KRNY - Kearny Financial Corp.

📈 Is growth accelerating? 7 metrics

Metric	Q3 FY2026 Mar 31, 2026 10-Q ↗	Q2 FY2026 Dec 31, 2025 10-Q ↗	Q1 FY2026 Sep 30, 2025 10-Q ↗	Q4 FY2025 Jun 30, 2025 10-K ↗	Q3 FY2025 Mar 31, 2025 10-Q ↗	Q2 FY2025 Dec 31, 2024 10-Q ↗	Q1 FY2025 Sep 30, 2024 10-Q ↗	Q4 FY2024 Jun 30, 2024 10-K ↗	Q3 FY2024 Mar 31, 2024 10-Q ↗	Q2 FY2024 Dec 31, 2023 10-Q ↗	Q1 FY2024 Sep 30, 2023 10-Q ↗	Q4 FY2023 Jun 30, 2023 10-K ↗	Q3 FY2023 Mar 31, 2023 10-Q ↗	Q2 FY2023 Dec 31, 2022 10-Q ↗	Q1 FY2023 Sep 30, 2022 10-Q ↗	Q4 FY2022 Jun 30, 2022 10-K ↗	Q3 FY2022 Mar 31, 2022 10-Q ↗	Q2 FY2022 Dec 31, 2021 10-Q ↗	Q1 FY2022 Sep 30, 2021 10-Q ↗	Q4 FY2021 Jun 30, 2021 10-K ↗	Q3 FY2021 Mar 31, 2021 10-Q ↗	Q2 FY2021 Dec 31, 2020 10-Q ↗	Q1 FY2021 Sep 30, 2020 10-Q ↗	Q4 FY2020 Jun 30, 2020 10-K ↗	Q3 FY2020 Mar 31, 2020 10-Q ↗	Q2 FY2020 Dec 31, 2019 10-Q ↗	Q1 FY2020 Sep 30, 2019 10-Q ↗	Q4 FY2019 Jun 30, 2019 10-K ↗	Q3 FY2019 Mar 31, 2019 10-Q ↗	Q2 FY2019 Dec 31, 2018 10-Q ↗	Q1 FY2019 Sep 30, 2018 10-Q ↗	Q4 FY2018 Jun 30, 2018 10-K ↗	Q3 FY2018 Mar 31, 2018 10-Q ↗	Q2 FY2018 Dec 31, 2017 10-Q ↗	Q1 FY2018 Sep 30, 2017 10-Q ↗	Q4 FY2017 Jun 30, 2017 10-K ↗	Q3 FY2017 Mar 31, 2017 10-Q ↗	Q2 FY2017 Dec 31, 2016 10-Q ↗	Q1 FY2017 Sep 30, 2016 10-Q ↗	Q4 FY2016 Jun 30, 2016 10-K ↗	Q3 FY2016 Mar 31, 2016 10-Q ↗	Q2 FY2016 Dec 31, 2015 10-Q ↗	Q1 FY2016 Sep 30, 2015 10-Q ↗	Q4 FY2015 Jun 30, 2015 10-K ↗	Q3 FY2015 Mar 31, 2015 10-Q ↗	Q2 FY2015 Dec 31, 2014 10-Q ↗	Q1 FY2015 Sep 30, 2014 10-Q ↗	Q4 FY2014 Jun 30, 2014 10-K ↗	Q4 FY2013 Jun 30, 2013 10-K ↗	Q4 FY2012 Jun 30, 2012 10-K ↗
Revenue Growth YoY (%)	17.4% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+190%)	16.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+169%)	17.5% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+191%)	—	0.2% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-96%)	89.1% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1384%)	-14.1% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-335%)	—	-12.5% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-308%)	-45.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-856%)	-20.7% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-445%)	—	-13.6% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-326%)	-31.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-621%)	2.0% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-67%)	—	-4.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-168%)	2.2% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-64%)	2.9% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-52%)	—	21.2% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+253%)	32.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+434%)	27.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+361%)	—	3.5% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-41%)	-8.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-237%)	-6.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-204%)	—	38.3% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+538%)	41.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+596%)	45.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+650%)	—	7.5% Fair → Fair Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+26%)	3.6% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-41%)	12.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+104%)	—	5.1% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-15%)	10.3% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+72%)	7.2% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+21%)	—	14.3% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+138%)	23.8% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+296%)	17.7% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+196%)	—	—	—	—	—	—	—
EPS Growth YoY (%)	45.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	36.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	50.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	-8.3% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	-37.5% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	-25.0% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	N/M	-36.0% Weak → Weak Stable Year-over-year change in earnings per share Optimal: > 10%	11.8% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	-36.0% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-88.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-3.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-29.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	25.0% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	30.0% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	100.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	41.2% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	81.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	53.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	70.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-15.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	8.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	8.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	11.1% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	85.7% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	500.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	71.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	80.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	40.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-66.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	40.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-16.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	50.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	66.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	N/M	25.0% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	100.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—	—
