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MIND CTI LTD

MNDO

$1.05 ▲ +0.03 (+3.43%) at close

18 Visible periods

30 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Neutral

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Analytical Summary

MIND CTI LTD shows mixed fundamentals. Consider comparing against peers in the Technology sector before making investment decisions.

Market Cap $21.5M

Dividend Yield 20.95%

Revenue Growth -9.3% ↘

Op. Margin 10.7% ↘

ROIC 8.5% ↘

FCF / Share $0.19 ↘

Trailing P/E 8.1x

Price / Book 0.9x

FCF Yield 18.4%

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 5, 2026.

18-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$19.46M

↓ -9.3% —

Net Income Profit after all expenses

$2.60M

↓ -43.8% —

Operating Margin Operating profit as % of sales

10.7%

↓ -47.5% 58th

FCF / Share Free cash flow per share

$0.19

↓ -4.3% —

Health Breakdown

Profitability ↓

Returns ↓

Cash Quality ↑

Dividend History

Dividend / share · sourced from SEC filings

$0.22 Latest / share

-8.3% YoY

-0.8% 12-yr CAGR

$0.24

FY 2014

$0.30

FY 2015

$0.27

FY 2016

$0.32

FY 2017

$0.30

FY 2018

$0.26

FY 2019

$0.24

FY 2020

$0.26

FY 2021

$0.26

FY 2022

$0.24

FY 2023

$0.24

FY 2024

$0.22

FY 2025

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗	FY 2016 Dec 31, 2016 20-F ↗	FY 2015 Dec 31, 2015 20-F ↗	FY 2014 Dec 31, 2014 20-F ↗	FY 2013 Dec 31, 2013 20-F ↗	FY 2012 Dec 31, 2012 20-F ↗	FY 2011 Dec 31, 2011 20-F ↗	FY 2010 Dec 31, 2010 20-F ↗	FY 2009 Dec 31, 2009 20-F ↗	FY 2008 Dec 31, 2008 20-F ↗
Revenue Growth YoY (%)	-9.3% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-177%)	-0.8% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-106%)	0.3% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-98%)	-18.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-251%)	12.7% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+5%)	3.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-74%)	25.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+108%)	0.4% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-97%)	0.1% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-100%)	-13.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-215%)	-16.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-236%)	35.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+195%)	-8.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-171%)	6.9% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-43%)	-4.9% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-141%)	13.2% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+10%)	—	—
EPS Growth YoY (%)	-43.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-11.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	-13.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	11.1% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	3.8% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	-3.7% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—	—	—	—	—	—
Net Income Growth YoY (%)	-43.8% Weak ↓ Weak Declining Year-over-year change in net income	-10.4% Weak ↓ Weak Declining Year-over-year change in net income	-2.3% Weak ↓ Weak Declining Year-over-year change in net income	-11.1% Weak ↓ Weak Declining Year-over-year change in net income	10.5% Fair ↑ Fair Improving Year-over-year change in net income	6.3% Fair ↓ Fair Declining Year-over-year change in net income	-1.3% Weak ↓ Weak Declining Year-over-year change in net income	-8.5% Weak ↓ Weak Declining Year-over-year change in net income	33.5% Excellent ↓ Excellent Declining Year-over-year change in net income	-16.2% Weak ↓ Weak Declining Year-over-year change in net income	-8.5% Weak ↓ Weak Declining Year-over-year change in net income	150.9% Excellent ↑ Excellent Improving Year-over-year change in net income	-48.9% Weak ↓ Weak Declining Year-over-year change in net income	-0.3% Weak ↑ Weak Improving Year-over-year change in net income	-11.6% Weak Weak Year-over-year change in net income	-75.5% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%)	-4.3% Weak ↑ Weak Improving Year-over-year change in free cash flow	1.0% Caution ↑ Caution Improving Year-over-year change in free cash flow	-9.1% Weak ↑ Weak Improving Year-over-year change in free cash flow	-35.3% Weak ↓ Weak Declining Year-over-year change in free cash flow	5.5% Fair ↓ Fair Declining Year-over-year change in free cash flow	-3.8% Weak Weak Year-over-year change in free cash flow	46.9% Excellent Excellent Year-over-year change in free cash flow	—	—	—	—	—	—	19.1% Good ↑ Good Improving Year-over-year change in free cash flow	-35.8% Weak Weak Year-over-year change in free cash flow	7.0% Fair Fair Year-over-year change in free cash flow	—	—
Revenue CAGR 3Y (%)	-3.3% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-6.6% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-2.6% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-1.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	13.2% Good ↑ Good Improving Compound annual revenue growth over 3 years	9.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	7.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-4.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-10.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-0.8% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	1.2% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	9.8% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-2.4% Weak Weak Compound annual revenue growth over 3 years	4.8% Caution Caution Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	-3.6% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-1.1% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	3.6% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	3.6% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	7.8% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	2.2% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	-2.0% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-0.4% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-2.2% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-0.9% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	1.0% Caution Caution Compound annual revenue growth over 5 years	7.3% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-20.6% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-8.5% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-1.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	0.0% Caution Caution Compound annual EPS growth over 3 years	3.6% Caution Caution Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗	FY 2016 Dec 31, 2016 20-F ↗	FY 2015 Dec 31, 2015 20-F ↗	FY 2014 Dec 31, 2014 20-F ↗	FY 2013 Dec 31, 2013 20-F ↗	FY 2012 Dec 31, 2012 20-F ↗	FY 2011 Dec 31, 2011 20-F ↗	FY 2010 Dec 31, 2010 20-F ↗	FY 2009 Dec 31, 2009 20-F ↗	FY 2008 Dec 31, 2008 20-F ↗
Operating Margin (%) (%)	10.7% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-46%)	20.4% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	22.0% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	25.6% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	25.9% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	23.4% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+17%)	22.2% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+11%)	29.5% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+48%)	25.9% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	28.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	30.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+53%)	29.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	11.7% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-42%)	21.6% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+8%)	20.8% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	25.1% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+26%)	12.3% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-38%)	—
