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Fold Holdings, Inc.

FLD

$0.50 ▲ +0.01 (+1.96%) at close

5 Visible periods

23 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Poor

Bearish

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Analytical Summary

Fold Holdings, Inc. faces fundamental challenges with weakness in Return on Common Equity (%). The fundamentals warrant careful consideration of downside risks.

Market Cap $21.1M

Dividend Yield —

Revenue Growth 33.9%

Op. Margin —

ROIC None

FCF / Share $-0.38 ↗

Trailing P/E —

Price / Book 0.4x

FCF Yield —

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 7, 2026.

5-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$31.79M

↑ +33.9% —

Net Income Profit after all expenses

$-69.59M

↓ -6.9% —

FCF / Share Free cash flow per share

$-0.38

↑ +32.8% —

trending_up

Bullish Indicators

No bullish signals detected.

warning

Bearish Risks

Profit Margin (%)Profit Margin (%) is in the bottom quartile
Return on Common Equity (%)Return on Common Equity (%) is in the bottom quartile

Health Breakdown

Profitability →

Returns

Cash Quality ↓

Financial view

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📈 Is growth accelerating? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Revenue Growth YoY (%)	33.9% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+464%)	—	—	—	—
EPS Growth YoY (%)	85.2% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—
Net Income Growth YoY (%)	-6.9% Weak Weak Year-over-year change in net income	N/M	298.3% Excellent Excellent Year-over-year change in net income	N/M	—
FCF Growth YoY (%)	32.8% Excellent Excellent Year-over-year change in free cash flow	—	—	—	—

💰 Are margins durable? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Effective Tax Rate (%) (%)	-0.0% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.0% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	34.4% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	39.4% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	-218.9% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1095%)	-274.0% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-1346%)	—	—	—
FCF Margin (%) (%)	-50.7% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-14.0% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—
FCF / Net Income (x)	0.23x Weak ↑ Weak Improving Free cash flow relative to reported net income Optimal: > 1x	0.05x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-1.14x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	-1.53x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	5.94x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Return on Invested Capital (%)	—	—	56.8% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	12.7% Good Good Return earned on debt + equity capital invested Optimal: > 10%	1.3% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%
Return on Capital (%) (%)	—	—	-2.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-0.7% Weak Weak Operating profit relative to total assets Optimal: > 10%	-0.0% Weak Weak Operating profit relative to total assets Optimal: > 10%
Return on Common Equity (%) (%)	-110.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1021%)	96.0% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+700%)	-103.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-959%)	-13.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-209%)	1.7% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-86%)

⚖️ Is the balance sheet risky? 1 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Net Debt (USD)	$-7.65M	$-18.33M	—	—	$-1.23M

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Revenue per Share (USD)	$0.75	$4.07	—	—	—
Basic EPS, GAAP (USD)	$-1.65	$-11.15	—	—	—
Free Cash Flow per Share (USD)	$-0.38	$-0.57	—	—	—
Book Value per Share (USD)	$1.30	$-11.62	—	—	—
Tangible Book Value per Share (USD)	$1.30	$-11.62	—	—	—
Basic Weighted Avg Shares (shares)	42.22M	5.84M	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Working Capital (USD)	$-2.99M	$6.41M	$-3.09M	$-234.04K	$1.55M
Total Equity (USD)	$62.99M	$-67.81M	$-4.31M	$-8.50M	$-5.98M

📋 What is driving earnings? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗
Sales/Revenue/Turnover (USD)	$31.79M	$23.75M	—	—	—
Net Income, GAAP (USD)	$-69.59M	$-65.09M	$4.44M	$1.12M	$-99.99K
Operating Cash Flow (USD)	$-16.12M	$-3.31M	$-5.08M	$-1.70M	$-593.45K

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 5 years · 21 quarters

Fold Holdings, Inc.

Analytical Summary

5-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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