Net Income Growth YoY (%)	52.5% Excellent ↑ Excellent Improving Year-over-year change in net income	43.9% Excellent ↑ Excellent Improving Year-over-year change in net income	56.0% Excellent Excellent Year-over-year change in net income	N/M	-10.1% Weak Weak Year-over-year change in net income	N/M	-38.1% Weak Weak Year-over-year change in net income	N/M	-28.3% Weak ↓ Weak Declining Year-over-year change in net income	N/M	-40.5% Weak → Weak Stable Year-over-year change in net income	5.7% Fair ↑ Fair Improving Year-over-year change in net income	-41.7% Weak ↑ Weak Improving Year-over-year change in net income	-89.6% Weak ↓ Weak Declining Year-over-year change in net income	-16.1% Weak ↓ Weak Declining Year-over-year change in net income	-38.5% Weak ↓ Weak Declining Year-over-year change in net income	7.7% Fair ↓ Fair Declining Year-over-year change in net income	10.7% Fair ↓ Fair Declining Year-over-year change in net income	73.3% Excellent ↑ Excellent Improving Year-over-year change in net income	35.0% Excellent ↓ Excellent Declining Year-over-year change in net income	77.5% Excellent ↑ Excellent Improving Year-over-year change in net income	59.1% Excellent ↑ Excellent Improving Year-over-year change in net income	0.1% Caution ↓ Caution Declining Year-over-year change in net income	55.4% Excellent ↑ Excellent Improving Year-over-year change in net income	-18.9% Weak ↓ Weak Declining Year-over-year change in net income	-1.1% Weak ↓ Weak Declining Year-over-year change in net income	2.0% Caution ↓ Caution Declining Year-over-year change in net income	14.2% Fair ↓ Fair Declining Year-over-year change in net income	112.3% Excellent ↓ Excellent Declining Year-over-year change in net income	748.5% Excellent ↑ Excellent Improving Year-over-year change in net income	113.0% Excellent ↑ Excellent Improving Year-over-year change in net income	75.2% Excellent ↑ Excellent Improving Year-over-year change in net income	32.2% Excellent ↑ Excellent Improving Year-over-year change in net income	-76.8% Weak ↓ Weak Declining Year-over-year change in net income	12.1% Fair ↑ Fair Improving Year-over-year change in net income	-9.8% Weak ↓ Weak Declining Year-over-year change in net income	-2.4% Weak ↓ Weak Declining Year-over-year change in net income	43.9% Excellent ↑ Excellent Improving Year-over-year change in net income	56.8% Excellent ↑ Excellent Improving Year-over-year change in net income	N/M	7.5% Fair ↓ Fair Declining Year-over-year change in net income	75.1% Excellent Excellent Year-over-year change in net income	1.8% Caution Caution Year-over-year change in net income	—	—	—	—	—	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	1.0% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	6.2% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-7.2% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	—	-8.8% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-10.8% Weak → Weak Stable Compound annual revenue growth over 3 years	-11.4% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	—	-10.1% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-27.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-6.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	—	0.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-2.5% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	10.2% Good ↑ Good Improving Compound annual revenue growth over 3 years	—	6.4% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	7.4% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	7.2% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	—	20.2% Excellent → Excellent Stable Compound annual revenue growth over 3 years	19.8% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	20.2% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	15.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	10.5% Good ↓ Good Declining Compound annual revenue growth over 3 years	15.1% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	—	16.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	17.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	20.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	8.9% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	12.2% Good Good Compound annual revenue growth over 3 years	12.3% Good Good Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	-3.1% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-3.4% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-3.4% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	—	-2.5% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-0.9% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-1.8% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	—	-1.9% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-14.2% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-0.1% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	—	7.5% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	3.8% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	12.7% Excellent → Excellent Stable Compound annual revenue growth over 5 years	—	12.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	12.7% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	14.9% Excellent → Excellent Stable Compound annual revenue growth over 5 years	—	14.4% Excellent → Excellent Stable Compound annual revenue growth over 5 years	14.4% Excellent → Excellent Stable Compound annual revenue growth over 5 years	15.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	—	13.1% Excellent → Excellent Stable Compound annual revenue growth over 5 years	13.0% Excellent Excellent Compound annual revenue growth over 5 years	14.0% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	0.0% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	71.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-15.7% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-13.5% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-23.9% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-24.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-27.3% Weak Weak Compound annual EPS growth over 3 years	—	-15.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	—	7.2% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	3.8% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	13.3% Good ↑ Good Improving Compound annual EPS growth over 3 years	-38.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	24.4% Excellent → Excellent Stable Compound annual EPS growth over 3 years	19.3% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	24.