INBK - First Internet Bancorp

📈 Is growth accelerating? 7 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗
Revenue Growth YoY (%)	21.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+256%)	—	-83.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-1485%)	3.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-39%)	22.2% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+269%)	—	36.3% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+506%)	34.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+479%)	16.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+171%)	—	-12.5% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-308%)	-19.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-432%)	-23.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-486%)	—	-1.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-124%)	-1.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-131%)	12.7% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+112%)	—	0.0% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-100%)	57.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+860%)	36.1% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+502%)	—	38.1% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+535%)	-0.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-114%)	14.0% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+134%)	—	15.8% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+163%)	10.9% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+82%)	3.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-39%)	—	3.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-39%)	12.3% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+105%)	32.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+436%)	—	13.7% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+129%)	20.3% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+239%)	16.3% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+172%)	—	49.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+720%)	29.9% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+399%)	17.7% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+195%)	—	34.1% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+468%)	43.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+627%)	55.6% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+827%)	—	27.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+350%)	-12.1% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-301%)	-8.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-240%)	—	-18.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-403%)	31.2% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+419%)	16.6% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+177%)	—	—	—	—	—
EPS Growth YoY (%)	163.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-28.6% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	N/M	-97.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-81.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	78.7% Excellent → Excellent Stable Year-over-year change in earnings per share Optimal: > 10%	105.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	52.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	N/M	-31.9% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-56.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-55.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	N/M	-45.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-27.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-25.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	7.5% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	12.5% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	41.9% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	230.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	71.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	55.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	36.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-33.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	10.7% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	125.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	3.3% Caution ↑ Caution Improving Year-over-year change in earnings per share Optimal: > 10%	-10.4% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-21.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-15.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-15.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	9.8% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	65.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-42.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	30.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	7.0% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	-20.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	32.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	7.8% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	14.0% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	17.4% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	56.3% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	75.9% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	127.3% Excellent → Excellent Stable Year-over-year change in earnings per share Optimal: > 10%	253.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	113.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	16.0% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-62.7% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-83.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-72.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-56.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	31.1% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	28.3% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—
Net Income Growth YoY (%)	166.1% Excellent ↑ Excellent Improving Year-over-year change in net income	-27.8% Weak ↑ Weak Improving Year-over-year change in net income	N/M	-96.7% Weak ↓ Weak Declining Year-over-year change in net income	-81.8% Weak ↓ Weak Declining Year-over-year change in net income	76.9% Excellent → Excellent Stable Year-over-year change in net income	105.0% Excellent ↑ Excellent Improving Year-over-year change in net income	48.8% Excellent ↑ Excellent Improving Year-over-year change in net income	N/M	-34.8% Weak ↑ Weak Improving Year-over-year change in net income	-59.6% Weak ↓ Weak Declining Year-over-year change in net income	-59.3% Weak ↓ Weak Declining Year-over-year change in net income	N/M	-49.1% Weak ↓ Weak Declining Year-over-year change in net income	-30.2% Weak ↓ Weak Declining Year-over-year change in net income	-27.1% Weak ↓ Weak Declining Year-over-year change in net income	7.3% Fair ↓ Fair Declining Year-over-year change in net income	12.5% Fair ↓ Fair Declining Year-over-year change in net income	43.7% Excellent ↓ Excellent Declining Year-over-year change in net income	233.1% Excellent ↑ Excellent Improving Year-over-year change in net income	73.6% Excellent ↑ Excellent Improving Year-over-year change in net income	56.3% Excellent ↑ Excellent Improving Year-over-year change in net income	33.0% Excellent ↑ Excellent Improving Year-over-year change in net income	-35.8% Weak ↓ Weak Declining Year-over-year change in net income	5.7% Fair ↓ Fair Declining Year-over-year change in net income	98.4% Excellent ↑ Excellent Improving Year-over-year change in net income	0.6% Caution ↑ Caution Improving Year-over-year change in net income	1.9% Caution ↓ Caution Declining Year-over-year change in net income	-5.5% Weak ↓ Weak Declining Year-over-year change in net income	2.2% Caution ↓ Caution Declining Year-over-year change in net income	28.5% Excellent ↓ Excellent Declining Year-over-year change in net income	50.2% Excellent ↓ Excellent Declining Year-over-year change in net income	112.9% Excellent ↑ Excellent Improving Year-over-year change in net income	-5.7% Weak ↓ Weak Declining Year-over-year change in net income	58.0% Excellent ↑ Excellent Improving Year-over-year change in net income	41.2% Excellent ↑ Excellent Improving Year-over-year change in net income	16.4% Good ↓ Good Declining Year-over-year change in net income	62.9% Excellent ↑ Excellent Improving Year-over-year change in net income	33.4% Excellent → Excellent Stable Year-over-year change in net income	25.1% Excellent ↓ Excellent Declining Year-over-year change in net income	17.9% Good ↓ Good Declining Year-over-year change in net income	55.5% Excellent ↓ Excellent Declining Year-over-year change in net income	81.2% Excellent ↓ Excellent Declining Year-over-year change in net income	131.8% Excellent ↓ Excellent Declining Year-over-year change in net income	243.8% Excellent ↑ Excellent Improving Year-over-year change in net income	120.0% Excellent ↑ Excellent Improving Year-over-year change in net income	76.3% Excellent ↑ Excellent Improving Year-over-year change in net income	-42.9% Weak ↑ Weak Improving Year-over-year change in net income	-59.7% Weak ↓ Weak Declining Year-over-year change in net income	-57.1% Weak ↓ Weak Declining Year-over-year change in net income	-55.3% Weak ↓ Weak Declining Year-over-year change in net income	33.8% Excellent Excellent Year-over-year change in net income	29.8% Excellent Excellent Year-over-year change in net income	—	—	—	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	19.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	-41.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	3.8% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	2.9% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	—	5.6% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	1.9% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	0.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	—	-4.8% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	7.4% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	5.6% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	—	10.8% Good ↓ Good Declining Compound annual revenue growth over 3 years	15.