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COLUMBIA BANKING SYSTEM, INC.

COLB

$31.22 ▲ +0.18 (+0.58%) at close

18 Visible periods

34 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

COLUMBIA BANKING SYSTEM, INC. shows strong fundamentals with top-quartile Profit Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $7.4B

Dividend Yield 4.64%

Revenue Growth 19.3% ↗

Op. Margin —

ROIC None

FCF / Share None

Trailing P/E 13.5x

Price / Book 1.2x

FCF Yield —

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

18-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$2.30B

↑ +19.3% —

Net Income Profit after all expenses

$550.00M

↑ +3.0% —

Long-Term Debt Long-term obligations

$0.00

↓ -100.0% —

trending_up

Bullish Indicators

Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Dividend History

Dividend / share · sourced from SEC filings

$1.45 Latest / share

+0.7% YoY

+22.2% 12-yr CAGR

$0.16

FY 2014

$0.18

FY 2015

$0.22

FY 2016

$0.22

FY 2017

$0.28

FY 2018

$0.28

FY 2019

$0.28

FY 2020

$0.30

FY 2021

$0.35

FY 2022

$0.36

FY 2023

$1.44

FY 2024

$1.45

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Jan 24, 2023 10-K ↗	FY 2021 Jan 19, 2022 10-K ↗	FY 2020 Jan 28, 2021 10-K ↗	FY 2019 Jan 23, 2020 10-K ↗	FY 2018 Jan 24, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 28, 2016 10-K ↗	FY 2014 Jan 29, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue Growth YoY (%)	19.3% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+221%)	-3.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-157%)	57.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+855%)	104.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1637%)	2.8% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-53%)	2.4% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-60%)	4.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-31%)	18.7% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+212%)	13.3% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+121%)	1.3% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-79%)	14.4% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+141%)	14.5% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+141%)	19.5% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+225%)	16.9% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+182%)	4.5% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-24%)	50.0% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+733%)	—	—
EPS Growth YoY (%)	-9.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	43.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-31.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-6.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	28.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-19.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	13.6% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	26.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	2.8% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	5.8% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	11.8% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	23.4% Good → Good Stable Year-over-year change in earnings per share Optimal: > 10%	6.9% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	-4.9% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	67.1% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	—	—
Net Income Growth YoY (%)	3.0% Caution ↓ Caution Declining Year-over-year change in net income	53.1% Excellent ↑ Excellent Improving Year-over-year change in net income	3.6% Caution ↓ Caution Declining Year-over-year change in net income	66.0% Excellent ↑ Excellent Improving Year-over-year change in net income	31.5% Excellent ↑ Excellent Improving Year-over-year change in net income	-20.7% Weak ↓ Weak Declining Year-over-year change in net income	12.5% Fair ↓ Fair Declining Year-over-year change in net income	53.2% Excellent ↑ Excellent Improving Year-over-year change in net income	7.6% Fair ↓ Fair Declining Year-over-year change in net income	6.1% Fair ↓ Fair Declining Year-over-year change in net income	21.2% Good → Good Stable Year-over-year change in net income	35.9% Excellent ↑ Excellent Improving Year-over-year change in net income	30.1% Excellent ↑ Excellent Improving Year-over-year change in net income	-3.9% Weak Weak Year-over-year change in net income	56.0% Excellent Excellent Year-over-year change in net income	N/M	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	21.9% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	45.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	48.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	29.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	3.1% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	8.2% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	11.9% Good ↑ Good Improving Compound annual revenue growth over 3 years	10.8% Good ↓ Good Declining Compound annual revenue growth over 3 years	9.5% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	9.9% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	16.1% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	16.9% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	13.5% Good Good Compound annual revenue growth over 3 years	22.4% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	30.6% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	26.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	28.6% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	21.6% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	8.1% Good ↓ Good Declining Compound annual revenue growth over 5 years	7.7% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	10.2% Good ↓ Good Declining Compound annual revenue growth over 5 years	12.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	12.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	13.1% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	13.9% Excellent Excellent Compound annual revenue growth over 5 years	20.2% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-3.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-2.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-6.2% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-1.0% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	5.7% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	5.3% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	14.0% Good ↑ Good Improving Compound annual EPS growth over 3 years	11.3% Good → Good Stable Compound annual EPS growth over 3 years	6.7% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	13.4% Good → Good Stable Compound annual EPS growth over 3 years	13.8% Good → Good Stable Compound annual EPS growth over 3 years	7.8% Fair Fair Compound annual EPS growth over 3 years	19.3% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—	—