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	29.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	29.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	38.7% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	41.9% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	115.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	22.9% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	50.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	30.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	29.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	37.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	18.6% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	37.5% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	44.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	58.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	—	20.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	0.0% Caution Caution Compound annual EPS growth over 3 years	32.6% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	Q3 FY2026 Mar 31, 2026 10-Q ↗	Q2 FY2026 Dec 31, 2025 10-Q ↗	Q1 FY2026 Sep 30, 2025 10-Q ↗	Q4 FY2025 Jun 30, 2025 10-K ↗	Q3 FY2025 Mar 31, 2025 10-Q ↗	Q2 FY2025 Dec 31, 2024 10-Q ↗	Q1 FY2025 Sep 30, 2024 10-Q ↗	Q4 FY2024 Jun 30, 2024 10-K ↗	Q3 FY2024 Mar 31, 2024 10-Q ↗	Q2 FY2024 Dec 31, 2023 10-Q ↗	Q1 FY2024 Sep 30, 2023 10-Q ↗	Q4 FY2023 Jun 30, 2023 10-K ↗	Q3 FY2023 Mar 31, 2023 10-Q ↗	Q2 FY2023 Dec 31, 2022 10-Q ↗	Q1 FY2023 Sep 30, 2022 10-Q ↗	Q4 FY2022 Jun 30, 2022 10-K ↗	Q3 FY2022 Mar 31, 2022 10-Q ↗	Q2 FY2022 Dec 31, 2021 10-Q ↗	Q1 FY2022 Sep 30, 2021 10-Q ↗	Q4 FY2021 Jun 30, 2021 10-K ↗	Q3 FY2021 Mar 31, 2021 10-Q ↗	Q2 FY2021 Dec 31, 2020 10-Q ↗	Q1 FY2021 Sep 30, 2020 10-Q ↗	Q4 FY2020 Jun 30, 2020 10-K ↗	Q3 FY2020 Mar 31, 2020 10-Q ↗	Q2 FY2020 Dec 31, 2019 10-Q ↗	Q1 FY2020 Sep 30, 2019 10-Q ↗	Q4 FY2019 Jun 30, 2019 10-K ↗	Q3 FY2019 Mar 31, 2019 10-Q ↗	Q2 FY2019 Dec 31, 2018 10-Q ↗	Q1 FY2019 Sep 30, 2018 10-Q ↗	Q4 FY2018 Jun 30, 2018 10-K ↗	Q3 FY2018 Mar 31, 2018 10-Q ↗	Q2 FY2018 Dec 31, 2017 10-Q ↗	Q1 FY2018 Sep 30, 2017 10-Q ↗	Q4 FY2017 Jun 30, 2017 10-K ↗	Q3 FY2017 Mar 31, 2017 10-Q ↗	Q2 FY2017 Dec 31, 2016 10-Q ↗	Q1 FY2017 Sep 30, 2016 10-Q ↗	Q4 FY2016 Jun 30, 2016 10-K ↗	Q3 FY2016 Mar 31, 2016 10-Q ↗	Q2 FY2016 Dec 31, 2015 10-Q ↗	Q1 FY2016 Sep 30, 2015 10-Q ↗	Q4 FY2015 Jun 30, 2015 10-K ↗	Q3 FY2015 Mar 31, 2015 10-Q ↗	Q2 FY2015 Dec 31, 2014 10-Q ↗	Q1 FY2015 Sep 30, 2014 10-Q ↗	Q4 FY2014 Jun 30, 2014 10-K ↗	Q4 FY2013 Jun 30, 2013 10-K ↗	Q4 FY2012 Jun 30, 2012 10-K ↗
Operating Margin (%) (%)	27.9% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+12%)	27.1% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	27.5% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	—	20.3% Good → Good Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-19%)	20.9% Good → Good Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-17%)	19.4% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	—	23.7% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-5%)	-60.8% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-343%)	30.5% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	—	30.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	5.5% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-78%)	40.0% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+60%)	—	47.6% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+90%)	48.4% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+94%)	50.5% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+102%)	—	41.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+67%)	43.6% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+75%)	27.5% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	—	21.6% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-13%)	36.3% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+45%)	37.4% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	—	37.2% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	33.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	34.1% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+37%)	—	25.0% Good → Good Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.3% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-15%)	26.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+7%)	—	19.7% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	29.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+16%)	25.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	21.5% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-14%)	19.8% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	15.4% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-38%)	—	19.2% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	14.3% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-43%)	16.5% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-34%)	—	—	—
Effective Tax Rate (%) (%)	19.8% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.8% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.6% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.0% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.3% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	16.0% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.1% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	1.0% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.8% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-14.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.2% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.9% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.0% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	1.7% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.1% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.0% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.9% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.6% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.9% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.6% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.9% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.9% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.2% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.6% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	2.