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Remitly Global, Inc.

RELY

$24.40 ▼ -1.56 (-6.01%) at close

8 Visible periods

31 Metrics

Peer-ranked Benchmarks

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Health

Good

Neutral

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Analytical Summary

Remitly Global, Inc. shows mixed fundamentals. Consider comparing against peers in the Industrials sector before making investment decisions.

Market Cap $5.0B

Dividend Yield —

Revenue Growth 29.4% ↘

Op. Margin 4.7% ↗

ROIC 7.2% ↗

FCF / Share $1.44 ↗

Trailing P/E 73.9x

Price / Book 5.9x

FCF Yield 5.9%

Debt / Equity 0.18

info Valuation on last close. End-of-day price, Aug 7, 2026.

8-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$1.64B

↑ +29.4% —

Net Income Profit after all expenses

$67.93M

↑ +283.7% —

Operating Margin Operating profit as % of sales

4.7%

↑ +253.2% 42th

FCF / Share Free cash flow per share

$1.44

↑ +164.8% —

Long-Term Debt Long-term obligations

$155.00M

— —

Health Breakdown

Profitability

Returns

Financial Health

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Financial view

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📈 Is growth accelerating? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Revenue Growth YoY (%)	29.4% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+487%)	33.9% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+577%)	44.5% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+790%)	42.5% Excellent ↓ Excellent Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+750%)	78.5% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1470%)	103.0% Excellent Excellent Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+1960%)	—	—
EPS Growth YoY (%)	N/M	70.8% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	4.4% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	-6.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	57.9% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	49.0% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	—	—
Net Income Growth YoY (%)	N/M	68.6% Excellent ↑ Excellent Improving Year-over-year change in net income	-3.4% Weak ↑ Weak Improving Year-over-year change in net income	-194.2% Weak ↓ Weak Declining Year-over-year change in net income	-19.0% Weak Weak Year-over-year change in net income	36.6% Excellent Excellent Year-over-year change in net income	—	—
FCF Growth YoY (%)	164.8% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	N/M	53.4% Excellent ↑ Excellent Improving Year-over-year change in free cash flow	-99.8% Weak Weak Year-over-year change in free cash flow	93.8% Excellent Excellent Year-over-year change in free cash flow	N/M	—	—
Revenue CAGR 3Y (%)	35.8% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	40.2% Excellent ↓ Excellent Declining Compound annual revenue growth over 3 years	54.3% Excellent Excellent Compound annual revenue growth over 3 years	72.8% Excellent Excellent Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	44.8% Excellent Excellent Compound annual revenue growth over 5 years	58.4% Excellent Excellent Compound annual revenue growth over 5 years	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Operating Margin (%) (%)	4.7% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-61%)	-3.1% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-126%)	-12.1% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-201%)	-18.5% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-254%)	-8.7% Weak ↑ Weak Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-172%)	-11.4% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-195%)	-40.0% Weak Weak Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-433%)	—
Effective Tax Rate (%) (%)	5.2% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-22.2% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-5.3% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.9% Excellent ↑ Excellent Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	-2.8% Excellent ↓ Excellent Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	-3.7% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	-0.5% Excellent Excellent Actual taxes paid relative to pre-tax income Optimal: 15-25%	—
Profit Margin (%) (%)	4.2% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-48%)	-2.9% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-137%)	-12.5% Weak → Weak Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-256%)	-17.4% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-318%)	-8.5% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-206%)	-12.7% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-258%)	-40.6% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-608%)	—
FCF Margin (%) (%)	18.1% Good ↑ Good Improving Free cash flow as a percentage of revenue Optimal: > 10%	8.4% Caution ↑ Caution Improving Free cash flow as a percentage of revenue Optimal: > 10%	-6.0% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-17.2% Weak ↓ Weak Declining Free cash flow as a percentage of revenue Optimal: > 10%	-4.4% Weak ↑ Weak Improving Free cash flow as a percentage of revenue Optimal: > 10%	-45.3% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	2.7% Weak Weak Free cash flow as a percentage of revenue Optimal: > 10%	—
FCF / Net Income (x)	4.35x Excellent ↑ Excellent Improving Free cash flow relative to reported net income Optimal: > 1x	-2.86x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.48x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	0.99x Caution ↓ Caution Declining Free cash flow relative to reported net income Optimal: > 1x	0.53x Weak ↓ Weak Declining Free cash flow relative to reported net income Optimal: > 1x	3.57x Excellent Excellent Free cash flow relative to reported net income Optimal: > 1x	-0.07x Weak Weak Free cash flow relative to reported net income Optimal: > 1x	—

