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PayPal Holdings, Inc.

PYPL

$59.05 ▼ -0.69 (-1.16%) at close

14 Visible periods

34 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

PayPal Holdings, Inc. shows strong fundamentals with top-quartile Return on Common Equity (%) and Profit Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $56.6B

Dividend Yield 0.24%

Revenue Growth 4.3% ↘

Op. Margin 18.3% ↗

ROIC 15.8% ↗

FCF / Share $5.80 ↘

Trailing P/E 10.8x

Price / Book 2.7x

FCF Yield 9.8%

Debt / Equity 0.49

info Valuation on last close. End-of-day price, Aug 7, 2026.

14-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$33.17B

↑ +4.3% —

Net Income Profit after all expenses

$5.23B

↑ +26.2% —

Operating Margin Operating profit as % of sales

18.3%

↑ +9.2% 72th

FCF / Share Free cash flow per share

$5.80

↓ -11.8% —

Long-Term Debt Long-term obligations

$9.99B

↑ +1.1% —

trending_up

Bullish Indicators

Profit Margin (%)Profit Margin (%) is in the top quartile
Return on Common Equity (%)Return on Common Equity (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability →

Returns ↑

Financial Health →

Cash Quality ↓

Dividend History

Dividend / share · sourced from SEC filings

$0.14 Latest / share

FY 2014

FY 2015

FY 2016

FY 2017

FY 2018

FY 2019

FY 2020

FY 2021

FY 2022

FY 2023

FY 2024

$0.14

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Revenue Growth YoY (%)	4.3% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-14%)	6.8% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+36%)	8.2% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+64%)	8.5% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+69%)	18.3% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+265%)	20.7% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+314%)	15.0% Good ↓ Good Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+200%)	18.0% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+260%)	20.8% Excellent ↑ Excellent Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+315%)	17.2% Good → Good Stable Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+245%)	15.2% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+205%)	19.3% Good Good Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+286%)	—	—
EPS Growth YoY (%)	35.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	4.7% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	83.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-40.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-0.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	71.3% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	20.1% Good → Good Stable Year-over-year change in earnings per share Optimal: > 10%	16.8% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	28.4% Excellent ↓ Excellent Declining Year-over-year change in earnings per share Optimal: > 10%	16.0% Good ↓ Good Declining Year-over-year change in earnings per share Optimal: > 10%	194.1% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	-56.4% Weak Weak Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	26.2% Excellent ↑ Excellent Improving Year-over-year change in net income	-2.3% Weak ↓ Weak Declining Year-over-year change in net income	75.5% Excellent ↑ Excellent Improving Year-over-year change in net income	-42.0% Weak ↓ Weak Declining Year-over-year change in net income	-0.8% Weak ↓ Weak Declining Year-over-year change in net income	70.9% Excellent ↑ Excellent Improving Year-over-year change in net income	19.5% Good → Good Stable Year-over-year change in net income	14.6% Fair ↓ Fair Declining Year-over-year change in net income	28.1% Excellent ↓ Excellent Declining Year-over-year change in net income	14.1% Fair ↓ Fair Declining Year-over-year change in net income	193.1% Excellent Excellent Year-over-year change in net income	-56.1% Weak Weak Year-over-year change in net income	—	—
FCF Growth YoY (%)	-11.8% Weak ↓ Weak Declining Year-over-year change in free cash flow	71.9% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-13.5% Weak ↓ Weak Declining Year-over-year change in free cash flow	6.3% Fair → Fair Stable Year-over-year change in free cash flow	-2.1% Weak ↓ Weak Declining Year-over-year change in free cash flow	48.3% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-27.1% Weak ↓ Weak Declining Year-over-year change in free cash flow	154.0% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-24.7% Weak ↓ Weak Declining Year-over-year change in free cash flow	37.8% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	5.2% Fair Fair Year-over-year change in free cash flow	7.9% Fair Fair Year-over-year change in free cash flow	—	—
Revenue CAGR 3Y (%)	6.4% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	7.8% Fair ↓ Fair Declining Compound annual revenue growth over 3 years	11.5% Good ↓ Good Declining Compound annual revenue growth over 3 years	15.7% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	18.0% Excellent → Excellent Stable Compound annual revenue growth over 3 years	17.9% Excellent → Excellent Stable Compound annual revenue growth over 3 years	17.9% Excellent → Excellent Stable Compound annual revenue growth over 3 years	18.7% Excellent ↑ Excellent Improving Compound annual revenue growth over 3 years	17.7% Excellent Excellent Compound annual revenue growth over 3 years	17.2% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	9.1% Good ↓ Good Declining Compound annual revenue growth over 5 years	12.3% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	14.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	16.0% Excellent ↓ Excellent Declining Compound annual revenue growth over 5 years	18.5% Excellent → Excellent Stable Compound annual revenue growth over 5 years	18.3% Excellent → Excellent Stable Compound annual revenue growth over 5 years	17.2% Excellent Excellent Compound annual revenue growth over 5 years	18.1% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	37.5% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	4.3% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	2.5% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	0.2% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	26.8% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	33.9% Excellent → Excellent Stable Compound annual EPS growth over 3 years	21.7% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	20.3% Excellent ↓ Excellent Declining Compound annual EPS growth over 3 years	63.6% Excellent Excellent Compound annual EPS growth over 3 years	14.1% Good Good Compound annual EPS growth over 3 years	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Operating Margin (%) (%)	18.3% Good ↑ Good Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+52%)	16.7% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	16.9% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	13.9% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+16%)	16.8% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+40%)	15.3% Fair → Fair Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+28%)	15.3% Fair → Fair Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+27%)	14.2% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+18%)	16.2% Fair ↑ Fair Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	14.6% Fair ↓ Fair Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+22%)	15.8% Fair → Fair Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	15.8% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+32%)	16.2% Fair Fair Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	—
