LESAKA TECHNOLOGIES INC
LSAKAnalytical Summary
LESAKA TECHNOLOGIES INC faces fundamental challenges with weakness in Return on Common Equity (%) and Debt to Equity. The fundamentals warrant careful consideration of downside risks.
18-Year Financial Trajectory
AnnualBullish Indicators
- No bullish signals detected.
Bearish Risks
- Debt to EquityDebt to Equity is concerning (bottom quartile)
- Return on Common Equity (%)Return on Common Equity (%) is in the bottom quartile
Health Breakdown
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ | FY 2018 Jun 30, 2018 10-K ↗ | FY 2017 Jun 30, 2017 10-K ↗ | FY 2016 Jun 30, 2016 10-K ↗ | FY 2015 Jun 30, 2015 10-K ↗ | FY 2014 Jun 30, 2014 10-K ↗ | FY 2013 Jun 30, 2013 10-K ↗ | FY 2012 Jun 30, 2012 10-K ↗ | FY 2011 Jun 30, 2011 10-K ↗ | FY 2010 Jun 30, 2010 10-K ↗ | FY 2009 Jun 30, 2009 10-K ↗ | FY 2008 Jun 30, 2008 10-K ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| EPS Growth YoY (%) |
-322.2%
Weak
↓
Weak
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
51.8%
Excellent
↑
Excellent
Improving
Year-over-year change in earnings per share
Optimal:
> 10%
|
25.3%
Excellent
↓
Excellent
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
-11.9%
Weak
↓
Weak
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
51.1%
Excellent
↑
Excellent
Improving
Year-over-year change in earnings per share
Optimal:
> 10%
|
75.0%
Excellent
↑
Excellent
Improving
Year-over-year change in earnings per share
Optimal:
> 10%
|
N/M |
-15.7%
Weak
↓
Weak
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
-22.1%
Weak
↓
Weak
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
-15.3%
Weak
↓
Weak
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
34.4%
Excellent
↓
Excellent
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
439.3%
Excellent
→
Excellent
Stable
Year-over-year change in earnings per share
Optimal:
> 10%
|
-71.7%
Weak
↓
Weak
Declining
Year-over-year change in earnings per share
Optimal:
> 10%
|
1550.0%
Excellent
↑
Excellent
Improving
Year-over-year change in earnings per share
Optimal:
> 10%
|
-92.9%
Weak
Weak
Year-over-year change in earnings per share
Optimal:
> 10%
|
-45.1%
Weak
Weak
Year-over-year change in earnings per share
Optimal:
> 10%
|
— | — |
| Net Income Growth YoY (%) |
-401.7%
Weak
↓
Weak
Declining
Year-over-year change in net income |
50.3%
Excellent
↑
Excellent
Improving
Year-over-year change in net income |
20.1%
Good
↓
Good
Declining
Year-over-year change in net income |
-15.3%
Weak
↓
Weak
Declining
Year-over-year change in net income |
51.4%
Excellent
↑
Excellent
Improving
Year-over-year change in net income |
74.8%
Excellent
↑
Excellent
Improving
Year-over-year change in net income |
N/M |
-11.9%
Weak
↓
Weak
Declining
Year-over-year change in net income |
-11.5%
Weak
↓
Weak
Declining
Year-over-year change in net income |
-13.0%
Weak
↓
Weak
Declining
Year-over-year change in net income |
35.1%
Excellent
↓
Excellent
Declining
Year-over-year change in net income |
440.3%
Excellent
↓
Excellent
Declining
Year-over-year change in net income |
-70.9%
Weak
↓
Weak
Declining
Year-over-year change in net income |
1586.9%
Excellent
↑
Excellent
Improving
Year-over-year change in net income |
-93.2%
Weak
Weak
Year-over-year change in net income |
-55.0%
Weak
Weak
Year-over-year change in net income |
— | — |
| FCF Growth YoY (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| EPS CAGR 3Y (%) | — | — | — | — | — | — | — |
-17.7%
Weak
↓
Weak
Declining
Compound annual EPS growth over 3 years |
-3.9%
Weak
↓
Weak
Declining
Compound annual EPS growth over 3 years |
83.1%
Excellent
↑
Excellent
Improving
Compound annual EPS growth over 3 years |
27.0%
Excellent
↓
Excellent
Declining
Compound annual EPS growth over 3 years |
193.1%
Excellent
↑
Excellent
Improving
Compound annual EPS growth over 3 years |
-30.7%
Weak
Weak
Compound annual EPS growth over 3 years |
-13.5%
Weak
Weak
Compound annual EPS growth over 3 years |
— | — | — | — |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ | FY 2018 Jun 30, 2018 10-K ↗ | FY 2017 Jun 30, 2017 10-K ↗ | FY 2016 Jun 30, 2016 10-K ↗ | FY 2015 Jun 30, 2015 10-K ↗ | FY 2014 Jun 30, 2014 10-K ↗ | FY 2013 Jun 30, 2013 10-K ↗ | FY 2012 Jun 30, 2012 10-K ↗ | FY 2011 Jun 30, 2011 10-K ↗ | FY 2010 Jun 30, 2010 10-K ↗ | FY 2009 Jun 30, 2009 10-K ↗ | FY 2008 Jun 30, 2008 10-K ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Effective Tax Rate (%) (%) |
