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Navan, Inc.

NAVN

$29.08 ▲ +1.22 (+4.40%) at close

11 Visible periods

28 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Poor

Bearish

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Analytical Summary

Navan, Inc. faces fundamental challenges with weakness in Return on Common Equity (%) and Profit Margin (%). The fundamentals warrant careful consideration of downside risks.

Market Cap $7.3B

Dividend Yield —

Revenue Growth 39.9% ↗

Op. Margin -8.2% ↗

ROIC -1.4% ↗

FCF / Share $-0.03

Trailing P/E —

Price / Book 5.9x

FCF Yield —

Debt / Equity 0.10

info Valuation on last close. End-of-day price, Aug 7, 2026.

11-Year Financial Trajectory

Quarterly

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$220.23M

↑ +39.9% —

Net Income Profit after all expenses

$-20.51M

↑ +66.5% —

Operating Margin Operating profit as % of sales

-8.2%

↑ +83.7% 5th

FCF / Share Free cash flow per share

$-0.03

↓ -128.5% —

Long-Term Debt Long-term obligations

$124.49M

— -0.2% —

trending_up

Bullish Indicators

Debt to EquityDebt to Equity is in the top quartile (lower is better)

warning

Bearish Risks

Operating Margin (%)Operating Margin (%) is in the bottom quartile
Profit Margin (%)Profit Margin (%) is in the bottom quartile
Return on Common Equity (%)Return on Common Equity (%) is in the bottom quartile

Health Breakdown

Profitability ↑

Returns

Financial Health ↑

Cash Quality

Financial view

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📈 Is growth accelerating? 3 metrics

Metric	Q1 FY2027 Apr 30, 2026 10-Q ↗	Q4 FY2026 Jan 31, 2026 10-K ↗	Q3 FY2026 Oct 31, 2025 10-Q ↗	Q2 FY2026 Jul 31, 2025 10-Q ↗	Q1 FY2026 Apr 30, 2025 10-Q ↗	Q4 FY2025 Jan 31, 2025 10-K ↗	Q3 FY2025 Oct 31, 2024 10-Q ↗	Q2 FY2025 Jul 31, 2024 10-Q ↗	Q1 FY2025 Apr 30, 2024 10-Q ↗	Q4 FY2024 Jan 31, 2024 10-K ↗	Q4 FY2023 Jan 31, 2023 10-K ↗
Revenue Growth YoY (%)	39.9% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+232%)	34.8% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+190%)	29.0% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+142%)	—	—	—	—	—	—	—	—
EPS Growth YoY (%)	94.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	-397.8% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—	—	—	—
Net Income Growth YoY (%)	66.5% Excellent ↑ Excellent Improving Year-over-year change in net income	-56.0% Weak Weak Year-over-year change in net income	-23.4% Weak Weak Year-over-year change in net income	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	Q1 FY2027 Apr 30, 2026 10-Q ↗	Q4 FY2026 Jan 31, 2026 10-K ↗	Q3 FY2026 Oct 31, 2025 10-Q ↗	Q2 FY2026 Jul 31, 2025 10-Q ↗	Q1 FY2026 Apr 30, 2025 10-Q ↗	Q4 FY2025 Jan 31, 2025 10-K ↗	Q3 FY2025 Oct 31, 2024 10-Q ↗	Q2 FY2025 Jul 31, 2024 10-Q ↗	Q1 FY2025 Apr 30, 2024 10-Q ↗	Q4 FY2024 Jan 31, 2024 10-K ↗	Q4 FY2023 Jan 31, 2023 10-K ↗
Operating Margin (%) (%)	-8.2% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-141%)	-50.3% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-351%)	-40.6% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-303%)	—	-10.1% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-150%)	-24.9% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-224%)	-12.9% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-164%)	—	—	—	—
Effective Tax Rate (%) (%)	-4.1% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.4% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.6% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	-7.9% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.2% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	-14.1% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—
Profit Margin (%) (%)	-9.3% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-162%)	-40.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-373%)	-31.4% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-309%)	—	-38.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-359%)	-35.3% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-336%)	-32.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-319%)	—	—	—	—
FCF Margin (%) (%)	-3.1% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	19.5% Good Good Free cash flow as a percentage of revenue Optimal: > 10%	—	—	2.8% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-6.9% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—	—	—
FCF / Net Income (x)	0.34x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	-0.48x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—	—	-0.07x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	0.20x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—	—	—	—	—

