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Cuentas Inc.

CUEN

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14 Visible periods

31 Metrics

Peer-ranked Benchmarks

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Health

Excellent

Bullish

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Analytical Summary

Cuentas Inc. shows strong fundamentals with top-quartile Return on Common Equity (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap —

Dividend Yield —

Revenue Growth None

Op. Margin None

ROIC 37.9% ↘

FCF / Share $-0.46 ↘

Trailing P/E —

Price / Book —

FCF Yield —

Debt / Equity —

info Valuation on last close.

14-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$676.00K

↓ -71.2% —

Net Income Profit after all expenses

$-1.57M

↑ +52.5% —

Operating Margin Operating profit as % of sales

-294.8%

↓ -7.9% —

FCF / Share Free cash flow per share

$-0.46

↓ -110.1% —

trending_up

Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

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Bearish Risks

No bearish risks detected.

Health Breakdown

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📈 Is growth accelerating? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2012 10-K ↗	FY 2014 Dec 31, 2011 10-K ↗	FY 2013 Dec 31, 2010 10-K ↗	FY 2012 Dec 31, 2009 10-K ↗
Revenue Growth YoY (%)	—	-71.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1524%)	-21.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-533%)	404.9% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+7998%)	6.3% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+25%)	-42.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-946%)	-98.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-2074%)	38.8% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+675%)	5132.8% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+102556%)	-72.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1549%)	2.0% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-61%)	5636.0% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+112621%)	—	—
EPS Growth YoY (%)	56.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-28.4% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	92.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-26.7% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	-703.4% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—	—	—	—
Net Income Growth YoY (%)	52.5% Excellent ↑ Excellent Improving Year-over-year change in net income	-50.7% Weak ↓ Weak Declining Year-over-year change in net income	84.9% Excellent ↑ Excellent Improving Year-over-year change in net income	-35.4% Weak ↑ Weak Improving Year-over-year change in net income	-43.4% Weak ↑ Weak Improving Year-over-year change in net income	-466.9% Weak ↓ Weak Declining Year-over-year change in net income	62.9% Excellent ↑ Excellent Improving Year-over-year change in net income	-391.6% Weak ↑ Weak Improving Year-over-year change in net income	92.8% Excellent ↑ Excellent Improving Year-over-year change in net income	-2694.2% Weak Weak Year-over-year change in net income	-218.4% Weak Weak Year-over-year change in net income	N/M	—	—
FCF Growth YoY (%)	-110.1% Weak ↓ Weak Declining Year-over-year change in free cash flow	87.9% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	72.6% Excellent Excellent Year-over-year change in free cash flow	24.1% Good Good Year-over-year change in free cash flow	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 3Y (%)	—	4.5% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	61.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	45.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	-80.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-78.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-2.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	171.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	145.0% Excellent Excellent Compound annual revenue growth over 3 years	152.6% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	—	-6.9% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-49.9% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-43.9% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-10.4% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-31.6% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-23.4% Weak Weak Compound annual revenue growth over 5 years	310.9% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2012 10-K ↗	FY 2014 Dec 31, 2011 10-K ↗	FY 2013 Dec 31, 2010 10-K ↗	FY 2012 Dec 31, 2009 10-K ↗
Operating Margin (%) (%)	—	-294.8% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-2557%)	-273.2% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-2377%)	-479.5% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-4095%)	—	—	-221.9% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1949%)	-7.0% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-158%)	-2.9% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-124%)	—	-8.0% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-167%)	-0.3% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-102%)	1.8% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-85%)	—
Effective Tax Rate (%) (%)	—	—	—	0.0% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.0% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.0% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	60.0% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—
Profit Margin (%) (%)	—	-489.5% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-6219%)	-93.6% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1270%)	-485.3% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-6167%)	—	—	-136.5% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1806%)	-4.8% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-160%)	-1.3% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-117%)	—	-9.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-220%)	-3.1% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-139%)	1.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-78%)	—
FCF Margin (%) (%)	—	-88.5% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-179.2% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-272.0% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	—	-311.5% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-136.0% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-0.7% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-0.6% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-90.4% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-4.4% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-13.5% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—	—
