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REGIONS FINANCIAL CORP

$28.41 ▼ -0.62 (-2.15%) at close

19 Visible periods

35 Metrics

Peer-ranked Benchmarks

Price Chart

Health

Good

Bullish

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Analytical Summary

REGIONS FINANCIAL CORP shows strong fundamentals with top-quartile Profit Margin (%). The company's metrics support a bullish outlook for growth-oriented investors.

Market Cap $25.3B

Dividend Yield 3.63%

Revenue Growth 6.3% ↗

Op. Margin 0.7% ↘

ROIC None

FCF / Share None

Trailing P/E 12.3x

Price / Book 1.3x

FCF Yield —

Debt / Equity 0.26

info Valuation on last close. End-of-day price, Nov 5, 2026.

19-Year Financial Trajectory

Annual

Metric Value Trend Year over Year Percentile

Revenue Total top-line sales

$7.53B

↑ +6.3% —

Net Income Profit after all expenses

$2.16B

↑ +13.9% —

Operating Margin Operating profit as % of sales

0.7%

↓ -47.5% 30th

Long-Term Debt Long-term obligations

$4.13B

↓ -31.0% —

trending_up

Bullish Indicators

Profit Margin (%)Profit Margin (%) is in the top quartile

warning

Bearish Risks

No bearish risks detected.

Health Breakdown

Profitability ↓

Returns ↓

Financial Health ↑

Dividend History

Dividend / share · sourced from SEC filings

$1.03 Latest / share

+5.1% YoY

+17.2% 12-yr CAGR

$0.18

FY 2014

$0.23

FY 2015

$0.26

FY 2016

$0.32

FY 2017

$0.46

FY 2018

$0.59

FY 2019

$0.62

FY 2020

$0.65

FY 2021

$0.74

FY 2022

$0.88

FY 2023

$0.98

FY 2024

$1.03

FY 2025

Financial view

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📈 Is growth accelerating? 7 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Revenue Growth YoY (%)	6.3% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: At sector avg	-6.5% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-208%)	5.0% Fair ↓ Fair Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-17%)	12.1% Good ↑ Good Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+101%)	2.4% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-60%)	7.3% Fair ↑ Fair Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Above avg (+21%)	1.9% Caution ↓ Caution Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-69%)	4.6% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-23%)	-0.9% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-115%)	3.2% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-46%)	3.8% Caution ↑ Caution Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-37%)	-1.9% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-131%)	-2.2% Weak ↑ Weak Improving Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-137%)	-8.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-236%)	-17.1% Weak ↓ Weak Declining Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-385%)	2.5% Caution Caution Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-58%)	-4.7% Weak Weak Year-over-year change in total revenue Optimal: > 10% vs Sector: Below avg (-178%)	—	—
EPS Growth YoY (%)	19.1% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-8.1% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-7.9% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-8.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	143.7% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	-31.8% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	-2.6% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	53.5% Excellent ↑ Excellent Improving Year-over-year change in earnings per share Optimal: > 10%	16.1% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	16.0% Good ↑ Good Improving Year-over-year change in earnings per share Optimal: > 10%	-6.3% Weak ↓ Weak Declining Year-over-year change in earnings per share Optimal: > 10%	2.6% Caution ↓ Caution Declining Year-over-year change in earnings per share Optimal: > 10%	8.3% Fair ↓ Fair Declining Year-over-year change in earnings per share Optimal: > 10%	N/M	51.2% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	84.3% Excellent Excellent Year-over-year change in earnings per share Optimal: > 10%	N/M	—	—
Net Income Growth YoY (%)	13.9% Fair ↑ Fair Improving Year-over-year change in net income	-8.7% Weak ↓ Weak Declining Year-over-year change in net income	-7.6% Weak ↓ Weak Declining Year-over-year change in net income	-10.9% Weak ↓ Weak Declining Year-over-year change in net income	130.4% Excellent ↑ Excellent Improving Year-over-year change in net income	-30.8% Weak ↓ Weak Declining Year-over-year change in net income	-10.1% Weak ↓ Weak Declining Year-over-year change in net income	39.3% Excellent ↑ Excellent Improving Year-over-year change in net income	8.6% Fair ↑ Fair Improving Year-over-year change in net income	9.5% Fair ↑ Fair Improving Year-over-year change in net income	-7.4% Weak ↓ Weak Declining Year-over-year change in net income	2.2% Caution ↓ Caution Declining Year-over-year change in net income	0.2% Caution ↓ Caution Declining Year-over-year change in net income	N/M	47.7% Excellent Excellent Year-over-year change in net income	81.6% Excellent Excellent Year-over-year change in net income	N/M	—	—
FCF Growth YoY (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Revenue CAGR 3Y (%)	1.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	3.2% Caution ↓ Caution Declining Compound annual revenue growth over 3 years	6.4% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	7.2% Fair ↑ Fair Improving Compound annual revenue growth over 3 years	3.8% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	4.6% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	1.8% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	2.3% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	2.0% Caution ↑ Caution Improving Compound annual revenue growth over 3 years	1.7% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-0.1% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-4.1% Weak ↑ Weak Improving Compound annual revenue growth over 3 years	-9.4% Weak ↓ Weak Declining Compound annual revenue growth over 3 years	-7.9% Weak Weak Compound annual revenue growth over 3 years	-6.8% Weak Weak Compound annual revenue growth over 3 years	—	—	—	—
Revenue CAGR 5Y (%)	3.7% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	3.9% Caution ↓ Caution Declining Compound annual revenue growth over 5 years	5.7% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	5.6% Fair ↑ Fair Improving Compound annual revenue growth over 5 years	3.0% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	3.2% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	2.5% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	1.7% Caution ↑ Caution Improving Compound annual revenue growth over 5 years	0.4% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-1.1% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-5.4% Weak ↑ Weak Improving Compound annual revenue growth over 5 years	-5.6% Weak Weak Compound annual revenue growth over 5 years	-6.2% Weak Weak Compound annual revenue growth over 5 years	—	—	—	—	—	—
EPS CAGR 3Y (%)	0.3% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	-8.2% Weak ↓ Weak Declining Compound annual EPS growth over 3 years	27.0% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	14.9% Good ↑ Good Improving Compound annual EPS growth over 3 years	17.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	0.7% Caution ↓ Caution Declining Compound annual EPS growth over 3 years	20.2% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	27.4% Excellent ↑ Excellent Improving Compound annual EPS growth over 3 years	8.1% Fair ↑ Fair Improving Compound annual EPS growth over 3 years	3.7% Caution Caution Compound annual EPS growth over 3 years	1.4% Caution Caution Compound annual EPS growth over 3 years	—	—	—	—	—	—	—	—

