HDFC BANK LTD
HDB
$23.62
▼
-0.14
(-0.59%)
at close
17
Visible periods
14
Metrics
Peer-ranked
Benchmarks
Price Chart
64
Health
Fair
Bullish
auto_awesome
Analytical Summary
HDFC BANK LTD shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.
Market Cap
—
Dividend Yield
—
Revenue Growth
—
Op. Margin
—
ROIC
None
FCF / Share
None
Trailing P/E
—
Price / Book
2.0x
FCF Yield
—
Debt / Equity
0.93
info
Valuation on last close. End-of-day price, Aug 7, 2026.
17-Year Financial Trajectory
Quarterly
Metric
Value
Trend
Year over Year
Percentile
Long-Term Debt
Long-term obligations
$68.67B
trending_up
Bullish Indicators
- Operating Margin (%)Operating Margin (%) is in the top quartile
- Profit Margin (%)Profit Margin (%) is in the top quartile
warning
Bearish Risks
- No bearish risks detected.
Health Breakdown
Profitability ↓
91
Returns ↓
63
Financial Health ↑
31
Dividend History
Dividend / share · sourced from SEC filings
$0.26
Latest / share
+13.0%
YoY
+7.2%
11-yr CAGR
savings
No quarterly dividend data reported to the SEC.
Financial view
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
Is growth accelerating?
1 metrics
| Metric | Q4 FY2025 Mar 31, 2025 20-F ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ | Q4 FY2018 Mar 31, 2018 20-F ↗ | Q4 FY2017 Mar 31, 2017 20-F ↗ | Q4 FY2016 Mar 31, 2016 20-F ↗ | Q4 FY2015 Mar 31, 2015 20-F ↗ | Q4 FY2014 Mar 31, 2014 20-F ↗ | Q4 FY2013 Mar 31, 2013 20-F ↗ | Q4 FY2012 Mar 31, 2012 20-F ↗ | Q4 FY2011 Mar 31, 2011 20-F ↗ | Q4 FY2010 Mar 31, 2010 20-F ↗ | Q4 FY2009 Mar 31, 2009 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FCF Growth YoY (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Are margins durable?
2 metrics
| Metric | Q4 FY2025 Mar 31, 2025 20-F ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ | Q4 FY2018 Mar 31, 2018 20-F ↗ | Q4 FY2017 Mar 31, 2017 20-F ↗ | Q4 FY2016 Mar 31, 2016 20-F ↗ | Q4 FY2015 Mar 31, 2015 20-F ↗ | Q4 FY2014 Mar 31, 2014 20-F ↗ | Q4 FY2013 Mar 31, 2013 20-F ↗ | Q4 FY2012 Mar 31, 2012 20-F ↗ | Q4 FY2011 Mar 31, 2011 20-F ↗ | Q4 FY2010 Mar 31, 2010 20-F ↗ | Q4 FY2009 Mar 31, 2009 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FCF Margin (%) (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| FCF / Net Income (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Is capital allocation efficient?
1 metrics
| Metric | Q4 FY2025 Mar 31, 2025 20-F ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ | Q4 FY2018 Mar 31, 2018 20-F ↗ | Q4 FY2017 Mar 31, 2017 20-F ↗ | Q4 FY2016 Mar 31, 2016 20-F ↗ | Q4 FY2015 Mar 31, 2015 20-F ↗ | Q4 FY2014 Mar 31, 2014 20-F ↗ | Q4 FY2013 Mar 31, 2013 20-F ↗ | Q4 FY2012 Mar 31, 2012 20-F ↗ | Q4 FY2011 Mar 31, 2011 20-F ↗ | Q4 FY2010 Mar 31, 2010 20-F ↗ | Q4 FY2009 Mar 31, 2009 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return on Invested Capital (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Is the balance sheet risky?
