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CPI Card Group Inc.

PMTS

$27.59 ▲ +3.22 (+13.21%) at close

14 Visible periods

33 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Fair

Neutral

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Analytical Summary

CPI Card Group Inc. shows mixed fundamentals. On the positive side, Debt to Equity remains strong. Consider comparing against peers in the Industrials sector before making investment decisions.

Market Cap $312.5M

Dividend Yield —

Revenue Growth 13.1% ↗

Op. Margin 10.1% ↘

ROIC 14.1% ↘

FCF / Share $3.65 ↗

Trailing P/E 20.9x

Price / Book —

FCF Yield 13.2%

Debt / Equity -16.54

info Valuation on last close. End-of-day price, Aug 7, 2026.

14-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$543.53M

↑ +13.1% —

Net Income Profit after all expenses

$14.95M

↓ -23.4% —

Operating Margin Operating profit as % of sales

10.1%

↓ -22.8% 56th

FCF / Share Free cash flow per share

$3.65

↑ +19.5% —

Long-Term Debt Long-term obligations

$286.67M

↑ +2.2% —

trending_up

Bullish Indicators

Debt to EquityDebt to Equity is in the top quartile (lower is better)

warning

Bearish Risks

Return on Common Equity (%)Return on Common Equity (%) is in the bottom quartile

Health Breakdown

Profitability ↓

Returns ↓

Financial Health ↓

Cash Quality ↑

Dividend History

Dividend / share · sourced from SEC filings

$0.45 Latest / share

+100.0% YoY

+100.0% 2-yr CAGR

FY 2014

FY 2015

$0.23

FY 2016

$0.45

FY 2017

FY 2018

FY 2019

FY 2020

FY 2021

FY 2022

FY 2023

FY 2024

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Revenue Growth YoY (%)	13.1% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+162%)	8.1% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+62%)	-6.6% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-231%)	26.8% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+437%)	20.2% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+303%)	12.3% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+145%)	8.7% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+74%)	0.4% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-93%)	-17.4% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-449%)	-17.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-450%)	43.3% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+767%)	32.9% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+558%)	—	—
EPS Growth YoY (%)	-24.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-16.7% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-35.2% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	128.2% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	-1.4% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	N/M	—	—	—	—	—	—	—	—
Net Income Growth YoY (%)	-23.4% Weak ↓ Weak Declining Year-over-year change in net income	-18.6% Weak ↓ Weak Declining Year-over-year change in net income	-34.4% Weak ↓ Weak Declining Year-over-year change in net income	129.2% Excellent ↑ Excellent Improving Year-over-year change in net income	-1.2% Weak ↓ Weak Declining Year-over-year change in net income	N/M	86.3% Excellent ↑ Excellent Improving Year-over-year change in net income	-70.2% Weak ↓ Weak Declining Year-over-year change in net income	N/M	-82.5% Weak ↓ Weak Declining Year-over-year change in net income	132.0% Excellent Excellent Year-over-year change in net income	54.9% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%)	19.5% Good ↓ Good Declining Year-over-year change in free cash flow	26.3% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	102.8% Excellent Excellent Year-over-year change in free cash flow	32.0% Excellent Excellent Year-over-year change in free cash flow	—	—	—	—	N/M	45.2% Excellent ↓ Excellent Declining Year-over-year change in free cash flow	140.0% Excellent Excellent Year-over-year change in free cash flow	-33.0% Weak Weak Year-over-year change in free cash flow	—	—
Revenue CAGR 3Y (%)	4.5% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	8.6% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	12.5% Good ↓ Good Declining Compound annual revenue growth over 3 years	19.6% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	13.6% Good ↑ Good Improving Compound annual revenue growth over 3 years	7.0% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	-3.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-11.9% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-0.8% Weak Weak Compound annual revenue growth over 3 years	16.3% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	11.7% Good → Good Stable Compound annual revenue growth over 5 years	11.6% Good ↑ Good Improving Compound annual revenue growth over 5 years	11.7% Good ↑ Good Improving Compound annual revenue growth over 5 years	13.3% Excellent ↑ Excellent Improving Compound annual revenue growth over 5 years	4.0% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	-3.6% Weak ↓ Weak Declining Compound annual revenue growth over 5 years	1.3% Caution Caution Compound annual revenue growth over 5 years	5.4% Fair Fair Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	-25.9% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	7.2% Fair Fair Compound annual EPS growth over 3 years	13.4% Good Good Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Operating Margin (%) (%)	10.1% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-16%)	13.1% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+9%)	13.9% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+15%)	16.6% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	15.9% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	12.3% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	8.9% Caution ↑ Caution Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-26%)	1.8% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-85%)	-7.1% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-159%)	9.4% Caution ↓ Caution Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-22%)	18.1% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+51%)	13.2% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	13.3% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+11%)	—
Effective Tax Rate (%) (%)	30.6% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	22.0% Fair ↓ Fair Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.4% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	25.7% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	33.1% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—	—	—	—
Profit Margin (%) (%)	2.8% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-66%)	4.1% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-49%)	5.4% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-33%)	7.7% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	4.2% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-47%)	5.2% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-35%)	-1.8% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-123%)	-14.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-283%)	-8.6% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-208%)	1.7% Weak ↓ Weak Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-78%)	8.2% Caution ↑ Caution Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	5.1% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-36%)	4.4% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-45%)	—