Effective Tax Rate (%) (%)	5.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	6.7% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	6.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.6% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.3% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	7.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.6% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.8% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.4% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.3% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	5.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.4% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-4.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	3.7% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	1.0% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	13.4% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-11%)	21.6% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	23.9% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+59%)	24.5% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+64%)	22.6% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	23.0% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+54%)	22.3% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	28.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+89%)	31.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+107%)	23.3% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+55%)	24.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+60%)	21.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+46%)	11.8% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	21.2% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	22.7% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	24.4% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+63%)	—	—
FCF Margin (%) (%)	20.3% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	19.1% Good ↓ Good Declining Free cash flow as a percentage of revenue Optimal: > 10%	18.7% Good ↓ Good Declining Free cash flow as a percentage of revenue Optimal: > 10%	20.5% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	25.9% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	27.5% Excellent → Excellent Stable Free cash flow as a percentage of revenue Optimal: > 10%	29.2% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	24.4% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—	—	—	23.6% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	21.1% Excellent ↓ Excellent Declining Free cash flow as a percentage of revenue Optimal: > 10%	30.8% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	33.6% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	1.52x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.89x Caution → Caution Stable Free cash flow relative to reported net income Optimal: > 1x	0.78x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	0.84x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	1.15x Fair → Fair Stable Free cash flow relative to reported net income Optimal: > 1x	1.19x Fair ↑ Fair Improving Free cash flow relative to reported net income Optimal: > 1x	1.31x Good Good Free cash flow relative to reported net income Optimal: > 1x	0.86x Caution Caution Free cash flow relative to reported net income Optimal: > 1x	—	—	—	—	—	1.11x Fair ↑ Fair Improving Free cash flow relative to reported net income Optimal: > 1x	0.93x Caution ↑ Caution Improving Free cash flow relative to reported net income Optimal: > 1x	1.26x Good Good Free cash flow relative to reported net income Optimal: > 1x	0.30x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗	FY 2016 Dec 31, 2016 20-F ↗	FY 2015 Dec 31, 2015 20-F ↗	FY 2014 Dec 31, 2014 20-F ↗	FY 2013 Dec 31, 2013 20-F ↗	FY 2012 Dec 31, 2012 20-F ↗	FY 2011 Dec 31, 2011 20-F ↗	FY 2010 Dec 31, 2010 20-F ↗	FY 2009 Dec 31, 2009 20-F ↗	FY 2008 Dec 31, 2008 20-F ↗
Return on Invested Capital (%)	8.5% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	16.8% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	18.1% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	21.8% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	24.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	21.8% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	21.1% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	23.5% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	20.1% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	19.1% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	23.4% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	25.5% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	9.7% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	17.3% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	17.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	20.1% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	9.5% Fair Fair Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	6.9% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	14.3% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	15.0% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	17.4% Excellent → Excellent Stable Operating profit relative to total assets Optimal: > 10%	20.6% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	16.9% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	16.2% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	20.6% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	17.1% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	18.0% Excellent → Excellent Stable Operating profit relative to total assets Optimal: > 10%	21.2% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	24.6% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	7.3% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	15.2% Excellent → Excellent Stable Operating profit relative to total assets Optimal: > 10%	13.1% Good Good Operating profit relative to total assets Optimal: > 10%	16.4% Excellent Excellent Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	11.3% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-39%)	19.1% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	21.1% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+14%)	22.2% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+20%)	25.1% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+35%)	23.3% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+26%)	23.1% Excellent → Excellent Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+25%)	24.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+32%)	26.7% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+44%)	19.7% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+7%)	23.0% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+24%)	24.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+32%)	10.4% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-44%)	18.5% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	18.6% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	20.2% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+9%)	87.2% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+371%)	—