17.2%
Good
↑
Good
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
-26.3%
Excellent
↑
Excellent
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
7.2%
Excellent
↑
Excellent
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
-0.8%
Excellent
↑
Excellent
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
-134.5%
Excellent
↓
Excellent
Declining
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
-4.1%
Excellent
↓
Excellent
Declining
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
1.6%
Excellent
↓
Excellent
Declining
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
48.4%
Weak
↑
Weak
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
37.1%
Weak
↑
Weak
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
33.3%
Weak
→
Weak
Stable
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
31.4%
Weak
Weak
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
36.1%
Weak
Weak
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
— | — | — | — | — | — |
| FCF Margin (%) (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| FCF / Net Income (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ | FY 2018 Jun 30, 2018 10-K ↗ | FY 2017 Jun 30, 2017 10-K ↗ | FY 2016 Jun 30, 2016 10-K ↗ | FY 2015 Jun 30, 2015 10-K ↗ | FY 2014 Jun 30, 2014 10-K ↗ | FY 2013 Jun 30, 2013 10-K ↗ | FY 2012 Jun 30, 2012 10-K ↗ | FY 2011 Jun 30, 2011 10-K ↗ | FY 2010 Jun 30, 2010 10-K ↗ | FY 2009 Jun 30, 2009 10-K ↗ | FY 2008 Jun 30, 2008 10-K ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return on Invested Capital (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Capital (%) (%) |
-4.1%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
0.6%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
-2.8%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
-6.1%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
-12.6%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
-9.8%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
-20.1%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
4.8%
Caution
↓
Caution
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
6.7%
Caution
↓
Caution
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
9.1%
Fair
↑
Fair
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
9.8%
Fair
↑
Fair
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
7.5%
Fair
↑
Fair
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
1.8%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
6.4%
Caution
↓
Caution
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
4.8%
Caution
Caution
Operating profit relative to total assets
Optimal:
> 10%
|
14.8%
Good
Good
Operating profit relative to total assets
Optimal:
> 10%
|
— | — |
| Return on Common Equity (%) (%) |
-52.8%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-540%)
|
-9.9%
Weak
↑
Weak
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-183%)
|
-19.5%
Weak
→
Weak
Stable
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-263%)
|
-18.7%
Weak
↑
Weak
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-256%)
|
-13.8%
Weak
↑
Weak
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-215%)
|
-27.0%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-325%)
|
-98.0%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-917%)
|
10.0%
Fair
↓
Fair
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-16%)
|
12.2%
Fair
↓
Fair
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
At sector avg
|
16.7%
Good
↑
Good
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Above avg (+39%)
|
19.8%
Good
↑
Good
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Above avg (+65%)
|
15.9%
Good
↑
Good
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Above avg (+32%)
|
3.9%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-68%)
|
13.1%
Fair
↑
Fair
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Above avg (+9%)
|
0.8%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-93%)
|
13.6%
Fair
Fair
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Above avg (+14%)
|
— | — |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ | FY 2018 Jun 30, 2018 10-K ↗ | FY 2017 Jun 30, 2017 10-K ↗ | FY 2016 Jun 30, 2016 10-K ↗ | FY 2015 Jun 30, 2015 10-K ↗ | FY 2014 Jun 30, 2014 10-K ↗ | FY 2013 Jun 30, 2013 10-K ↗ | FY 2012 Jun 30, 2012 10-K ↗ | FY 2011 Jun 30, 2011 10-K ↗ | FY 2010 Jun 30, 2010 10-K ↗ | FY 2009 Jun 30, 2009 10-K ↗ | FY 2008 Jun 30, 2008 10-K ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt to Equity (x) |
