Huize Holding Ltd
HUIZAnalytical Summary
Huize Holding Ltd shows strong fundamentals with top-quartile Debt to Equity. The company's metrics support a bullish outlook for growth-oriented investors.
8-Year Financial Trajectory
AnnualBullish Indicators
- Debt to EquityDebt to Equity is in the top quartile (lower is better)
Bearish Risks
- No bearish risks detected.
Health Breakdown
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ | FY 2021 Dec 31, 2021 20-F ↗ | FY 2020 Dec 31, 2020 20-F ↗ | FY 2019 Dec 31, 2019 20-F ↗ | FY 2018 Dec 31, 2018 20-F ↗ |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth YoY (%) |
32.2%
Excellent
↑
Excellent
Improving
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+437%)
|
1.6%
Caution
↓
Caution
Declining
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Below avg (-73%)
|
0.3%
Caution
↓
Caution
Declining
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Below avg (-95%)
|
-52.3%
Weak
↓
Weak
Declining
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Below avg (-972%)
|
88.4%
Excellent
Excellent
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+1373%)
|
31.1%
Excellent
Excellent
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+418%)
|
— | — |
| Net Income Growth YoY (%) | N/M | N/M | N/M |
73.2%
Excellent
Excellent
Year-over-year change in net income |
-502.8%
Weak
Weak
Year-over-year change in net income |
N/M | — | — |
| FCF Growth YoY (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Revenue CAGR 3Y (%) |
10.5%
Good
↑
Good
Improving
Compound annual revenue growth over 3 years |
-21.4%
Weak
↓
Weak
Declining
Compound annual revenue growth over 3 years |
-3.4%
Weak
Weak
Compound annual revenue growth over 3 years |
5.6%
Fair
Fair
Compound annual revenue growth over 3 years |
— | — | — | — |
| Revenue CAGR 5Y (%) |
3.9%
Caution
Caution
Compound annual revenue growth over 5 years |
3.7%
Caution
Caution
Compound annual revenue growth over 5 years |
— | — | — | — | — | — |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ | FY 2021 Dec 31, 2021 20-F ↗ | FY 2020 Dec 31, 2020 20-F ↗ | FY 2019 Dec 31, 2019 20-F ↗ | FY 2018 Dec 31, 2018 20-F ↗ |
|---|---|---|---|---|---|---|---|---|
| Operating Margin (%) (%) |
0.4%
Weak
↑
Weak
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-98%)
|
-1.7%
Weak
↓
Weak
Declining
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-107%)
|
4.3%
Weak
↑
Weak
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-83%)
|
-3.8%
Weak
↓
Weak
Declining
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-115%)
|
-5.1%
Weak
↓
Weak
Declining
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-120%)
|
-2.1%
Weak
Weak
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-108%)
|
0.2%
Weak
Weak
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-99%)
|
— |
| Profit Margin (%) (%) |
0.3%
Weak
↓
Weak
Declining
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-99%)
|
-0.1%
Weak
↑
Weak
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-100%)
|
5.9%
Caution
↑
Caution
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-73%)
|
-2.7%
Weak
↓
Weak
Declining
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-112%)
|
-4.8%
Weak
↓
Weak
Declining
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-122%)
|
-1.5%
Weak
Weak
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-107%)
|
1.5%
Weak
Weak
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-93%)
|
— |
| FCF Margin (%) (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| FCF / Net Income (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ | FY 2021 Dec 31, 2021 20-F ↗ | FY 2020 Dec 31, 2020 20-F ↗ | FY 2019 Dec 31, 2019 20-F ↗ | FY 2018 Dec 31, 2018 20-F ↗ |
|---|---|---|---|---|---|---|---|---|
| Return on Invested Capital (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Capital (%) (%) |
0.7%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
-2.4%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
5.4%
Caution
↑
Caution
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
-4.0%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
-6.2%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
-1.9%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
0.3%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
— |
| Return on Common Equity (%) (%) |
1.0%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-92%)
|
-0.2%
Weak
↑
Weak
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-101%)
|
17.3%
Good
↑
Good
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Above avg (+44%)
|
-9.1%
Weak
↑
Weak
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-176%)
|
-29.9%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-349%)
|
-3.9%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-133%)
|
-4.8%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-140%)
|
— |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ | FY 2021 Dec 31, 2021 20-F ↗ | FY 2020 Dec 31, 2020 20-F ↗ | FY 2019 Dec 31, 2019 20-F ↗ | FY 2018 Dec 31, 2018 20-F ↗ |
|---|---|---|---|---|---|---|---|---|
| Debt to Equity (x) |
0.15x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-88%)
|
0.12x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-90%)
|
0.07x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-94%)
|
0.44x
Good
↑
Good
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-63%)
|
0.66x
Fair
↑
Fair
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-45%)
|
0.18x
Excellent
Excellent
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-85%)
|
-0.12x
Excellent
Excellent
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-110%)
|
— |
| Interest Coverage (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Debt (USD) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt / EBITDA (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ | FY 2021 Dec 31, 2021 20-F ↗ | FY 2020 Dec 31, 2020 20-F ↗ | FY 2019 Dec 31, 2019 20-F ↗ | FY 2018 Dec 31, 2018 20-F ↗ |
|---|---|---|---|---|---|---|---|---|
| Working Capital (USD) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| LT Debt (USD) | $1.00M | — | — | $0.00 | $3.14M | $8.25M | — | — |
| Total Equity (USD) | $58.80M | $56.00M | $57.07M | $49.42M | $56.50M | $71.83M | $-44.34M | — |
| Metric | FY 2025 Dec 31, 2025 20-F ↗ | FY 2024 Dec 31, 2024 20-F ↗ | FY 2023 Dec 31, 2023 20-F ↗ | FY 2022 Dec 31, 2022 20-F ↗ | FY 2021 Dec 31, 2021 20-F ↗ | FY 2020 Dec 31, 2020 20-F ↗ | FY 2019 Dec 31, 2019 20-F ↗ | FY 2018 Dec 31, 2018 20-F ↗ |
|---|---|---|---|---|---|---|---|---|
| Sales/Revenue/Turnover (USD) | $226.26M | $171.10M | $168.39M | $167.88M | $352.29M | $187.01M | $142.68M | — |
| Depreciation Expense (USD) | $1.98M | $1.57M | $1.92M | $2.67M | $1.17M | $783.00K | $543.00K | — |
| Net Income, GAAP (USD) | $578.00K | $-89.00K | $9.89M | $-4.52M | $-16.90M | $-2.80M | $2.14M | — |
| Operating Cash Flow (USD) | $2.56M | $-2.59M | $19.34M | $-12.33M | $-27.61M | $21.10M | $16.95M | — |
Secondary lens
Benchmark Lens
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Open lens
Benchmark Lens
Compare HUIZ against peers after checking the statement evidence.
Signals
Key bullish and bearish indicators for HUIZ
Debt to Equity is in the top quartile (lower is better)
No bearish signals detected
Percentile Rankings
How HUIZ compares to all companies
Peer Comparison
HUIZ vs similar peers
Compare HUIZ with peers
Stack HUIZ against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced 1 week ago 8 years · 8 quarters