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PENSKE AUTOMOTIVE GROUP, INC.

PAG

$216.51 ▲ +0.11 (+0.05%) at close

19 Visible periods

33 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Fair

Bullish

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Analytical Summary

PENSKE AUTOMOTIVE GROUP, INC. shows strong fundamentals with top-quartile Return on Common Equity (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $14.3B

Dividend Yield 2.39%

Revenue Growth -0.2% ↘

Op. Margin 4.0% ↘

ROIC 12.3% ↘

FCF / Share $14.73 ↘

Trailing P/E 15.3x

Price / Book 2.6x

FCF Yield 6.8%

Debt / Equity 0.39

info Valuation on last close. End-of-day price, Aug 7, 2026.

19-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$31.81B

— -0.2% —

Net Income Profit after all expenses

$935.40M

↓ -3.5% —

Operating Margin Operating profit as % of sales

4.0%

↓ -6.4% 40th

FCF / Share Free cash flow per share

$14.73

↓ -19.9% —

Long-Term Debt Long-term obligations

$2.17B

↑ +16.9% —

trending_up

Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Financial Health →

Cash Quality →

Dividend History

Dividend / share · sourced from SEC filings

$5.18 Latest / share

+26.7% YoY

+18.8% 12-yr CAGR

$0.78

FY 2014

$0.94

FY 2015

$1.10

FY 2016

$1.26

FY 2017

$1.42

FY 2018

$1.58

FY 2019

$0.84

FY 2020

$1.78

FY 2021

$2.07

FY 2022

$2.78

FY 2023

$4.09

FY 2024

$5.18

FY 2025

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Revenue Growth YoY (%)	-0.2% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-104%)	7.9% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+58%)	6.2% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+23%)	8.8% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+77%)	25.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+400%)	-11.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-336%)	1.7% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-65%)	6.5% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+31%)	6.3% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+26%)	4.3% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-14%)	11.9% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+138%)	19.3% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+286%)	10.4% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+108%)	17.6% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+252%)	7.7% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+55%)	8.7% Fair Fair Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+73%)	-18.3% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-467%)	—	—
EPS Growth YoY (%)	-2.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-6.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-16.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	24.6% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	120.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	27.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-4.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-22.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	78.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	9.9% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	14.5% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	17.0% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	32.2% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	5.7% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	64.4% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	40.5% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	—	—
Net Income Growth YoY (%)	-3.5% Weak ↑ Weak Improving Year-over-year change in net income	-8.0% Weak ↓ Weak Declining Year-over-year change in net income	-23.7% Weak ↓ Weak Declining Year-over-year change in net income	16.2% Good ↓ Good Declining Year-over-year change in net income	118.5% Excellent ↑ Excellent Improving Year-over-year change in net income	24.7% Good ↑ Good Improving Year-over-year change in net income	-7.5% Weak ↓ Weak Declining Year-over-year change in net income	-23.2% Weak ↓ Weak Declining Year-over-year change in net income	78.9% Excellent ↑ Excellent Improving Year-over-year change in net income	5.2% Fair ↓ Fair Declining Year-over-year change in net income	13.7% Fair ↓ Fair Declining Year-over-year change in net income	17.4% Good ↓ Good Declining Year-over-year change in net income	31.6% Excellent ↓ Excellent Declining Year-over-year change in net income	4.9% Caution ↓ Caution Declining Year-over-year change in net income	63.4% Excellent Excellent Year-over-year change in net income	41.6% Excellent Excellent Year-over-year change in net income	N/M	—	—
FCF Growth YoY (%)	-19.9% Weak Weak Year-over-year change in free cash flow	14.3% Fair Fair Year-over-year change in free cash flow	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 3Y (%)	4.6% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	7.6% Fair → Fair Stable Compound annual revenue growth over 3 years	13.0% Good ↑ Good Improving Compound annual revenue growth over 3 years	6.3% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	3.9% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	-1.5% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	4.8% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	5.7% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	7.5% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	11.7% Good ↓ Good Declining Compound annual revenue growth over 3 years	13.8% Good ↑ Good Improving Compound annual revenue growth over 3 years	15.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	11.8% Good ↑ Good Improving Compound annual revenue growth over 3 years	11.2% Good Good Compound annual revenue growth over 3 years	-1.5% Weak Weak Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	9.2% Good ↑ Good Improving Compound annual revenue growth over 5 years	6.6% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	5.3% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	5.4% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	4.9% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	1.2% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	6.1% Fair ↓ Fair Declining Compound annual revenue growth over 5 years	9.5% Good ↓ Good Declining Compound annual revenue growth over 5 years	10.3% Good ↓ Good Declining Compound annual revenue growth over 5 years	12.6% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	13.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	12.6% Excellent Excellent Compound annual revenue growth over 5 years	4.4% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-8.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-0.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	32.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	52.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	39.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-1.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	9.8% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	15.1% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	31.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	13.8% Good ↓ Good Declining Compound annual EPS growth over 3 years	21.0% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	17.8% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	31.9% Excellent Excellent Compound annual EPS growth over 3 years	34.6% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Operating Margin (%) (%)	4.0% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-73%)	4.3% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-71%)	4.6% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-69%)	5.3% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-64%)	5.3% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-65%)	3.4% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-77%)	2.8% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-81%)	2.9% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-81%)	2.9% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-81%)	2.9% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-81%)	2.9% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	2.9% Weak → Weak Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-81%)	3.0% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	2.8% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-81%)	2.7% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-82%)	2.5% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-83%)	2.2% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-85%)	-3.4% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-123%)	—