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Return on Invested Capital (%)	7.2% Fair ↑ Fair Improving Return earned on debt + equity capital invested Optimal: > 10%	-7.2% Weak ↑ Weak Improving Return earned on debt + equity capital invested Optimal: > 10%	-18.2% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-25.4% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	-8.5% Weak ↓ Weak Declining Return earned on debt + equity capital invested Optimal: > 10%	14.3% Good Good Return earned on debt + equity capital invested Optimal: > 10%	27.2% Excellent Excellent Return earned on debt + equity capital invested Optimal: > 10%	—
Return on Capital (%) (%)	5.3% Caution ↑ Caution Improving Operating profit relative to total assets Optimal: > 10%	-3.9% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-11.0% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	-17.4% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	-6.3% Weak Weak Operating profit relative to total assets Optimal: > 10%	-8.0% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	7.8% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-48%)	-5.6% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-137%)	-22.3% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-248%)	-23.7% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-258%)	-8.1% Weak ↓ Weak Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-154%)	15.4% Good Good Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	27.5% Excellent Excellent Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+83%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Debt to Equity (x)	0.18x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-74%)	0.00x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-99%)	0.25x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-64%)	0.00x Excellent Excellent Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-100%)	—	—	—	—
Interest Coverage (x)	14.14x Excellent ↑ Excellent Improving Operating income divided by interest expense Optimal: > 5x	-15.32x Weak ↑ Weak Improving Operating income divided by interest expense Optimal: > 5x	-48.55x Weak → Weak Stable Operating income divided by interest expense Optimal: > 5x	-92.96x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-31.63x Weak ↓ Weak Declining Operating income divided by interest expense Optimal: > 5x	-24.54x Weak Weak Operating income divided by interest expense Optimal: > 5x	-31.47x Weak Weak Operating income divided by interest expense Optimal: > 5x	—
Net Debt (USD)	$-384.61M	$-365.63M	$-191.23M	$-300.63M	$-403.26M	$-186.69M	$-182.35M	—
Debt / EBITDA (x)	1.54x Good ↑ Good Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-0.12x Excellent ↑ Excellent Improving Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	-1.31x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	0.00x Excellent Excellent Debt relative to earnings before interest, taxes, depreciation Optimal: < 2x	—	—	—	—

📊 What does each share earn? 6 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Revenue per Share (USD)	$7.94	$6.49	$5.22	$3.90	$7.55	$11.97	$5.94	—
Basic EPS, GAAP (USD)	$0.33	$-0.19	$-0.65	$-0.68	$-0.64	$-1.52	$-2.98	—
Free Cash Flow per Share (USD)	$1.44	$0.54	$-0.31	$-0.67	$-0.34	$-5.42	$0.16	—
Book Value per Share (USD)	$4.12	$3.32	$2.81	$2.77	$2.92	$-8.70	$-8.77	—
Tangible Book Value per Share (USD)	$3.86	$3.04	$2.52	$2.77	$2.92	$-8.70	$-8.77	—
Basic Weighted Avg Shares (shares)	205.83M	194.65M	180.82M	167.77M	60.73M	21.46M	21.29M	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Working Capital (USD)	$916.90M	$568.51M	$565.28M	$460.28M	$465.94M	$163.56M	—	—
LT Debt (USD)	$155.00M	$0.00	$130.00M	$0.00	—	—	—	—
Total Equity (USD)	$868.79M	$665.47M	$529.34M	$480.09M	$480.33M	$-211.33M	$-186.80M	$-121.00M

📋 What is driving earnings? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗
Sales/Revenue/Turnover (USD)	$1.64B	$1.26B	$944.28M	$653.56M	$458.61M	$256.96M	$126.57M	—
Depreciation Expense (USD)	$25.03M	$18.05M	$13.12M	$6.72M	$5.26M	$4.06M	$2.66M	—
Net Income, GAAP (USD)	$67.93M	$-36.98M	$-117.84M	$-114.02M	$-38.76M	$-32.56M	$-51.39M	—
Operating Cash Flow (USD)	$325.08M	$111.60M	$-53.59M	$-108.66M	$-18.39M	$-114.21M	$8.44M	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 1 week ago 8 years · 26 quarters

Remitly Global, Inc.

Analytical Summary

8-Year Financial Trajectory

Health Breakdown

Statement lens

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