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GREENE COUNTY BANCORP INC

GCBC

$36.05 ▼ -0.42 (-1.15%) at close

15 Visible periods

35 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Excellent

Bullish

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Analytical Summary

GREENE COUNTY BANCORP INC shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $613.8M

Dividend Yield 1.11%

Revenue Growth 22.9% ↗

Op. Margin 50.6% ↗

ROIC None

FCF / Share None

Trailing P/E 15.0x

Price / Book 2.2x

FCF Yield —

Debt / Equity —

info Valuation on last close. End-of-day price, Nov 5, 2026.

15-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$92.58M

↑ +22.9% —

Net Income Profit after all expenses

$41.02M

↑ +31.7% —

Operating Margin Operating profit as % of sales

50.6%

↑ +10.0% 99th

Long-Term Debt Long-term obligations

$0.00

— —

trending_up

Bullish Indicators

Operating Margin (%)Operating Margin (%) is in the top quartile
Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↑

Returns ↓

Dividend History

Dividend / share · sourced from SEC filings

$0.40 Latest / share

+11.1% YoY

+1.2% 12-yr CAGR

$0.35

FY 2015

$0.37

FY 2016

$0.38

FY 2017

$0.39

FY 2018

$0.40

FY 2019

$0.44

FY 2020

$0.48

FY 2021

$0.26

FY 2022

$0.28

FY 2023

$0.32

FY 2024

$0.36

FY 2025

$0.40

FY 2026

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2014 10-K ↗	FY 2014 Jun 30, 2013 10-K ↗	FY 2013 Jun 30, 2012 10-K ↗	FY 2012 Jun 30, 2011 10-K ↗
Revenue Growth YoY (%)	22.9% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+281%)	16.1% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+169%)	-11.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-293%)	4.6% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-23%)	11.7% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+94%)	17.4% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+191%)	10.6% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+77%)	14.1% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+135%)	15.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+153%)	14.4% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+139%)	20.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+244%)	1.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-72%)	2.5% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-59%)	4.5% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-25%)	—
EPS Growth YoY (%)	31.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	26.2% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-19.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	10.4% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	-41.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	27.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	7.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	21.3% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	28.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	24.5% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	36.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	2.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	8.6% Fair Fair Year-over-year change in earnings per share Optimal: > 10%	9.4% Fair Fair Year-over-year change in earnings per share Optimal: > 10%	—
Net Income Growth YoY (%)	31.7% Excellent ↑ Excellent Improving Year-over-year change in net income	25.7% Excellent ↑ Excellent Improving Year-over-year change in net income	-19.5% Weak ↓ Weak Declining Year-over-year change in net income	10.0% Fair ↓ Fair Declining Year-over-year change in net income	16.9% Good ↓ Good Declining Year-over-year change in net income	27.8% Excellent ↑ Excellent Improving Year-over-year change in net income	7.1% Fair ↓ Fair Declining Year-over-year change in net income	21.3% Good ↓ Good Declining Year-over-year change in net income	28.8% Excellent ↑ Excellent Improving Year-over-year change in net income	24.8% Good ↑ Good Improving Year-over-year change in net income	37.3% Excellent ↑ Excellent Improving Year-over-year change in net income	2.5% Caution ↓ Caution Declining Year-over-year change in net income	9.3% Fair Fair Year-over-year change in net income	10.2% Fair Fair Year-over-year change in net income	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	8.1% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	2.4% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	1.1% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	11.1% Good ↓ Good Declining Compound annual revenue growth over 3 years	13.2% Good ↓ Good Declining Compound annual revenue growth over 3 years	14.0% Good ↓ Good Declining Compound annual revenue growth over 3 years	13.3% Good ↓ Good Declining Compound annual revenue growth over 3 years	14.5% Good ↑ Good Improving Compound annual revenue growth over 3 years	16.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	11.9% Good ↑ Good Improving Compound annual revenue growth over 3 years	7.9% Fair Fair Compound annual revenue growth over 3 years	2.9% Caution Caution Compound annual revenue growth over 3 years	—	—	—
Revenue CAGR 5Y (%)	8.1% Good → Good Stable Compound annual revenue growth over 5 years	7.1% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	6.1% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	11.6% Good ↓ Good Declining Compound annual revenue growth over 5 years	13.8% Excellent → Excellent Stable Compound annual revenue growth over 5 years	14.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	14.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	13.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	10.6% Good Good Compound annual revenue growth over 5 years	8.5% Good Good Compound annual revenue growth over 5 years	—	—	—	—	—