Effective Tax Rate (%) (%)	25.8% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.5% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.4% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.4% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.9% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.0% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.5% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.2% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-11.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	31.6% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	32.1% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	33.4% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	33.1% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	32.5% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.9% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—
Profit Margin (%) (%)	2.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-63%)	3.0% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-62%)	3.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-55%)	5.0% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-38%)	4.6% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-42%)	2.7% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-67%)	1.9% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-76%)	2.1% Weak → Weak Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-74%)	2.9% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-64%)	1.7% Weak → Weak Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	1.7% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	1.7% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	1.7% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-79%)	1.4% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-82%)	1.6% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	1.0% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-87%)	0.8% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-90%)	-3.6% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-145%)	—
FCF Margin (%) (%)	3.1% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	3.9% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	3.7% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF / Net Income (x)	1.04x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.27x Good Good Free cash flow relative to reported net income Optimal: > 1x	1.04x Fair Fair Free cash flow relative to reported net income Optimal: > 1x	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Return on Invested Capital (%)	12.3% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	14.3% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	15.9% Excellent → Excellent Stable Return earned on debt + equity capital invested Optimal: > 10%	19.2% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	18.1% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	10.9% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	9.3% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	10.7% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	15.0% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	10.8% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	12.5% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	11.1% Good → Good Stable Return earned on debt + equity capital invested Optimal: > 10%	11.5% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	11.0% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	10.5% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	11.2% Good Good Return earned on debt + equity capital invested Optimal: > 10%	8.8% Fair Fair Return earned on debt + equity capital invested Optimal: > 10%	—	—
Return on Capital (%) (%)	7.3% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	8.0% Fair ↓ Fair Declining Operating profit relative to total assets Optimal: > 10%	8.6% Fair → Fair Stable Operating profit relative to total assets Optimal: > 10%	10.5% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	10.1% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	5.3% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	4.7% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	6.1% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	5.8% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	6.5% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	7.1% Fair → Fair Stable Operating profit relative to total assets Optimal: > 10%	6.9% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	6.7% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	6.8% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	6.6% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	6.4% Caution Caution Operating profit relative to total assets Optimal: > 10%	5.5% Caution Caution Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	16.8% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+40%)	17.9% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+49%)	22.3% Excellent ↓ Excellent Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+86%)	33.3% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+177%)	29.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+143%)	16.5% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+37%)	15.6% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+30%)	18.1% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+50%)	25.6% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+113%)	19.6% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+63%)	18.2% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+52%)	17.3% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+45%)	16.2% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+35%)	14.2% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+19%)	15.4% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+29%)	10.4% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-13%)	8.1% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-32%)	—	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Debt to Equity (x)	0.39x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-22%)	0.34x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-31%)	0.34x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-31%)	0.39x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-22%)	0.36x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-28%)	0.51x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: At sector avg	0.84x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+69%)	0.85x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+70%)	0.90x Fair → Fair Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+81%)	1.07x Caution ↑ Caution Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+114%)	0.71x Fair → Fair Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+42%)	0.82x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+64%)	0.66x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+32%)	0.72x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+44%)	0.74x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+48%)	0.75x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+50%)	0.99x Fair Fair Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+98%)	—	—
Interest Coverage (x)	4.67x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	4.98x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	6.31x Good ↓ Good Declining Operating income divided by interest expense Optimal: > 5x	13.19x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	14.23x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	4.18x Fair ↑ Fair Improving Operating income divided by interest expense Optimal: > 5x	3.19x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	3.50x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	3.75x Fair Fair Operating income divided by interest expense Optimal: > 5x	4.43x Fair Fair Operating income divided by interest expense Optimal: > 5x	—	—	—	—	—	5.26x Good ↑ Good Improving Operating income divided by interest expense Optimal: > 5x	3.78x Fair Fair Operating income divided by interest expense Optimal: > 5x	-7.36x Weak Weak Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$2.10B	$1.77B	$1.53B	$1.52B	$1.37B	$1.64B	$2.33B	$2.18B	$2.12B	$1.85B	$1.21B	$1.32B	$946.00M	$893.10M	$822.99M	$760.19M	$919.97M	$-17.11M	$-13.62M
Debt / EBITDA (x)	1.49x Good ↑ Good Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.21x Good ↑ Good Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.09x Good ↓ Good Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.00x Good ↓ Good Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.00x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.06x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.10x Caution ↑ Caution Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.88x Fair ↑ Fair Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.06x Caution ↑ Caution Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.82x Fair ↑ Fair Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.98x Good ↓ Good Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.37x Fair ↑ Fair Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.03x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.24x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.48x Fair ↓ Fair Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.01x Caution Caution Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	4.48x Weak Weak Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—