🎯 Is capital allocation efficient? 3 metrics

Metric	Q1 FY2027 Apr 30, 2026 10-Q ↗	Q4 FY2026 Jan 31, 2026 10-K ↗	Q3 FY2026 Oct 31, 2025 10-Q ↗	Q2 FY2026 Jul 31, 2025 10-Q ↗	Q1 FY2026 Apr 30, 2025 10-Q ↗	Q4 FY2025 Jan 31, 2025 10-K ↗	Q3 FY2025 Oct 31, 2024 10-Q ↗	Q2 FY2025 Jul 31, 2024 10-Q ↗	Q1 FY2025 Apr 30, 2024 10-Q ↗	Q4 FY2024 Jan 31, 2024 10-K ↗	Q4 FY2023 Jan 31, 2023 10-K ↗
Return on Invested Capital (%)	-1.4% Weak ↑ Weak Improving Return earned on debt + equity capital invested Optimal: > 10%	-5.9% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-5.6% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	—	1.4% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	5.8% Caution Caution Return earned on debt + equity capital invested Optimal: > 10%	4.2% Caution Caution Return earned on debt + equity capital invested Optimal: > 10%	—	—	—	—
Return on Capital (%) (%)	-1.1% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-5.2% Weak Weak Operating profit relative to total assets Optimal: > 10%	-4.4% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	-3.0% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	—	—	—
Return on Common Equity (%) (%)	-1.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-109%)	-6.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-133%)	-5.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-127%)	—	5.1% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-72%)	3.9% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-79%)	4.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-77%)	—	—	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	Q1 FY2027 Apr 30, 2026 10-Q ↗	Q4 FY2026 Jan 31, 2026 10-K ↗	Q3 FY2026 Oct 31, 2025 10-Q ↗	Q2 FY2026 Jul 31, 2025 10-Q ↗	Q1 FY2026 Apr 30, 2025 10-Q ↗	Q4 FY2025 Jan 31, 2025 10-K ↗	Q3 FY2025 Oct 31, 2024 10-Q ↗	Q2 FY2025 Jul 31, 2024 10-Q ↗	Q1 FY2025 Apr 30, 2024 10-Q ↗	Q4 FY2024 Jan 31, 2024 10-K ↗	Q4 FY2023 Jan 31, 2023 10-K ↗
Debt to Equity (x)	0.10x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-78%)	0.10x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-77%)	0.17x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-62%)	—	—	-0.52x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-216%)	-0.54x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-220%)	—	—	—	—
Interest Coverage (x)	-7.62x Weak Weak Operating income divided by interest expense Optimal: > 5x	-23.08x Weak Weak Operating income divided by interest expense Optimal: > 5x	—	—	-2.49x Weak Weak Operating income divided by interest expense Optimal: > 5x	-4.18x Weak Weak Operating income divided by interest expense Optimal: > 5x	—	—	—	—	—
Net Debt (USD)	$-393.89M	$-458.72M	$-602.45M	—	—	$460.27M	$617.94M	—	—	$-166.42M	—
Debt / EBITDA (x)	-10.05x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-2.63x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-2.61x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	-23.10x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-31.76x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	—	—