EPS CAGR 3Y (%)	10.0% Good ↑ Good Improving Compound annual EPS growth over 3 years	3.7% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-19.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-6.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-7.2% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	18.5% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	18.6% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	24.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	29.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	20.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	14.8% Good Good Compound annual EPS growth over 3 years	6.6% Fair Fair Compound annual EPS growth over 3 years	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2014 10-K ↗	FY 2014 Jun 30, 2013 10-K ↗	FY 2013 Jun 30, 2012 10-K ↗	FY 2012 Jun 30, 2011 10-K ↗
Operating Margin (%) (%)	50.6% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+102%)	46.0% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+84%)	41.3% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+65%)	48.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+95%)	46.9% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+88%)	44.0% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+76%)	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	12.4% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.1% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.9% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.3% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	44.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+101%)	41.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+88%)	38.2% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+74%)	42.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+91%)	39.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+81%)	38.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+73%)	35.0% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+59%)	36.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+64%)	34.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+54%)	30.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+38%)	27.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+27%)	24.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+11%)	24.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	22.8% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.6% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2014 10-K ↗	FY 2014 Jun 30, 2013 10-K ↗	FY 2013 Jun 30, 2012 10-K ↗	FY 2012 Jun 30, 2011 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.0% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.9% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.0% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.0% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.0% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	1.0% Weak Weak Operating profit relative to total assets Optimal: > 10%	1.0% Weak Weak Operating profit relative to total assets Optimal: > 10%
Return on Common Equity (%) (%)	14.8% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+23%)	13.0% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+9%)	12.0% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	16.8% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+40%)	17.7% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+48%)	16.0% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+33%)	14.5% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+21%)	15.6% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+30%)	15.0% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+25%)	13.4% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+12%)	13.4% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+12%)	10.7% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-11%)	11.4% Fair → Fair Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-5%)	11.1% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-8%)	11.0% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-8%)

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2014 10-K ↗	FY 2014 Jun 30, 2013 10-K ↗	FY 2013 Jun 30, 2012 10-K ↗	FY 2012 Jun 30, 2011 10-K ↗
Debt to Equity (x)	—	—	—	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	—	—	—	—	—	—	—	—	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2014 10-K ↗	FY 2014 Jun 30, 2013 10-K ↗	FY 2013 Jun 30, 2012 10-K ↗	FY 2012 Jun 30, 2011 10-K ↗
Revenue per Share (USD)	$5.44	$4.43	$3.81	$4.31	$4.12	$7.38	$6.27	$5.66	$4.98	$4.33	$3.80	$3.17	$3.13	$3.08	$2.96
Basic EPS, GAAP (USD)	$2.41	$1.83	$1.45	$1.81	$1.64	$2.81	$2.20	$2.05	$1.69	$1.32	$1.06	$0.78	$0.76	$0.70	$0.64
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$0.40	$0.36	$0.32	$0.28	$0.26	$0.48	$0.44	$0.40	$0.39	$0.38	$0.37	$0.35	$0.35	$0.35	$0.45
Book Value per Share (USD)	$16.32	$14.03	$12.10	$10.76	$9.26	$17.57	$15.13	$13.16	$11.27	$9.82	$7.90	$7.26	$6.69	$6.30	$5.80
Tangible Book Value per Share (USD)	$16.32	$14.03	$12.10	$10.76	$9.26	$17.57	$15.13	$13.16	$11.27	$9.82	$7.90	$7.26	$6.69	$6.30	$5.80
Basic Weighted Avg Shares (shares)	17.03M	17.03M	17.03M	17.03M	17.03M	8.51M	8.53M	8.54M	8.51M	8.50M	8.46M	8.41M	8.37M	8.31M	8.27M
Dividend Payout Ratio (%)	16.6% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	19.7% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	22.1% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	15.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	15.9% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	17.1% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	20.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	19.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	23.1% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	28.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	34.9% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	45.2% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	46.1% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	50.0% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	70.3% Caution Caution Dividends paid as a percentage of earnings Optimal: 30-60%