📊 What does each share earn? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Revenue per Share (USD)	$480.50	$476.43	$434.46	$373.88	$320.45	$253.66	$280.98	$267.54	$249.04	$233.93	$214.85	$190.79	$160.00	$144.87	$122.07	$112.24	$103.81	$123.85	—
Basic EPS, GAAP (USD)	$14.13	$14.49	$15.50	$18.55	$14.89	$6.74	$5.28	$5.53	$7.14	$3.99	$3.63	$3.17	$2.71	$2.05	$1.94	$1.18	$0.84	$-4.47	—
Free Cash Flow per Share (USD)	$14.73	$18.40	$16.09	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Dividend per Share (USD)	$5.18	$4.09	$2.78	$2.07	$1.78	$0.84	$1.58	$1.42	$1.26	$1.10	$0.94	$0.78	$0.62	$0.46	$0.24	—	—	$0.36	—
Book Value per Share (USD)	$84.59	$80.88	$70.42	$59.53	$52.47	$41.08	$34.45	$30.86	$27.92	$20.55	$20.00	$18.31	$16.67	$14.44	$12.68	$11.31	$10.29	—	—
Tangible Book Value per Share (USD)	$47.55	$45.30	$37.12	$28.61	$25.08	$17.09	$10.88	$10.14	$8.56	$5.39	$5.22	$4.24	$4.09	$3.68	$2.75	$2.62	$1.45	—	—
Basic Weighted Avg Shares (shares)	66.20M	66.88M	67.96M	74.39M	79.75M	80.59M	82.50M	85.17M	85.88M	86.00M	89.76M	90.32M	90.27M	90.32M	91.15M	92.02M	91.56M	93.96M	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Working Capital (USD)	$-86.50M	$-534.30M	$21.80M	$-48.90M	$-199.20M	$-266.10M	$-116.90M	$46.90M	$26.10M	$163.90M	$120.80M	$229.90M	$104.40M	$88.80M	$72.89M	$85.59M	$113.40M	—	—
LT Debt (USD)	$2.17B	$1.85B	$1.63B	$1.62B	$1.47B	$1.69B	$2.36B	$2.22B	$2.16B	$1.88B	$1.27B	$1.35B	$996.30M	$936.60M	$850.19M	$779.88M	$933.97M	—	—
Total Equity (USD)	$5.56B	$5.40B	$4.73B	$4.15B	$4.07B	$3.30B	$2.79B	$2.61B	$2.40B	$1.75B	$1.79B	$1.65B	$1.50B	$1.30B	$1.15B	$1.04B	$942.46M	—	—

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Sales/Revenue/Turnover (USD)	$31.81B	$31.86B	$29.53B	$27.81B	$25.55B	$20.44B	$23.18B	$22.79B	$21.39B	$20.12B	$19.28B	$17.23B	$14.44B	$13.08B	$11.13B	$10.33B	$9.50B	$11.64B	—
Depreciation Expense (USD)	$172.30M	$161.30M	$141.00M	$127.30M	$121.50M	$115.50M	$109.60M	$103.70M	$95.10M	$89.70M	$78.00M	$70.20M	$59.60M	$53.50M	$47.10M	—	—	—	—
Net Income, GAAP (USD)	$935.40M	$968.90M	$1.05B	$1.38B	$1.19B	$543.60M	$435.80M	$471.00M	$613.30M	$342.90M	$326.10M	$286.70M	$244.20M	$185.50M	$176.88M	$108.28M	$76.46M	$-420.04M	—
Operating Cash Flow (USD)	$975.10M	$1.23B	$1.09B	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 19 years · 72 quarters

PENSKE AUTOMOTIVE GROUP, INC.

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