4 metrics
| Metric | Q4 FY2025 Mar 31, 2025 20-F ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ | Q4 FY2018 Mar 31, 2018 20-F ↗ | Q4 FY2017 Mar 31, 2017 20-F ↗ | Q4 FY2016 Mar 31, 2016 20-F ↗ | Q4 FY2015 Mar 31, 2015 20-F ↗ | Q4 FY2014 Mar 31, 2014 20-F ↗ | Q4 FY2013 Mar 31, 2013 20-F ↗ | Q4 FY2012 Mar 31, 2012 20-F ↗ | Q4 FY2011 Mar 31, 2011 20-F ↗ | Q4 FY2010 Mar 31, 2010 20-F ↗ | Q4 FY2009 Mar 31, 2009 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt to Equity (x) |
0.93x
Fair
↓
Fair
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-22%)
|
1.15x
Caution
↑
Caution
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
At sector avg
|
1.08x
Caution
↑
Caution
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-10%)
|
0.84x
Fair
→
Fair
Stable
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-30%)
|
0.65x
Fair
↓
Fair
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-45%)
|
0.74x
Fair
↓
Fair
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-38%)
|
1.04x
Caution
↑
Caution
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-13%)
|
1.46x
Caution
↑
Caution
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Above avg (+22%)
|
1.03x
Caution
↑
Caution
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-14%)
|
0.29x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-76%)
|
0.90x
Fair
→
Fair
Stable
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-25%)
|
1.03x
Caution
↑
Caution
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-14%)
|
0.94x
Fair
↑
Fair
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-22%)
|
0.74x
Fair
↑
Fair
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-39%)
|
0.49x
Good
Good
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-59%)
|
0.57x
Good
Good
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-53%)
|
— |
| Interest Coverage (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Debt (USD) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt / EBITDA (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
How resilient is the balance sheet?
3 metrics
| Metric | Q4 FY2025 Mar 31, 2025 20-F ↗ | Q4 FY2024 Mar 31, 2024 20-F ↗ | Q4 FY2023 Mar 31, 2023 20-F ↗ | Q4 FY2022 Mar 31, 2022 20-F ↗ | Q4 FY2021 Mar 31, 2021 20-F ↗ | Q4 FY2020 Mar 31, 2020 20-F ↗ | Q4 FY2019 Mar 31, 2019 20-F ↗ | Q4 FY2018 Mar 31, 2018 20-F ↗ | Q4 FY2017 Mar 31, 2017 20-F ↗ | Q4 FY2016 Mar 31, 2016 20-F ↗ | Q4 FY2015 Mar 31, 2015 20-F ↗ | Q4 FY2014 Mar 31, 2014 20-F ↗ | Q4 FY2013 Mar 31, 2013 20-F ↗ | Q4 FY2012 Mar 31, 2012 20-F ↗ | Q4 FY2011 Mar 31, 2011 20-F ↗ | Q4 FY2010 Mar 31, 2010 20-F ↗ | Q4 FY2009 Mar 31, 2009 20-F ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Working Capital (USD) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| LT Debt (USD) | $68.67B | $79.78B | $25.00B | $20.49B | $16.06B | $13.62B | $15.10B | $14.33B | $11.27B | — | $7.35B | $6.59B | $5.41B | $3.50B | $2.09B | $1.69B | — |
| Total Equity (USD) | $89.86B | $83.36B | $35.43B | $33.01B | $29.53B | $25.11B | $23.61B | $18.03B | $15.82B | $13.12B | $12.04B | $8.87B | $8.59B | $7.76B | $7.78B | $6.80B | — |
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Secondary lens
Benchmark Lens
Compare HDB against peers after checking the statement evidence.
Open lens
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Compare HDB against peers after checking the statement evidence.
Signals
Key bullish and bearish indicators for HDB
Bullish
2
Operating Margin (%)
36.3%
Operating Margin (%) is in the top quartile
Profit Margin (%)
28.4%
Profit Margin (%) is in the top quartile
Bearish
0
No bearish signals detected
Percentile Rankings
How HDB compares to all companies
Return on Common Equity (%)
8.8%
Top 50%
Peers: Top 75%
Profit Margin (%)
28.4%
Top 25%
Peers: Top 67%
Debt to Equity
0.93x
Bottom 50%
Peers: Top 100%
Operating Margin (%)
36.3%
Top 10%
Peers: Top 67%
Peer Comparison
HDB vs similar peers
Return on Common Equity (%)
HDB
8.8%
#3 of 3
NTB
20.3%
ESQ
17.5%
PGC
5.7%
Peer median: 17.55
Profit Margin (%)
HDB
28.4%
#2 of 2
ESQ
34.7%
PGC
13.2%
Peer median: 23.93
Debt to Equity
HDB
0.93x
#3 of 2
NTB
0.00x
PGC
0.11x
Peer median: 0.06
Operating Margin (%)
HDB
36.3%
#2 of 2
ESQ
44.8%
PGC
18.5%
Peer median: 31.64
Compare HDB with peers
Stack HDB against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced 1 week ago 17 years · 17 quarters