⚖️ Is the balance sheet risky? 2 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗	FY 2016 Dec 31, 2016 20-F ↗	FY 2015 Dec 31, 2015 20-F ↗	FY 2014 Dec 31, 2014 20-F ↗	FY 2013 Dec 31, 2013 20-F ↗	FY 2012 Dec 31, 2012 20-F ↗	FY 2011 Dec 31, 2011 20-F ↗	FY 2010 Dec 31, 2010 20-F ↗	FY 2009 Dec 31, 2009 20-F ↗	FY 2008 Dec 31, 2008 20-F ↗
Interest Coverage (x)	—	—	—	—	139.35x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	237.52x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	360.00x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	486.36x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	334.71x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	400.46x Excellent → Excellent Stable Operating income divided by interest expense Optimal: > 5x	458.29x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	573.62x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	113.63x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	—	—	—	—	—
Net Debt (USD)	$-8.12M	$-4.45M	$-2.96M	$-5.26M	$-4.18M	$-8.26M	$-6.48M	$-2.74M	$-5.01M	$-9.16M	$-11.47M	$-8.10M	$-8.21M	$-13.31M	$-13.87M	$-17.58M	$-15.99M	$-9.72M

📊 What does each share earn? 7 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗	FY 2016 Dec 31, 2016 20-F ↗	FY 2015 Dec 31, 2015 20-F ↗	FY 2014 Dec 31, 2014 20-F ↗	FY 2013 Dec 31, 2013 20-F ↗	FY 2012 Dec 31, 2012 20-F ↗	FY 2011 Dec 31, 2011 20-F ↗	FY 2010 Dec 31, 2010 20-F ↗	FY 2009 Dec 31, 2009 20-F ↗	FY 2008 Dec 31, 2008 20-F ↗
Revenue per Share (USD)	$0.95	$1.06	$1.07	$1.07	$1.32	$1.17	$1.15	$0.94	$0.94	$0.94	$1.09	$1.32	$0.98	$1.08	$1.01	$1.08	$0.92	—
Basic EPS, GAAP (USD)	$0.13	$0.23	$0.26	$0.26	$0.30	$0.27	$0.26	$0.27	—	—	—	—	—	—	—	—	—	—
Free Cash Flow per Share (USD)	$0.19	$0.20	$0.20	$0.22	$0.34	$0.32	$0.34	$0.23	—	—	—	—	—	$0.25	$0.21	$0.33	$0.31	—
Dividend per Share (USD)	$0.22	$0.24	$0.24	$0.26	$0.26	$0.24	$0.26	$0.30	$0.32	$0.27	$0.30	$0.24	$0.24	$0.24	$0.32	—	—	—
Book Value per Share (USD)	$1.13	$1.19	$1.21	$1.18	$1.18	$1.16	$1.10	$1.08	$1.09	$1.11	$1.14	$1.18	$1.11	$1.23	$1.23	$1.30	$1.19	—
Tangible Book Value per Share (USD)	$0.57	$0.81	$0.81	$0.78	$0.76	$0.71	$0.67	$0.80	$0.81	$0.82	$0.85	$0.90	$0.82	$0.94	$0.94	$1.00	$1.19	—
