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EverQuote, Inc.

EVER

$30.34 ▼ -0.26 (-0.85%) at close

10 Visible periods

30 Metrics

Peer-ranked Benchmarks

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Health

Good

Bullish

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Analytical Summary

EverQuote, Inc. shows strong fundamentals with top-quartile Return on Common Equity (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $1.1B

Dividend Yield —

Revenue Growth 38.5% ↘

Op. Margin 8.4% ↗

ROIC 39.4% ↗

FCF / Share $2.64 ↗

Trailing P/E 11.0x

Price / Book 4.6x

FCF Yield 8.7%

Debt / Equity —

info Valuation on last close. End-of-day price, Nov 5, 2026.

10-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$692.52M

↑ +38.5% —

Net Income Profit after all expenses

$99.31M

↑ +208.7% —

Operating Margin Operating profit as % of sales

8.4%

↑ +32.7% 52th

FCF / Share Free cash flow per share

$2.64

↑ +38.8% —

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Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↑

Returns

Cash Quality

Financial view

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📈 Is growth accelerating? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗
Revenue Growth YoY (%)	38.5% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+220%)	73.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+514%)	-28.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-340%)	-3.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-129%)	20.6% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+72%)	39.4% Excellent → Excellent Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+229%)	52.3% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+336%)	29.4% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+145%)	—	—
EPS Growth YoY (%)	198.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	N/M	-100.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-14.9% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	-63.4% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—
Net Income Growth YoY (%)	208.7% Excellent ↑ Excellent Improving Year-over-year change in net income	N/M	-110.1% Weak ↓ Weak Declining Year-over-year change in net income	-25.6% Weak ↑ Weak Improving Year-over-year change in net income	-73.5% Weak ↓ Weak Declining Year-over-year change in net income	-57.4% Weak ↑ Weak Improving Year-over-year change in net income	48.4% Excellent Excellent Year-over-year change in net income	-172.0% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%)	38.8% Excellent Excellent Year-over-year change in free cash flow	—	—	—	—	—	—	—	—	—
Revenue CAGR 3Y (%)	19.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	6.1% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	-6.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	17.5% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	36.8% Excellent Excellent Compound annual revenue growth over 3 years	40.1% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	14.8% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	15.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	12.0% Excellent Excellent Compound annual revenue growth over 5 years	26.2% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗
Operating Margin (%) (%)	8.4% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-58%)	6.3% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-68%)	-18.1% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-190%)	-6.1% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-131%)	-5.2% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-126%)	-3.4% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-117%)	-3.2% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-116%)	-8.5% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-143%)	-3.7% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-119%)	—
Effective Tax Rate (%) (%)	-60.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.4% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.1% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	11.4% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—
Profit Margin (%) (%)	14.3% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	6.4% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-57%)	-17.8% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-219%)	-6.0% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-140%)	-4.6% Weak → Weak Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-131%)	-3.2% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-122%)	-2.9% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-119%)	-8.4% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-156%)	-4.0% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-127%)	—
FCF Margin (%) (%)	13.8% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	13.3% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	-1.0% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-3.9% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	1.7% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	3.1% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	1.8% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-1.2% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-1.3% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	0.96x Caution → Caution Stable Free cash flow relative to reported net income Optimal: > 1x	2.07x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.06x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.65x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-0.37x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	-0.95x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-0.62x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.14x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	0.33x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗
Return on Invested Capital (%)	39.4% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	22.2% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	-65.0% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-18.2% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-22.8% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-13.0% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-12.3% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-25.5% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	8.0% Fair Fair Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	17.8% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	15.1% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	-46.9% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-15.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-15.3% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-9.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-8.8% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-21.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	-22.9% Weak Weak Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	41.7% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+126%)	23.8% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+28%)	-63.4% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-443%)	-22.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-223%)	-22.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-223%)	-15.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-185%)	-13.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-174%)	-31.9% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-273%)	10.0% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-46%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	-0.08x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-119%)	—
Interest Coverage (x)	—	—	—	—	—	—	—	-65.01x Weak Weak Operating income divided by interest expense Optimal: > 5x	-12.27x Weak Weak Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$-171.38M	$-102.12M	$-37.96M	$-30.84M	$-34.85M	$-42.87M	$-46.05M	$-41.63M	$1.89M	—
Debt / EBITDA (x)	—	—	—	—	—	—	—	—	-0.91x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗
Revenue per Share (USD)	$19.16	$14.29	—	—	—	—	—	—	—	—
Basic EPS, GAAP (USD)	$2.75	$0.92	$-1.54	$-0.77	$-0.67	$-0.41	—	—	—	—
Free Cash Flow per Share (USD)	$2.64	$1.90	—	—	—	—	—	—	—	—
Book Value per Share (USD)	$6.59	$3.87	—	—	—	—	—	—	—	—
Tangible Book Value per Share (USD)	$5.99	$3.16	—	—	—	—	—	—	—	—
Basic Weighted Avg Shares (shares)	36.14M	35.01M	33,350	31,613	29,088	27,329	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗
Working Capital (USD)	$169.07M	$99.13M	$39.29M	$35.57M	$37.29M	$50.55M	$46.94M	$39.19M	$2.63M	—
LT Debt (USD)	—	—	—	—	—	—	—	—	$4.25M	—
Total Equity (USD)	$238.04M	$135.37M	$80.91M	$107.49M	$85.12M	$70.98M	$51.77M	$43.18M	$-50.54M	$-25.66M

📋 What is driving earnings? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗
Sales/Revenue/Turnover (USD)	$692.52M	$500.19M	$287.92M	$404.13M	$418.51M	$346.94M	$248.81M	$163.35M	$126.24M	—
Net Income, GAAP (USD)	$99.31M	$32.17M	$-51.29M	$-24.42M	$-19.43M	$-11.20M	$-7.12M	$-13.79M	$-5.07M	—
Operating Cash Flow (USD)	$95.38M	$66.57M	$-2.83M	$-15.79M	$7.19M	$10.67M	$4.41M	$-1.90M	$-1.67M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 10 years · 40 quarters

EverQuote, Inc.

Analytical Summary

10-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Statement lens

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