FCF Margin (%) (%)	7.6% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	7.1% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	6.2% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	2.8% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	2.7% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—	—	—	-2.5% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	14.8% Fair ↑ Fair Improving Free cash flow as a percentage of revenue Optimal: > 10%	6.7% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	3.7% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	7.3% Caution Caution Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	2.76x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.74x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.15x Fair ↑ Fair Improving Free cash flow relative to reported net income Optimal: > 1x	0.37x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	0.64x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—	—	—	0.29x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	8.46x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.82x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	0.73x Caution Caution Free cash flow relative to reported net income Optimal: > 1x	1.67x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Return on Invested Capital (%)	14.1% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	20.0% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	20.1% Excellent ↓ Excellent Declining Return earned on debt + equity capital invested Optimal: > 10%	28.9% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	21.8% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	15.3% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	12.7% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	2.3% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-7.8% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	11.1% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	24.1% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	17.3% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	-56.0% Weak Weak Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	13.6% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	18.0% Excellent ↓ Excellent Declining Operating profit relative to total assets Optimal: > 10%	21.0% Excellent → Excellent Stable Operating profit relative to total assets Optimal: > 10%	26.7% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	22.2% Excellent ↑ Excellent Improving Operating profit relative to total assets Optimal: > 10%	14.4% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	11.6% Good ↑ Good Improving Operating profit relative to total assets Optimal: > 10%	2.2% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-7.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	11.0% Good ↓ Good Declining Operating profit relative to total assets Optimal: > 10%	24.2% Excellent Excellent Operating profit relative to total assets Optimal: > 10%	13.0% Good Good Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	-86.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-675%)	-54.8% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-465%)	-46.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-408%)	-44.5% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-397%)	-13.2% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-188%)	-11.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-178%)	3.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-78%)	25.0% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+67%)	18.4% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+23%)	-5.7% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-138%)	-35.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-338%)	-61.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-509%)	-23.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-255%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Debt to Equity (x)	-16.54x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-2463%)	-7.87x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-1225%)	-5.10x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-829%)	-3.48x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-597%)	-2.51x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-458%)	-2.44x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-448%)	-1.99x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-385%)	-2.04x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-392%)	-2.54x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-463%)	-3.17x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-553%)	-3.57x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-610%)	-8.24x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-1277%)	—	—
Interest Coverage (x)	1.69x Caution ↓ Caution Declining Operating income divided by interest expense Optimal: > 5x	2.39x Caution ↓ Caution Declining Operating income divided by interest expense Optimal: > 5x	2.39x Caution → Caution Stable Operating income divided by interest expense Optimal: > 5x	2.86x Caution ↑ Caution Improving Operating income divided by interest expense Optimal: > 5x	2.67x Caution ↑ Caution Improving Operating income divided by interest expense Optimal: > 5x	1.69x Caution ↑ Caution Improving Operating income divided by interest expense Optimal: > 5x	1.07x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	0.22x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-0.98x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	1.92x Caution ↓ Caution Declining Operating income divided by interest expense Optimal: > 5x	3.69x Fair ↓ Fair Declining Operating income divided by interest expense Optimal: > 5x	4.59x Fair Fair Operating income divided by interest expense Optimal: > 5x	3.34x Fair Fair Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$264.97M	$246.86M	$252.58M	$274.49M	$282.94M	$279.11M	$289.10M	$285.53M	$280.66M	$264.97M	$295.39M	$165.87M	$-9.70M	$-7.39M
Debt / EBITDA (x)	3.71x Caution ↑ Caution Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.54x Caution → Caution Stable Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.42x Caution ↓ Caution Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.04x Caution ↓ Caution Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	4.07x Weak ↓ Weak Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	6.10x Weak ↑ Weak Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	7.33x Weak ↑ Weak Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	13.30x Weak ↑ Weak Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-3339.22x Excellent ↓ Excellent Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	6.58x Weak ↑ Weak Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.69x Caution Caution Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	3.75x Caution Caution Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—