Basic Weighted Avg Shares (shares)	20.47M	20.30M	20.16M	20.10M	20.01M	19.91M	19.75M	19.34M	19.29M	19.23M	19.18M	18.95M	18.87M	18.77M	18.68M	18.47M	19.01M	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗	FY 2016 Dec 31, 2016 20-F ↗	FY 2015 Dec 31, 2015 20-F ↗	FY 2014 Dec 31, 2014 20-F ↗	FY 2013 Dec 31, 2013 20-F ↗	FY 2012 Dec 31, 2012 20-F ↗	FY 2011 Dec 31, 2011 20-F ↗	FY 2010 Dec 31, 2010 20-F ↗	FY 2009 Dec 31, 2009 20-F ↗	FY 2008 Dec 31, 2008 20-F ↗
Working Capital (USD)	$11.89M	$15.64M	$15.24M	$15.13M	$14.90M	$14.05M	$13.01M	$15.27M	$14.92M	$15.22M	$14.73M	$14.99M	$14.80M	$17.18M	$17.00M	$18.12M	—	—
Total Equity (USD)	$23.05M	$24.30M	$24.49M	$23.81M	$23.73M	$23.12M	$21.94M	$20.98M	$21.02M	$21.29M	$21.85M	$22.41M	$20.99M	$23.11M	$23.02M	$23.98M	$22.69M	$18.43M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 20-F ↗	FY 2024 Dec 31, 2024 20-F ↗	FY 2023 Dec 31, 2023 20-F ↗	FY 2022 Dec 31, 2022 20-F ↗	FY 2021 Dec 31, 2021 20-F ↗	FY 2020 Dec 31, 2020 20-F ↗	FY 2019 Dec 31, 2019 20-F ↗	FY 2018 Dec 31, 2018 20-F ↗	FY 2017 Dec 31, 2017 20-F ↗	FY 2016 Dec 31, 2016 20-F ↗	FY 2015 Dec 31, 2015 20-F ↗	FY 2014 Dec 31, 2014 20-F ↗	FY 2013 Dec 31, 2013 20-F ↗	FY 2012 Dec 31, 2012 20-F ↗	FY 2011 Dec 31, 2011 20-F ↗	FY 2010 Dec 31, 2010 20-F ↗	FY 2009 Dec 31, 2009 20-F ↗	FY 2008 Dec 31, 2008 20-F ↗
Sales/Revenue/Turnover (USD)	$19.46M	$21.45M	$21.61M	$21.55M	$26.33M	$23.37M	$22.66M	$18.14M	$18.06M	$18.05M	$20.93M	$25.02M	$18.48M	$20.21M	$18.91M	$19.89M	$17.57M	—
Depreciation Expense (USD)	$69.00K	$67.00K	$196.00K	$193.00K	$194.00K	$200.00K	$151.00K	$84.00K	$104.00K	$161.00K	$173.00K	$233.00K	$250.00K	$270.00K	$295.00K	$582.00K	$778.00K	—
Net Income, GAAP (USD)	$2.60M	$4.63M	$5.17M	$5.29M	$5.95M	$5.38M	$5.07M	$5.13M	$5.61M	$4.20M	$5.02M	$5.48M	$2.19M	$4.28M	$4.29M	$4.86M	$19.79M	—
Operating Cash Flow (USD)	$3.99M	$4.11M	$4.10M	$4.56M	$6.90M	$6.50M	$6.68M	$4.47M	—	—	—	—	—	$4.94M	$4.38M	$6.30M	$6.27M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 18 years · 18 quarters

MIND CTI LTD

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