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Nerdy Inc.

NRDY

$5.89 ▼ -0.32 (-5.15%) at close

7 Visible periods

31 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Poor

Bearish

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Analytical Summary

Nerdy Inc. faces fundamental challenges with weakness in Return on Common Equity (%) and Profit Margin (%). The fundamentals warrant careful consideration of downside risks.

Market Cap $711.7M

Dividend Yield —

Revenue Growth -5.9% ↘

Op. Margin -34.6% ↗

ROIC -161.8% ↗

FCF / Share $-0.20 →

Trailing P/E —

Price / Book 37.4x

FCF Yield —

Debt / Equity 1.02

info Valuation on last close. End-of-day price, Nov 5, 2026.

7-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$178.99M

↓ -5.9% —

Net Income Profit after all expenses

$-39.92M

↑ +6.3% —

Operating Margin Operating profit as % of sales

-34.6%

↑ +6.2% 7th

FCF / Share Free cash flow per share

$-0.20

— +0.4% —

Long-Term Debt Long-term obligations

$19.33M

— —

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Bullish Indicators

No bullish signals detected.

warning

Bearish Risks

Operating Margin (%)Operating Margin (%) is in the bottom quartile
Profit Margin (%)Profit Margin (%) is in the bottom quartile
Return on Common Equity (%)Return on Common Equity (%) is in the bottom quartile

Health Breakdown

Profitability ↑

Returns ↓

Financial Health ↓

Cash Quality ↓

Financial view

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📈 Is growth accelerating? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗
Revenue Growth YoY (%)	-5.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-218%)	-1.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-133%)	18.9% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+278%)	15.6% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+213%)	35.3% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+606%)	14.9% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+199%)	—
EPS Growth YoY (%)	13.2% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	7.3% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	0.0% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	-720.0% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—
Net Income Growth YoY (%)	6.3% Fair ↑ Fair Improving Year-over-year change in net income	-6.0% Weak ↑ Weak Improving Year-over-year change in net income	-13.5% Weak Weak Year-over-year change in net income	-836.7% Weak Weak Year-over-year change in net income	—	—	—
FCF Growth YoY (%)	0.4% Caution ↓ Caution Declining Year-over-year change in free cash flow	-35.3% Weak ↓ Weak Declining Year-over-year change in free cash flow	76.1% Excellent Excellent Year-over-year change in free cash flow	-11.7% Weak Weak Year-over-year change in free cash flow	—	—	—
Revenue CAGR 3Y (%)	3.2% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	10.6% Good ↓ Good Declining Compound annual revenue growth over 3 years	23.0% Excellent Excellent Compound annual revenue growth over 3 years	21.6% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—
Revenue CAGR 5Y (%)	11.5% Good Good Compound annual revenue growth over 5 years	16.0% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗
Operating Margin (%) (%)	-34.6% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-388%)	-36.9% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-407%)	-29.8% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-348%)	-55.8% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-565%)	-68.6% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-671%)	-17.3% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-244%)	-22.7% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-289%)
Effective Tax Rate (%) (%)	-0.3% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.0% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.1% Excellent → Excellent Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.0% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	0.0% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%
Profit Margin (%) (%)	-22.3% Weak → Weak Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-379%)	-22.4% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-380%)	-20.8% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-360%)	-21.8% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-372%)	-2.7% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-134%)	0.0% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-100%)	0.0% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-100%)
FCF Margin (%) (%)	-13.5% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-11.8% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-7.5% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-32.8% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-31.3% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-9.2% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	-25.1% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%
FCF / Net Income (x)	0.61x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.53x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.36x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	1.51x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	11.66x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗
Return on Invested Capital (%)	-161.8% Weak → Weak Stable Return earned on debt + equity capital invested Optimal: > 10%	-177.9% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-109.9% Weak ↑ Weak Improving Return earned on debt + equity capital invested Optimal: > 10%	-193.6% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-190.6% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	5.0% Caution Caution Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	-81.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-75.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-46.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-68.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-54.4% Weak Weak Operating profit relative to total assets Optimal: > 10%	-31.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	-210.0% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-1500%)	-107.9% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-819%)	-76.6% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-610%)	-75.4% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-603%)	-7.5% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-150%)	0.0% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-100%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗
Debt to Equity (x)	1.02x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+45%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	—	—	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	-0.10x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-115%)	—
Interest Coverage (x)	-370.44x Weak Weak Operating income divided by interest expense Optimal: > 5x	—	—	—	-25.44x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-3.66x Weak Weak Operating income divided by interest expense Optimal: > 5x	-9.77x Weak Weak Operating income divided by interest expense Optimal: > 5x
Net Debt (USD)	$-28.57M	$-52.54M	$-74.82M	$-90.72M	$-143.96M	$11.78M	$-25.04M
Debt / EBITDA (x)	-0.32x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.00x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	0.00x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-2.41x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗
Revenue per Share (USD)	$1.48	$1.70	$1.99	$1.89	$1.78	—	—
Basic EPS, GAAP (USD)	$-0.33	$-0.38	$-0.41	$-0.41	$-0.05	$0.00	$0.00
Free Cash Flow per Share (USD)	$-0.20	$-0.20	$-0.15	$-0.62	$-0.56	—	—
Book Value per Share (USD)	$0.16	$0.35	$0.54	$0.55	$0.64	—	—
Tangible Book Value per Share (USD)	$0.11	$0.30	$0.48	$0.48	$0.57	—	—
Basic Weighted Avg Shares (shares)	120.83M	111.69M	97.16M	85.87M	79.24M	0	0

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗
Working Capital (USD)	$32.55M	$36.39M	$59.43M	$70.33M	$113.54M	$-2.78M	—
LT Debt (USD)	$19.33M	$0.00	—	—	$0.00	$41.04M	—
Total Equity (USD)	$19.01M	$39.48M	$52.48M	$46.93M	$50.66M	$-398.46M	—

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗
Sales/Revenue/Turnover (USD)	$178.99M	$190.23M	$193.40M	$162.66M	$140.66M	$103.97M	$90.45M
Depreciation Expense (USD)	$575.00K	$898.00K	$898.00K	$1.05M	$835.00K	$917.00K	$1.07M
Net Income, GAAP (USD)	$-39.92M	$-42.59M	$-40.17M	$-35.40M	$-3.78M	$0.00	$0.00
Operating Cash Flow (USD)	$-18.85M	$-15.60M	$-7.56M	$-48.00M	$-38.89M	$-6.65M	$-16.32M

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 7 years · 29 quarters

Nerdy Inc.

Analytical Summary

7-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

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