PFSI - PennyMac Financial Services, Inc.

📈 Is growth accelerating? 7 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Mar 31, 2018 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q4 FY2016 Mar 31, 2017 10-K ↗
Revenue Growth YoY (%)	26.5% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+341%)	—	53.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+795%)	9.5% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+58%)	41.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+583%)	—	2.9% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-52%)	20.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+245%)	0.9% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-85%)	—	-16.0% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-366%)	-34.2% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-670%)	-53.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-999%)	—	-39.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-758%)	-31.1% Weak → Weak Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-618%)	-30.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-607%)	—	-29.8% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-596%)	-9.7% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-261%)	30.9% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+415%)	—	156.7% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+2511%)	171.2% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+2753%)	—	—	73.9% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1132%)	24.0% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+300%)	—	—	—	—	—	—	—	—
EPS Growth YoY (%)	6.8% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	0.5% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	158.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	36.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	89.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	N/M	-26.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	65.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	27.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	N/M	-28.2% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-50.8% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-80.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-72.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-35.6% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-23.2% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-42.9% Weak → Weak Stable Year-over-year change in earnings per share Optimal: > 10%	-50.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-45.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-31.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	40.1% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	222.7% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	376.8% Excellent → Excellent Stable Year-over-year change in earnings per share Optimal: > 10%	387.1% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	559.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	207.9% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	167.2% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	31.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-15.7% Weak ↑ Weak Improving Year-over-year change in earnings per share Optimal: > 10%	-76.5% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	-20.5% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—	—	—	—
Net Income Growth YoY (%)	7.9% Fair ↓ Fair Declining Year-over-year change in net income	2.2% Caution ↓ Caution Declining Year-over-year change in net income	161.7% Excellent ↑ Excellent Improving Year-over-year change in net income	38.9% Excellent ↑ Excellent Improving Year-over-year change in net income	94.1% Excellent ↑ Excellent Improving Year-over-year change in net income	N/M	-25.3% Weak ↓ Weak Declining Year-over-year change in net income	68.7% Excellent ↑ Excellent Improving Year-over-year change in net income	29.4% Excellent ↑ Excellent Improving Year-over-year change in net income	N/M	-31.3% Weak ↑ Weak Improving Year-over-year change in net income	-54.9% Weak ↑ Weak Improving Year-over-year change in net income	-82.5% Weak ↓ Weak Declining Year-over-year change in net income	-78.3% Weak ↓ Weak Declining Year-over-year change in net income	-45.8% Weak ↑ Weak Improving Year-over-year change in net income	-36.8% Weak ↑ Weak Improving Year-over-year change in net income	-53.9% Weak → Weak Stable Year-over-year change in net income	-61.8% Weak ↓ Weak Declining Year-over-year change in net income	-53.4% Weak ↓ Weak Declining Year-over-year change in net income	-42.1% Weak ↓ Weak Declining Year-over-year change in net income	23.1% Good ↓ Good Declining Year-over-year change in net income	196.6% Excellent ↓ Excellent Declining Year-over-year change in net income	340.6% Excellent ↓ Excellent Declining Year-over-year change in net income	385.1% Excellent ↓ Excellent Declining Year-over-year change in net income	563.8% Excellent ↑ Excellent Improving Year-over-year change in net income	294.0% Excellent ↓ Excellent Declining Year-over-year change in net income	738.4% Excellent ↑ Excellent Improving Year-over-year change in net income	307.6% Excellent ↑ Excellent Improving Year-over-year change in net income	177.6% Excellent ↑ Excellent Improving Year-over-year change in net income	-37.8% Weak Weak Year-over-year change in net income	-15.2% Weak Weak Year-over-year change in net income	—	—	—	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	21.6% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	—	9.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-4.6% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-13.1% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	—	-19.4% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-18.2% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-31.3% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	—	-29.0% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-25.7% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-25.1% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	—	3.0% Caution Caution Compound annual revenue growth over 3 years	19.1% Excellent Excellent Compound annual revenue growth over 3 years	—	—	46.4% Excellent Excellent Compound annual revenue growth over 3 years	44.8% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Revenue CAGR 5Y (%)	-10.4% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	—	-10.8% Weak → Weak Stable Compound annual revenue growth over 5 years	-11.6% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	-9.8% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	—	-1.1% Weak Weak Compound annual revenue growth over 5 years	6.0% Fair Fair Compound annual revenue growth over 5 years	—	—	9.8% Good Good Compound annual revenue growth over 5 years	6.6% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS CAGR 3Y (%)	37.3% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	33.6% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	10.7% Good ↑ Good Improving Compound annual EPS growth over 3 years	3.5% Caution ↑ Caution Improving Compound annual EPS growth over 3 years	-21.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-12.8% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-30.3% Weak → Weak Stable Compound annual EPS growth over 3 years	-14.6% Weak ↑ Weak Improving Compound annual EPS growth over 3 years	-47.7% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	—	-36.9% Weak → Weak Stable Compound annual EPS growth over 3 years	-36.3% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-46.1% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-23.8% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	18.7% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	36.8% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	74.0% Excellent → Excellent Stable Compound annual EPS growth over 3 years	69.7% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	90.7% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	63.4% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	98.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	32.7% Excellent Excellent Compound annual EPS growth over 3 years	116.3% Excellent Excellent Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Mar 31, 2018 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q4 FY2016 Mar 31, 2017 10-K ↗
Operating Margin (%) (%)	19.2% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	—	37.3% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+49%)	17.2% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-31%)	24.2% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	—	22.8% Good → Good Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-9%)	33.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	14.4% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-43%)	—	31.7% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+27%)	21.7% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-13%)	12.6% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-50%)	—	38.9% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+56%)	34.7% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	35.7% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+43%)	—	43.2% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+73%)	37.7% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	53.6% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+114%)	—	65.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+160%)	58.5% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+134%)	57.5% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+130%)	—	38.1% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+52%)	32.9% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+31%)	—	—	24.6% Good Good Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	30.6% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	—	—	—	—
Effective Tax Rate (%) (%)	21.4% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.5% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.2% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-78.5% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.8% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.2% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.1% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.6% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	10.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	32.1% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.8% Caution ↓ Caution Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.1% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.4% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	44.5% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.1% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.2% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.0% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.1% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.6% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.9% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.5% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.6% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.5% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.6% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.2% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	24.9% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	26.9% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	27.0% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	23.5% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.2% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	9.0% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.4% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	8.3% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.7% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	12.4% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	15.1% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-31%)	—	28.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	30.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	17.7% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-20%)	—	16.8% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-23%)	24.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	12.9% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-42%)	—	23.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+5%)	17.3% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	10.0% Fair ↓ Fair Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-54%)	—	28.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+29%)	25.3% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+15%)	26.4% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	—	31.7% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+44%)	27.5% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+25%)	39.9% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+81%)	—	47.8% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+117%)	42.9% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+95%)	42.4% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+93%)	—	27.8% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+27%)	24.0% Excellent Excellent Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	—	—	5.8% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-74%)	7.3% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-67%)	—	—	—	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 2 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Mar 31, 2018 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q4 FY2016 Mar 31, 2017 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.3% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.7% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.6% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.2% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	-0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.5% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.3% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.9% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.2% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.9% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	—	1.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.5% Weak Weak Operating profit relative to total assets Optimal: > 10%	2.8% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—	0.9% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.6% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	—	0.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	0.9% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—

