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Dave Inc./DE

DAVE

$317.57 ▼ -48.46 (-13.24%) at close

22 Visible periods

26 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Excellent

Bullish

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Analytical Summary

Dave Inc./DE shows strong fundamentals with top-quartile Return on Common Equity (%) and Profit Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $4.3B

Dividend Yield —

Revenue Growth 46.7% ↘

Op. Margin —

ROIC —

FCF / Share $6.10

Trailing P/E 73.7x

Price / Book 20.9x

FCF Yield 1.9%

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

22-Year Financial Trajectory

Quarterly

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$158.41M

↑ +46.7% —

Net Income Profit after all expenses

$57.94M

↑ +101.1% —

FCF / Share Free cash flow per share

$6.10

↑ +77.2% —

Long-Term Debt Long-term obligations

$0.00

↓ -100.0% —

trending_up

Bullish Indicators

Debt to EquityDebt to Equity is in the top quartile (lower is better)
Profit Margin (%)Profit Margin (%) is in the top quartile
Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability

Returns

Financial Health

Cash Quality ↑

Financial view

Statement lens

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📈 Is growth accelerating? 6 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗
Revenue Growth YoY (%)	46.7% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+678%)	62.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+939%)	63.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+949%)	64.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+974%)	46.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+678%)	37.9% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+532%)	40.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+576%)	30.8% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+414%)	24.9% Excellent → Excellent Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+316%)	22.5% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+275%)	15.9% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+164%)	33.7% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+461%)	38.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+541%)	45.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+650%)	41.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+589%)	23.0% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+284%)	23.6% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+293%)	—	—	—	—	—
EPS Growth YoY (%)	96.8% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	270.5% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	17000.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	33.3% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	-21.8% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	4300.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	N/M	N/M	N/M	-142.8% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-748.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-271.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	61.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-116.7% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	-600.0% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—
Net Income Growth YoY (%)	101.1% Excellent ↓ Excellent Declining Year-over-year change in net income	292.4% Excellent ↓ Excellent Declining Year-over-year change in net income	19657.9% Excellent ↑ Excellent Improving Year-over-year change in net income	42.2% Excellent ↓ Excellent Declining Year-over-year change in net income	-15.9% Weak Weak Year-over-year change in net income	9288.8% Excellent Excellent Year-over-year change in net income	N/M	N/M	N/M	N/M	74.6% Excellent ↑ Excellent Improving Year-over-year change in net income	16.6% Good ↑ Good Improving Year-over-year change in net income	59.7% Excellent ↑ Excellent Improving Year-over-year change in net income	-41.5% Weak ↑ Weak Improving Year-over-year change in net income	-502.2% Weak Weak Year-over-year change in net income	-3038.3% Weak Weak Year-over-year change in net income	N/M	—	—	—	—	—
FCF Growth YoY (%)	77.2% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	—	111.3% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	126.7% Excellent → Excellent Stable Year-over-year change in free cash flow	129.6% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	—	128.6% Excellent Excellent Year-over-year change in free cash flow	185.7% Excellent Excellent Year-over-year change in free cash flow	N/M	—	—	—	-82.6% Weak Weak Year-over-year change in free cash flow	—	—	—	N/M	—	—	—	—	—
Revenue CAGR 3Y (%)	39.0% Excellent → Excellent Stable Compound annual revenue growth over 3 years	40.0% Excellent → Excellent Stable Compound annual revenue growth over 3 years	38.4% Excellent → Excellent Stable Compound annual revenue growth over 3 years	42.2% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	36.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	34.8% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	32.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	29.1% Excellent Excellent Compound annual revenue growth over 3 years	28.8% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	35.7% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 4 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗
Effective Tax Rate (%) (%)	17.4% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-2.7% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-57.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.4% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	3.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	44.5% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-38.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	34.9% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.1% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.0% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.1% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.6% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.5% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.2% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	36.6% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+66%)	40.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+83%)	61.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+178%)	6.9% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-69%)	26.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+21%)	16.7% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-24%)	0.5% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-98%)	7.9% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-64%)	46.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+111%)	0.2% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-99%)	-18.3% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-183%)	-36.9% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-268%)	-23.8% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-208%)	-36.0% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-264%)	-83.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-480%)	-59.2% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-369%)	-81.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-472%)	-36.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-268%)	-19.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-189%)	-2.3% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-111%)	11.5% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-48%)	—
FCF Margin (%) (%)	51.8% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	56.9% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	55.2% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	51.7% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	41.9% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	41.3% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	40.0% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	34.8% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	24.9% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	21.3% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	23.3% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	15.3% Good ↑ Good Improving Free cash flow as a percentage of revenue Optimal: > 10%	-12.2% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-7.0% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—	—	-88.6% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-11.5% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	11.7% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	-9.5% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	7.6% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	1.42x Good ↓ Good Declining Free cash flow relative to reported net income Optimal: > 1x	1.41x Good ↓ Good Declining Free cash flow relative to reported net income Optimal: > 1x	0.90x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	7.53x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	1.57x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	2.48x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	79.33x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	4.39x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	0.54x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	87.17x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	-1.27x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-0.41x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.51x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	0.19x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—	—	1.08x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	0.31x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-0.60x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	4.07x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	0.66x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 1 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗
Return on Common Equity (%) (%)	28.4% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+137%)	18.7% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+56%)	31.6% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+163%)	4.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-65%)	14.4% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+20%)	9.2% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-24%)	0.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-98%)	4.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-63%)	26.9% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+124%)	0.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-98%)	-15.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-227%)	-26.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-324%)	-14.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-217%)	-20.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-268%)	-38.6% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-421%)	-16.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-238%)	-20.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-266%)	-39.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-427%)	-15.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-225%)	-1.5% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-113%)	7.1% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-41%)	—