1.21x
Caution
↑
Caution
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
At sector avg
|
0.81x
Fair
↑
Fair
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-32%)
|
0.74x
Fair
↑
Fair
Improving
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-38%)
|
0.60x
Fair
Fair
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-50%)
|
0.00x
Excellent
Excellent
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-100%)
|
— | — |
0.08x
Excellent
→
Excellent
Stable
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-93%)
|
0.04x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-97%)
|
0.09x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-93%)
|
0.11x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-91%)
|
0.14x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-88%)
|
0.27x
Excellent
↓
Excellent
Declining
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-77%)
|
0.32x
Good
Good
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-73%)
|
0.34x
Good
Good
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-71%)
|
— | — | — |
| Interest Coverage (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Debt (USD) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt / EBITDA (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ | FY 2018 Jun 30, 2018 10-K ↗ | FY 2017 Jun 30, 2017 10-K ↗ | FY 2016 Jun 30, 2016 10-K ↗ | FY 2015 Jun 30, 2015 10-K ↗ | FY 2014 Jun 30, 2014 10-K ↗ | FY 2013 Jun 30, 2013 10-K ↗ | FY 2012 Jun 30, 2012 10-K ↗ | FY 2011 Jun 30, 2011 10-K ↗ | FY 2010 Jun 30, 2010 10-K ↗ | FY 2009 Jun 30, 2009 10-K ↗ | FY 2008 Jun 30, 2008 10-K ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Working Capital (USD) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| LT Debt (USD) | $200.77M | $143.19M | $133.12M | $141.65M | $0.00 | — | — | $50.16M | $7.50M | $43.13M | $50.76M | $62.39M | $66.63M | $79.76M | $110.50M | — | — | — |
| Total Equity (USD) | $165.59M | $175.86M | $179.48M | $234.92M | $275.98M | $290.21M | $317.34M | $640.99M | $597.57M | $493.05M | $478.13M | $441.77M | $336.67M | $341.51M | $323.01M | $285.88M | — | — |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ | FY 2018 Jun 30, 2018 10-K ↗ | FY 2017 Jun 30, 2017 10-K ↗ | FY 2016 Jun 30, 2016 10-K ↗ | FY 2015 Jun 30, 2015 10-K ↗ | FY 2014 Jun 30, 2014 10-K ↗ | FY 2013 Jun 30, 2013 10-K ↗ | FY 2012 Jun 30, 2012 10-K ↗ | FY 2011 Jun 30, 2011 10-K ↗ | FY 2010 Jun 30, 2010 10-K ↗ | FY 2009 Jun 30, 2009 10-K ↗ | FY 2008 Jun 30, 2008 10-K ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Depreciation Expense (USD) | $33.72M | $23.66M | $23.68M | $7.58M | $4.35M | $13.30M | $37.35M | — | — | — | — | — | — | — | — | — | — | — |
| Net Income, GAAP (USD) | $-87.50M | $-17.44M | $-35.07M | $-43.88M | $-38.06M | $-78.36M | $-311.01M | $64.25M | $72.95M | $82.45M | $94.73M | $70.11M | $12.98M | $44.65M | $2.65M | $38.99M | $86.60M | — |
| Operating Cash Flow (USD) | $-9.12M | $28.79M | $410.00K | $-37.20M | $-58.37M | $-46.05M | $-4.46M | $132.31M | $97.16M | — | — | — | $55.92M | $20.41M | $66.22M | $68.68M | $106.77M | — |
| Metric | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ | FY 2018 Jun 30, 2018 10-K ↗ | FY 2017 Jun 30, 2017 10-K ↗ | FY 2016 Jun 30, 2016 10-K ↗ | FY 2015 Jun 30, 2015 10-K ↗ | FY 2014 Jun 30, 2014 10-K ↗ | FY 2013 Jun 30, 2013 10-K ↗ | FY 2012 Jun 30, 2012 10-K ↗ | FY 2011 Jun 30, 2011 10-K ↗ | FY 2010 Jun 30, 2010 10-K ↗ | FY 2009 Jun 30, 2009 10-K ↗ | FY 2008 Jun 30, 2008 10-K ↗ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Margin (approx.) (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -0.1% | 1.9% | — | — |
Secondary lens
Benchmark Lens
Compare LSAK against peers after checking the statement evidence.
Open lens
Benchmark Lens
Compare LSAK against peers after checking the statement evidence.
Signals
Key bullish and bearish indicators for LSAK
No bullish signals detected
Debt to Equity is concerning (bottom quartile)
Return on Common Equity (%) is in the bottom quartile
Percentile Rankings
How LSAK compares to all companies
Peer Comparison
LSAK vs similar peers
Compare LSAK with peers
Stack LSAK against similar companies across every metric on this page.
north_east Open comparisonbar_chart Data from SEC EDGAR XBRL filings
Synced 1 week ago 18 years · 69 quarters