⚖️ Is the balance sheet risky? 3 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Mar 31, 2018 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q4 FY2016 Mar 31, 2017 10-K ↗
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 6 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Mar 31, 2018 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q4 FY2016 Mar 31, 2017 10-K ↗
Revenue per Share (USD)	$10.45	—	$12.23	$8.61	$8.37	—	$8.05	$7.97	$6.05	—	$8.02	$6.75	$6.04	—	$9.13	$9.44	$11.78	—	$12.67	$11.27	$13.67	—	$15.46	$10.56	$9.17	—	$5.57	$3.87	—	—	$9.99	$9.79	—	—	—	—
Basic EPS, GAAP (USD)	$1.58	$2.05	$3.51	$2.64	$1.48	$2.04	$1.36	$1.93	$0.78	$-0.74	$1.86	$1.17	$0.61	$0.86	$2.59	$2.38	$3.11	$3.08	$4.02	$3.10	$5.45	$6.26	$7.39	$4.53	$3.89	$1.94	$1.55	$0.93	$0.59	$0.63	$0.58	$0.71	$0.70	$2.68	$0.73	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$0.30	$0.30	$0.30	$0.30	$0.30	$0.30	$0.30	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	$0.20	—	$0.20	$0.20	$0.20	—	$0.15	$0.12	$0.12	—	—	—	—	—	$0.40	—	—	—	—	—
Basic Weighted Avg Shares (shares)	52.13M	—	51.73M	51.67M	51.51M	—	51.18M	50.95M	50.55M	—	49.90M	49.87M	50.15M	—	52.17M	54.17M	55.83M	—	62.09M	65.89M	69.11M	—	72.44M	77.79M	78.69M	—	78.36M	78.33M	77.65M	—	25.12M	24.96M	23.83M	—	23.43M	—
Dividend Payout Ratio (%)	19.0% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	14.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	8.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	11.4% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	20.3% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	14.7% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	22.1% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	10.4% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	25.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	-27.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	10.8% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	17.1% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	32.8% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	23.3% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	7.7% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	8.4% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	6.4% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	—	5.0% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	6.5% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	3.7% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	—	2.0% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	2.6% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	3.1% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	69.0% Fair Fair Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—