📊 What does each share earn? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Revenue per Share (USD)	$47.98	$43.09	$38.91	$42.13	$33.38	$27.80	$24.84	—	$22.92	$27.65	$41.74	$31.68	$23.91	—
Basic EPS, GAAP (USD)	$1.32	$1.75	$2.10	$3.24	$1.42	$1.44	$-0.46	—	—	—	—	—	—	—
Free Cash Flow per Share (USD)	$3.65	$3.05	$2.42	$1.19	$0.90	—	—	—	$-0.57	$4.09	$2.82	$1.17	$1.75	—
Dividend per Share (USD)	—	—	—	—	—	—	—	—	$0.45	$0.23	—	—	—	—
Book Value per Share (USD)	$-1.51	$-3.17	$-4.54	$-7.21	$-10.75	$-12.29	$-13.75	$-13.40	$-10.74	$-8.61	$-7.66	$-2.62	$-4.49	—
Tangible Book Value per Share (USD)	$-7.39	$-8.30	$-9.89	$-12.92	$-16.88	$-18.82	$-20.69	$-20.80	$-19.28	$-19.29	$-18.90	$-18.64	$-9.46	—
Basic Weighted Avg Shares (shares)	11.33M	11.15M	11.43M	11.29M	11.24M	11.23M	11.20M	—	11.12M	11.17M	8.96M	8.24M	8.21M	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Working Capital (USD)	$120.85M	$127.45M	$115.93M	$99.56M	$80.93M	$95.61M	$50.53M	$43.20M	$54.83M	$57.14M	$59.00M	$52.13M	—	—
LT Debt (USD)	$286.67M	$280.40M	$265.00M	$285.52M	$303.63M	$336.71M	$307.78M	$305.82M	$303.87M	$301.92M	$309.00M	$178.81M	—	—
Total Equity (USD)	$-17.33M	$-35.62M	$-51.94M	$-82.08M	$-121.02M	$-138.04M	$-154.30M	$-149.58M	$-119.57M	$-95.27M	$-86.61M	$-21.69M	$-36.90M	$-45.23M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Sales/Revenue/Turnover (USD)	$543.53M	$480.60M	$444.55M	$475.75M	$375.12M	$312.19M	$278.07M	$255.81M	$254.86M	$308.70M	$374.11M	$261.01M	$196.37M	—
Depreciation Expense (USD)	$22.46M	$16.42M	$15.93M	$14.89M	$15.10M	$16.83M	$17.25M	$18.41M	$18.01M	$16.93M	$15.97M	$13.25M	$11.60M	—
Net Income, GAAP (USD)	$14.95M	$19.52M	$23.98M	$36.54M	$15.94M	$16.13M	$-5.12M	$-37.46M	$-22.01M	$5.40M	$30.86M	$13.30M	$8.59M	—
Operating Cash Flow (USD)	$59.50M	$43.31M	$34.04M	$31.34M	$20.23M	—	—	—	$2.43M	$59.96M	$43.92M	$26.63M	$23.62M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 14 years · 50 quarters

CPI Card Group Inc.

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