Effective Tax Rate (%) (%)	—	—	—	28.1% Caution ↑ Caution Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-1.7% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.0% Good → Good Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.0% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	13.4% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	18.4% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	14.1% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	17.5% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	66.8% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	11.9% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	15.8% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+97%)	13.0% Fair → Fair Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+63%)	14.3% Fair → Fair Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+78%)	8.8% Caution ↓ Caution Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+10%)	16.4% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+105%)	19.6% Good ↑ Good Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+145%)	13.8% Fair → Fair Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+73%)	13.3% Fair → Fair Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+66%)	13.7% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+71%)	12.9% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+62%)	13.3% Fair ↑ Fair Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+66%)	5.2% Caution Caution Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-35%)	14.2% Fair Fair Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+77%)	—
FCF Margin (%) (%)	16.8% Good ↓ Good Declining Free cash flow as a percentage of revenue Optimal: > 10%	21.3% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	14.2% Fair ↓ Fair Declining Free cash flow as a percentage of revenue Optimal: > 10%	18.6% Good ↓ Good Declining Free cash flow as a percentage of revenue Optimal: > 10%	19.3% Good ↓ Good Declining Free cash flow as a percentage of revenue Optimal: > 10%	23.2% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	18.9% Good ↓ Good Declining Free cash flow as a percentage of revenue Optimal: > 10%	30.2% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	14.2% Fair ↓ Fair Declining Free cash flow as a percentage of revenue Optimal: > 10%	23.0% Excellent ↑ Excellent Improving Free cash flow as a percentage of revenue Optimal: > 10%	19.7% Good ↓ Good Declining Free cash flow as a percentage of revenue Optimal: > 10%	21.5% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	23.8% Excellent Excellent Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	1.06x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.63x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	0.99x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	2.11x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.17x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.19x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.37x Good ↓ Good Declining Free cash flow relative to reported net income Optimal: > 1x	2.27x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	1.04x Fair ↓ Fair Declining Free cash flow relative to reported net income Optimal: > 1x	1.78x Excellent ↓ Excellent Declining Free cash flow relative to reported net income Optimal: > 1x	1.49x Good ↓ Good Declining Free cash flow relative to reported net income Optimal: > 1x	4.12x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	1.68x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Return on Invested Capital (%)	15.8% Excellent ↑ Excellent Improving Return earned on debt + equity capital invested Optimal: > 10%	13.9% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	12.9% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	9.0% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	14.6% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	9.4% Fair ↓ Fair Declining Return earned on debt + equity capital invested Optimal: > 10%	10.2% Good ↓ Good Declining Return earned on debt + equity capital invested Optimal: > 10%	12.3% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	10.9% Good ↑ Good Improving Return earned on debt + equity capital invested Optimal: > 10%	9.3% Fair → Fair Stable Return earned on debt + equity capital invested Optimal: > 10%	8.8% Fair → Fair Stable Return earned on debt + equity capital invested Optimal: > 10%	5.1% Caution Caution Return earned on debt + equity capital invested Optimal: > 10%	13.0% Good Good Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	7.6% Fair ↑ Fair Improving Operating profit relative to total assets Optimal: > 10%	6.8% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	6.1% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	4.9% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	5.6% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	4.7% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	5.3% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	5.1% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	5.2% Caution → Caution Stable Operating profit relative to total assets Optimal: > 10%	4.8% Caution ↓ Caution Declining Operating profit relative to total assets Optimal: > 10%	5.1% Caution Caution Operating profit relative to total assets Optimal: > 10%	5.8% Caution Caution Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	25.8% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+72%)	20.3% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+35%)	20.2% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+34%)	11.9% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-20%)	19.2% Good ↑ Good Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+28%)	21.0% Excellent ↑ Excellent Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+40%)	14.6% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	13.4% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-11%)	11.2% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-25%)	9.5% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-37%)	8.9% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-40%)	5.1% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-66%)	12.9% Fair Fair Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-14%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Debt to Equity (x)	0.49x Good → Good Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-30%)	0.48x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-31%)	0.46x Good → Good Stable Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-34%)	0.51x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-27%)	0.37x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-47%)	0.45x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-36%)	0.29x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-58%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	—	—	—	—	—	—
Interest Coverage (x)	14.94x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	14.55x Excellent → Excellent Stable Operating income divided by interest expense Optimal: > 5x	14.49x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	12.62x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	18.37x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	15.74x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	23.64x Excellent ↓ Excellent Declining Operating income divided by interest expense Optimal: > 5x	28.49x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	303.86x Excellent Excellent Operating income divided by interest expense Optimal: > 5x	—	—	—	—	—
Net Debt (USD)	$1.94B	$3.22B	$595.00M	$2.64B	$2.85B	$4.14B	$-2.38B	$-7.58B	$-2.88B	$-1.59B	$-1.39B	$-2.20B	$-1.60B	$-1.41B
Debt / EBITDA (x)	1.42x Good ↓ Good Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.55x Good ↓ Good Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.59x Good ↓ Good Declining Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.02x Fair ↑ Fair Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.46x Good ↑ Good Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	2.00x Good ↑ Good Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	1.37x Good Good Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.00x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	—	—	—	—

