	4.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-60%)	5.1% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-57%)	6.1% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-49%)	6.0% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-50%)	3.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-70%)	2.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.1% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.3% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	1.4% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-88%)	2.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	3.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-75%)	3.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-73%)	3.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-71%)	3.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-70%)	3.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-72%)	3.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-73%)	3.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-75%)	2.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-76%)	2.7% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.3% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.3% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	2.6% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.4% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.4% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.4% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.4% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.4% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.4% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.6% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.6% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	2.6% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.6% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	2.5% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	—	—	—

⚖️ Is the balance sheet risky? 3 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗	Q3 FY2011 Sep 30, 2011 10-Q ↗	Q2 FY2011 Jun 30, 2011 10-Q ↗	Q1 FY2011 Mar 31, 2011 10-Q ↗	Q4 FY2010 Dec 31, 2010 10-K ↗	Q3 FY2010 Sep 30, 2010 10-Q ↗	Q2 FY2010 Jun 30, 2010 10-Q ↗	Q1 FY2010 Mar 31, 2010 10-Q ↗	Q4 FY2009 Dec 31, 2009 10-K ↗	Q3 FY2009 Sep 30, 2009 10-Q ↗	Q2 FY2009 Jun 30, 2009 10-Q ↗	Q1 FY2009 Dec 31, 2008 10-Q ↗	Q4 FY2008 Dec 31, 2008 10-K ↗	Q4 FY2007 Dec 31, 2007 10-K ↗
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 7 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗	Q3 FY2011 Sep 30, 2011 10-Q ↗	Q2 FY2011 Jun 30, 2011 10-Q ↗	Q1 FY2011 Mar 31, 2011 10-Q ↗	Q4 FY2010 Dec 31, 2010 10-K ↗	Q3 FY2010 Sep 30, 2010 10-Q ↗	Q2 FY2010 Jun 30, 2010 10-Q ↗	Q1 FY2010 Mar 31, 2010 10-Q ↗	Q4 FY2009 Dec 31, 2009 10-K ↗	Q3 FY2009 Sep 30, 2009 10-Q ↗	Q2 FY2009 Jun 30, 2009 10-Q ↗	Q1 FY2009 Dec 31, 2008 10-Q ↗	Q4 FY2008 Dec 31, 2008 10-K ↗	Q4 FY2007 Dec 31, 2007 10-K ↗
Revenue per Share (USD)	$9.72	$9.22	$9.11	—	$8.85	$8.51	$8.41	—	$8.10	$7.91	$7.81	—	$7.67	$7.61	$7.85	—	$7.10	$6.02	$5.47	—	$5.33	$5.48	$5.28	—	$5.21	$5.17	$7.30	—	$5.47	$5.35	$5.45	—	$5.15	$5.05	$5.05	—	$4.72	$4.62	$4.58	—	$4.43	$4.33	$4.62	—	$4.32	$4.15	$4.18	—	$4.11	$4.05	$3.92	—	$3.80	$3.76	$3.81	—	$3.63	$3.57	$3.62	—	$3.67	$3.52	$3.51	—	$3.52	$3.51	—	—	—	—	—	—	—
Basic EPS, GAAP (USD)	$2.84	$2.70	$2.65	$2.56	$2.67	$2.39	$2.30	$2.36	$2.24	$2.21	$2.06	$1.55	$2.38	$2.47	$2.71	$2.92	$2.60	$1.82	$1.51	$1.54	$1.66	$1.81	$1.78	$1.39	$1.50	$1.47	$0.75	$1.61	$1.74	$1.73	$1.80	$1.84	$1.80	$1.70	$1.63	$1.54	$1.43	$1.30	$1.29	$1.29	$1.24	$1.12	$1.07	$0.90	$1.18	$1.12	$1.11	$1.12	$1.19	$1.04	$0.97	$1.00	$0.96	$0.95	$0.91	$0.98	$0.95	$0.94	$0.99	$0.91	$0.89	$0.91	$0.85	$0.87	$0.90	$0.87	$0.79	$0.86	$0.75	$0.64	—	—	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$1.03	$1.03	$1.00	—	$1.00	$1.00	$0.95	—	$0.95	$0.92	$0.92	—	$0.92	$0.87	$0.87	—	$0.87	$0.75	$0.75	—	$0.75	$0.72	$0.72	—	$0.71	$0.71	$0.71	—	$0.71	$0.71	$0.67	—	$0.67	$0.67	$0.57	—	$0.57	—	$0.54	—	—	—	$0.53	—	—	—	$0.51	—	—	—	$0.50	—	—	—	$0.48	—	—	—	$0.46	—	—	—	$0.45	—	—	—	$0.43	—	—	—	—	—	—
Book Value per Share (USD)	$63.98	$74.02	$71.80	—	$69.61	$65.32	$64.03	—	$64.66	$57.11	$56.66	—	$46.82	$52.72	$53.87	—	$43.84	$52.20	$58.96	—	$68.69	$68.76	$67.42	—	$65.12	$64.04	$61.09	—	$62.04	$59.55	$57.03	—	$51.78	$51.84	$50.96	—	$50.09	$50.33	$48.60	—	$50.63	$50.62	$48.32	—	$46.38	$45.50	$46.14	—	$44.77	$45.03	$42.27	—	$41.12	$40.46	$40.32	—	$39.44	$38.55	$37.92	—	$36.75	$35.63	$34.37	—	$34.96	$33.81	—	—	—	—	—	—	—
Tangible Book Value per Share (USD)	$63.98	$74.02	$71.80	—	$69.61	$65.32	$64.03	—	$64.66	$57.11	$56.66	—	$46.82	$52.72	$43.70	—	$43.84	$52.20	$48.73	—	$68.69	$68.76	$57.07	—	$65.12	$64.04	$50.60	—	$62.04	$59.55	$46.59	—	$51.78	$51.84	$40.59	—	$50.09	$50.33	$38.22	—	$50.63	$50.62	$37.61	—	$46.38	$45.50	$35.58	—	$44.77	$45.03	$33.34	—	$41.12	$40.46	$31.37	—	$39.44	$38.55	$28.99	—	$27.92	$26.78	$25.51	—	$25.99	$24.79	—	—	—	—	—	—	—
Basic Weighted Avg Shares (shares)	62.12M	62.45M	63.10M	—	64.08M	64.30M	64.26M	—	63.96M	64.19M	64.22M	—	64.07M	64.24M	64.37M	—	64.16M	64.11M	64.05M	—	63.65M	63.61M	63.31M	—	62.73M	62.60M	62.64M	—	62.57M	62.79M	63.01M	—	63.89M	63.84M	63.65M	—	63.67M	64.06M	63.74M	—	62.45M	61.96M	61.93M	—	62.63M	63.12M	63.09M	—	62.94M	61.55M	60.70M	—	60.34M	60.01M	60.59M	—	61.32M	61.29M	61.20M	—	61.14M	61.09M	61.02M	—	60.52M	60.37M	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗	Q3 FY2011 Sep 30, 2011 10-Q ↗	Q2 FY2011 Jun 30, 2011 10-Q ↗	Q1 FY2011 Mar 31, 2011 10-Q ↗	Q4 FY2010 Dec 31, 2010 10-K ↗	Q3 FY2010 Sep 30, 2010 10-Q ↗	Q2 FY2010 Jun 30, 2010 10-Q ↗	Q1 FY2010 Mar 31, 2010 10-Q ↗	Q4 FY2009 Dec 31, 2009 10-K ↗	Q3 FY2009 Sep 30, 2009 10-Q ↗	Q2 FY2009 Jun 30, 2009 10-Q ↗	Q1 FY2009 Dec 31, 2008 10-Q ↗	Q4 FY2008 Dec 31, 2008 10-K ↗	Q4 FY2007 Dec 31, 2007 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity (USD)	$3.97B	$4.62B	$4.53B	$4.57B	$4.46B	$4.20B	$4.11B	$3.90B	$4.14B	$3.67B	$3.64B	$3.72B	$3.00B	$3.39B	$3.47B	$3.14B	$2.81B	$3.35B	$3.78B	$4.44B	$4.37B	$4.37B	$4.27B	$4.29B	$4.09B	$4.01B	$3.83B	$3.91B	$3.88B	$3.74B	$3.59B	$3.37B	$3.31B	$3.31B	$3.24B	$3.30B	$3.19B	$3.22B	$3.10B	$3.00B	$3.16B	$3.14B	$2.99B	$2.89B	$2.90B	$2.87B	$2.91B	$2.85B	$2.82B	$2.77B	$2.57B	$2.51B	$2.48B	$2.43B	$2.44B	$2.42B	$2.42B	$2.36B	$2.32B	$2.28B	$2.25B	$2.18B	$2.10B	$2.06B	$2.12B	$2.04B	$1.95B	$1.89B	$1.91B	$1.80B	$1.76B	$1.76B	$1.48B

