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Essent Group Ltd.

ESNT

$68.67 ▲ +3.16 (+4.82%) at close

15 Visible periods

34 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Excellent

Bullish

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Analytical Summary

Essent Group Ltd. shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $6.8B

Dividend Yield 1.81%

Revenue Growth 1.5% ↘

Op. Margin 65.2% ↘

ROIC None

FCF / Share None

Trailing P/E 9.9x

Price / Book 1.1x

FCF Yield —

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

15-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$1.26B

↑ +1.5% —

Net Income Profit after all expenses

$689.97M

↓ -5.4% —

Operating Margin Operating profit as % of sales

65.2%

↓ -5.3% 99th

trending_up

Bullish Indicators

Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Dividend History

Dividend / share · sourced from SEC filings

$1.24 Latest / share

+10.7% YoY

+26.7% 7-yr CAGR

FY 2014

FY 2015

FY 2016

FY 2017

FY 2018

$0.30

FY 2019

$0.64

FY 2020

$0.70

FY 2021

$0.86

FY 2022

$1.00

FY 2023

$1.12

FY 2024

$1.24

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗
Revenue Growth YoY (%)	1.5% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-76%)	12.0% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+100%)	10.9% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+81%)	-2.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-145%)	7.7% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+28%)	10.1% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+68%)	20.6% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+243%)	24.8% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+313%)	25.8% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+330%)	29.7% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+395%)	47.5% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+692%)	82.2% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1271%)	169.7% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+2729%)	—	—
EPS Growth YoY (%)	0.7% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	5.5% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	-15.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	26.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	57.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-31.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	18.3% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	17.9% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	66.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	40.8% Excellent → Excellent Stable Year-over-year change in earnings per share Optimal: > 10%	65.7% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	16.7% Good Good Year-over-year change in earnings per share Optimal: > 10%	—	—	—
Net Income Growth YoY (%)	-5.4% Weak ↓ Weak Declining Year-over-year change in net income	4.7% Caution ↓ Caution Declining Year-over-year change in net income	-16.2% Weak ↓ Weak Declining Year-over-year change in net income	21.9% Good ↑ Good Improving Year-over-year change in net income	65.1% Excellent ↑ Excellent Improving Year-over-year change in net income	-25.7% Weak ↓ Weak Declining Year-over-year change in net income	18.9% Good ↓ Good Declining Year-over-year change in net income	23.1% Good ↓ Good Declining Year-over-year change in net income	70.6% Excellent ↑ Excellent Improving Year-over-year change in net income	41.5% Excellent ↓ Excellent Declining Year-over-year change in net income	77.8% Excellent Excellent Year-over-year change in net income	35.3% Excellent Excellent Year-over-year change in net income	N/M	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	8.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.5% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	5.1% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	4.9% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	12.7% Good ↓ Good Declining Compound annual revenue growth over 3 years	18.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	23.7% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	26.7% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	34.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	51.6% Excellent Excellent Compound annual revenue growth over 3 years	93.6% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	5.7% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	7.5% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	9.1% Good ↓ Good Declining Compound annual revenue growth over 5 years	11.7% Good ↓ Good Declining Compound annual revenue growth over 5 years	17.5% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	22.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	29.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	40.5% Excellent Excellent Compound annual revenue growth over 5 years	63.9% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-3.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	4.1% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	19.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	10.9% Good ↓ Good Declining Compound annual EPS growth over 3 years	8.5% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	-1.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	32.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	40.2% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	57.1% Excellent Excellent Compound annual EPS growth over 3 years	39.6% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗
Operating Margin (%) (%)	65.2% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+161%)	68.8% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+175%)	74.2% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+197%)	98.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+295%)	80.0% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+220%)	51.3% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+105%)	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	16.0% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.7% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.4% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.9% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.1% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.7% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	54.7% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+149%)	58.7% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+167%)	62.8% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+185%)	83.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+278%)	66.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+201%)	43.2% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+97%)	64.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+191%)	65.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+195%)	65.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+199%)	48.6% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+121%)	44.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+102%)	37.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+68%)	49.8% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+126%)	-27.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-226%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	9.3% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	10.3% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	10.8% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	14.5% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	11.9% Good → Good Stable Operating profit relative to total assets Optimal: > 10%	7.9% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	14.3% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	14.8% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	14.2% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	11.8% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	10.7% Good Good Operating profit relative to total assets Optimal: > 10%	7.5% Fair Fair Operating profit relative to total assets Optimal: > 10%	—	—	—
Return on Common Equity (%) (%)	12.0% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	13.0% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+8%)	13.6% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+14%)	18.6% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+55%)	16.1% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+34%)	10.7% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-11%)	18.6% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+55%)	19.8% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+65%)	19.6% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+63%)	16.6% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+38%)	14.1% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+17%)	9.3% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-23%)	9.1% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-25%)	-6.2% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-152%)	—