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	20.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	16.9% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	20.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	17.2% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	18.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	7.3% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	16.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	10.9% Good ↓ Good Declining Compound annual revenue growth over 3 years	14.4% Good ↓ Good Declining Compound annual revenue growth over 3 years	16.8% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	—	20.7% Excellent → Excellent Stable Compound annual revenue growth over 3 years	20.6% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	21.9% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	—	31.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	31.0% Excellent → Excellent Stable Compound annual revenue growth over 3 years	28.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	36.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	18.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	18.8% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	11.7% Good ↓ Good Declining Compound annual revenue growth over 3 years	18.3% Excellent Excellent Compound annual revenue growth over 3 years	18.5% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	8.3% Good ↑ Good Improving Compound annual revenue growth over 5 years	—	-27.6% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	11.6% Good ↑ Good Improving Compound annual revenue growth over 5 years	10.8% Good → Good Stable Compound annual revenue growth over 5 years	—	10.2% Good → Good Stable Compound annual revenue growth over 5 years	10.6% Good ↑ Good Improving Compound annual revenue growth over 5 years	9.3% Good ↑ Good Improving Compound annual revenue growth over 5 years	—	6.6% Fair → Fair Stable Compound annual revenue growth over 5 years	6.4% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	6.9% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	—	10.3% Good ↓ Good Declining Compound annual revenue growth over 5 years	13.8% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	19.1% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	—	13.5% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	18.6% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	19.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	—	23.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	14.1% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	16.4% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	—	22.3% Excellent → Excellent Stable Compound annual revenue growth over 5 years	22.8% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	23.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	—	24.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	17.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	20.9% Excellent → Excellent Stable Compound annual revenue growth over 5 years	—	18.8% Excellent → Excellent Stable Compound annual revenue growth over 5 years	21.0% Excellent Excellent Compound annual revenue growth over 5 years	17.9% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	—	-4.6% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	—	-72.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-54.1% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-12.6% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-13.1% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-20.2% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-17.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-25.1% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-23.2% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	3.2% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	—	-1.4% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	12.2% Good ↓ Good Declining Compound annual EPS growth over 3 years	18.2% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	26.7% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	57.9% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	26.0% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	25.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	14.3% Good ↑ Good Improving Compound annual EPS growth over 3 years	43.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	6.1% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	-13.1% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	13.0% Good ↑ Good Improving Compound annual EPS growth over 3 years	2.9% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	4.6% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	1.7% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	1.2% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-13.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	6.1% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	10.2% Good ↓ Good Declining Compound annual EPS growth over 3 years	15.6% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	5.9% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	35.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	40.5% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	49.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	63.9% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	30.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-1.1% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-11.2% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-2.5% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-3.6% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	3.6% Caution Caution Compound annual EPS growth over 3 years	-8.5% Weak Weak Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗
Operating Margin (%) (%)	4.1% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	—	—	-5.5% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-122%)	0.1% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-100%)	—	22.5% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-10%)	18.5% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-26%)	19.3% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	—	12.4% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-50%)	15.2% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-39%)	-21.4% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-186%)	—	33.3% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+33%)	36.1% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	39.9% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+60%)	—	49.8% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+99%)	50.6% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+102%)	—	—	34.1% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+37%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	-40.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	3.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.7% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	110.4% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-2673.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	12.0% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.1% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	3.6% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.6% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-16.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-10.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-6.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	43.6% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.3% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.4% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	21.6% Fair Fair Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.2% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	5.8% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-74%)	—	—	0.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-97%)	2.7% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-88%)	—	20.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-6%)	17.8% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-19%)	17.8% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-19%)	—	13.8% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-37%)	16.2% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-27%)	-12.1% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-155%)	—	29.8% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	31.8% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+45%)	34.4% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+56%)	—	42.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+91%)	42.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+95%)	36.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+64%)	—	29.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+33%)	20.3% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-8%)	28.4% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+29%)	—	30.4% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+38%)	31.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+42%)	30.6% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	—	35.0% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+59%)	34.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+55%)	33.6% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+53%)	—	28.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	25.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+16%)	20.8% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-5%)	—	20.3% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-8%)	21.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	20.8% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-5%)	—	22.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	22.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	20.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-5%)	—	16.8% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	14.0% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-37%)	9.4% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-57%)	—	12.1% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-45%)	21.5% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.4% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	22.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.1% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	19.2% Good Good Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-13%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-0.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.0% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	—	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	—