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Revenue per Share (USD)	$34.59	$30.90	$26.99	$23.85	$21.61	$18.29	$15.14	$13.05	$10.88	$8.96	$7.57	$6.59	$5.52	—
Basic EPS, GAAP (USD)	$5.46	$4.03	$3.85	$2.10	$3.55	$3.58	$2.09	$1.74	$1.49	$1.16	$1.00	$0.34	$0.78	—
Free Cash Flow per Share (USD)	$5.80	$6.58	$3.83	$4.43	$4.16	$4.25	$2.87	$3.94	$1.55	$2.06	$1.49	$1.42	$1.32	—
Dividend per Share (USD)	$0.14	—	—	—	—	—	—	—	—	—	—	—	—	—
Book Value per Share (USD)	$22.02	$20.56	$19.64	$17.85	$18.60	$17.08	$14.39	$13.11	$13.33	$12.19	$11.24	$6.77	$6.07	—
Tangible Book Value per Share (USD)	$10.21	$9.65	$9.35	$7.98	$8.80	$9.29	$9.10	$7.75	$9.71	$8.83	$7.92	$4.15	$3.45	—
Basic Weighted Avg Shares (shares)	959.00M	1.03B	1.10B	1.15B	1.17B	1.17B	1.17B	1.18B	1.20B	1.21B	1.22B	1.22B	1.22B	—
Dividend Payout Ratio (%)	2.6% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	—	—	—	—	—	—	—	—	—	—	—	—	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Working Capital (USD)	$13.32B	$12.72B	$14.10B	$12.42B	$9.54B	$12.55B	$11.58B	$7.06B	$9.78B	$8.86B	$7.03B	$4.28B	—	—
LT Debt (USD)	$9.99B	$9.88B	$9.68B	$10.42B	$8.05B	$8.94B	$4.96B	$0.00	—	—	—	—	—	—
Total Equity (USD)	$20.26B	$20.42B	$21.05B	$20.27B	$21.73B	$20.02B	$16.89B	$15.39B	$15.99B	$14.71B	$13.76B	$8.25B	$7.39B	$6.18B

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗
Sales/Revenue/Turnover (USD)	$33.17B	$31.80B	$29.77B	$27.52B	$25.37B	$21.45B	$17.77B	$15.45B	$13.09B	$10.84B	$9.25B	$8.03B	$6.73B	—
Depreciation Expense (USD)	$963.00M	$1.03B	$1.07B	$1.32B	$1.26B	$1.19B	$912.00M	$776.00M	$805.00M	$724.00M	$608.00M	$516.00M	$453.00M	—
Net Income, GAAP (USD)	$5.23B	$4.15B	$4.25B	$2.42B	$4.17B	$4.20B	$2.46B	$2.06B	$1.79B	$1.40B	$1.23B	$419.00M	$955.00M	—
Operating Cash Flow (USD)	$6.42B	$7.45B	$4.84B	$5.81B	$5.80B	$5.85B	$4.07B	$5.48B	$2.53B	$3.16B	$2.55B	$2.22B	$1.99B	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 14 years · 51 quarters

PayPal Holdings, Inc.

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