🏦 How resilient is the balance sheet? 2 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Mar 31, 2018 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q4 FY2016 Mar 31, 2017 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	$6.23B	$6.23B	$6.23B	$5.58B	$5.78B	—	—	—	$4.53B	—	—	—	$4.28B	—	—	—	$3.10B	—	—	—	$2.61B	—	—	—	—	—	—	—	—	—	—	—	—	$1.38B	—	$690.48M

📋 What is driving earnings? 4 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Mar 31, 2018 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q4 FY2016 Mar 31, 2017 10-K ↗
Sales/Revenue/Turnover (USD)	$544.98M	—	$632.90M	$444.73M	$430.90M	—	$411.83M	$406.13M	$305.66M	—	$400.31M	$336.55M	$302.86M	—	$476.29M	$511.51M	$657.50M	—	$786.61M	$742.25M	$944.69M	—	$1.12B	$821.63M	$721.83M	—	$436.35M	$302.98M	—	—	$250.93M	$244.30M	—	—	—	—
Depreciation Expense (USD)	$13.51M	$12.81M	$12.96M	$14.73M	$13.90M	$13.82M	$13.76M	$14.24M	$14.16M	$14.09M	$13.18M	$13.23M	$12.71M	$10.60M	$9.43M	$7.36M	$7.01M	$6.92M	$6.76M	$7.33M	$7.63M	$8.45M	$6.40M	$5.37M	$5.35M	$4.37M	$3.90M	$3.59M	$3.16M	$3.88M	$3.40M	$3.06M	$2.59M	$2.17M	—	—
Net Income, GAAP (USD)	$82.32M	$106.83M	$181.50M	$136.46M	$76.28M	$104.49M	$69.37M	$98.26M	$39.31M	$-36.84M	$92.87M	$58.25M	$30.38M	$37.62M	$135.13M	$129.16M	$173.59M	$173.08M	$249.31M	$204.23M	$376.87M	$452.80M	$535.16M	$352.68M	$306.24M	$152.66M	$121.47M	$72.70M	$46.13M	$38.75M	$14.49M	$17.84M	$16.62M	$62.32M	$17.08M	—
Operating Cash Flow (USD)	$-1.34B	$-1.89B	$-697.37M	$-131.31M	$1.07B	$-2.15B	$-393.71M	$-1.09B	$-897.94M	$430.29M	$-975.94M	$2.23B	$-3.26B	$489.41M	$-587.69M	$1.70B	$4.43B	$-207.02M	$1.44B	$2.58B	$-1.25B	$-2.28B	$-4.29B	$1.10B	$-730.28M	$-554.98M	$-808.20M	$-747.70M	$-134.25M	$-160.19M	$136.69M	$58.51M	$537.39M	$-237.15M	—	—

