arrow_back Back Filing freshness 10-Q Q2 FY2026 SEC EDGAR

CITIZENS FINANCIAL SERVICES INC

CZFS
$78.28 ▼ -3.11 (-3.81%) at close
Financials ·State Commercial Banks ·USState Commercial Banks
68 Visible periods
33 Metrics
Peer-ranked Benchmarks
Price Chart
82
Health
Excellent
Bullish
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Analytical Summary

CITIZENS FINANCIAL SERVICES INC shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $375.6M
Dividend Yield 0.65%
Revenue Growth 8.8%
Op. Margin 41.5%
ROIC None
FCF / Share None
Trailing P/E 36.9x
Price / Book 1.1x
FCF Yield
Debt / Equity
info Valuation on last close. End-of-day price, Sep 23, 2026.

68-Year Financial Trajectory

Quarterly
Metric Value Trend Year over Year Percentile
Revenue Total top-line sales
$29.71M
↑ +8.8%
Net Income Profit after all expenses
$10.19M
↑ +20.4%
Operating Margin Operating profit as % of sales
41.5%
↓ -2.5% 94th
trending_up

Bullish Indicators

  • Operating Margin (%)Operating Margin (%) is in the top quartile
  • Profit Margin (%)Profit Margin (%) is in the top quartile
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Bearish Risks

  • No bearish risks detected.

Health Breakdown

Profitability
94
Returns
70

Dividend History

Dividend / share · sourced from SEC filings
$1.98 Latest / share
+1.5% YoY
-0.8% 12-yr CAGR

bar_chart Data from SEC EDGAR XBRL filings

Synced yesterday 18 years · 68 quarters