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CONSUMER PORTFOLIO SERVICES, INC.

CPSS

$9.46 ▼ -0.06 (-0.68%) at close

17 Visible periods

26 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Neutral

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Analytical Summary

CONSUMER PORTFOLIO SERVICES, INC. shows mixed fundamentals. Consider comparing against peers in the Financials sector before making investment decisions.

Market Cap $207.1M

Dividend Yield —

Revenue Growth 10.4% ↘

Op. Margin —

ROIC —

FCF / Share $13.17 ↗

Trailing P/E 10.8x

Price / Book 0.7x

FCF Yield 139.2%

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

17-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$434.47M

↑ +10.4% —

Net Income Profit after all expenses

$19.32M

↑ +0.6% —

FCF / Share Free cash flow per share

$13.17

↑ +20.2% —

Long-Term Debt Long-term obligations

$24.18M

↓ -12.3% —

Health Breakdown

Profitability ↓

Returns ↓

Cash Quality ↑

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Revenue Growth YoY (%)	10.4% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+74%)	11.8% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+96%)	6.8% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+13%)	23.1% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+285%)	-1.2% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-121%)	-21.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-460%)	-11.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-288%)	-10.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-271%)	2.9% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-52%)	16.1% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+169%)	21.1% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+252%)	17.4% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+190%)	36.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+510%)	30.8% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+413%)	-7.8% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-229%)	—	—
EPS Growth YoY (%)	-2.2% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-58.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-47.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	94.3% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	119.8% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	300.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-64.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	300.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-85.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-10.4% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	13.6% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	20.4% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-72.5% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	60.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	0.6% Caution ↑ Caution Improving Year-over-year change in net income	-57.6% Weak ↓ Weak Declining Year-over-year change in net income	-47.3% Weak ↓ Weak Declining Year-over-year change in net income	80.9% Excellent ↓ Excellent Declining Year-over-year change in net income	119.2% Excellent ↓ Excellent Declining Year-over-year change in net income	301.0% Excellent ↑ Excellent Improving Year-over-year change in net income	-63.6% Weak ↓ Weak Declining Year-over-year change in net income	294.7% Excellent ↑ Excellent Improving Year-over-year change in net income	-87.2% Weak ↓ Weak Declining Year-over-year change in net income	-15.5% Weak ↓ Weak Declining Year-over-year change in net income	17.5% Good ↑ Good Improving Year-over-year change in net income	40.5% Excellent ↑ Excellent Improving Year-over-year change in net income	-69.7% Weak Weak Year-over-year change in net income	N/M	56.4% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%)	20.2% Good ↑ Good Improving Year-over-year change in free cash flow	-3.6% Weak ↓ Weak Declining Year-over-year change in free cash flow	11.4% Fair ↑ Fair Improving Year-over-year change in free cash flow	17.3% Good ↑ Good Improving Year-over-year change in free cash flow	-17.6% Weak ↓ Weak Declining Year-over-year change in free cash flow	9.6% Fair ↑ Fair Improving Year-over-year change in free cash flow	-1.5% Weak ↓ Weak Declining Year-over-year change in free cash flow	3.2% Caution Caution Year-over-year change in free cash flow	18.2% Good Good Year-over-year change in free cash flow	—	—	—	—	—	—	—	—
Revenue CAGR 3Y (%)	9.6% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	13.7% Good ↑ Good Improving Compound annual revenue growth over 3 years	9.1% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-1.6% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-11.8% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-14.5% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-6.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	2.3% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	13.1% Good ↓ Good Declining Compound annual revenue growth over 3 years	18.2% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	24.8% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	28.0% Excellent Excellent Compound annual revenue growth over 3 years	18.1% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	9.9% Good ↑ Good Improving Compound annual revenue growth over 5 years	2.6% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	-2.0% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-5.4% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-8.7% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-5.7% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	2.9% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	8.8% Good ↓ Good Declining Compound annual revenue growth over 5 years	18.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	24.2% Excellent Excellent Compound annual revenue growth over 5 years	18.6% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-40.1% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-24.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	31.2% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	157.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	45.9% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	78.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-41.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-20.2% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-47.6% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	7.0% Fair Fair Compound annual EPS growth over 3 years	-27.8% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—	—	—