Return on Common Equity (%) (%)	0.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-94%)	1.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-88%)	-11.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-198%)	0.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-100%)	0.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-98%)	1.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	1.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	1.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-87%)	1.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-88%)	1.1% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	1.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-92%)	1.1% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-91%)	-0.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-107%)	1.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	2.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.6% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	3.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-75%)	3.3% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-73%)	3.3% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-73%)	3.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-70%)	3.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-75%)	3.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-72%)	2.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	1.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-89%)	2.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	2.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.1% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	2.1% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	1.9% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	1.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	2.2% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	2.1% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	2.7% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	1.6% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-87%)	—	—	1.8% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	2.4% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	—	—	2.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-81%)	2.2% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-82%)	—	—	2.1% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-83%)	1.5% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-87%)	—	—	0.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-95%)	0.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-94%)	1.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	2.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	2.4% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-80%)	2.5% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	—	—	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗
Debt to Equity (x)	—	0.69x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-42%)	—	—	—	0.77x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-36%)	—	—	—	—	1.77x Weak Weak Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+47%)	—	—	—	—	1.27x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+6%)	1.37x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+15%)	—	—	—	1.49x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+25%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.51x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-57%)	0.39x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-68%)	0.41x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-66%)	0.66x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-45%)	—	—	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗
Revenue per Share (USD)	$4.94	—	$0.65	$3.84	$4.08	—	$3.89	$3.77	$3.35	—	$0.00	$2.70	$2.77	—	$0.00	$0.00	$0.00	—	$0.00	$0.00	$2.92	—	$2.94	$1.99	$2.18	—	$2.08	$1.93	$1.82	—	$1.75	$1.98	$2.11	—	$2.54	$2.39	$2.08	—	$2.72	$2.63	$2.57	—	$2.25	$2.22	$2.20	—	$1.69	$1.56	$1.42	—	$2.07	$2.75	$3.62	—	$2.55	$2.11	$3.13	—
Basic EPS, GAAP (USD)	$0.29	$0.60	$-4.76	$0.02	$0.11	$0.84	$0.80	$0.67	$0.60	$0.47	$0.39	$0.44	$-0.33	$0.69	$0.89	$0.99	$1.14	$1.26	$1.22	$1.32	$1.06	$1.12	$0.86	$0.40	$0.62	$0.72	$0.63	$0.60	$0.56	$0.32	$0.61	$0.67	$0.71	$0.38	$0.72	$0.61	$0.43	$0.66	$0.55	$0.57	$0.54	$0.50	$0.51	$0.50	$0.46	$0.32	$0.29	$0.22	$0.13	$0.15	$0.25	$0.59	$0.77	$0.54	$0.57	$0.45	$0.60	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	$0.06	—	$0.00	$0.00	$0.00	—
Book Value per Share (USD)	$41.33	—	$40.28	$44.68	$44.49	—	$44.28	$43.28	$42.25	—	$0.04	$39.80	$39.40	—	$0.04	$0.04	$0.04	—	$0.04	$0.04	$34.81	—	$32.55	$31.50	$31.39	—	$29.57	$29.18	$28.78	—	$28.04	$31.66	$26.45	—	—	—	$24.05	—	—	—	$23.74	—	—	—	$22.00	—	—	—	$20.39	—	$21.41	$21.18	$32.56	—	—	—	—	—
Tangible Book Value per Share (USD)	$40.79	—	$39.75	$44.15	$43.95	—	$44.28	$43.28	$41.71	—	$0.04	$39.80	$39.40	—	$0.04	$0.04	$0.04	—	$0.04	$0.04	$34.33	—	$32.55	$31.50	$30.90	—	$29.57	$29.18	$28.32	—	$28.04	$31.66	$25.90	—	—	—	$23.34	—	—	—	$22.71	—	—	—	$20.96	—	—	—	$19.35	—	$19.79	$19.56	$30.12	—	—	—	—	—
Basic Weighted Avg Shares (shares)	8.73M	—	8.74M	8.73M	8.72M	—	8.70M	8.59M	8.68M	—	8.74B	8.90M	9.02M	—	9.46B	9.60B	9.79B	—	9.94B	9.93B	9.90M	—	9.77M	9.77M	9.72M	—	9.98M	10.15M	10.22M	—	10.26M	8.91M	8.50M	—	6.83M	6.58M	6.55M	—	5.60M	4.97M	4.54M	—	4.53M	4.53M	4.52M	—	4.50M	4.50M	4.49M	—	2.89M	2.89M	1.92M	—	2.87M	2.87M	1.91M	—
Dividend Payout Ratio (%)	20.7% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	10.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	-1.3% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	300.0% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	54.5% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	7.1% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	7.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	9.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	10.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	12.8% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	15.4% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	13.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	-18.2% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	8.7% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	6.7% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	6.1% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	5.3% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	4.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	4.9% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	4.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	5.7% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	5.4% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	7.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	15.0% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	9.7% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	8.3% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	9.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	10.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	10.7% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	18.7% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	9.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	9.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	8.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	15.8% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	8.3% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	9.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	14.0% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	9.1% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	10.9% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	10.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	11.1% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	12.0% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	11.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	12.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	13.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	18.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	20.7% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	27.3% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	46.2% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	40.0% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	7.8% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	—	$249.50M	—	—	—	$295.00M	—	—	—	—	$614.93M	—	—	—	—	$464.93M	$514.92M	—	—	—	$514.92M	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	$31.77M	$23.74M	$25.71M	$40.69M	—	—	—	—
Total Equity (USD)	$360.95M	$359.77M	$352.17M	$390.24M	$387.75M	$384.06M	$385.13M	$371.95M	$366.74M	$362.80M	$347.74M	$354.33M	$355.57M	$364.97M	$360.86M	$365.33M	$374.65M	$380.34M	$370.44M	$358.64M	$344.57M	$330.94M	$318.10M	$307.71M	$305.13M	$304.91M	$295.14M	$296.12M	$294.01M	$288.74M	$287.74M	$282.09M	$224.82M	$224.13M	—	—	$157.49M	$153.94M	—	—	$107.83M	$104.33M	—	—	$99.36M	$96.78M	—	—	$91.64M	$90.91M	$61.87M	$61.18M	$62.64M	$61.35M	—	—	—	$55.42M