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.0% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.1% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.8% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.4% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.3% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.7% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	35.5% Weak ↓ Weak Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.6% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	80.2% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	34.5% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	32.4% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.6% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	35.2% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	32.0% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	36.7% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.6% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.4% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.2% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	50.1% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.6% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	15.9% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—
Profit Margin (%) (%)	22.4% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	17.2% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-22%)	17.5% Good → Good Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	16.4% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-25%)	—	19.2% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-13%)	-69.7% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-417%)	22.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	23.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+6%)	5.4% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-76%)	30.4% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+38%)	—	34.7% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+58%)	35.5% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+62%)	36.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+68%)	—	30.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	32.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	21.9% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	21.1% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	27.2% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+24%)	28.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+27%)	—	27.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+23%)	25.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+15%)	25.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+17%)	—	17.6% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	4.2% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-81%)	17.5% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	—	14.3% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-35%)	18.8% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-15%)	17.5% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	—	15.4% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-30%)	14.4% Fair → Fair Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-34%)	12.0% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-46%)	—	16.4% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-26%)	10.2% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-54%)	13.8% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-37%)	—	—	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	Q3 FY2026 Mar 31, 2026 10-Q ↗	Q2 FY2026 Dec 31, 2025 10-Q ↗	Q1 FY2026 Sep 30, 2025 10-Q ↗	Q4 FY2025 Jun 30, 2025 10-K ↗	Q3 FY2025 Mar 31, 2025 10-Q ↗	Q2 FY2025 Dec 31, 2024 10-Q ↗	Q1 FY2025 Sep 30, 2024 10-Q ↗	Q4 FY2024 Jun 30, 2024 10-K ↗	Q3 FY2024 Mar 31, 2024 10-Q ↗	Q2 FY2024 Dec 31, 2023 10-Q ↗	Q1 FY2024 Sep 30, 2023 10-Q ↗	Q4 FY2023 Jun 30, 2023 10-K ↗	Q3 FY2023 Mar 31, 2023 10-Q ↗	Q2 FY2023 Dec 31, 2022 10-Q ↗	Q1 FY2023 Sep 30, 2022 10-Q ↗	Q4 FY2022 Jun 30, 2022 10-K ↗	Q3 FY2022 Mar 31, 2022 10-Q ↗	Q2 FY2022 Dec 31, 2021 10-Q ↗	Q1 FY2022 Sep 30, 2021 10-Q ↗	Q4 FY2021 Jun 30, 2021 10-K ↗	Q3 FY2021 Mar 31, 2021 10-Q ↗	Q2 FY2021 Dec 31, 2020 10-Q ↗	Q1 FY2021 Sep 30, 2020 10-Q ↗	Q4 FY2020 Jun 30, 2020 10-K ↗	Q3 FY2020 Mar 31, 2020 10-Q ↗	Q2 FY2020 Dec 31, 2019 10-Q ↗	Q1 FY2020 Sep 30, 2019 10-Q ↗	Q4 FY2019 Jun 30, 2019 10-K ↗	Q3 FY2019 Mar 31, 2019 10-Q ↗	Q2 FY2019 Dec 31, 2018 10-Q ↗	Q1 FY2019 Sep 30, 2018 10-Q ↗	Q4 FY2018 Jun 30, 2018 10-K ↗	Q3 FY2018 Mar 31, 2018 10-Q ↗	Q2 FY2018 Dec 31, 2017 10-Q ↗	Q1 FY2018 Sep 30, 2017 10-Q ↗	Q4 FY2017 Jun 30, 2017 10-K ↗	Q3 FY2017 Mar 31, 2017 10-Q ↗	Q2 FY2017 Dec 31, 2016 10-Q ↗	Q1 FY2017 Sep 30, 2016 10-Q ↗	Q4 FY2016 Jun 30, 2016 10-K ↗	Q3 FY2016 Mar 31, 2016 10-Q ↗	Q2 FY2016 Dec 31, 2015 10-Q ↗	Q1 FY2016 Sep 30, 2015 10-Q ↗	Q4 FY2015 Jun 30, 2015 10-K ↗	Q3 FY2015 Mar 31, 2015 10-Q ↗	Q2 FY2015 Dec 31, 2014 10-Q ↗	Q1 FY2015 Sep 30, 2014 10-Q ↗	Q4 FY2014 Jun 30, 2014 10-K ↗	Q4 FY2013 Jun 30, 2013 10-K ↗	Q4 FY2012 Jun 30, 2012 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-1.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	—	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	—	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	—	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	0.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	0.1% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	—	—	—	—