⚖️ Is the balance sheet risky? 2 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗
Debt to Equity (x)	—	0.00x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	0.26x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-79%)	0.35x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-71%)	0.38x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-69%)	0.41x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-66%)	—	—	0.59x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-51%)	—	—	—	0.75x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-38%)	0.70x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-41%)	0.37x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-70%)	0.21x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-82%)	0.20x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-83%)	0.90x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-25%)	—	—	—	—
Net Debt (USD)	$-133.33M	$-80.52M	$25.11M	$13.31M	$28.00M	$25.28M	$-35.06M	$-48.60M	$19.48M	$-41.76M	$-43.61M	$-49.35M	$23.25M	$52.11M	$6.44M	$8.62M	$11.43M	$2.99M	$-21.31M	$-8.24M	$-23.44M	—

📊 What does each share earn? 6 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗
Revenue per Share (USD)	$11.79	—	$11.20	$9.86	$8.23	—	$7.32	$6.45	$6.03	—	$5.50	$5.15	$4.99	—	$0.49	$0.39	$0.38	—	$0.93	$0.88	$0.83	—
Basic EPS, GAAP (USD)	$4.31	$4.89	$6.84	$0.68	$2.19	$1.32	$0.04	$0.51	$2.80	$0.03	$-1.01	$-1.90	$-1.19	$-1.80	$-0.42	$-0.22	$-0.32	$-4.65	$-0.19	$-0.03	$0.00	—
Free Cash Flow per Share (USD)	$6.10	—	$6.18	$5.10	$3.44	—	$2.92	$2.25	$1.50	—	$1.28	$0.79	$-0.61	—	—	—	$-0.33	—	$0.11	$-0.08	$0.06	—
Book Value per Share (USD)	$15.17	—	$21.65	$16.24	$15.20	—	$12.33	$11.42	$10.42	—	$6.62	$7.08	$8.47	—	$1.05	$1.41	$1.54	—	$1.22	$1.33	$1.35	—
Tangible Book Value per Share (USD)	$15.17	—	$21.65	$16.24	$15.20	—	$12.33	$11.42	$10.42	—	$6.62	$7.08	$8.47	—	$1.05	$1.41	$1.54	—	$1.22	$1.33	$1.35	—
Basic Weighted Avg Shares (shares)	13.43M	—	13.46M	13.36M	13.13M	—	12.64M	12.42M	12.22M	—	11.96M	11.88M	11.82M	—	117.03M	116.11M	113.11M	—	43.07M	42.47M	41.64M	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗
Working Capital (USD)	$355.28M	$322.70M	$341.58M	$309.96M	$264.01M	$247.21M	—	—	$189.09M	—	—	—	$265.33M	$272.15M	$259.07M	$288.17M	$316.22M	$31.57M	—	—	—	—
LT Debt (USD)	—	$0.00	$75.00M	$75.00M	$75.00M	$75.00M	—	—	$75.00M	—	—	—	$75.00M	$75.00M	$45.00M	$35.00M	$35.00M	$35.00M	—	—	—	—
Total Equity (USD)	$203.78M	$352.73M	$291.31M	$217.07M	$199.46M	$183.10M	$155.81M	$141.76M	$127.31M	$87.06M	$79.18M	$84.12M	$100.08M	$106.56M	$123.22M	$163.27M	$174.44M	$38.74M	$52.63M	$56.57M	$56.02M	$49.84M

📋 What is driving earnings? 4 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗
Sales/Revenue/Turnover (USD)	$158.41M	$163.72M	$150.72M	$131.76M	$107.98M	$100.84M	$92.49M	$80.12M	$73.63M	$73.12M	$65.81M	$61.23M	$58.93M	$59.67M	$56.81M	$45.80M	$42.55M	$41.16M	$40.20M	$37.23M	$34.43M	—
Depreciation Expense (USD)	$1.62M	$2.09M	$1.88M	$1.62M	$1.54M	$2.34M	$1.84M	$1.77M	$1.73M	$1.68M	$1.44M	$1.22M	$1.20M	$1.58M	$100.00K	$100.00K	$1.16M	$966.00K	$798.00K	$-1.52M	$2.81M	—
Net Income, GAAP (USD)	$57.94M	$65.94M	$92.07M	$9.04M	$28.81M	$16.81M	$466.00K	$6.36M	$34.24M	$179.00K	$-12.05M	$-22.62M	$-14.03M	$-21.49M	$-47.50M	$-27.11M	$-34.84M	$-15.19M	$-7.89M	$-864.00K	$3.95M	—
Operating Cash Flow (USD)	$82.03M	$93.29M	$83.25M	$68.24M	$45.25M	$41.71M	$37.03M	$28.05M	$18.34M	$15.63M	$15.37M	$9.68M	$-6.93M	$-3.94M	—	—	$-37.48M	$-4.57M	$4.91M	$-3.50M	$2.62M	—

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