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Torrid Holdings Inc.

CURV

$2.62 ▲ +0.06 (+2.34%) at close

8 Visible periods

32 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Fair

Bullish

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Analytical Summary

Torrid Holdings Inc. shows strong fundamentals with top-quartile Debt to Equity. The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $265.8M

Dividend Yield —

Revenue Growth -9.4% ↘

Op. Margin 2.1% ↘

ROIC 26.7% ↘

FCF / Share $-0.22 ↘

Trailing P/E —

Price / Book —

FCF Yield —

Debt / Equity -1.28

info Valuation on last close. End-of-day price, Aug 7, 2026.

8-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$1.00B

↓ -9.4% —

Net Income Profit after all expenses

$-7.03M

↓ -143.1% —

Operating Margin Operating profit as % of sales

2.1%

↓ -58.7% 34th

FCF / Share Free cash flow per share

$-0.22

↓ -135.8% —

Long-Term Debt Long-term obligations

$272.41M

↓ -5.6% —

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Bullish Indicators

Debt to EquityDebt to Equity is in the top quartile (lower is better)

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability →

Returns ↓

Financial Health ↓

Cash Quality

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Jan 31, 2026 10-K ↗	FY 2024 Feb 1, 2025 10-K ↗	FY 2023 Feb 3, 2024 10-K ↗	FY 2022 Jan 28, 2023 10-K ↗	FY 2021 Jan 29, 2022 10-K ↗	FY 2020 Jan 30, 2021 10-K ↗	FY 2019 Feb 1, 2020 10-K ↗	FY 2018 Feb 2, 2019 10-K ↗
Revenue Growth YoY (%)	-9.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-234%)	-4.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-160%)	-10.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-251%)	-0.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-110%)	33.3% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+375%)	-6.1% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-187%)	—	—
EPS Growth YoY (%)	N/M	45.5% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	-77.1% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	N/M	-42.1% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	N/M	40.4% Excellent Excellent Year-over-year change in net income	-76.9% Weak Weak Year-over-year change in net income	N/M	N/M	-41.4% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%)	N/M	273.6% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-43.8% Weak ↓ Weak Declining Year-over-year change in free cash flow	-69.6% Weak ↓ Weak Declining Year-over-year change in free cash flow	-26.0% Weak Weak Year-over-year change in free cash flow	92.8% Excellent Excellent Year-over-year change in free cash flow	—	—
Revenue CAGR 3Y (%)	-8.1% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-5.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	5.8% Fair Fair Compound annual revenue growth over 3 years	7.5% Fair Fair Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	0.5% Weak Weak Compound annual revenue growth over 5 years	1.3% Caution Caution Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	—	—	-20.6% Weak Weak Compound annual EPS growth over 3 years	8.1% Fair Fair Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Jan 31, 2026 10-K ↗	FY 2024 Feb 1, 2025 10-K ↗	FY 2023 Feb 3, 2024 10-K ↗	FY 2022 Jan 28, 2023 10-K ↗	FY 2021 Jan 29, 2022 10-K ↗	FY 2020 Jan 30, 2021 10-K ↗	FY 2019 Feb 1, 2020 10-K ↗	FY 2018 Feb 2, 2019 10-K ↗
Operating Margin (%) (%)	2.1% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-82%)	5.2% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-57%)	5.0% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-59%)	7.9% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-34%)	3.5% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-71%)	5.8% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-51%)	7.4% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-38%)	—
Effective Tax Rate (%) (%)	26.4% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.5% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	35.6% Weak ↓ Weak Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.0% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	289.2% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.9% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	31.0% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	-0.7% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-109%)	1.5% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-82%)	1.0% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-87%)	3.9% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-51%)	-2.3% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-129%)	2.5% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-69%)	4.0% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-50%)	—
FCF Margin (%) (%)	-2.2% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	5.7% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	1.5% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	2.3% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	8.0% Caution ↓ Caution Declining Free cash flow as a percentage of revenue Optimal: > 10%	14.4% Fair Fair Free cash flow as a percentage of revenue Optimal: > 10%	7.0% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	3.11x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	3.86x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.44x Good ↑ Good Improving Free cash flow relative to reported net income Optimal: > 1x	0.60x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-3.46x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	5.72x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	1.74x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Jan 31, 2026 10-K ↗	FY 2024 Feb 1, 2025 10-K ↗	FY 2023 Feb 3, 2024 10-K ↗	FY 2022 Jan 28, 2023 10-K ↗	FY 2021 Jan 29, 2022 10-K ↗	FY 2020 Jan 30, 2021 10-K ↗	FY 2019 Feb 1, 2020 10-K ↗	FY 2018 Feb 2, 2019 10-K ↗