💰 Are margins durable? 5 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Operating Margin (%) (%)	0.7% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-97%)	1.3% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-95%)	2.8% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-89%)	0.8% Weak ↓ Weak Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-97%)	—	20.9% Good ↓ Good Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-16%)	33.9% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	34.0% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+36%)	33.8% Excellent ↑ Excellent Improving Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+35%)	30.1% Excellent → Excellent Stable Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	28.4% Excellent ↓ Excellent Declining Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+14%)	32.5% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	30.1% Excellent Excellent Operating income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+20%)	—	—	—	—	—	—
Effective Tax Rate (%) (%)	21.4% Fair → Fair Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.6% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.4% Good ↑ Good Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	21.9% Fair ↑ Fair Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	16.7% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	20.3% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	19.8% Good ↓ Good Declining Actual taxes paid relative to pre-tax income Optimal: 15-25%	33.3% Weak ↑ Weak Improving Actual taxes paid relative to pre-tax income Optimal: 15-25%	30.7% Weak → Weak Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	29.7% Caution → Caution Stable Actual taxes paid relative to pre-tax income Optimal: 15-25%	32.6% Weak Weak Actual taxes paid relative to pre-tax income Optimal: 15-25%	28.5% Caution Caution Actual taxes paid relative to pre-tax income Optimal: 15-25%	—	—	—	—	—	—
Profit Margin (%) (%)	28.6% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+30%)	26.7% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+21%)	27.4% Excellent ↓ Excellent Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+24%)	31.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+41%)	39.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+78%)	17.4% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-21%)	27.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+23%)	30.6% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Above avg (+39%)	23.0% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.0% Excellent → Excellent Stable Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	19.7% Good ↓ Good Declining Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-10%)	22.1% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	21.2% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: At sector avg	20.7% Excellent ↑ Excellent Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-6%)	-9.2% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-142%)	-14.5% Weak ↑ Weak Improving Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-166%)	-80.9% Weak Weak Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-468%)	17.2% Good Good Net income as a percentage of revenue Optimal: > 15% vs Sector: Below avg (-22%)	—
FCF Margin (%) (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF / Net Income (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

