Marathon Bancorp, Inc. /MD/
MBBCAnalytical Summary
Marathon Bancorp, Inc. /MD/ shows strong fundamentals with top-quartile Profit Margin (%) and Operating Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.
8-Year Financial Trajectory
AnnualBullish Indicators
- Operating Margin (%)Operating Margin (%) is in the top quartile
- Profit Margin (%)Profit Margin (%) is in the top quartile
Bearish Risks
- No bearish risks detected.
Health Breakdown
Statement lens
Choose the reporting cadence, isolate a period range, or search directly for a metric.
| Metric | FY 2026 Jun 30, 2026 10-K ↗ | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth YoY (%) |
33.0%
Excellent
↑
Excellent
Improving
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+450%)
|
3.4%
Caution
↑
Caution
Improving
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Below avg (-43%)
|
-17.9%
Weak
↓
Weak
Declining
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Below avg (-399%)
|
9.2%
Fair
↓
Fair
Declining
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+53%)
|
0.5%
Caution
Caution
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Below avg (-91%)
|
31.1%
Excellent
Excellent
Year-over-year change in total revenue
Optimal:
> 10%
vs Sector:
Above avg (+419%)
|
— | — |
| EPS Growth YoY (%) |
3250.0%
Excellent
Excellent
Year-over-year change in earnings per share
Optimal:
> 10%
|
N/M | N/M |
27.4%
Excellent
Excellent
Year-over-year change in earnings per share
Optimal:
> 10%
|
-3.1%
Weak
Weak
Year-over-year change in earnings per share
Optimal:
> 10%
|
— | — | — |
| Net Income Growth YoY (%) |
4120.0%
Excellent
Excellent
Year-over-year change in net income |
N/M | N/M |
25.3%
Excellent
↓
Excellent
Declining
Year-over-year change in net income |
-2.8%
Weak
Weak
Year-over-year change in net income |
228.6%
Excellent
Excellent
Year-over-year change in net income |
— | — |
| FCF Growth YoY (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Revenue CAGR 3Y (%) |
4.1%
Caution
↑
Caution
Improving
Compound annual revenue growth over 3 years |
-2.5%
Weak
↓
Weak
Declining
Compound annual revenue growth over 3 years |
-3.4%
Weak
Weak
Compound annual revenue growth over 3 years |
12.9%
Good
Good
Compound annual revenue growth over 3 years |
— | — | — | — |
| Revenue CAGR 5Y (%) |
4.4%
Fair
Fair
Compound annual revenue growth over 5 years |
4.1%
Fair
Fair
Compound annual revenue growth over 5 years |
— | — | — | — | — | — |
| EPS CAGR 3Y (%) |
-5.3%
Weak
Weak
Compound annual EPS growth over 3 years |
-68.2%
Weak
Weak
Compound annual EPS growth over 3 years |
— | — | — | — | — | — |
| Metric | FY 2026 Jun 30, 2026 10-K ↗ | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Operating Margin (%) (%) |
23.6%
Good
↑
Good
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-6%)
|
0.2%
Weak
↓
Weak
Declining
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-99%)
|
-3.7%
Weak
↓
Weak
Declining
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-115%)
|
26.5%
Excellent
↑
Excellent
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Above avg (+6%)
|
24.2%
Good
↑
Good
Improving
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
At sector avg
|
25.4%
Excellent
Excellent
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
At sector avg
|
9.1%
Caution
Caution
Operating income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-64%)
|
— |
| Effective Tax Rate (%) (%) |
16.0%
Good
↑
Good
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
-289.8%
Excellent
↓
Excellent
Declining
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
24.0%
Fair
→
Fair
Stable
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
21.0%
Fair
↓
Fair
Declining
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
24.7%
Fair
↑
Fair
Improving
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
25.8%
Caution
Caution
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
17.3%
Good
Good
Actual taxes paid relative to pre-tax income
Optimal:
15-25%
|
— |
| Profit Margin (%) (%) |
19.8%
Good
↑
Good
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-10%)
|
0.6%
Weak
↓
Weak
Declining
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-97%)
|
-2.8%
Weak
↓
Weak
Declining