📋 What is driving earnings? 3 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗	Q3 FY2011 Sep 30, 2011 10-Q ↗	Q2 FY2011 Jun 30, 2011 10-Q ↗	Q1 FY2011 Mar 31, 2011 10-Q ↗	Q4 FY2010 Dec 31, 2010 10-K ↗	Q3 FY2010 Sep 30, 2010 10-Q ↗	Q2 FY2010 Jun 30, 2010 10-Q ↗	Q1 FY2010 Mar 31, 2010 10-Q ↗	Q4 FY2009 Dec 31, 2009 10-K ↗	Q3 FY2009 Sep 30, 2009 10-Q ↗	Q2 FY2009 Jun 30, 2009 10-Q ↗	Q1 FY2009 Dec 31, 2008 10-Q ↗	Q4 FY2008 Dec 31, 2008 10-K ↗	Q4 FY2007 Dec 31, 2007 10-K ↗
Sales/Revenue/Turnover (USD)	$603.83M	$576.01M	$574.84M	—	$567.26M	$546.88M	$540.23M	—	$518.04M	$507.90M	$501.43M	—	$491.42M	$488.79M	$505.08M	—	$455.37M	$386.13M	$350.46M	—	$339.31M	$348.40M	$334.12M	—	$327.02M	$323.41M	$457.44M	—	$342.23M	$336.07M	$343.25M	—	$329.32M	$322.34M	$321.19M	—	$300.83M	$295.87M	$292.21M	—	$276.62M	$268.52M	$285.87M	—	$270.36M	$261.79M	$263.92M	—	$258.50M	$249.12M	$237.82M	—	$229.34M	$225.69M	$230.59M	—	$222.69M	$218.98M	$221.69M	—	$224.58M	$215.12M	$214.09M	—	$212.85M	$211.83M	$208.98M	—	$203.48M	$202.47M	—	—	—
Net Income, GAAP (USD)	$180.21M	$172.06M	$170.99M	$166.25M	$174.38M	$157.00M	$150.92M	$154.85M	$146.50M	$145.50M	$135.69M	$102.55M	$155.65M	$162.12M	$177.65M	$191.17M	$169.76M	$119.11M	$99.10M	$101.02M	$107.97M	$118.07M	$116.02M	$88.27M	$95.06M	$93.07M	$54.75M	$103.68M	$111.84M	$111.59M	$116.50M	$119.25M	$117.84M	$111.34M	$106.48M	$100.52M	$93.13M	$85.55M	$84.94M	$83.72M	$80.22M	$71.51M	$68.78M	$58.24M	$75.85M	$73.08M	$72.16M	$72.70M	$77.38M	$66.70M	$61.19M	$62.57M	$60.44M	$59.66M	$55.19M	$60.19M	$58.67M	$58.06M	$61.03M	$55.41M	$54.51M	$55.69M	$51.93M	$53.05M	$54.99M	$52.90M	$47.82M	$51.49M	$44.70M	$37.86M	—	—	—
Operating Cash Flow (USD)	$292.65M	$52.94M	$237.32M	$180.74M	$248.58M	$140.77M	$-296.11M	$64.30M	$307.22M	$129.58M	$488.43M	$-83.00M	$238.69M	$154.81M	$168.35M	$182.67M	$244.86M	$-37.77M	$332.82M	$95.68M	$204.02M	$128.82M	$219.76M	$49.15M	$268.14M	$-41.97M	$248.93M	$48.89M	$293.28M	$145.78M	—	$102.22M	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	$93.67M	$94.43M	$71.24M	—	$124.92M	$72.60M	$85.19M	$60.37M	$90.33M	—	—	—	—