📋 What is driving earnings? 4 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗
Sales/Revenue/Turnover (USD)	$43.12M	—	$5.71M	$33.55M	$35.52M	—	$33.79M	$32.36M	$29.08M	—	$24.79M	$24.02M	$25.02M	—	$28.31M	$29.99M	$32.57M	—	$28.73M	$30.57M	$28.90M	—	$28.73M	$19.40M	$21.23M	—	$20.80M	$19.56M	$18.62M	—	$17.96M	$17.64M	$17.96M	—	$17.33M	$15.71M	$13.59M	—	$15.24M	$13.05M	$11.68M	—	$10.21M	$10.05M	$9.92M	—	$7.62M	$7.00M	$6.38M	—	$6.00M	$7.96M	$6.96M	—	$7.33M	$6.07M	$5.97M	—
Depreciation Expense (USD)	$2.71M	—	$2.25M	$1.91M	$1.07M	—	$2.18M	$1.98M	$1.87M	—	—	$1.86M	$1.06M	—	$2.14M	$-3.12M	$7.72M	—	$2.61M	$3.75M	$283.00K	—	$2.18M	$1.87M	$1.64M	—	$1.55M	$1.48M	$2.27M	—	$1.31M	$1.52M	$1.43M	—	$1.41M	$1.26M	$1.21M	—	$1.10M	$893.00K	$575.00K	—	$466.00K	$466.00K	$456.00K	—	$428.00K	$546.00K	$458.00K	$1.77M	$218.00K	$177.00K	$91.00K	$2.63M	$80.00K	$78.00K	$71.00K	—
Net Income, GAAP (USD)	$2.51M	$5.29M	$-41.59M	$193.00K	$943.00K	$7.33M	$6.99M	$5.78M	$5.18M	$4.14M	$3.41M	$3.88M	$-3.02M	$6.35M	$8.44M	$9.54M	$11.21M	$12.48M	$12.09M	$13.10M	$10.45M	$11.09M	$8.41M	$3.93M	$6.02M	$7.10M	$6.33M	$6.12M	$5.70M	$3.58M	$6.29M	$6.01M	$6.03M	$3.50M	$4.89M	$4.00M	$2.83M	$3.71M	$3.10M	$2.83M	$2.43M	$2.28M	$2.32M	$2.27M	$2.06M	$1.47M	$1.28M	$977.00K	$600.00K	$666.00K	$727.00K	$1.71M	$1.49M	$1.55M	$1.63M	$1.28M	$1.15M	—
Operating Cash Flow (USD)	$75.55M	$23.72M	$37.07M	$-90.17M	$32.83M	$-6.16M	$331.00K	$16.02M	$2.79M	$12.30M	—	$-10.74M	$5.90M	$8.95M	$21.77M	$19.21M	$32.79M	$11.90M	$1.45M	$10.36M	$31.13M	$48.09M	$-20.81M	$11.62M	$-25.84M	$-2.72M	$-7.52M	$-28.05M	$-5.28M	$6.02M	$7.45M	$965.00K	$14.92M	$-2.00M	$14.23M	$-7.83M	$20.23M	—	$17.11M	$-9.91M	$7.99M	—	$6.74M	$46.00K	$9.95M	—	$-5.54M	$-1.90M	$13.57M	—	—	—	$16.39M	—	$-16.23M	$-10.85M	$26.24M	—