Return on Common Equity (%) (%)	1.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-89%)	1.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	1.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-89%)	0.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-92%)	0.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	0.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	0.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	-12.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-200%)	0.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	-1.6% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-114%)	1.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	1.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-88%)	1.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-90%)	0.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-98%)	1.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	1.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-89%)	1.9% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	1.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	1.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-84%)	1.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-85%)	1.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-87%)	1.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-87%)	1.0% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-92%)	1.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-89%)	0.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	1.0% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-92%)	1.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-91%)	0.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	1.0% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-92%)	0.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-92%)	0.9% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-92%)	0.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-95%)	0.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-95%)	0.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-99%)	0.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-96%)	0.4% Weak → Weak Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-97%)	0.4% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-97%)	0.5% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-96%)	0.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-97%)	0.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-96%)	0.4% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-97%)	0.3% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-97%)	0.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-98%)	-0.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-102%)	0.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-93%)	0.4% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-96%)	0.6% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-95%)	—	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	Q3 FY2026 Mar 31, 2026 10-Q ↗	Q2 FY2026 Dec 31, 2025 10-Q ↗	Q1 FY2026 Sep 30, 2025 10-Q ↗	Q4 FY2025 Jun 30, 2025 10-K ↗	Q3 FY2025 Mar 31, 2025 10-Q ↗	Q2 FY2025 Dec 31, 2024 10-Q ↗	Q1 FY2025 Sep 30, 2024 10-Q ↗	Q4 FY2024 Jun 30, 2024 10-K ↗	Q3 FY2024 Mar 31, 2024 10-Q ↗	Q2 FY2024 Dec 31, 2023 10-Q ↗	Q1 FY2024 Sep 30, 2023 10-Q ↗	Q4 FY2023 Jun 30, 2023 10-K ↗	Q3 FY2023 Mar 31, 2023 10-Q ↗	Q2 FY2023 Dec 31, 2022 10-Q ↗	Q1 FY2023 Sep 30, 2022 10-Q ↗	Q4 FY2022 Jun 30, 2022 10-K ↗	Q3 FY2022 Mar 31, 2022 10-Q ↗	Q2 FY2022 Dec 31, 2021 10-Q ↗	Q1 FY2022 Sep 30, 2021 10-Q ↗	Q4 FY2021 Jun 30, 2021 10-K ↗	Q3 FY2021 Mar 31, 2021 10-Q ↗	Q2 FY2021 Dec 31, 2020 10-Q ↗	Q1 FY2021 Sep 30, 2020 10-Q ↗	Q4 FY2020 Jun 30, 2020 10-K ↗	Q3 FY2020 Mar 31, 2020 10-Q ↗	Q2 FY2020 Dec 31, 2019 10-Q ↗	Q1 FY2020 Sep 30, 2019 10-Q ↗	Q4 FY2019 Jun 30, 2019 10-K ↗	Q3 FY2019 Mar 31, 2019 10-Q ↗	Q2 FY2019 Dec 31, 2018 10-Q ↗	Q1 FY2019 Sep 30, 2018 10-Q ↗	Q4 FY2018 Jun 30, 2018 10-K ↗	Q3 FY2018 Mar 31, 2018 10-Q ↗	Q2 FY2018 Dec 31, 2017 10-Q ↗	Q1 FY2018 Sep 30, 2017 10-Q ↗	Q4 FY2017 Jun 30, 2017 10-K ↗	Q3 FY2017 Mar 31, 2017 10-Q ↗	Q2 FY2017 Dec 31, 2016 10-Q ↗	Q1 FY2017 Sep 30, 2016 10-Q ↗	Q4 FY2016 Jun 30, 2016 10-K ↗	Q3 FY2016 Mar 31, 2016 10-Q ↗	Q2 FY2016 Dec 31, 2015 10-Q ↗	Q1 FY2016 Sep 30, 2015 10-Q ↗	Q4 FY2015 Jun 30, 2015 10-K ↗	Q3 FY2015 Mar 31, 2015 10-Q ↗	Q2 FY2015 Dec 31, 2014 10-Q ↗	Q1 FY2015 Sep 30, 2014 10-Q ↗	Q4 FY2014 Jun 30, 2014 10-K ↗	Q4 FY2013 Jun 30, 2013 10-K ↗	Q4 FY2012 Jun 30, 2012 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	—	1.97x Weak → Weak Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+64%)	1.92x Weak ↑ Weak Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+60%)	—	1.86x Weak ↑ Weak Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+55%)	1.59x Weak ↑ Weak Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+32%)	0.97x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-19%)	—	0.89x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-26%)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	Q3 FY2026 Mar 31, 2026 10-Q ↗	Q2 FY2026 Dec 31, 2025 10-Q ↗	Q1 FY2026 Sep 30, 2025 10-Q ↗	Q4 FY2025 Jun 30, 2025 10-K ↗	Q3 FY2025 Mar 31, 2025 10-Q ↗	Q2 FY2025 Dec 31, 2024 10-Q ↗	Q1 FY2025 Sep 30, 2024 10-Q ↗	Q4 FY2024 Jun 30, 2024 10-K ↗	Q3 FY2024 Mar 31, 2024 10-Q ↗	Q2 FY2024 Dec 31, 2023 10-Q ↗	Q1 FY2024 Sep 30, 2023 10-Q ↗	Q4 FY2023 Jun 30, 2023 10-K ↗	Q3 FY2023 Mar 31, 2023 10-Q ↗	Q2 FY2023 Dec 31, 2022 10-Q ↗	Q1 FY2023 Sep 30, 2022 10-Q ↗	Q4 FY2022 Jun 30, 2022 10-K ↗	Q3 FY2022 Mar 31, 2022 10-Q ↗	Q2 FY2022 Dec 31, 2021 10-Q ↗	Q1 FY2022 Sep 30, 2021 10-Q ↗	Q4 FY2021 Jun 30, 2021 10-K ↗	Q3 FY2021 Mar 31, 2021 10-Q ↗	Q2 FY2021 Dec 31, 2020 10-Q ↗	Q1 FY2021 Sep 30, 2020 10-Q ↗	Q4 FY2020 Jun 30, 2020 10-K ↗	Q3 FY2020 Mar 31, 2020 10-Q ↗	Q2 FY2020 Dec 31, 2019 10-Q ↗	Q1 FY2020 Sep 30, 2019 10-Q ↗	Q4 FY2019 Jun 30, 2019 10-K ↗	Q3 FY2019 Mar 31, 2019 10-Q ↗	Q2 FY2019 Dec 31, 2018 10-Q ↗	Q1 FY2019 Sep 30, 2018 10-Q ↗	Q4 FY2018 Jun 30, 2018 10-K ↗	Q3 FY2018 Mar 31, 2018 10-Q ↗	Q2 FY2018 Dec 31, 2017 10-Q ↗	Q1 FY2018 Sep 30, 2017 10-Q ↗	Q4 FY2017 Jun 30, 2017 10-K ↗	Q3 FY2017 Mar 31, 2017 10-Q ↗	Q2 FY2017 Dec 31, 2016 10-Q ↗	Q1 FY2017 Sep 30, 2016 10-Q ↗	Q4 FY2016 Jun 30, 2016 10-K ↗	Q3 FY2016 Mar 31, 2016 10-Q ↗	Q2 FY2016 Dec 31, 2015 10-Q ↗	Q1 FY2016 Sep 30, 2015 10-Q ↗	Q4 FY2015 Jun 30, 2015 10-K ↗	Q3 FY2015 Mar 31, 2015 10-Q ↗	Q2 FY2015 Dec 31, 2014 10-Q ↗	Q1 FY2015 Sep 30, 2014 10-Q ↗	Q4 FY2014 Jun 30, 2014 10-K ↗	Q4 FY2013 Jun 30, 2013 10-K ↗	Q4 FY2012 Jun 30, 2012 10-K ↗
Revenue per Share (USD)	$0.72	$0.69	$0.69	—	$0.62	$0.60	$0.59	—	$0.62	$0.32	$0.69	—	$0.68	$0.56	$0.83	—	$0.73	$0.73	$0.72	—	$0.66	$0.61	$0.60	—	$0.54	$0.47	$0.48	—	$0.47	$0.46	$0.46	—	$0.41	$0.39	$0.38	—	$0.34	$0.34	$0.31	—	$0.30	$0.29	$0.28	—	$0.26	$0.23	$0.23	—	—	—