📊 What does each share earn? 6 metrics

Metric	Q1 FY2027 Apr 30, 2026 10-Q ↗	Q4 FY2026 Jan 31, 2026 10-K ↗	Q3 FY2026 Oct 31, 2025 10-Q ↗	Q2 FY2026 Jul 31, 2025 10-Q ↗	Q1 FY2026 Apr 30, 2025 10-Q ↗	Q4 FY2025 Jan 31, 2025 10-K ↗	Q3 FY2025 Oct 31, 2024 10-Q ↗	Q2 FY2025 Jul 31, 2024 10-Q ↗	Q1 FY2025 Apr 30, 2024 10-Q ↗	Q4 FY2024 Jan 31, 2024 10-K ↗	Q4 FY2023 Jan 31, 2023 10-K ↗
Revenue per Share (USD)	$0.88	—	$3.96	—	$3.41	—	$3.33	—	—	—	—
Basic EPS, GAAP (USD)	$-0.08	$2.87	$-4.58	—	$-1.33	$-1.03	$-0.92	—	—	—	—
Free Cash Flow per Share (USD)	$-0.03	—	—	—	$0.10	—	—	—	—	—	—
Book Value per Share (USD)	$4.94	—	$24.74	—	$-25.81	$-25.92	$-25.27	—	—	—	—
Tangible Book Value per Share (USD)	$3.92	—	$18.91	—	$-25.81	$-31.94	$-25.27	—	—	—	—
Basic Weighted Avg Shares (shares)	250.28M	—	49.26M	—	46.15M	—	45.32M	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	Q1 FY2027 Apr 30, 2026 10-Q ↗	Q4 FY2026 Jan 31, 2026 10-K ↗	Q3 FY2026 Oct 31, 2025 10-Q ↗	Q2 FY2026 Jul 31, 2025 10-Q ↗	Q1 FY2026 Apr 30, 2025 10-Q ↗	Q4 FY2025 Jan 31, 2025 10-K ↗	Q3 FY2025 Oct 31, 2024 10-Q ↗	Q2 FY2025 Jul 31, 2024 10-Q ↗	Q1 FY2025 Apr 30, 2024 10-Q ↗	Q4 FY2024 Jan 31, 2024 10-K ↗	Q4 FY2023 Jan 31, 2023 10-K ↗
Working Capital (USD)	$1.01B	$986.05M	$1.07B	—	—	$242.83M	—	—	—	—	—
LT Debt (USD)	$124.49M	$124.80M	$206.63M	—	—	$617.94M	$617.94M	—	—	—	—
Total Equity (USD)	$1.24B	$1.21B	$1.22B	$-1.21B	$-1.19B	$-1.19B	$-1.15B	$-1.13B	$-1.12B	$-1.08B	$-840.72M

📋 What is driving earnings? 4 metrics

Metric	Q1 FY2027 Apr 30, 2026 10-Q ↗	Q4 FY2026 Jan 31, 2026 10-K ↗	Q3 FY2026 Oct 31, 2025 10-Q ↗	Q2 FY2026 Jul 31, 2025 10-Q ↗	Q1 FY2026 Apr 30, 2025 10-Q ↗	Q4 FY2025 Jan 31, 2025 10-K ↗	Q3 FY2025 Oct 31, 2024 10-Q ↗	Q2 FY2025 Jul 31, 2024 10-Q ↗	Q1 FY2025 Apr 30, 2024 10-Q ↗	Q4 FY2024 Jan 31, 2024 10-K ↗	Q4 FY2023 Jan 31, 2023 10-K ↗
Sales/Revenue/Turnover (USD)	$220.23M	$177.92M	$194.93M	—	$157.46M	$131.99M	$151.12M	—	—	—	—
Depreciation Expense (USD)	$5.72M	$42.12M	—	—	$5.93M	$6.06M	—	—	—	—	—
Net Income, GAAP (USD)	$-20.51M	$-72.76M	$-61.26M	—	$-61.26M	$-46.65M	$-49.63M	—	—	—	—
Operating Cash Flow (USD)	$-6.80M	$34.98M	—	—	$4.55M	$-8.94M	—	—	—	—	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 4 years · 11 quarters

Navan, Inc.

Analytical Summary

11-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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