🏛️ Sector-Specific 2 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Dec 31, 2017 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q2 FY2017 Jun 30, 2017 10-Q ↗	Q1 FY2017 Mar 31, 2017 10-Q ↗	Q4 FY2016 Dec 31, 2016 10-K ↗	Q3 FY2016 Sep 30, 2016 10-Q ↗	Q2 FY2016 Jun 30, 2016 10-Q ↗	Q1 FY2016 Mar 31, 2016 10-Q ↗	Q4 FY2015 Dec 31, 2015 10-K ↗	Q3 FY2015 Sep 30, 2015 10-Q ↗	Q2 FY2015 Jun 30, 2015 10-Q ↗	Q1 FY2015 Mar 31, 2015 10-Q ↗	Q4 FY2014 Dec 31, 2014 10-K ↗	Q3 FY2014 Sep 30, 2014 10-Q ↗	Q2 FY2014 Jun 30, 2014 10-Q ↗	Q1 FY2014 Mar 31, 2014 10-Q ↗	Q4 FY2013 Dec 31, 2013 10-K ↗	Q3 FY2013 Sep 30, 2013 10-Q ↗	Q2 FY2013 Jun 30, 2013 10-Q ↗	Q1 FY2013 Mar 31, 2013 10-Q ↗	Q4 FY2012 Dec 31, 2012 10-K ↗	Q3 FY2012 Sep 30, 2012 10-Q ↗	Q2 FY2012 Jun 30, 2012 10-Q ↗	Q1 FY2012 Mar 31, 2012 10-Q ↗	Q4 FY2011 Dec 31, 2011 10-K ↗
Net Interest Margin (approx.) (%)	2.2%	2.2%	2.2%	1.8%	1.7%	1.6%	—	—	1.6%	—	1.3%	—	—	—	—	2.5%	2.4%	—	—	—	2.0%	—	—	—	1.4%	—	—	—	1.8%	—	—	—	2.2%	—	—	—	2.2%	—	—	—	2.4%	—	—	—	2.6%	—	—	—	2.3%	—	2.4%	2.6%	2.3%	2.6%	—	—	—	—
Efficiency Ratio (%) (%)	58.0%	—	446.3%	65.0%	66.3%	—	67.4%	69.0%	72.3%	—	79.7%	77.7%	83.7%	—	63.6%	60.0%	57.7%	—	50.3%	49.3%	53.0%	—	57.1%	68.3%	63.5%	—	53.9%	59.9%	59.7%	—	55.9%	57.7%	56.9%	—	54.3%	56.8%	64.0%	—	55.2%	60.3%	60.0%	—	60.8%	63.0%	63.1%	—	76.0%	79.5%	85.3%	—	85.7%	69.5%	66.7%	—	56.1%	62.5%	65.0%	—

First Internet Bancorp

Analytical Summary

58-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

Statement lens

Benchmark Lens

Signals

Percentile Rankings

Peer Comparison

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