🏛️ Sector-Specific 2 metrics

Metric	Q3 FY2026 Sep 30, 2026 10-Q ↗	Q2 FY2026 Jun 30, 2026 10-Q ↗	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗	Q3 FY2011 Sep 30, 2011 10-Q ↗	Q2 FY2011 Jun 30, 2011 10-Q ↗	Q1 FY2011 Mar 31, 2011 10-Q ↗	Q4 FY2010 Dec 31, 2010 10-K ↗	Q3 FY2010 Sep 30, 2010 10-Q ↗	Q2 FY2010 Jun 30, 2010 10-Q ↗	Q1 FY2010 Mar 31, 2010 10-Q ↗	Q4 FY2009 Dec 31, 2009 10-K ↗	Q3 FY2009 Sep 30, 2009 10-Q ↗	Q2 FY2009 Jun 30, 2009 10-Q ↗	Q1 FY2009 Dec 31, 2008 10-Q ↗	Q4 FY2008 Dec 31, 2008 10-K ↗	Q4 FY2007 Dec 31, 2007 10-K ↗
Net Interest Margin (approx.) (%)	3.4%	3.3%	3.3%	3.4%	—	—	3.2%	3.1%	—	—	3.2%	—	—	—	3.1%	—	—	—	1.9%	—	—	—	2.2%	—	—	—	2.9%	—	—	—	3.1%	—	—	—	2.9%	—	—	—	2.7%	—	—	—	2.7%	—	—	—	2.6%	—	—	—	2.6%	—	—	—	2.7%	—	—	—	2.9%	—	3.0%	3.1%	3.2%	—	3.2%	3.3%	3.3%	—	3.3%	3.4%	—	—	—
Efficiency Ratio (%) (%)	62.5%	62.8%	63.6%	—	62.1%	63.5%	64.4%	—	62.4%	62.4%	65.1%	—	59.7%	58.3%	56.5%	—	56.6%	63.8%	68.1%	—	64.2%	61.8%	62.9%	—	61.8%	61.7%	49.0%	—	61.0%	60.5%	58.8%	—	58.8%	58.6%	61.2%	—	62.1%	63.6%	64.3%	—	65.3%	66.8%	62.7%	—	64.9%	66.2%	65.0%	—	63.4%	65.8%	66.4%	—	66.2%	66.4%	67.6%	—	64.9%	65.1%	64.1%	—	61.2%	63.6%	65.4%	—	62.3%	63.6%	64.4%	—	65.0%	67.3%	—	—	—

CULLEN/FROST BANKERS, INC.

Analytical Summary

73-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

Statement lens

Benchmark Lens

Signals

Percentile Rankings

Peer Comparison

Compare CFR with peers