Basic EPS, GAAP (USD)	$0.16	$0.15	$0.15	$0.11	$0.11	$0.11	$0.10	$-1.45	$0.12	$-0.22	$0.16	$0.19	$0.16	$0.03	$0.25	$0.17	$0.25	$0.26	$0.26	$0.24	$0.20	$0.20	$0.13	$0.17	$0.11	$0.13	$0.13	$0.10	$0.13	$0.12	$0.12	$0.09	$0.07	$0.02	$0.07	$0.05	$0.05	$0.06	$0.05	$0.06	$0.05	$0.04	$0.03	$-0.04	$0.04	$0.02	$0.03	—	—	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$0.11	$0.11	$0.11	$0.11	$0.11	$0.11	$0.11	$0.11	$0.11	$0.11	$0.11	$0.10	$0.11	$0.11	$0.11	$0.11	$0.11	$0.11	$0.10	$0.10	$0.09	$0.08	$0.08	$0.08	$0.08	$0.07	$0.06	$0.06	$0.06	$0.05	$0.20	$0.04	$0.03	$0.03	$0.15	$0.03	$0.03	$0.02	$0.02	$0.02	$0.02	$0.02	$0.02	—	—	—	—	—	—	—
Book Value per Share (USD)	$11.79	$11.70	$11.63	$11.58	$11.58	$11.53	$11.64	$11.70	$13.18	$13.16	$13.04	—	$12.99	$12.95	$12.88	—	$13.69	$13.55	$13.38	—	$13.19	$12.83	$12.56	—	$12.79	$12.85	$12.80	—	$12.66	$12.62	$12.64	—	$13.13	$12.82	$12.44	—	$12.94	$13.09	$12.57	—	$12.45	$12.47	$12.44	—	$5.35	$5.33	$5.32	$5.33	—	—
Tangible Book Value per Share (USD)	$10.03	$9.95	$9.88	$9.82	$9.83	$9.78	$9.88	$9.93	$9.90	$9.89	$9.81	—	$9.83	$9.82	$9.77	—	$10.66	$10.68	$10.60	—	$13.19	$12.83	$10.20	—	$10.26	$10.38	$10.37	—	$10.35	$10.37	$10.49	—	$13.13	$12.82	$11.11	—	$12.94	$13.09	$11.35	—	$11.29	$11.31	$11.28	—	$5.35	$5.33	$5.32	$4.16	—	—
Basic Weighted Avg Shares (shares)	62.91M	62.86M	62.74M	—	62.55M	62.50M	62.39M	—	62.20M	62.30M	63.01M	—	64.77M	65.03M	65.74M	—	69.79M	72.01M	74.54M	—	80.67M	85.12M	86.01M	—	81.34M	82.83M	84.76M	—	89.49M	92.43M	95.13M	—	75.49M	77.17M	79.65M	—	84.54M	85.17M	86.25M	—	89.69M	89.64M	89.59M	—	92.59M	92.55M	92.45M	—	—	—
Dividend Payout Ratio (%)	68.8% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	73.3% Caution ↓ Caution Declining Dividends paid as a percentage of earnings Optimal: 30-60%	73.3% Caution ↓ Caution Declining Dividends paid as a percentage of earnings Optimal: 30-60%	100.0% Weak → Weak Stable Dividends paid as a percentage of earnings Optimal: 30-60%	100.0% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	100.0% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	110.0% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	-7.6% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	91.7% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	-50.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	68.8% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	52.6% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	68.8% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	366.7% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	44.0% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	64.7% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	44.0% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	42.3% Good → Good Stable Dividends paid as a percentage of earnings Optimal: 30-60%	38.5% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	41.7% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	45.0% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	40.0% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	61.5% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	47.1% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	72.7% Caution ↑ Caution Improving Dividends paid as a percentage of earnings Optimal: 30-60%	53.8% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	46.2% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	60.0% Fair ↓ Fair Declining Dividends paid as a percentage of earnings Optimal: 30-60%	46.2% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	41.7% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	166.7% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	44.4% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	42.9% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	150.0% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	214.3% Weak ↑ Weak Improving Dividends paid as a percentage of earnings Optimal: 30-60%	60.0% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	60.0% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	33.3% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	40.0% Good → Good Stable Dividends paid as a percentage of earnings Optimal: 30-60%	33.3% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	40.0% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	50.0% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	66.7% Fair Fair Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	Q3 FY2026 Mar 31, 2026 10-Q ↗	Q2 FY2026 Dec 31, 2025 10-Q ↗	Q1 FY2026 Sep 30, 2025 10-Q ↗	Q4 FY2025 Jun 30, 2025 10-K ↗	Q3 FY2025 Mar 31, 2025 10-Q ↗	Q2 FY2025 Dec 31, 2024 10-Q ↗	Q1 FY2025 Sep 30, 2024 10-Q ↗	Q4 FY2024 Jun 30, 2024 10-K ↗	Q3 FY2024 Mar 31, 2024 10-Q ↗	Q2 FY2024 Dec 31, 2023 10-Q ↗	Q1 FY2024 Sep 30, 2023 10-Q ↗	Q4 FY2023 Jun 30, 2023 10-K ↗	Q3 FY2023 Mar 31, 2023 10-Q ↗	Q2 FY2023 Dec 31, 2022 10-Q ↗	Q1 FY2023 Sep 30, 2022 10-Q ↗	Q4 FY2022 Jun 30, 2022 10-K ↗	Q3 FY2022 Mar 31, 2022 10-Q ↗	Q2 FY2022 Dec 31, 2021 10-Q ↗	Q1 FY2022 Sep 30, 2021 10-Q ↗	Q4 FY2021 Jun 30, 2021 10-K ↗	Q3 FY2021 Mar 31, 2021 10-Q ↗	Q2 FY2021 Dec 31, 2020 10-Q ↗	Q1 FY2021 Sep 30, 2020 10-Q ↗	Q4 FY2020 Jun 30, 2020 10-K ↗	Q3 FY2020 Mar 31, 2020 10-Q ↗	Q2 FY2020 Dec 31, 2019 10-Q ↗	Q1 FY2020 Sep 30, 2019 10-Q ↗	Q4 FY2019 Jun 30, 2019 10-K ↗	Q3 FY2019 Mar 31, 2019 10-Q ↗	Q2 FY2019 Dec 31, 2018 10-Q ↗	Q1 FY2019 Sep 30, 2018 10-Q ↗	Q4 FY2018 Jun 30, 2018 10-K ↗	Q3 FY2018 Mar 31, 2018 10-Q ↗	Q2 FY2018 Dec 31, 2017 10-Q ↗	Q1 FY2018 Sep 30, 2017 10-Q ↗	Q4 FY2017 Jun 30, 2017 10-K ↗	Q3 FY2017 Mar 31, 2017 10-Q ↗	Q2 FY2017 Dec 31, 2016 10-Q ↗	Q1 FY2017 Sep 30, 2016 10-Q ↗	Q4 FY2016 Jun 30, 2016 10-K ↗	Q3 FY2016 Mar 31, 2016 10-Q ↗	Q2 FY2016 Dec 31, 2015 10-Q ↗	Q1 FY2016 Sep 30, 2015 10-Q ↗	Q4 FY2015 Jun 30, 2015 10-K ↗	Q3 FY2015 Mar 31, 2015 10-Q ↗	Q2 FY2015 Dec 31, 2014 10-Q ↗	Q1 FY2015 Sep 30, 2014 10-Q ↗	Q4 FY2014 Jun 30, 2014 10-K ↗	Q4 FY2013 Jun 30, 2013 10-K ↗	Q4 FY2012 Jun 30, 2012 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity (USD)	$763.03M	$757.40M	$753.20M	$745.96M	$748.11M	$744.85M	$751.54M	$753.57M	$849.08M	$847.98M	$849.53M	$869.28M	$866.23M	$872.64M	$874.97M	$894.00M	$955.17M	$995.47M	$1.01B	$1.04B	$1.06B	$1.09B	$1.12B	$1.08B	$1.07B	$1.09B	$1.11B	$1.13B	$1.16B	$1.18B	$1.24B	$1.27B	$991.20M	$989.27M	$1.01B	$1.06B	$1.09B	$1.11B	$1.12B	$1.15B	$1.16B	$1.17B	$1.16B	$1.17B	$495.74M	$493.23M	$491.94M	$494.68M	$467.71M	$491.62M