🏛️ Sector-Specific 1 metrics

Metric	Q1 FY2026 Mar 31, 2026 10-Q ↗	Q4 FY2025 Dec 31, 2025 10-K ↗	Q3 FY2025 Sep 30, 2025 10-Q ↗	Q2 FY2025 Jun 30, 2025 10-Q ↗	Q1 FY2025 Mar 31, 2025 10-Q ↗	Q4 FY2024 Dec 31, 2024 10-K ↗	Q3 FY2024 Sep 30, 2024 10-Q ↗	Q2 FY2024 Jun 30, 2024 10-Q ↗	Q1 FY2024 Mar 31, 2024 10-Q ↗	Q4 FY2023 Dec 31, 2023 10-K ↗	Q3 FY2023 Sep 30, 2023 10-Q ↗	Q2 FY2023 Jun 30, 2023 10-Q ↗	Q1 FY2023 Mar 31, 2023 10-Q ↗	Q4 FY2022 Dec 31, 2022 10-K ↗	Q3 FY2022 Sep 30, 2022 10-Q ↗	Q2 FY2022 Jun 30, 2022 10-Q ↗	Q1 FY2022 Mar 31, 2022 10-Q ↗	Q4 FY2021 Dec 31, 2021 10-K ↗	Q3 FY2021 Sep 30, 2021 10-Q ↗	Q2 FY2021 Jun 30, 2021 10-Q ↗	Q1 FY2021 Mar 31, 2021 10-Q ↗	Q4 FY2020 Dec 31, 2020 10-K ↗	Q3 FY2020 Sep 30, 2020 10-Q ↗	Q2 FY2020 Jun 30, 2020 10-Q ↗	Q1 FY2020 Mar 31, 2020 10-Q ↗	Q4 FY2019 Dec 31, 2019 10-K ↗	Q3 FY2019 Sep 30, 2019 10-Q ↗	Q2 FY2019 Jun 30, 2019 10-Q ↗	Q1 FY2019 Mar 31, 2019 10-Q ↗	Q4 FY2018 Dec 31, 2018 10-K ↗	Q3 FY2018 Sep 30, 2018 10-Q ↗	Q2 FY2018 Jun 30, 2018 10-Q ↗	Q1 FY2018 Mar 31, 2018 10-Q ↗	Q4 FY2017 Mar 31, 2018 10-K ↗	Q3 FY2017 Sep 30, 2017 10-Q ↗	Q4 FY2016 Mar 31, 2017 10-K ↗
Net Interest Margin (approx.) (%)	-0.5%	0.0%	-0.0%	-0.3%	-0.3%	-0.3%	0.1%	-0.1%	-0.2%	-0.1%	0.2%	-0.1%	-0.1%	0.1%	0.0%	-0.6%	-0.6%	—	-0.5%	-0.4%	-0.3%	—	-0.1%	-0.1%	0.4%	—	—	0.9%	1.1%	—	1.3%	1.3%	—	0.2%	—	—

PennyMac Financial Services, Inc.

Analytical Summary

36-Year Financial Trajectory

Bullish Indicators

Bearish Risks

Health Breakdown

Dividend History

Statement lens

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Signals

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