FCF / Net Income (x)	0.87x Caution → Caution Stable Free cash flow relative to reported net income Optimal: > 1x	0.18x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	1.91x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.56x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.87x Caution ↑ Caution Improving Free cash flow relative to reported net income Optimal: > 1x	0.23x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	1.00x Caution ↑ Caution Improving Free cash flow relative to reported net income Optimal: > 1x	0.15x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.43x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.09x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.45x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	4.37x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	519.69x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2012 10-K ↗	FY 2014 Dec 31, 2011 10-K ↗	FY 2013 Dec 31, 2010 10-K ↗	FY 2012 Dec 31, 2009 10-K ↗
Return on Invested Capital (%)	37.9% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	49.7% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	7233.0% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	1982.7% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	-112.9% Weak ↑ Weak Improving Return earned on debt + equity capital invested Optimal: > 10%	-835.6% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-28.9% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	71.0% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	14.1% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	96.5% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	77.6% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	9.2% Fair Fair Return earned on debt + equity capital invested Optimal: > 10%	—	—
Return on Capital (%) (%)	-196.9% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-179.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-135.8% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-957.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-87.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-103.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-23.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-87.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-12.5% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-1095.6% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-21.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-0.8% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	39.8% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+165%)	104.4% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+596%)	—	—	-113.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-857%)	—	-22.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-250%)	61.4% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+310%)	16.0% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+6%)	155.7% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+938%)	117.9% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+686%)	132.1% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+781%)	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2012 10-K ↗	FY 2014 Dec 31, 2011 10-K ↗	FY 2013 Dec 31, 2010 10-K ↗	FY 2012 Dec 31, 2009 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	-0.03x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-104%)	—	—	—	—	—
Interest Coverage (x)	—	-142.36x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-91.56x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	—	-62.01x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-72.03x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-1.97x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	-5.33x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-1.48x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	-5.07x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-4.01x Weak Weak Operating income divided by interest expense Optimal: > 5x	-0.10x Weak Weak Operating income divided by interest expense Optimal: > 5x	—	—
Net Debt (USD)	$-57.00K	$-15.00K	$-205.00K	—	—	—	$-16.00K	$-154.00K	$27.29K	$-256.30K	—	$-7.28K	$-6.44K	$0.00
Debt / EBITDA (x)	—	—	—	—	—	—	—	—	-0.08x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	—	—	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2012 10-K ↗	FY 2014 Dec 31, 2011 10-K ↗	FY 2013 Dec 31, 2010 10-K ↗	FY 2012 Dec 31, 2009 10-K ↗
Revenue per Share (USD)	—	$0.25	$1.01	$2.43	$0.55	—	—	—	—	—	—	—	—	—
Basic EPS, GAAP (USD)	$-0.53	$-1.22	$-0.95	$-11.81	$-9.32	$-1.16	—	—	—	—	—	—	—	—
Free Cash Flow per Share (USD)	$-0.46	$-0.22	$-1.81	$-6.62	$-8.72	—	—	—	—	—	—	—	—	—
Book Value per Share (USD)	$-0.90	$-1.17	$-0.03	$-0.49	$8.17	$0.09	$3.16	$-3.65	$-0.01	$-0.03	$-0.01	$-0.00	—	—
Tangible Book Value per Share (USD)	$-0.90	$-1.17	$-0.03	$-0.51	$3.47	$-0.59	$-1.69	$-4.86	$-0.02	$-0.03	$-0.02	$-0.02	—	—
Basic Weighted Avg Shares (shares)	2.97M	2.72M	2.32M	1.23M	1.07M	—	—	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2012 10-K ↗	FY 2014 Dec 31, 2011 10-K ↗	FY 2013 Dec 31, 2010 10-K ↗	FY 2012 Dec 31, 2009 10-K ↗
Working Capital (USD)	$-4.07M	$-3.17M	$-2.93M	$-1.45M	$4.06M	$-6.18M	$-3.75M	$-7.55M	$-7.08M	$-9.72M	$-829.40K	$-298.60K	$-873.53K	—
LT Debt (USD)	—	—	—	—	—	—	—	—	$120.00K	—	—	—	—	—
Total Equity (USD)	$-3.95M	$-3.17M	$-70.00K	$-724.00K	$9.45M	$931.00K	$5.87M	$-5.80M	$-4.54M	$-6.45M	$-304.79K	$-85.42K	—	—

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2012 10-K ↗	FY 2014 Dec 31, 2011 10-K ↗	FY 2013 Dec 31, 2010 10-K ↗	FY 2012 Dec 31, 2009 10-K ↗
Sales/Revenue/Turnover (USD)	—	$676.00K	$2.35M	$2.99M	$593.00K	$558.00K	$967.00K	$74.65M	$53.79M	$1.03M	$3.73M	$3.66M	$63.77K	—
Depreciation Expense (USD)	—	—	—	—	—	$1.00K	$1.00K	$2.00K	$68.00	$41.02K	$1.44K	$15.95K	$619.00	—
Net Income, GAAP (USD)	$-1.57M	$-3.31M	$-2.20M	$-14.53M	$-10.73M	$-7.48M	$-1.32M	$-3.56M	$-724.64K	$-10.04M	$-359.37K	$-112.87K	$1.13K	—
Operating Cash Flow (USD)	$-1.37M	$-598.00K	$-4.19M	$-8.14M	$-9.33M	$-1.74M	$-1.31M	$-517.00K	$-308.95K	$-929.44K	$-163.47K	$-491.08K	$601.00K	—

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Synced yesterday 14 years · 55 quarters

Cuentas Inc.

Analytical Summary

14-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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