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-113%)
|
20.9%
Excellent
↑
Excellent
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-5%)
|
18.2%
Good
↑
Good
Improving
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-17%)
|
18.8%
Good
Good
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-14%)
|
7.5%
Caution
Caution
Net income as a percentage of revenue
Optimal:
> 15%
vs Sector:
Below avg (-66%)
|
— |
| FCF Margin (%) (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| FCF / Net Income (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2026 Jun 30, 2026 10-K ↗ | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Return on Invested Capital (%) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Capital (%) (%) |
0.7%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
0.0%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
-0.1%
Weak
↓
Weak
Declining
Operating profit relative to total assets
Optimal:
> 10%
|
0.7%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
0.6%
Weak
↑
Weak
Improving
Operating profit relative to total assets
Optimal:
> 10%
|
0.6%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
0.2%
Weak
Weak
Operating profit relative to total assets
Optimal:
> 10%
|
— |
| Return on Common Equity (%) (%) |
3.7%
Weak
↑
Weak
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-69%)
|
0.1%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-99%)
|
-0.6%
Weak
↓
Weak
Declining
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-105%)
|
5.3%
Caution
↑
Caution
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-56%)
|
4.3%
Weak
↑
Weak
Improving
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-64%)
|
4.6%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-62%)
|
2.0%
Weak
Weak
Profit generated per dollar of shareholder equity
Optimal:
> 15%
vs Sector:
Below avg (-83%)
|
— |
| Metric | FY 2026 Jun 30, 2026 10-K ↗ | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Debt to Equity (x) | — | — | — | — | — |
0.35x
Good
Good
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-71%)
|
0.31x
Good
Good
Total debt relative to shareholder equity
Optimal:
< 0.6x
vs Sector:
Below avg (-74%)
|
— |
| Interest Coverage (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Debt (USD) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt / EBITDA (x) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2026 Jun 30, 2026 10-K ↗ | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Working Capital (USD) N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity (USD) | $47.96M | $45.71M | $31.29M | $31.70M | $31.01M | $29.85M | $20.78M | $20.14M |
| Metric | FY 2026 Jun 30, 2026 10-K ↗ | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Sales/Revenue/Turnover (USD) | $9.03M | $6.79M | $6.57M | $8.00M | $7.33M | $7.29M | $5.56M | — |
| Depreciation Expense (USD) | $286.39K | $295.00K | $244.90K | $205.01K | $207.95K | $207.35K | $175.29K | — |
| Net Income, GAAP (USD) | $1.79M | $42.45K | $-186.99K | $1.67M | $1.33M | $1.37M | $417.87K | — |
| Operating Cash Flow (USD) | $2.45M | $1.45M | $416.55K | $1.99M | $825.53K | $1.03M | $1.06M | — |
| Metric | FY 2026 Jun 30, 2026 10-K ↗ | FY 2025 Jun 30, 2025 10-K ↗ | FY 2024 Jun 30, 2024 10-K ↗ | FY 2023 Jun 30, 2023 10-K ↗ | FY 2022 Jun 30, 2022 10-K ↗ | FY 2021 Jun 30, 2021 10-K ↗ | FY 2020 Jun 30, 2020 10-K ↗ | FY 2019 Jun 30, 2019 10-K ↗ |
|---|---|---|---|---|---|---|---|---|
| Net Interest Margin (approx.) (%) | 3.1% | 2.5% | 2.7% | 2.8% | 2.9% | 2.5% | 2.7% | — |
| Efficiency Ratio (%) (%) | 76.0% | 101.2% | 106.6% | 73.5% | 75.8% | 74.6% | 88.2% | — |
Secondary lens
Benchmark Lens
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Open lens
Benchmark Lens
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Signals
Key bullish and bearish indicators for MBBC
Operating Margin (%) is in the top quartile
Profit Margin (%) is in the top quartile
No bearish signals detected
Percentile Rankings
How MBBC compares to all companies
Peer Comparison
MBBC vs similar peers
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Stack MBBC against similar companies across every metric on this page.
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Synced yesterday 8 years · 29 quarters