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PROGRESSIVE CORP/OH/

PGR

$215.34 ▲ +2.62 (+1.23%) at close

19 Visible periods

36 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Excellent

Bullish

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Analytical Summary

PROGRESSIVE CORP/OH/ shows strong fundamentals with top-quartile Return on Common Equity (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $126.3B

Dividend Yield 6.45%

Revenue Growth 16.3% ↘

Op. Margin 16.2% ↗

ROIC None

FCF / Share None

Trailing P/E 11.2x

Price / Book 4.2x

FCF Yield —

Debt / Equity —

info Valuation on last close. End-of-day price, Aug 6, 2026.

19-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$87.67B

↑ +16.3% —

Net Income Profit after all expenses

$11.31B

↑ +33.3% —

Operating Margin Operating profit as % of sales

16.2%

↑ +14.1% 69th

Long-Term Debt Long-term obligations

$2.71B

↑ +25.1% —

trending_up

Bullish Indicators

Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↑

Returns ↑

Dividend History

Dividend / share · sourced from SEC filings

$13.90 Latest / share

+183.7% YoY

+36.9% 9-yr CAGR

FY 2014

FY 2015

FY 2016

$1.12

FY 2017

$2.51

FY 2018

$2.65

FY 2019

$4.90

FY 2020

$1.90

FY 2021

$0.40

FY 2022

$1.15

FY 2023

$4.90

FY 2024

$13.90

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Revenue Growth YoY (%)	16.3% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+172%)	21.4% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+256%)	25.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+320%)	4.0% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-33%)	11.8% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+97%)	9.3% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+55%)	22.0% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+267%)	19.2% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+219%)	14.5% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+142%)	12.4% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+107%)	7.5% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+26%)	6.7% Fair → Fair Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+12%)	6.4% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+6%)	8.3% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+38%)	5.4% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-10%)	2.7% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-54%)	13.4% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+124%)	-12.6% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-310%)	—
EPS Growth YoY (%)	33.5% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	118.6% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	455.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-79.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-41.4% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	43.9% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	51.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	62.4% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	54.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-18.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-0.5% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	11.3% Fair ↑ Fair Improving Year-over-year change in earnings per share Optimal: > 10%	30.0% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-6.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-0.6% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	1.9% Caution Caution Year-over-year change in earnings per share Optimal: > 10%	N/M	N/M	—
Net Income Growth YoY (%)	33.3% Excellent ↓ Excellent Declining Year-over-year change in net income	117.3% Excellent ↑ Excellent Improving Year-over-year change in net income	441.0% Excellent ↑ Excellent Improving Year-over-year change in net income	-78.5% Weak ↓ Weak Declining Year-over-year change in net income	-41.3% Weak ↓ Weak Declining Year-over-year change in net income	43.7% Excellent ↓ Excellent Declining Year-over-year change in net income	51.8% Excellent ↑ Excellent Improving Year-over-year change in net income	64.3% Excellent ↑ Excellent Improving Year-over-year change in net income	54.4% Excellent ↑ Excellent Improving Year-over-year change in net income	-18.7% Weak ↓ Weak Declining Year-over-year change in net income	-1.0% Weak ↓ Weak Declining Year-over-year change in net income	9.9% Fair ↑ Fair Improving Year-over-year change in net income	29.2% Excellent ↑ Excellent Improving Year-over-year change in net income	-11.1% Weak ↓ Weak Declining Year-over-year change in net income	-4.9% Weak Weak Year-over-year change in net income	1.0% Caution Caution Year-over-year change in net income	N/M	N/M	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	20.9% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	16.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	13.3% Good → Good Stable Compound annual revenue growth over 3 years	8.3% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	14.3% Good ↓ Good Declining Compound annual revenue growth over 3 years	16.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	18.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	15.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	11.4% Good ↑ Good Improving Compound annual revenue growth over 3 years	8.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.9% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	7.1% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	6.7% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	5.5% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	7.1% Fair Fair Compound annual revenue growth over 3 years	0.6% Weak Weak Compound annual revenue growth over 3 years	—	—	—
Revenue CAGR 5Y (%)	15.5% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	14.1% Excellent → Excellent Stable Compound annual revenue growth over 5 years	14.2% Excellent → Excellent Stable Compound annual revenue growth over 5 years	13.1% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	15.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	15.4% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	15.0% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	12.0% Good ↑ Good Improving Compound annual revenue growth over 5 years	9.5% Good ↑ Good Improving Compound annual revenue growth over 5 years	8.2% Good ↑ Good Improving Compound annual revenue growth over 5 years	6.9% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	5.9% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	7.2% Fair Fair Compound annual revenue growth over 5 years	3.1% Caution Caution Compound annual revenue growth over 5 years	—	—	—	—	—
EPS CAGR 3Y (%)	153.1% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	36.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	-12.0% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	-43.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	8.5% Fair ↓ Fair Declining Compound annual EPS growth over 3 years	52.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	56.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	27.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	8.1% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	-3.2% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	12.9% Good ↑ Good Improving Compound annual EPS growth over 3 years	10.5% Good ↑ Good Improving Compound annual EPS growth over 3 years	6.4% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	-1.9% Weak Weak Compound annual EPS growth over 3 years	—	-0.8% Weak Weak Compound annual EPS growth over 3 years	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Operating Margin (%) (%)	16.2% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-35%)	14.2% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-43%)	7.9% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-68%)	1.9% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-93%)	8.8% Caution Caution Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-65%)	16.8% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-33%)	—	—	—	—	—	—	—	—	—	—	—	—	—
Effective Tax Rate (%) (%)	20.5% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.8% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.4% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.8% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.4% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.5% Good Good Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	12.9% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-41%)	11.3% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-49%)	6.3% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-71%)	1.5% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-93%)	7.0% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-68%)	13.4% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-39%)	10.2% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-54%)	8.2% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-63%)	5.9% Caution → Caution Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-73%)	4.4% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-80%)	6.1% Caution → Caution Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-72%)	6.6% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-70%)	6.4% Caution → Caution Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-71%)	5.3% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-76%)	6.4% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-71%)	7.1% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-68%)	7.3% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-67%)	-0.5% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-102%)	8.1% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-63%)
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	9.2% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	8.0% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	4.4% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	4.7% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	8.9% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	7.2% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	5.6% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	4.1% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	3.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	4.3% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	5.0% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	4.8% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	4.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	4.6% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	5.1% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	5.3% Caution Caution Operating profit relative to total assets Optimal: > 10%	-0.4% Weak Weak Operating profit relative to total assets Optimal: > 10%	—
Return on Common Equity (%) (%)	37.3% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+211%)	33.1% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+176%)	19.2% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+60%)	4.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-62%)	18.4% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+53%)	33.5% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+179%)	29.0% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+142%)	24.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+101%)	17.1% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+43%)	13.0% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+8%)	17.4% Good → Good Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+45%)	18.5% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+54%)	18.8% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+57%)	15.0% Good ↓ Good Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+25%)	17.5% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+46%)	17.7% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+47%)	18.4% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+53%)	-1.7% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-114%)	24.0% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+100%)