⚖️ Is the balance sheet risky? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗
Revenue per Share (USD)	$12.74	$11.79	$10.45	$9.34	$9.25	$9.00	$8.87	$7.39	$6.18	$5.04	$3.91	$2.85	$9.36	—	—
Basic EPS, GAAP (USD)	$6.97	$6.92	$6.56	$7.75	$6.13	$3.89	$5.68	$4.80	$4.07	$2.45	$1.74	$1.05	$0.90	—	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$1.24	$1.12	$1.00	$0.86	$0.70	$0.64	$0.30	—	—	—	—	—	—	—	—
Book Value per Share (USD)	$60.31	$53.36	$47.87	$41.44	$38.73	$34.36	$30.34	$24.11	$19.71	$14.43	$12.08	$11.38	$51.42	—	—
Tangible Book Value per Share (USD)	$59.80	$52.90	$47.87	$41.44	$38.73	$34.36	$30.34	$24.11	$19.71	$14.43	$12.08	$11.38	$51.42	—	—
Basic Weighted Avg Shares (shares)	99.00M	105.39M	106.22M	107.20M	111.16M	106.10M	97.76M	97.40M	93.33M	90.91M	90.35M	83.99M	14.04M	—	—
Dividend Payout Ratio (%)	17.8% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	16.2% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	15.2% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	11.1% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	11.4% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	16.5% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	5.3% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity (USD)	$5.76B	$5.60B	$5.10B	$4.46B	$4.24B	$3.86B	$2.98B	$2.37B	$1.94B	$1.34B	$1.12B	$955.74M	$722.14M	$219.12M	$176.06M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗
Sales/Revenue/Turnover (USD)	$1.26B	$1.24B	$1.11B	$1.00B	$1.03B	$955.15M	$867.57M	$719.35M	$576.51M	$458.26M	$353.29M	$239.47M	$131.40M	$48.72M	—
Depreciation Expense (USD)	$5.23M	$5.78M	$4.53M	$3.02M	$3.38M	$3.33M	$3.77M	$3.40M	$3.92M	$4.06M	$3.22M	$2.46M	$2.25M	$15.16M	—
Net Income, GAAP (USD)	$689.97M	$729.40M	$696.39M	$831.35M	$681.78M	$413.04M	$555.71M	$467.36M	$379.75M	$222.61M	$157.33M	$88.50M	$65.41M	$-13.54M	—
Operating Cash Flow (USD)	$856.05M	$861.53M	$763.00M	$588.82M	$709.26M	$727.93M	$589.85M	$625.32M	$368.57M	$274.56M	$224.14M	$153.70M	$119.01M	—	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗
Premiums Earned (USD)	$983.72M	$990.88M	$916.91M	$842.53M	$872.54M	$862.56M	$777.42M	$649.49M	$530.13M	$422.71M	$326.47M	$223.23M	$123.37M	$41.79M	—
Loss Ratio (%) (%)	—	—	—	—	—	—	—	—	—	—	3.6%	2.8%	1.9%	3.5%	—

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Synced 1 week ago 15 years · 55 quarters

Essent Group Ltd.

Analytical Summary

15-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

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