💰 Are margins durable? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Jan 24, 2023 10-K ↗	FY 2021 Jan 19, 2022 10-K ↗	FY 2020 Jan 28, 2021 10-K ↗	FY 2019 Jan 23, 2020 10-K ↗	FY 2018 Jan 24, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 28, 2016 10-K ↗	FY 2014 Jan 29, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Profit Margin (%) (%)	23.9% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	27.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+26%)	17.5% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	26.5% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+21%)	32.6% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+48%)	25.5% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+16%)	32.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+50%)	30.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	23.6% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+7%)	24.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+13%)	23.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	22.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	18.9% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-14%)	17.3% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	21.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	14.1% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-36%)	-2.7% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-112%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Jan 24, 2023 10-K ↗	FY 2021 Jan 19, 2022 10-K ↗	FY 2020 Jan 28, 2021 10-K ↗	FY 2019 Jan 23, 2020 10-K ↗	FY 2018 Jan 24, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 28, 2016 10-K ↗	FY 2014 Jan 29, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.9% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.9% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.0% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.9% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.0% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.7% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	7.0% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-42%)	10.4% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-13%)	7.0% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-42%)	13.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+13%)	7.8% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-35%)	6.6% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-45%)	9.0% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-25%)	8.5% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-29%)	5.8% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-52%)	8.4% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-30%)	8.0% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-34%)	6.6% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-45%)	5.7% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-53%)	6.0% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-50%)	6.3% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-47%)	4.4% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-64%)	-0.8% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-106%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Jan 24, 2023 10-K ↗	FY 2021 Jan 19, 2022 10-K ↗	FY 2020 Jan 28, 2021 10-K ↗	FY 2019 Jan 23, 2020 10-K ↗	FY 2018 Jan 24, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 28, 2016 10-K ↗	FY 2014 Jan 29, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	0.04x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-97%)	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Jan 24, 2023 10-K ↗	FY 2021 Jan 19, 2022 10-K ↗	FY 2020 Jan 28, 2021 10-K ↗	FY 2019 Jan 23, 2020 10-K ↗	FY 2018 Jan 24, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 28, 2016 10-K ↗	FY 2014 Jan 29, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Revenue per Share (USD)	$9.67	$9.25	$10.23	$9.82	$8.55	$8.54	$8.20	$7.83	$7.98	$7.37	$7.30	$6.91	$6.62	$6.77	$5.82	$6.18	$6.64	—
Basic EPS, GAAP (USD)	$2.31	$2.56	$1.79	$2.60	$2.79	$2.17	$2.68	$2.36	$1.86	$1.81	$1.71	$1.53	$1.24	$1.16	$1.22	$0.73	$-0.38	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$1.45	$1.44	$0.36	$0.35	$0.30	$0.28	$0.28	$0.28	$0.22	$0.22	$0.18	$0.16	$0.11	$0.98	$0.27	$0.04	$0.07	—
Book Value per Share (USD)	$26.54	$24.43	$23.95	$19.18	$32.97	$32.79	$29.95	$27.76	$26.70	$21.55	$21.52	$21.38	$20.55	$19.25	$19.22	$17.97	$24.17	—
Tangible Book Value per Share (USD)	$19.11	$17.20	$16.12	$19.14	$22.05	$21.72	$18.84	$16.68	$15.42	$14.66	$14.48	$14.19	$13.33	$15.94	$16.30	$15.18	$19.80	—
Basic Weighted Avg Shares (shares)	238.02M	208.46M	195.30M	129.28M	72.68M	70.83M	72.00M	72.39M	59.88M	57.18M	57.02M	52.62M	47.99M	39.26M	39.10M	35.21M	21.85M	—
Dividend Payout Ratio (%)	—	—	20.1% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	13.5% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	10.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	12.9% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	10.4% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	11.9% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	11.8% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	12.2% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	10.5% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	10.5% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	8.9% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Jan 24, 2023 10-K ↗	FY 2021 Jan 19, 2022 10-K ↗	FY 2020 Jan 28, 2021 10-K ↗	FY 2019 Jan 23, 2020 10-K ↗	FY 2018 Jan 24, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 28, 2016 10-K ↗	FY 2014 Jan 29, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	$0.00	$25.73M	—	—
Total Equity (USD)	$7.84B	$5.12B	$5.00B	$2.48B	$2.59B	$2.35B	$2.16B	$2.03B	$1.95B	$1.25B	$1.24B	$1.23B	$1.05B	$764.01M	$759.34M	$706.88M	$528.14M	$415.38M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Jan 24, 2023 10-K ↗	FY 2021 Jan 19, 2022 10-K ↗	FY 2020 Jan 28, 2021 10-K ↗	FY 2019 Jan 23, 2020 10-K ↗	FY 2018 Jan 24, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 28, 2016 10-K ↗	FY 2014 Jan 29, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Sales/Revenue/Turnover (USD)	$2.30B	$1.93B	$2.00B	$1.27B	$621.61M	$604.61M	$590.59M	$567.10M	$477.63M	$421.70M	$416.36M	$363.80M	$317.80M	$265.99M	$227.45M	$217.57M	$145.04M	—
Depreciation Expense (USD)	$141.00M	$150.00M	$144.25M	$28.30M	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income, GAAP (USD)	$550.00M	$534.00M	$348.71M	$336.75M	$202.82M	$154.24M	$194.45M	$172.88M	$112.83M	$104.87M	$98.83M	$81.57M	$60.02M	$46.14M	$48.04M	$30.78M	$-3.97M	—
Operating Cash Flow (USD)	$746.00M	$659.00M	$669.84M	$1.07B	$235.06M	$192.29M	$204.75M	$237.20M	$128.53M	$145.85M	$134.76M	$137.62M	$79.64M	$134.90M	$86.42M	$124.14M	$37.26M	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Jan 24, 2023 10-K ↗	FY 2021 Jan 19, 2022 10-K ↗	FY 2020 Jan 28, 2021 10-K ↗	FY 2019 Jan 23, 2020 10-K ↗	FY 2018 Jan 24, 2019 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Jan 26, 2017 10-K ↗	FY 2015 Jan 28, 2016 10-K ↗	FY 2014 Jan 29, 2015 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗
Net Interest Margin (approx.) (%)	3.0%	3.3%	3.4%	3.4%	2.5%	3.0%	3.5%	3.7%	2.9%	3.5%	3.6%	3.5%	4.1%	4.9%	4.9%	3.9%	—	—
Efficiency Ratio (%) (%)	61.8%	57.2%	65.7%	57.9%	58.0%	55.3%	58.5%	60.0%	60.9%	61.9%	63.9%	65.8%	72.7%	61.2%	68.5%	63.0%	65.1%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 18 years · 67 quarters

COLUMBIA BANKING SYSTEM, INC.

Analytical Summary

18-Year Financial Trajectory

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