💰 Are margins durable? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Effective Tax Rate (%) (%)	31.0% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.0% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.8% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.0% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.7% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	4.4% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	4.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-78%)	12.9% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-41%)	26.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+19%)	17.7% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-19%)	8.0% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-64%)	1.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-93%)	3.8% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	0.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-96%)	6.9% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-68%)	9.5% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-57%)	9.8% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-55%)	8.2% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-63%)	37.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+69%)	-10.1% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-146%)	-21.4% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-197%)	—
FCF Margin (%) (%)	66.4% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	59.3% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	67.4% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	64.8% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	73.3% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	88.0% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	62.5% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	55.2% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	49.5% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	46.2% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—	18.5% Good ↑ Good Improving Free cash flow as a percentage of revenue Optimal: > 10%	7.3% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	27.5% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	14.92x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	12.15x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	5.24x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	2.49x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	4.13x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	11.01x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	39.96x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	14.48x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	57.10x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	6.66x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—	—	—	0.50x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-0.72x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	-1.29x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 1 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Return on Common Equity (%) (%)	6.2% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-48%)	6.6% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-45%)	16.5% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+38%)	37.6% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+214%)	27.9% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+133%)	16.3% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+35%)	2.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	7.5% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-37%)	2.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	15.7% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+31%)	21.5% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+79%)	23.2% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+93%)	22.2% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+85%)	113.2% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+843%)	101.8% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+748%)	—	—

⚖️ Is the balance sheet risky? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	—	—	0.15x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-87%)	0.22x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-82%)	—	1.42x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+19%)	—	—	—
Net Debt (USD)	$-6.32M	$-11.71M	$-6.17M	$-13.49M	$-29.93M	$-13.47M	$-5.29M	$-12.79M	$-12.73M	$-13.94M	$4.86M	$9.70M	$-22.11M	$74.22M	$-10.09M	$-16.25M	$-12.43M

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Revenue per Share (USD)	$19.85	$18.48	$16.85	$15.73	$11.87	$11.99	$15.43	$17.73	$19.15	$17.34	$14.02	$11.99	$11.88	—	—	—	—
Basic EPS, GAAP (USD)	$0.88	$0.90	$2.17	$4.10	$2.11	$0.96	$0.24	$0.68	$0.17	$1.20	$1.34	$1.18	$0.98	$3.56	$-0.76	$-1.90	—
Free Cash Flow per Share (USD)	$13.17	$10.96	$11.36	$10.20	$8.70	$10.56	$9.64	$9.78	$9.48	$8.02	—	—	—	—	—	—	—
Book Value per Share (USD)	$14.17	$13.66	$12.97	$11.34	$8.05	$5.87	$8.99	$8.79	$8.56	$7.89	$6.29	$4.98	$3.94	$3.09	$-0.73	$0.13	—
Tangible Book Value per Share (USD)	$14.17	$13.66	$12.97	$11.34	$8.05	$5.87	$8.99	$8.79	$8.56	$7.89	$6.29	$4.98	$3.94	$3.09	$-0.73	$0.13	—
Basic Weighted Avg Shares (shares)	21.89M	21.29M	20.90M	20.96M	22.56M	22.61M	22.42M	21.99M	22.69M	24.36M	25.93M	25.04M	21.54M	19,473	19,013	17,477	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
LT Debt (USD)	—	—	—	—	—	—	—	—	—	—	$24.18M	$27.56M	—	$87.19M	—	—	—
Total Equity (USD)	$309.54M	$292.77M	$274.67M	$228.39M	$170.21M	$133.36M	$202.64M	$197.12M	$183.94M	$186.22M	$161.16M	$127.25M	$94.60M	$61.31M	$-14.21M	$2.42M	$32.80M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗
Sales/Revenue/Turnover (USD)	$434.47M	$393.51M	$352.01M	$329.71M	$267.81M	$271.16M	$345.80M	$389.77M	$434.38M	$422.28M	$363.65M	$300.26M	$255.78M	$187.21M	$143.13M	$155.19M	—
Depreciation Expense (USD)	$881.00K	$862.00K	$847.00K	$1.62M	$1.68M	$1.78M	$1.08M	$992.00K	$934.00K	$777.00K	$637.00K	$428.00K	$437.00K	$543.00K	$672.00K	—	—
Net Income, GAAP (USD)	$19.32M	$19.20M	$45.34M	$85.98M	$47.52M	$21.68M	$5.41M	$14.86M	$3.77M	$29.30M	$34.68M	$29.52M	$21.00M	$69.41M	$-14.46M	$-33.18M	—
Operating Cash Flow (USD)	$289.00M	$233.75M	$237.98M	$215.93M	$198.19M	$238.77M	$216.78M	$216.21M	$215.65M	$196.33M	—	—	—	$34.99M	$10.80M	$42.92M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 17 years · 66 quarters

CONSUMER PORTFOLIO SERVICES, INC.

Analytical Summary

17-Year Financial Trajectory

Health Breakdown

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