📋 What is driving earnings? 3 metrics

Metric	Q3 FY2026 Mar 31, 2026 10-Q ↗	Q2 FY2026 Dec 31, 2025 10-Q ↗	Q1 FY2026 Sep 30, 2025 10-Q ↗	Q4 FY2025 Jun 30, 2025 10-K ↗	Q3 FY2025 Mar 31, 2025 10-Q ↗	Q2 FY2025 Dec 31, 2024 10-Q ↗	Q1 FY2025 Sep 30, 2024 10-Q ↗	Q4 FY2024 Jun 30, 2024 10-K ↗	Q3 FY2024 Mar 31, 2024 10-Q ↗	Q2 FY2024 Dec 31, 2023 10-Q ↗	Q1 FY2024 Sep 30, 2023 10-Q ↗	Q4 FY2023 Jun 30, 2023 10-K ↗	Q3 FY2023 Mar 31, 2023 10-Q ↗	Q2 FY2023 Dec 31, 2022 10-Q ↗	Q1 FY2023 Sep 30, 2022 10-Q ↗	Q4 FY2022 Jun 30, 2022 10-K ↗	Q3 FY2022 Mar 31, 2022 10-Q ↗	Q2 FY2022 Dec 31, 2021 10-Q ↗	Q1 FY2022 Sep 30, 2021 10-Q ↗	Q4 FY2021 Jun 30, 2021 10-K ↗	Q3 FY2021 Mar 31, 2021 10-Q ↗	Q2 FY2021 Dec 31, 2020 10-Q ↗	Q1 FY2021 Sep 30, 2020 10-Q ↗	Q4 FY2020 Jun 30, 2020 10-K ↗	Q3 FY2020 Mar 31, 2020 10-Q ↗	Q2 FY2020 Dec 31, 2019 10-Q ↗	Q1 FY2020 Sep 30, 2019 10-Q ↗	Q4 FY2019 Jun 30, 2019 10-K ↗	Q3 FY2019 Mar 31, 2019 10-Q ↗	Q2 FY2019 Dec 31, 2018 10-Q ↗	Q1 FY2019 Sep 30, 2018 10-Q ↗	Q4 FY2018 Jun 30, 2018 10-K ↗	Q3 FY2018 Mar 31, 2018 10-Q ↗	Q2 FY2018 Dec 31, 2017 10-Q ↗	Q1 FY2018 Sep 30, 2017 10-Q ↗	Q4 FY2017 Jun 30, 2017 10-K ↗	Q3 FY2017 Mar 31, 2017 10-Q ↗	Q2 FY2017 Dec 31, 2016 10-Q ↗	Q1 FY2017 Sep 30, 2016 10-Q ↗	Q4 FY2016 Jun 30, 2016 10-K ↗	Q3 FY2016 Mar 31, 2016 10-Q ↗	Q2 FY2016 Dec 31, 2015 10-Q ↗	Q1 FY2016 Sep 30, 2015 10-Q ↗	Q4 FY2015 Jun 30, 2015 10-K ↗	Q3 FY2015 Mar 31, 2015 10-Q ↗	Q2 FY2015 Dec 31, 2014 10-Q ↗	Q1 FY2015 Sep 30, 2014 10-Q ↗	Q4 FY2014 Jun 30, 2014 10-K ↗	Q4 FY2013 Jun 30, 2013 10-K ↗	Q4 FY2012 Jun 30, 2012 10-K ↗
Sales/Revenue/Turnover (USD)	$45.33M	$43.54M	$43.55M	—	$38.60M	$37.48M	$37.07M	—	$38.52M	$19.83M	$43.17M	—	$44.02M	$36.30M	$54.45M	—	$50.92M	$52.82M	$53.39M	—	$53.10M	$51.71M	$51.90M	—	$43.81M	$39.16M	$40.65M	—	$42.31M	$42.66M	$43.36M	—	$30.61M	$30.10M	$29.90M	—	$28.46M	$29.06M	$26.65M	—	$27.08M	$26.35M	$24.85M	—	$23.69M	$21.29M	$21.11M	—	—	—
Net Income, GAAP (USD)	$10.14M	$9.45M	$9.51M	$6.77M	$6.65M	$6.57M	$6.09M	$-90.08M	$7.40M	$-13.83M	$9.84M	$12.01M	$10.31M	$1.95M	$16.54M	$11.37M	$17.69M	$18.77M	$19.71M	$18.48M	$16.42M	$16.95M	$11.38M	$13.69M	$9.25M	$10.65M	$11.37M	$8.81M	$11.42M	$10.77M	$11.15M	$7.72M	$5.38M	$1.27M	$5.23M	$4.40M	$4.07M	$5.46M	$4.67M	$4.88M	$4.17M	$3.80M	$2.98M	$-3.34M	$3.88M	$2.17M	$2.92M	—	—	—
Operating Cash Flow (USD)	$7.93M	$14.31M	$1.50M	$8.09M	—	—	$2.54M	$7.26M	—	—	$12.28M	$11.65M	—	—	$20.70M	$24.15M	—	—	$5.41M	$17.69M	$26.90M	$24.68M	$6.14M	$-10.29M	—	—	$10.95M	$-22.00K	—	—	$13.67M	$14.86M	$14.00M	$9.95M	—	$14.49M	$12.81M	—	—	—	—	—	—	—	—	—	—	—	—	—