🎯 Is capital allocation efficient? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Return on Invested Capital (%) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Capital (%) (%)	0.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.1% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	0.0% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.5% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.7% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.3% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.9% Weak → Weak Stable Operating profit relative to total assets Optimal: > 10%	0.8% Weak ↓ Weak Declining Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	1.0% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	0.9% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-0.4% Weak ↑ Weak Improving Operating profit relative to total assets Optimal: > 10%	-0.7% Weak Weak Operating profit relative to total assets Optimal: > 10%	-3.8% Weak Weak Operating profit relative to total assets Optimal: > 10%	—	—
Return on Common Equity (%) (%)	11.3% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-6%)	10.6% Fair ↓ Fair Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-12%)	11.9% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	14.1% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+17%)	13.8% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Above avg (+15%)	6.0% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-50%)	9.7% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-19%)	11.7% Fair ↑ Fair Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: At sector avg	7.8% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-35%)	7.0% Caution → Caution Stable Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-42%)	6.3% Caution ↓ Caution Declining Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-47%)	6.8% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-43%)	7.1% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-41%)	7.2% Caution ↑ Caution Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-40%)	-3.2% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-127%)	-5.8% Weak ↑ Weak Improving Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-148%)	-33.3% Weak Weak Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-377%)	6.3% Caution Caution Profit generated per dollar of shareholder equity Optimal: > 15% vs Sector: Below avg (-47%)	—

⚖️ Is the balance sheet risky? 4 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Debt to Equity (x)	0.26x Excellent ↑ Excellent Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-79%)	0.36x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-70%)	0.13x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-89%)	0.14x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-88%)	0.13x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-89%)	0.20x Excellent ↓ Excellent Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-84%)	0.61x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-49%)	0.93x Fair ↑ Fair Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-23%)	0.53x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-56%)	0.47x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-61%)	0.50x Good ↑ Good Improving Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-59%)	0.34x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-72%)	0.44x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-63%)	0.48x Good ↓ Good Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-60%)	0.67x Fair ↓ Fair Declining Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Below avg (-44%)	1.24x Caution Caution Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: At sector avg	2.08x Weak Weak Total debt relative to shareholder equity Optimal: < 0.6x vs Sector: Above avg (+74%)	—	—
Interest Coverage (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Debt (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt / EBITDA (x) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

📊 What does each share earn? 8 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Revenue per Share (USD)	$8.44	$7.73	$8.09	$7.72	$6.73	$6.56	$5.89	$5.27	$4.64	$4.42	$4.06	$3.77	$3.79	$3.91	$4.79	$7.17	$9.95	$10.25	—
Basic EPS, GAAP (USD)	$2.31	$1.94	$2.11	$2.29	$2.51	$1.03	$1.51	$1.55	$1.01	$0.87	$0.75	$0.80	$0.78	$0.72	$-0.62	$-1.27	$-8.09	$1.77	—
Free Cash Flow per Share (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend per Share (USD)	$1.03	$0.98	$0.88	$0.74	$0.65	$0.62	$0.59	$0.46	$0.32	$0.26	$0.23	$0.18	$0.10	$0.04	$0.04	$0.13	$0.96	$1.46	—
Book Value per Share (USD)	$21.35	$19.52	$18.62	$17.06	$19.17	$18.89	$16.38	$13.82	$13.65	$13.28	$12.71	$12.27	$11.30	$11.22	$13.64	$18.08	$24.19	$28.00	—
Tangible Book Value per Share (USD)	$14.76	$13.08	$12.28	$10.66	$12.84	$13.35	$11.40	$9.29	$9.37	$9.19	$8.84	$8.57	$7.64	$7.49	$8.74	$11.95	$15.29	$28.00	—
Basic Weighted Avg Shares (shares)	892.00M	916.00M	936.00M	935.00M	956.00M	959.00M	995.00M	1.09B	1.19B	1.25B	1.32B	1.38B	1.40B	1.38B	1.23B	989.00M	695.00M	708.00M	—
Dividend Payout Ratio (%)	44.6% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	50.5% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	41.7% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	32.3% Good ↓ Good Declining Dividends paid as a percentage of earnings Optimal: 30-60%	25.9% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	60.2% Fair ↑ Fair Improving Dividends paid as a percentage of earnings Optimal: 30-60%	39.1% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	29.7% Excellent → Excellent Stable Dividends paid as a percentage of earnings Optimal: 30-60%	31.2% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	29.3% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	30.7% Good ↑ Good Improving Dividends paid as a percentage of earnings Optimal: 30-60%	22.5% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	12.8% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	5.6% Excellent ↑ Excellent Improving Dividends paid as a percentage of earnings Optimal: 30-60%	-6.5% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	-10.2% Excellent ↓ Excellent Declining Dividends paid as a percentage of earnings Optimal: 30-60%	-11.9% Excellent Excellent Dividends paid as a percentage of earnings Optimal: 30-60%	82.5% Caution Caution Dividends paid as a percentage of earnings Optimal: 30-60%	—