Return on Invested Capital (%)	26.7% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	44.3% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	47.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	95.6% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	-137.3% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	30.1% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	-55.6% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	5.3% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	11.7% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	12.0% Good → Good Stable Operating profit relative to total assets Optimal: > 10%	19.3% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	7.8% Fair Fair Operating profit relative to total assets Optimal: > 10%	8.8% Fair Fair Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	3.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	-8.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-143%)	-5.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-127%)	-21.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-209%)	11.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-42%)	-38.8% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-294%)	-43.8% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-319%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Jan 31, 2026 10-K ↗	FY 2024 Feb 1, 2025 10-K ↗	FY 2023 Feb 3, 2024 10-K ↗	FY 2022 Jan 28, 2023 10-K ↗	FY 2021 Jan 29, 2022 10-K ↗	FY 2020 Jan 30, 2021 10-K ↗	FY 2019 Feb 1, 2020 10-K ↗	FY 2018 Feb 2, 2019 10-K ↗
Debt to Equity (x)	-1.28x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-260%)	-1.51x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-289%)	-1.36x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-270%)	-1.32x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-265%)	-1.24x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-255%)	-3.06x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-483%)	—	—
Interest Coverage (x)	0.66x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	1.63x Caution ↓ Caution Declining Operating income divided by interest expense Optimal: > 5x	1.46x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	3.42x Fair ↑ Fair Improving Operating income divided by interest expense Optimal: > 5x	1.54x Caution ↓ Caution Declining Operating income divided by interest expense Optimal: > 5x	2.66x Caution Caution Operating income divided by interest expense Optimal: > 5x	4.67x Fair Fair Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$252.38M	$240.03M	$276.82M	$291.13M	$291.82M	$70.45M	—	—
Debt / EBITDA (x)	4.74x Weak ↑ Weak Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.06x Caution → Caution Stable Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.03x Caution ↑ Caution Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.19x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.91x Caution Caution Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.12x Fair Fair Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Jan 31, 2026 10-K ↗	FY 2024 Feb 1, 2025 10-K ↗	FY 2023 Feb 3, 2024 10-K ↗	FY 2022 Jan 28, 2023 10-K ↗	FY 2021 Jan 29, 2022 10-K ↗	FY 2020 Jan 30, 2021 10-K ↗	FY 2019 Feb 1, 2020 10-K ↗	FY 2018 Feb 2, 2019 10-K ↗
Revenue per Share (USD)	$9.86	$10.56	$11.08	$12.35	$11.81	$8.85	$9.43	—
Basic EPS, GAAP (USD)	$-0.07	$0.16	$0.11	$0.48	$-0.27	$0.22	$0.38	—
Free Cash Flow per Share (USD)	$-0.22	$0.60	$0.16	$0.29	$0.94	$1.28	$0.66	—
Book Value per Share (USD)	$-2.15	$-1.82	$-2.03	$-2.22	$-2.39	$-0.57	$-0.87	—
Tangible Book Value per Share (USD)	$-2.23	$-1.90	$-2.11	$-2.30	$-2.47	$-0.65	$-0.87	—
Basic Weighted Avg Shares (shares)	101.44M	104.56M	103.99M	104.34M	109.89M	110.00M	110.00M	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Jan 31, 2026 10-K ↗	FY 2024 Feb 1, 2025 10-K ↗	FY 2023 Feb 3, 2024 10-K ↗	FY 2022 Jan 28, 2023 10-K ↗	FY 2021 Jan 29, 2022 10-K ↗	FY 2020 Jan 30, 2021 10-K ↗	FY 2019 Feb 1, 2020 10-K ↗	FY 2018 Feb 2, 2019 10-K ↗
Working Capital (USD)	$-55.46M	$-36.97M	$-52.98M	$-51.21M	$-76.09M	$-18.97M	—	—
LT Debt (USD)	$272.41M	$288.55M	$288.55M	$304.70M	$320.84M	$193.41M	—	—
Total Equity (USD)	$-213.41M	$-191.09M	$-211.72M	$-230.22M	$-258.32M	$-63.17M	$-95.50M	$126.42M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Jan 31, 2026 10-K ↗	FY 2024 Feb 1, 2025 10-K ↗	FY 2023 Feb 3, 2024 10-K ↗	FY 2022 Jan 28, 2023 10-K ↗	FY 2021 Jan 29, 2022 10-K ↗	FY 2020 Jan 30, 2021 10-K ↗	FY 2019 Feb 1, 2020 10-K ↗	FY 2018 Feb 2, 2019 10-K ↗
Sales/Revenue/Turnover (USD)	$1.00B	$1.10B	$1.15B	$1.29B	$1.30B	$973.51M	$1.04B	—
Depreciation Expense (USD)	$36.11M	$37.24M	$38.00M	$37.59M	$36.75M	$34.58M	$31.17M	—
Net Income, GAAP (USD)	$-7.03M	$16.32M	$11.62M	$50.21M	$-29.94M	$24.53M	$41.87M	—
Operating Cash Flow (USD)	$-13.01M	$77.39M	$42.77M	$53.31M	$121.22M	$151.82M	$99.09M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 8 years · 27 quarters

Torrid Holdings Inc.

Analytical Summary

8-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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