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Debt to Equity (x)	—	—	—	—	—	—	—	—	—	—	0.37x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-69%)	0.31x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-74%)	0.30x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-75%)	0.34x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-71%)	0.42x Good → Good Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-65%)	0.32x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-73%)	0.38x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-68%)	0.52x Good Good Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-57%)	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Revenue per Share (USD)	$149.53	$128.73	$106.19	$84.89	$81.61	$72.93	$66.84	$54.91	$46.21	$40.30	$35.62	$32.83	$30.33	$28.32	$24.95	$22.74	$21.84	$19.22	$20.67
Basic EPS, GAAP (USD)	$19.29	$14.45	$6.61	$1.19	$5.69	$9.71	$6.75	$4.45	$2.74	$1.77	$2.16	$2.17	$1.95	$1.50	$1.61	$1.62	$1.59	$-0.10	$1.66
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$13.90	$4.90	$1.15	$0.40	$1.90	$4.90	$2.65	$2.51	$1.12	—	—	—	—	—	—	—	—	—	—
Book Value per Share (USD)	$51.72	$43.71	$34.67	$27.19	$31.19	$29.13	$23.42	$18.58	$15.99	$13.68	$12.45	$11.73	$10.33	$9.96	$9.18	$9.19	$8.62	$6.31	$6.95
Tangible Book Value per Share (USD)	$51.72	$43.32	$34.28	$26.65	$30.22	$28.06	$22.25	$17.30	$14.58	$12.16	$10.84	$11.71	$10.33	$9.96	$9.18	$9.19	$8.62	$6.31	$6.95
Basic Weighted Avg Shares (shares)	586.30M	585.50M	584.90M	584.40M	584.50M	584.90M	583.80M	582.40M	580.80M	581.70M	585.50M	590.60M	599.10M	603.30M	632.30M	657.90M	666.80M	668.00M	710.40M
Dividend Payout Ratio (%)	72.1% Caution ↑ Caution Improving Dividends paid as a percentage of earnings Optimal: 30-60%	33.9% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	17.4% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	33.6% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	33.4% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	50.5% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	39.3% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	56.5% Fair Fair Dividends paid as a percentage of earnings Optimal: 30-60%	41.0% Good Good Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	—	—	—	—	—	—	—	—	—	—	$2.71B	$2.16B	$1.86B	$2.06B	$2.44B	$1.96B	$2.18B	$2.18B	—
Total Equity (USD)	$30.32B	$25.59B	$20.28B	$15.89B	$18.23B	$17.04B	$13.67B	$10.82B	$9.28B	$7.96B	$7.29B	$6.93B	$6.19B	$6.01B	$5.81B	$6.05B	$5.75B	$4.22B	$4.94B

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Sales/Revenue/Turnover (USD)	$87.67B	$75.37B	$62.11B	$49.61B	$47.70B	$42.66B	$39.02B	$31.98B	$26.84B	$23.44B	$20.85B	$19.39B	$18.17B	$17.08B	$15.77B	$14.96B	$14.56B	$12.84B	$14.69B
Depreciation Expense (USD)	$313.00M	$284.00M	$285.00M	$305.60M	$279.70M	$274.90M	$239.80M	$190.40M	$169.90M	$137.40M	$103.70M	$97.10M	$101.30M	$94.40M	$88.50M	$83.10M	—	—	—
Net Income, GAAP (USD)	$11.31B	$8.48B	$3.90B	$721.50M	$3.35B	$5.70B	$3.97B	$2.62B	$1.59B	$1.03B	$1.27B	$1.28B	$1.17B	$902.30M	$1.02B	$1.07B	$1.06B	$-70.00M	$1.18B
Operating Cash Flow (USD)	$17.55B	$15.12B	$10.64B	$6.85B	$7.76B	$6.91B	$6.26B	$6.28B	$3.76B	$2.73B	$2.29B	$1.73B	$1.90B	$1.69B	$1.50B	$1.68B	$1.49B	$1.55B	$1.79B

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2010 10-K ↗	FY 2009 Dec 31, 2009 10-K ↗	FY 2008 Dec 31, 2008 10-K ↗	FY 2007 Dec 31, 2007 10-K ↗
Premiums Earned (USD)	$81.66B	$70.80B	$58.66B	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Loss Ratio (%) (%)	66.1%	69.3%	77.8%	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 19 years · 73 quarters

PROGRESSIVE CORP/OH/

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