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2014 10-K ↗	FY 2014 Jun 30, 2013 10-K ↗	FY 2013 Jun 30, 2012 10-K ↗	FY 2012 Jun 30, 2011 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	—	—	—	$0.00	$0.00	—	—	—	—	—	—	—	—	—	—
Total Equity (USD)	$277.83M	$238.84M	$206.00M	$183.28M	$157.71M	$149.58M	$128.81M	$112.37M	$96.19M	$83.52M	$66.92M	$61.20M	$56.11M	$52.66M	$48.08M

📋 What is driving earnings? 3 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2014 10-K ↗	FY 2014 Jun 30, 2013 10-K ↗	FY 2013 Jun 30, 2012 10-K ↗	FY 2012 Jun 30, 2011 10-K ↗
Sales/Revenue/Turnover (USD)	$92.58M	$75.35M	$64.89M	$73.36M	$70.14M	$62.81M	$53.48M	$48.36M	$42.40M	$36.81M	$32.19M	$26.68M	$26.24M	$25.61M	$24.51M
Net Income, GAAP (USD)	$41.02M	$31.14M	$24.77M	$30.79M	$27.99M	$23.94M	$18.73M	$17.48M	$14.41M	$11.19M	$8.96M	$6.53M	$6.37M	$5.83M	$5.29M
Operating Cash Flow (USD)	$42.30M	$27.98M	$24.91M	$28.11M	$35.35M	$27.75M	$26.72M	$21.62M	$20.67M	$14.05M	$13.58M	—	$10.34M	$10.35M	$10.12M

🏛️ Sector-Specific 2 metrics

Metric	FY 2026 Jun 30, 2026 10-K ↗	FY 2025 Jun 30, 2025 10-K ↗	FY 2024 Jun 30, 2024 10-K ↗	FY 2023 Jun 30, 2023 10-K ↗	FY 2022 Jun 30, 2022 10-K ↗	FY 2021 Jun 30, 2021 10-K ↗	FY 2020 Jun 30, 2020 10-K ↗	FY 2019 Jun 30, 2019 10-K ↗	FY 2018 Jun 30, 2018 10-K ↗	FY 2017 Jun 30, 2017 10-K ↗	FY 2016 Jun 30, 2016 10-K ↗	FY 2015 Jun 30, 2014 10-K ↗	FY 2014 Jun 30, 2013 10-K ↗	FY 2013 Jun 30, 2012 10-K ↗	FY 2012 Jun 30, 2011 10-K ↗
Net Interest Margin (approx.) (%)	2.4%	2.0%	1.8%	2.3%	2.3%	2.4%	2.7%	3.2%	3.0%	3.1%	3.0%	3.2%	3.4%	3.5%	3.6%
Efficiency Ratio (%) (%)	47.2%	52.2%	57.5%	52.6%	48.4%	49.7%	52.0%	53.1%	52.7%	54.2%	58.6%	60.4%	58.9%	59.8%	60.6%

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 15 years · 60 quarters

GREENE COUNTY BANCORP INC

Analytical Summary

15-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

Statement lens

Benchmark Lens

Signals

Percentile Rankings

Peer Comparison

Compare GCBC with peers