🏛️ Sector-Specific 2 metrics

Metric	Q3 FY2026 Mar 31, 2026 10-Q ↗	Q2 FY2026 Dec 31, 2025 10-Q ↗	Q1 FY2026 Sep 30, 2025 10-Q ↗	Q4 FY2025 Jun 30, 2025 10-K ↗	Q3 FY2025 Mar 31, 2025 10-Q ↗	Q2 FY2025 Dec 31, 2024 10-Q ↗	Q1 FY2025 Sep 30, 2024 10-Q ↗	Q4 FY2024 Jun 30, 2024 10-K ↗	Q3 FY2024 Mar 31, 2024 10-Q ↗	Q2 FY2024 Dec 31, 2023 10-Q ↗	Q1 FY2024 Sep 30, 2023 10-Q ↗	Q4 FY2023 Jun 30, 2023 10-K ↗	Q3 FY2023 Mar 31, 2023 10-Q ↗	Q2 FY2023 Dec 31, 2022 10-Q ↗	Q1 FY2023 Sep 30, 2022 10-Q ↗	Q4 FY2022 Jun 30, 2022 10-K ↗	Q3 FY2022 Mar 31, 2022 10-Q ↗	Q2 FY2022 Dec 31, 2021 10-Q ↗	Q1 FY2022 Sep 30, 2021 10-Q ↗	Q4 FY2021 Jun 30, 2021 10-K ↗	Q3 FY2021 Mar 31, 2021 10-Q ↗	Q2 FY2021 Dec 31, 2020 10-Q ↗	Q1 FY2021 Sep 30, 2020 10-Q ↗	Q4 FY2020 Jun 30, 2020 10-K ↗	Q3 FY2020 Mar 31, 2020 10-Q ↗	Q2 FY2020 Dec 31, 2019 10-Q ↗	Q1 FY2020 Sep 30, 2019 10-Q ↗	Q4 FY2019 Jun 30, 2019 10-K ↗	Q3 FY2019 Mar 31, 2019 10-Q ↗	Q2 FY2019 Dec 31, 2018 10-Q ↗	Q1 FY2019 Sep 30, 2018 10-Q ↗	Q4 FY2018 Jun 30, 2018 10-K ↗	Q3 FY2018 Mar 31, 2018 10-Q ↗	Q2 FY2018 Dec 31, 2017 10-Q ↗	Q1 FY2018 Sep 30, 2017 10-Q ↗	Q4 FY2017 Jun 30, 2017 10-K ↗	Q3 FY2017 Mar 31, 2017 10-Q ↗	Q2 FY2017 Dec 31, 2016 10-Q ↗	Q1 FY2017 Sep 30, 2016 10-Q ↗	Q4 FY2016 Jun 30, 2016 10-K ↗	Q3 FY2016 Mar 31, 2016 10-Q ↗	Q2 FY2016 Dec 31, 2015 10-Q ↗	Q1 FY2016 Sep 30, 2015 10-Q ↗	Q4 FY2015 Jun 30, 2015 10-K ↗	Q3 FY2015 Mar 31, 2015 10-Q ↗	Q2 FY2015 Dec 31, 2014 10-Q ↗	Q1 FY2015 Sep 30, 2014 10-Q ↗	Q4 FY2014 Jun 30, 2014 10-K ↗	Q4 FY2013 Jun 30, 2013 10-K ↗	Q4 FY2012 Jun 30, 2012 10-K ↗
Net Interest Margin (approx.) (%)	2.1%	2.0%	2.0%	1.9%	1.8%	1.7%	1.7%	1.7%	1.8%	1.8%	2.0%	—	2.0%	2.2%	2.5%	—	2.6%	2.7%	2.8%	—	—	—	2.4%	—	2.2%	2.1%	2.2%	—	2.3%	2.3%	2.4%	—	—	—	2.2%	—	—	—	2.1%	—	2.2%	2.2%	2.1%	—	—	—	—	—	—	—
Efficiency Ratio (%) (%)	71.3%	71.6%	72.7%	—	78.7%	78.9%	80.3%	—	75.4%	150.1%	69.0%	—	69.0%	89.9%	58.7%	—	60.1%	56.2%	59.6%	—	56.2%	59.0%	64.7%	—	64.1%	67.5%	64.6%	—	63.3%	63.9%	61.0%	—	73.7%	75.6%	71.2%	—	73.9%	66.7%	70.0%	—	68.9%	67.2%	74.0%	—	73.4%	77.6%	79.5%	—	—	—

Kearny Financial Corp.

Analytical Summary

50-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

Statement lens

Benchmark Lens

Signals

Percentile Rankings

Peer Comparison

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