🏦 How resilient is the balance sheet? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Working Capital (USD) N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
LT Debt (USD)	$4.13B	$5.99B	$2.33B	$2.28B	$2.41B	$3.57B	$7.88B	$12.42B	$8.13B	$7.76B	$8.35B	$3.46B	$4.83B	$5.86B	$8.11B	$18.46B	$19.23B	—	—
Total Equity (USD)	$19.04B	$17.88B	$17.43B	$15.95B	$18.33B	$18.11B	$16.30B	$15.09B	$16.19B	$16.66B	$16.84B	$16.87B	$15.77B	$15.50B	$16.73B	$17.88B	$16.81B	$19.82B	$20.70B

📋 What is driving earnings? 3 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Sales/Revenue/Turnover (USD)	$7.53B	$7.08B	$7.58B	$7.21B	$6.44B	$6.29B	$5.86B	$5.75B	$5.50B	$5.55B	$5.38B	$5.18B	$5.28B	$5.40B	$5.88B	$7.09B	$6.92B	$7.25B	—
Net Income, GAAP (USD)	$2.16B	$1.89B	$2.07B	$2.25B	$2.52B	$1.09B	$1.58B	$1.76B	$1.26B	$1.16B	$1.06B	$1.15B	$1.12B	$1.12B	$-539.00M	$-1.03B	$-5.60B	$1.25B	—
Operating Cash Flow (USD)	$2.18B	$1.60B	$2.31B	$3.10B	$3.03B	$2.32B	$2.58B	$2.27B	$2.30B	$1.97B	$1.57B	$2.11B	$3.80B	$2.44B	$4.23B	$1.99B	$2.01B	$3.29B	—

🏛️ Sector-Specific 2 metrics

Metric	FY 2025 Dec 31, 2025 10-K ↗	FY 2024 Dec 31, 2024 10-K ↗	FY 2023 Dec 31, 2023 10-K ↗	FY 2022 Dec 31, 2022 10-K ↗	FY 2021 Dec 31, 2021 10-K ↗	FY 2020 Dec 31, 2020 10-K ↗	FY 2019 Dec 31, 2019 10-K ↗	FY 2018 Dec 31, 2018 10-K ↗	FY 2017 Dec 31, 2017 10-K ↗	FY 2016 Dec 31, 2016 10-K ↗	FY 2015 Dec 31, 2015 10-K ↗	FY 2014 Dec 31, 2014 10-K ↗	FY 2013 Dec 31, 2013 10-K ↗	FY 2012 Dec 31, 2012 10-K ↗	FY 2011 Dec 31, 2011 10-K ↗	FY 2010 Dec 31, 2009 10-K ↗	FY 2009 Dec 31, 2008 10-K ↗	FY 2008 Dec 31, 2007 10-K ↗	FY 2007 Dec 31, 2006 10-K ↗
Net Interest Margin (approx.) (%)	3.1%	3.1%	3.5%	3.1%	2.4%	2.6%	3.0%	3.0%	2.8%	2.7%	2.6%	2.7%	2.8%	2.7%	2.7%	2.3%	2.6%	—	—
Efficiency Ratio (%) (%)	57.3%	59.9%	58.3%	56.4%	58.2%	57.9%	59.5%	62.0%	63.5%	65.2%	67.1%	66.2%	67.3%	65.3%	65.7%	67.0%	156.0%	64.2%	—

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bar_chart Data from SEC EDGAR XBRL filings

Synced 4 days ago 19 years · 73 quarters

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