Cuprina Holdings (Cayman) LTD
CUPR
Analytical Summary
Cuprina Holdings (Cayman) LTD faces fundamental challenges with weakness in Return on Common Equity (%). Investors should exercise caution and monitor for improvement in key metrics.
4-Year Financial Trajectory
AnnualBullish Indicators
- Debt to EquityDebt to Equity is in the top quartile (lower is better)
Bearish Risks
- Return on Common Equity (%)Return on Common Equity (%) is in the bottom quartile
Health Breakdown
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ |
|---|---|---|---|---|
| Revenue Growth YoY (%) |
9.2%
Fair
Fair
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+15%)
|
— | — | — |
| EPS Growth YoY (%) |
-178.2%
Weak
Weak
Year-over-year change in earnings per share
Optimal:
> 10%
|
— | — | — |
| Net Income Growth YoY (%) |
-216.7%
Weak
Weak
Year-over-year change in net income |
— | — | — |
| FCF Growth YoY (%) |
-579.5%
Weak
Weak
Year-over-year change in free cash flow |
— | — | — |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ |
|---|---|---|---|---|
| FCF / Net Income (x) |
1.97x
Excellent
Excellent
Free cash flow relative to reported net income
Optimal:
> 1x
|
0.81x
Caution
Caution
Free cash flow relative to reported net income
Optimal:
> 1x
|
— | — |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ |
|---|---|---|---|---|
| Return on Invested Capital (%) |
-73.1%
Weak
Weak
Return earned on debt + equity capital invested
Optimal:
> 10%
|
30.6%
Excellent
Excellent
Return earned on debt + equity capital invested
Optimal:
> 10%
|
— | — |
| Return on Capital (%) (%) |
-56.8%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
-94.3%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
— | — |
| Return on Common Equity (%) (%) |
-92.4%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-716%)
|
35.0%
Excellent
Excellent
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Above avg (+133%)
|
— | — |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ |
|---|---|---|---|---|
| Debt to Equity (x) |
0.03x
Excellent
Excellent
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-95%)
|
-0.05x
Excellent
Excellent
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-108%)
|
— | — |
| Interest Coverage (x) |
-328.02x
Weak
Weak
Operating income divided by interest expense
Optimal:
> 5x
|
-922.56x
Weak
Weak
Operating income divided by interest expense
Optimal:
> 5x
|
— | — |
| Net Debt (USD) | $-2.30M | $75.36K | — | — |
| Debt / EBITDA (x) |
-0.03x
Excellent
Excellent
Debt relative to earnings before interest, taxes, depreciation
Optimal:
< 2x
|
-0.14x
Excellent
Excellent
Debt relative to earnings before interest, taxes, depreciation
Optimal:
< 2x
|
— | — |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ |
|---|---|---|---|---|
| Sales/Revenue/Turnover (USD) | $38.79K | $35.52K | — | — |
| Depreciation Expense (USD) | $28.39K | $31.01K | — | — |
| Net Income, GAAP (USD) | $-3.63M | $-1.15M | — | — |
| Operating Cash Flow (USD) | $-7.10M | $-908.61K | — | — |
Secondary lens
Benchmark Lens
Compare CUPR against peers after checking the statement evidence.
Open lens
Benchmark Lens
Compare CUPR against peers after checking the statement evidence.
Signals
Key bullish and bearish indicators for CUPR
Debt to Equity is in the top quartile (lower is better)
Return on Common Equity (%) is in the bottom quartile
Percentile Rankings
How CUPR compares to all companies
Peer Comparison
CUPR vs similar peers
Compare CUPR with peers
Stack CUPR against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced 1 week ago 4 years · 3 quarters